RichLife Advisors Archives - Page 2 of 11

Connect with Beau Henderson:

https://www.facebook.com/TestonBurruss/

Key Highlights of This Episode:

00:00:53 – Starting Dress Up Boutique
Derek Case shares the story of how Dress Up Boutique started, with the idea of providing affordable and constantly changing inventory to meet the needs of shoppers.

00:09:02 – Bold Action in a Challenging Economy
Derek talks about the bold decision to start Dress Up Boutique during a challenging economic time and how they navigated the transition while still working full-time jobs.

00:10:27 – The Transition and Growth
Derek discusses the transition period of running Dress Up Boutique while still working another job, and the eventual shift to focusing on the store full-time as it gained success.

00:13:50 – Early Success and Strategic Planning
Derek shares the immediate success of Dress Up Boutique and the strategic planning that went into identifying the target market, such as college sorority girls, and meeting their needs.

00:14:21 – Starting a Business with Limited Research
Derek and Danielle started their clothing store with minimal research, confident they could sell to 10% of their target market. They focused on building the business and reinvesting profits.

00:18:05 – Vision for Growth and Expansion
Derek discusses the initial vision for multiple stores and the challenges of scaling up. He emphasizes the importance of managing growth effectively to maximize profitability.

00:20:11 – Adapting to Changing Business Landscape
Derek shares the impact of COVID on their business and the shift towards online sales. He also discusses the challenges of digital marketing and the importance of physical stores.

00:25:19 – Strategic Expansion and Local Market Dynamics
Derek talks about the considerations for opening new stores, focusing on both local markets and tourist towns. He emphasizes the need to adapt to changing dynamics in retail locations.

00:26:46 – Leadership and Company Culture
Derek emphasizes his strength in leadership and building teams. He highlights the importance of a people-centric culture and the trademark phrase “love people, love clothes”.

00:28:00 – Managing a Large Workforce
Derek discusses managing a workforce of 250 across 17 stores and a corporate office. He emphasizes the importance of fostering a great culture and loving on the people internally.

00:31:00 – Navigating Challenges During COVID
Derek shares the challenges the company faced during the COVID-19 pandemic, including a 60% drop in sales and the decision to implement a 50% pay cut for employees. He reflects on the difficult decisions made to survive the crisis.

00:35:01 – Adapting to Online Sales
The discussion shifts to the company’s shift to online sales as a result of decreased foot traffic in stores. Derek explains how their inventory management and distribution strategies were pivotal in adapting to the changing retail landscape.

00:36:26 – Post-COVID Recovery
Derek talks about the challenges of restocking inventory post-COVID and the supply chain issues they faced. He highlights the importance of resilience and perseverance in the face of adversity.

00:39:16 – Dress Up Freestyle Rap
The conversation ends with a lighthearted moment as Derek suggests random topics for a freestyle rap about Dress Up. The host delivers a fun rap summarizing the unique aspects of the company.

Clint Teston and Jason Burruss | Teston Burruss Law Firm

April 14, 2024 by Rose

North Georgia Business Radio

Clint Teston and Jason Burruss | Teston Burruss Law Firm

00:00 /

If you’ve ever wondered what goes on behind the scenes of a successful legal firm, you don’t want to miss this episode of North Georgia Business Radio!

Clint Teston and Jason Burruss, the dynamic duo behind Teston & Burruss Law Firm, bring a unique blend of legal expertise and entrepreneurial spirit to the table. Today, they are peeling back the curtain to discuss what goes into successful trial law. SPOILER ALERT—it’s nothing like we see on TV!!

Clint and Jason are seasoned trial attorneys with a wealth of experience in various areas of law, including personal injury, wrongful death, family law, and criminal defense.

As founding partners of Teston & Burruss, their journey into establishing the firm reflects their innovative approach and commitment to client-centric practices.

With a strong focus on the significance of bilingual staff and the impact of authentic communication, they have successfully carved out a niche in serving our diverse North Georgia community. They are the winners of this year’s Best of Hall in two categories — Personal Injury Law & General Attorney Law!!

Their deep understanding and passion for successful trial law and the delicate balance between professionalism and personality in the courtroom make them a valuable resource for our North Georgia community!

Connect with Justin and Clint, and Their Team

https://testonburruss.com/

https://www.instagram.com/testonburrusspc/

https://www.linkedin.com/in/testonlaw/

https://www.youtube.com/channel/UCHngMZfUpGpVqAopJY6W1_Q

Connect with Phil Bonelli:

https://www.facebook.com/Hopewell-Farms-GA-105614501707618/

Connect with Beau Henderson:

https://www.facebook.com/Hopewell-Farms-GA-105614501707618/

Key Highlights of This Episode:

00:00:47 – Unorthodox Firm Beginnings
Clint and Jason talk about the unconventional start of their law firm, sharing the story of how they decided to start their own practice.

00:07:01 – Focus on Trial Law
The attorneys discuss their emphasis on personal injury, family law, and criminal defense, highlighting their experience as trial lawyers.

00:08:22 – Keys to Successful Trial Attorneys
The importance of being a good trial lawyer is discussed, emphasizing the focus on preventing trials through effective preparation and negotiation.

00:11:54 – Preparation for Successful Trial
The importance of thorough preparation and familiarity with each case is highlighted, emphasizing the impact it has on the reputation and negotiation with the opposing side.

00:13:32 – The Importance of Preparation in Law
Clint and Jason discuss the extensive preparation required for their work, including memorizing case files and transcripts to outwork opponents and achieve better results for clients.

00:14:59 – The Thrill of Catching Lies in Court
The attorneys share the excitement of catching someone in a lie during cross-examination, emphasizing the satisfaction of presenting evidence to contradict false statements made in court.

00:16:24 – Trial Preparation and Client Options
Clint and Jason explain their approach to working with clients, focusing on preparing for trial while also exploring options to avoid it. They highlight the enjoyment they find in the trial process and the goal of providing clients with all available options.

00:17:34 – Balancing Emotion and Professionalism in Court
The attorneys discuss the importance of displaying emotion while maintaining professionalism in the courtroom. They emphasize the need to be authentic and credible, as well as the impact of personal styles on the perception of lawyers by juries and judges.

00:20:18 – Being Your Authentic Self
Clint and Jason emphasize the value of being oneself in the legal profession and the importance of clients feeling comfortable with their chosen lawyers. They stress the significance of competence and trust in client-lawyer relationships.

00:27:08 – Importance of Full Information
Clint and Jason discuss the importance of clients providing full information for their cases. They emphasize the need for honesty and how it impacts the outcome of a trial.

00:30:33 – Adaptability and Experience
The conversation shifts to the importance of being able to roll with the punches and improvising during trial. They highlight the value of experience in dealing with surprises and making halftime adjustments.

00:33:40 – Small Business Local Spotlight
Clint and Jason talk about their initiative to spotlight local businesses and nonprofits. They discuss how this not only promotes their firm but also supports the community and other businesses.

00:36:19 – Role of Marketing
Kaylee, the marketing professional, shares her perspective on showcasing Teston and Burruss as authentic professionals who genuinely care for their clients. The discussion emphasizes the importance of genuine care and authenticity in marketing.

00:39:51 – Building Partnerships and Community Support
The guests emphasize the strength of partnerships, including their partnership with Kaylee and the collaborative effort to support the community through their local business spotlight initiative.

Phil Bonelli – Founder Roundtable Advisors and Hopewell Farms GA

March 31, 2024 by Rose

North Georgia Business Radio

Phil Bonelli - Founder Roundtable Advisors and Hopewell Farms GA

00:00 /

Stepping Off the Corporate Ladder: Lessons on Taking Career Risks

The man behind the mike, our very own Phil Bonelli, is our special guest on this week’s North GA Business Radio segment! Phil is speaking with guest host Tony Herdener, retired CFO of Northeast Georgia Health System, about his recent retirement from Commercial Banking and what’s next for his inspiring entrepreneurial journey!!

With over a decade of experience in the corporate world, Phil has founded Roundtable Advisors, a consulting firm specializing in providing fractional executive support to growing businesses.

In addition to his business pursuits, Phil works and manages Hopewell Farms GA, in North Georgia, demonstrating his commitment to regenerative farming.

Connect with Phil Bonelli:

Connect with Beau Henderson:

https://www.facebook.com/deeprootslandscape

Key Highlights of This Episode:

00:01:28 – Phil’s Career Transition
Phil discusses his retirement from commercial banking and the launch of his consulting firm, Roundtable Advisors, to provide fractional executives to small businesses.

00:06:06 – Phil’s Farming Journey
Phil shares his passion for regenerative farming at Hopewell Farms, emphasizing the importance of stewarding the land and providing nutrient-dense, chemical-free products to consumers.

00:10:19 – Family and Farming
Phil talks about his family and how his desire to spend time with his children led to the expansion of Hopewell Farms, where they raise cattle, pigs, turkeys, and chickens.

00:12:35 – Scale of Farming Operation
Phil explains the evolution of Hopewell Farms from a small acreage to a diverse farming operation with a focus on providing a hands-on experience for his children and promoting grit and skills development.

00:13:51 – Farming and Livestock Harvesting
Phil discusses the livestock he harvests on his farm, including beef, pigs, meat chickens, and turkey, and emphasizes the regenerative and non-synthetic hormone nature of his products.

00:14:36 – Importance of Grass-fed Livestock
Phil explains the importance of grass-fed livestock and clarifies that terms like “cage-free” and “free-range” can be misleading. He emphasizes the significance of pasture-raised animals and their natural, healthy environment.

00:18:06 – Community Involvement and Service Organizations
Phil shares his experience as the youngest Kiwanis president and highlights the power of service organizations in connecting with the community. He encourages others to get involved and serve for the joy it brings.

00:20:46 – Introduction to Round Table Advisors
Phil introduces his consulting practice, Round Table Advisors, and explains how it aims to connect businesses with experienced executive talent, such as CFOs and COOs, to help them grow and succeed.

00:25:56 – Role of Round Table Advisors
Phil discusses his role as the connector in Round Table Advisors, emphasizing the value of bringing top executive talent to businesses on a flexible, month-to-month basis. He highlights the importance of trust and adding value to clients.

00:28:50 – Benefits of Networking and Learning from Others
Phil discusses the benefits of having a group of experienced executives to learn from and call on for advice. He emphasizes the value of learning from each other and clients.

00:30:14 – Phil’s Path to Broadcasting
Phil shares how he got involved in broadcasting and the opportunity to host the show. He highlights his passion for connecting with businesses and the unexpected path that led him to where he is today.

00:32:13 – The Journey of Personal Growth
Phil reflects on his career journey, emphasizing the importance of discovering new passions and skills. He compares his career journey to a map, where each step reveals more of the path forward.

00:34:31 – Lessons from Mentors
Phil shares lessons learned from mentors, Robert Mallon and JD Mueller, emphasizing the importance of setting goals, having a plan, and building confidence in others. He also discusses the value of affirmation and delegation in leadership.

00:39:31 – Love for Travel and Family
Phil expresses his love for travel and the outdoors, highlighting his upcoming family trip to Philadelphia and Boston. He emphasizes the importance of disconnecting and spending quality time with loved ones.

John Baxter and Ben Filchak | Deep Roots Landscape

March 24, 2024 by Rose

North Georgia Business Radio

John Baxter and Ben Filchak | Deep Roots Landscape

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What does planting Deep Roots have to do with growing a successful business… Pretty much EVERYTHING!

John Baxter and Ben Filchak, co-founders of Deep Roots Landscape, are this week’s featured guests on North Georgia Business Radio.

Their company, based in Hall County, specializes in providing full-service landscape solutions, including design, installation, and maintenance.

Their enduring friendship, which dates back to kindergarten, has laid a strong foundation for their successful business partnership.

Their unwavering commitment to shared values and their vision for serving the community has been pivotal to the growth and impact of their business.

Tune in to gain valuable insights from their experience and learn about the significance of shared values in fostering successful business partnerships.

Connect with John and Ben @ Deep Roots Landscape

https://www.deeprootsga.com/

https://www.instagram.com/deeprootsga/

Connect with Phil Bonelli:

https://www.facebook.com/Hopewell-Farms-GA-105614501707618/

Connect with Beau Henderson:

https://www.facebook.com/Hopewell-Farms-GA-105614501707618/

Key Highlights of This Episode:

00:01:33 – Origin Story of Deep Roots Landscape
John Baxter shares the story of how Deep Roots Landscape started after he graduated from college and the impact of a small business class exercise. Ben Filchak also discusses joining the company and their shared vision for the business.

00:04:30 – Maintaining Friendship and Business Partnership
The guests discuss the challenges of maintaining a strong friendship while being business partners for over 14 years. They emphasize the importance of communication, intentionality, and a shared vision in their partnership.

00:07:43 – Shared Vision and Decision-Making
The conversation shifts to the shared vision of Deep Roots Landscape, rooted in serving others and providing quality landscaping services. The guests highlight the importance of aligning their decisions with their core principles and values.

00:10:20 – Business Growth and Design Expertise
John and Ben share the company’s growth from a small operation to hiring employees and expanding their services. They also discuss the artistic aspect of landscape design and the importance of building lasting relationships with clients.

00:14:32 – The Expertise of Sid Johnston
Sid Johnston, a seasoned landscape designer with nearly 50 years of experience, joined the company four years ago, bringing with him a wealth of knowledge and innovative ideas for landscape architecture and project management.

00:15:23 – The Importance of Serving and Diversifying Services
The discussion highlights the significance of serving customers by diversifying services. The hosts emphasize the importance of recognizing the potential for additional services among existing customers and creating consistent income through maintenance and project-based work.

00:16:21 – Strategic Employee Growth and H-2B Program
The hosts discuss their strategic employee growth, employing 50 full-time staff and utilizing the H-2B visa program to bring in seasonal workers from Mexico. They emphasize the benefits of this program in meeting seasonal labor needs and providing growth opportunities for both local and seasonal employees.

00:18:58 – Cultivating Growth and Leadership
The conversation delves into the importance of growth in providing opportunities for employees to develop their leadership skills. The hosts emphasize the value of creating a supportive environment that encourages employees to step out of their comfort zones and maximize their potential.

00:21:30 – Overcoming Bottlenecks and the Role of Coaching
The hosts reflect on the challenges of overcoming bottlenecks and the need for personal and business coaching. They share their experience with receiving guidance from a coaching program, which has been instrumental in empowering them to develop leaders and grow their business effectively.

00:28:51 – Building Hope for Hall
John and Ben discuss the creation of Hope for Hall, a foundation aimed at normalizing disability through play, education, and technology. The project focuses on building inclusive playgrounds for children with all abilities.

00:30:45 – Impact of Inclusive Playgrounds
The conversation highlights the impact of the first inclusive playground built in Hall County, where children with mobility devices can now play alongside their friends. The success of the project has led to the approval of a second playground for a new elementary school.

00:36:18 – Tax Credit for Support
John shares information about the Peach education tax credit, which allows individuals and corporations to donate to support innovative programs for students. This tax credit can be designated to support inclusive playgrounds in Hall County.

00:38:44 – Future Plans for Deep Roots
The hosts discuss the future plans for Deep Roots Landscape, which include continued growth, expansion into multifamily projects, and contributing to the development of Hall County. The company aims to have a significant impact on the community.

00:39:51 – Freestyle Rap and Core Values
The episode concludes with a freestyle rap incorporating Deep Roots’ core values of excellence, purpose, and care. The hosts emphasize the importance of these values in their business and community involvement.

Gregg Venable | Founder of Draaw Studio

March 17, 2024 by Rose

North Georgia Business Radio

Gregg Venable | Founder of Draaw Studio

00:00 /

Gregg Venable, founder of Draaw Studio, LLC — An Architectural Design Studio — joins host Phil Bonelli as our featured guest on this segment of North Georgia Business Radio.

Gregg brings with him a wealth of experience and expertise in the architectural and design industry. He’s sharing with us why his unique approach to effective client collaboration sets him apart from other design firms and how he’s able to maintain the delicate balance between technical knowledge and the ability to interpret and communicate client needs effectively.

Phil and Gregg are also talking about what it takes to start a side hustle while working a full-time job!

Connect with Gregg and Draaw Studio

gregg@draawstudio.com

Connect with Phil Bonelli:

Connect with Beau Henderson:

https://www.facebook.com/pages/Chattahoochee-Riverkeeper/118239508922

Key Highlights of This Episode:

00:00:33 – Building the Business You Want
The discussion begins with a focus on being intentional about building a business, followed by an introduction to Greg Venable and Draw Studios, an architectural design firm.

00:04:16 – The Value of Collaboration
Phil and Greg emphasize the importance of collaboration in the design and architecture process, as well as the role of architects in challenging and guiding clients’ ideas to provide better solutions.

00:11:56 – Transitioning from Drafter to Architect
Greg shares insights into the transition from being a drafter to an architect, highlighting the role of an architect in adding value to clients’ ideas by challenging and enhancing them based on expertise and experience.

00:15:32 – Adding Value to Your Business
Gregg discusses the importance of adding value to your business by challenging and adding to your products or services. He emphasizes the need to look for opportunities to improve and exceed customer expectations.

00:16:16 – Begin with the End in Mind
Gregg and Phil talk about the importance of starting with the end goal in mind for any project. Whether it’s a new build or a renovation, understanding the ultimate outcome is crucial in providing the best solutions for clients.

00:17:59 – Starting Your Own Firm
Gregg shares his journey of starting his own firm and the importance of doing side projects that don’t conflict with your primary job. He highlights the value of entrepreneurial mindset and how it can benefit both employees and employers.

00:20:26 – Supporting Entrepreneurial Employees
Phil and Gregg discuss how employers can support entrepreneurial employees by allowing them to pursue side projects and gain additional expertise. They also emphasize the benefits of employees thinking like owners and how it can improve their performance.

00:24:15 – Community Support and Collaboration
The conversation shifts to discussions about local restaurants and the importance of community support. They highlight the success stories of local businesses and the value of collaboration within the community.

00:30:28 – The Importance of Side Projects
Greg discusses the value of side projects and how his past employer supported him in pursuing his own architectural design firm, Draw Studio, as long as it didn’t conflict with his primary job.

00:33:12 – Efficiency and Prioritization
Phil and Greg delve into the importance of efficiency and prioritization, emphasizing the need to focus on multiple tasks without conflicting or overlapping, leading to better performance and growth.

00:36:33 – Surrounding Yourself with Supportive People
Phil and Greg emphasize the significance of surrounding oneself with supportive individuals and fostering a positive work environment, suggesting that a toxic work environment can hinder personal and professional growth.

00:37:33 – Client-Focused Growth Strategy
Greg explains his strategy for building his architectural firm, focusing on finding clients that provide repeat work or referrals, emphasizing the value of being selective and niche to add more value.

00:40:15 – Conclusion and Contact Information
Phil wraps up the conversation by highlighting Greg’s entrepreneurial endeavors and architectural services, encouraging listeners to support local businesses and contact North Georgia Business Radio X for future highlights.

Mallory Pendleton and Becca Risser | Chattahoochee Riverkeeper

March 3, 2024 by Rose

North Georgia Business Radio

Mallory Pendleton and Becca Risser | Chattahoochee Riverkeeper

00:00 /

Keeping Our Waterway Pristine: Chattahoochee River Stewardship

Calling all North Georgia Walkers, Waders, and Paddlers! It’s time to Sweep the Hooch…

Mallory Pendleton and Becca Risser, representing the Chattahoochee Riverkeeper, chat with host Phil Bonelli during this segment of North Georgia Business Radio. They bring extensive expertise and passion to the conservation of the Chattahoochee River.

With over 30 years of combined experience, Mallory, serving as the Headwaters Outreach Manager, actively engages the community through various initiatives, such as leading trash cleanups and delivering educational presentations.

Becca, the Headwaters Watershed Specialist, diligently oversees water quality monitoring programs and addresses watershed concerns.

Through their dedicated roles, they play a pivotal part in ensuring the protection and longevity of this invaluable natural asset, benefiting both the environment and our local community.

Want to help support this fantastic organization?
Please volunteer to join us Saturday, March 23, 2024

Sweep the Hooch is an annual watershed-wide trash cleanup that brings together hundreds of volunteers each year at dozens of parks, tributaries, and access points along the Chattahoochee River.

You can learn more about this incredible event right here:
https://chattahoochee.org/sweep-the-hooch/

Mallory Pendleton, Headwaters Outreach Manager

Born in Kentucky and raised in Alabama, Mallory spent most of her childhood around the freshwater lakes and meandering rivers in the south which sparked her interest in the great outdoors. Mallory graduated from The University of Alabama with a degree in Biology and quickly moved into the Environmental Education field. Moving from the Florida Keys, to South Carolina, to the Eastern Shore of Virginia, and landing in Georgia, Mallory has a deep passion for exploring, learning, and sharing her love for the south!

Joining CRK in March 2020, Mallory is Chattahoochee Riverkeeper’s Headwaters Outreach Manager and she works out of the Gainesville office. Organizing events, leading a variety of outings, conducting fundraising initiatives, and representing CRK at a vast array of community events are a few things that you may find her undertaking.

Mallory and her dog, Ellie, currently reside in Gainesville, GA. In her free time, she enjoys hiking, gardening, kayaking, and simply soaking up the sun! She is thrilled to be a part of the CRK team and is eager to share her love for the Chattahoochee with the Headwaters community.

Becca Risser, Headwaters Watershed Specialist

Becca is a Georgia native and a graduate of the University of Georgia with a B.S. in Ecology. She spent a few years researching nutrient cycling and transport on Alaska’s North Slope, but she prefers the South and has lived here ever since. Before starting at CRK in 2022, Becca spent a year as a CRK fellow in the industrial stormwater program and was executive director of the Soque River Watershed Association in Habersham County for three years.

As headwaters watershed specialist, Becca is responsible for carrying out CRK’s programs north of Buford Dam. She manages the regional Neighborhood Water Watch program, hotline calls, Lake Lanier nutrient monitoring, and any other program needs in the Headwaters.

Becca lives in Clarkesville, Georgia and enjoys hiking and canoeing in the north Georgia mountains in her free time. She also manages a community garden and spends as much time with family as she can. Becca is thrilled to be able to share her passion for healthy watersheds with the Headwaters community.

Connect with Mallory & Becca and the Chattahoochee Riverkeeper:

https://chattahoochee.org

Tweets by CRKeeper

http://instagram.com/crkeeper

https://www.tiktok.com/@chattahoocheeriverkeeper

https://www.youtube.com/user/UCRiverkeeperVideos

Connect with Phil Bonelli:

https://www.facebook.com/Hopewell-Farms-GA-105614501707618/

Connect with Beau Henderson:

https://www.facebook.com/Hopewell-Farms-GA-105614501707618/

Key Highlights of This Episode:

00:00:07 – Introduction to Chattahoochee River Keeper
Phil introduces Mallory Pendleton and Becca Risser from Chattahoochee River Keeper. They discuss the importance of the Chattahoochee river to the local area and their roles within the organization.

00:02:11 – Responsibilities of Headwaters Outreach Manager and Watershed Specialist
Mallory explains her role in outreach and development, while Becca describes her responsibilities as a watershed specialist. They discuss the significance of monitoring water quality and handling permits for new developments.

00:07:02 – Formation of Chattahoochee River Keeper
Mallory and Becca talk about the establishment of Chattahoochee River Keeper in 1994 and how they are part of the Waterkeeper Alliance. They highlight the organization’s mission to protect the river and the history of environmental advocacy in the area.

00:11:35 – Impact of Watershed on River Contamination
Becca elaborates on the concept of the watershed and how everything in the watershed ultimately affects the river. They discuss various pollutants, including trash, bacteria, and nutrients, and their impact on the river’s health.

00:13:51 – Importance of River Conservation
Phil emphasizes the importance of conserving the river and its watershed. He underscores the efforts of Chattahoochee River Keepers in promoting responsible practices to maintain the river’s integrity and preserve the local environment.

00:14:56 – Understanding the Watershed
Mallory and Becca discuss the expansive Chattahoochee watershed, emphasizing the importance of broader perspective and how businesses impact the river, even if located miles away.

00:16:25 – Clear Line at Atlanta Highway
The conversation delves into the clear division of watersheds at Atlanta highway in Gainesville, highlighting the significance of this natural ridge and its impact on the flow of water.

00:20:06 – Recreational Activities on the River
The discussion covers various recreational activities on the Chattahoochee river system, such as paddling, fishing, and exploring blue trails. It also emphasizes the importance of the river to businesses in the hospitality industry.

00:25:17 – Events and Community Engagement
Mallory and Becca share upcoming events like the annual trash cleanup and the water fest, emphasizing the impact of community involvement and volunteerism in preserving the river’s ecosystem. They stress the holistic approach to conservation efforts.

00:27:51 – Unexpected Impact of Events
The conversation highlights the unforeseen impact of events, such as the Wild and Scenic Film Festival, on individuals and businesses, emphasizing the interconnectedness of actions and their influence on the environment and watershed conservation.

00:29:31 – Events and activities on the Chattahoochee River
Becca and Mallory discuss upcoming events and activities, including the 420 water fest at Nofo, and encourage listeners to visit the Chattahoochee River Keeper website for more information.

00:32:07 – Membership and initiatives
The benefits of becoming a member of the river keepers are discussed, as well as the clean linear equation initiative, which supports various programs and efforts for water monitoring and environmental education.

00:34:34 – Holistic approach in business
The conversation delves into the importance of taking a holistic approach in business decisions, drawing parallels between the river watershed and the broader impact of business strategies and decisions.

00:36:17 – Positive impact on water quality
Becca and Mallory highlight the positive news that water quality in Georgia is improving, despite challenges such as population growth and urban development, emphasizing the importance of celebrating the progress.

00:39:31 – Freestyle rap on river conservation
The hosts engage in a lighthearted freestyle rap about river conservation, touching on topics such as keeping the river clean and the significance of the word “Chattahoochee”.

Tommy Howard | CEO Norton Commercial Real Estate

February 18, 2024 by Rose

Experience matters!

The best time to buy real estate is today. Don’t wait to buy real estate. Buy real estate and wait. – Tommy Howard

Tommy Howard, CEO of Norton Commercial Real Estate, returns to North GA Business Radio during this segment to provide valuable insights into the impact of rising interest rates on our local real estate market.

With 37 years of experience, Tommy is an expert at interpreting market trends and data to guide informed decision-making. He offers a unique perspective on the challenges and opportunities presented by the current economic climate, shedding light on the implications for both commercial and residential real estate investments.

His extensive knowledge and practical advice make him a valuable resource for anyone navigating the complexities of the real estate market.

Tommy is speaking with us about:

How interest rates impact real estate investments and how to navigate this changing landscape.
The challenges of affordable housing in Georgia and some potential solutions for both investors and homebuyers.
The pivotal role of cash investors in real estate and how their strategies influence the market dynamics.
The impact of the labor shortage on the housing market and how it affects investment decisions.
How the gig economy is transforming the work landscape and its implications for real estate opportunities.

Georgia’s housing market is experiencing a significant affordability crisis. Driven by high demand and limited supply, home prices are quickly rising, creating a competitive environment that numerous potential homebuyers find challenging to navigate. Being well-versed in the market dynamics and seeking advice from experienced real estate advisors can help in tackling these obstacles.

Connect with Tommy:

Website — Meet Tommy Howard/

Facebook – https://www.facebook.com/thenortonagency

Connect with Phil Bonelli:

Connect with Beau Henderson:

https://www.facebook.com/Hopewell-Farms-GA-105614501707618/

Highlights from the show:

00:03:24 – Impact of Interest Rates on Real Estate
Tommy discusses the impact of interest rates on the purchasing of real estate, both commercial and residential, and how waiting for rates to come down may not be the best strategy.

00:10:46 – Property Value Appreciation
The conversation delves into the significant appreciation of property values over the past 20 years, with a 50% increase in home prices in Gainesville and the state of Georgia from 2020 to 2023.

00:13:02 – Insurance Considerations for Homeowners
Tommy emphasizes the importance of homeowners reassessing their insurance policies to ensure they are adequately covered, especially with the substantial increase in property values and construction costs.

00:14:08 – The Risk of Being Underinsured
The potential consequences of being underinsured, as illustrated by a real-life example, are highlighted, emphasizing the need for homeowners to revisit and adjust their insurance policies accordingly.

00:14:33 – Importance of Insurance Coverage
Tommy emphasizes the importance of paying attention to insurance coverage and recommends contacting the Norton agency for assistance. He also discusses the increase in home prices in Georgia compared to the national average.

00:15:43 – Housing Market Trends
Tommy discusses the housing market trends in Georgia, noting a 5% appreciation at the end of 2023. He predicts a continuation of steady growth in 2024, driven by supply and demand dynamics.

00:16:35 – Impact of Investors on Real Estate
Tommy highlights the impact of investors on the real estate market, stating that even if home prices depreciate, investors would prop the market back up. He also discusses the competition between homeowners and all-cash investors.

00:17:45 – Cash Transactions in Real Estate
Tommy shares insights on the high percentage of cash transactions in real estate, with 50% of transactions at his brokerage being all cash. He also mentions the increase in days on the market and the current supply-demand dynamics.

00:20:34 – House Rich and House Poor
Tommy discusses the concept of being house rich and house poor, emphasizing how homeownership has led to wealth accumulation for some, while others struggle to afford homes due to rising prices and lack of affordable housing options. He also addresses the trend of baby boomers transitioning to rentals.

00:28:49 – Current Labor Pool and Job Desirability
Howard discusses the current labor pool and the desires of young professionals coming out of college. He mentions the trend of wanting remote work and high salaries, and how businesses are making concessions to attract this labor force.

00:30:08 – Impact of Labor Shortage on Real Estate
Howard talks about the impact of the labor shortage on real estate, mentioning the need for infrastructure to support the labor force and the challenges in finding affordable housing for essential workers like teachers and policemen.

00:33:04 – Challenges for Labor Force and Major Industries
The conversation shifts to the challenges faced by the labor force, including commuting time and the difficulties in finding affordable housing close to work. Howard also highlights how major industries are struggling to recruit and retain employees.

00:34:50 – Proliferation of the Gig Economy
The discussion turns to the gig economy, with Howard sharing examples of how technology and the internet have enabled people to monetize their hobbies and interests. He mentions the prevalence of side gigs and the opportunities for creating wealth in one’s spare time.

00:39:28 – Importance of Professional Expertise
The conversation concludes with a reminder of the importance of seeking professional expertise, particularly in real estate transactions. Howard emphasizes the value of working with professionals in navigating the abundance of information available to consumers.

Keith Guernsey | Author “Living Well With Cancer” and Relay For Life Ambassador

February 11, 2024 by Rose

North Georgia Business Radio

Keith Guernsey | Author "Living Well With Cancer" and Relay For Life Ambassador

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Be relentless. Never give up or never give in. If you feel like you want to quit, think of it as a sin. You keep putting one foot in front of the other and then lean on the support of your friends and brothers. – Keith Guernsey

Some folks think of life as a race. Sometimes it’s a sprint. Sometimes it’s a marathon. Sometimes it’s a relay.

Good friend of North GA Business Radio, Keith Guernsey, a truly inspiring, resilient three-time cancer survivor and acclaimed author, joins host Phil Bonelli to discuss his new book and the upcoming Relay for Life Event being held on Friday, April 19th in Hall County!

Keith’s latest book, “Living Well with Cancer,” has garnered recognition as a number one new release in the health and fitness category on Amazon.

Drawing from his own journey, Keith provides practical insights and valuable advice on navigating the challenges of cancer, emphasizing the significance of optimal medical care, a strong support system, and maintaining a healthy lifestyle.

Keith also shares some writing tips that all would-be authors can benefit from.

Connect with Keith…

email – thegurns2005@yahoo.com
phone/text – 978 – 973 – 5691

Check out Keith’s books on Amazon

Connect with Phil Bonelli:

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