Andrew Hetzler / American Exchange 
Andrew Hetzler is the Chief Operating Officer of American Exchange. Graduating from Baylor High School and Appalachian State University with a degree in risk management and insurance, Andrew has been working in the health insurance industry since graduating from Appalachian State in 2009.
Marlena Palmer / Chattanooga Women’s Leadership Institute
The Chattanooga Women’s Leadership Institute (CWLI) was founded in 1998 by seven incredible women because they believed that women bring a broad range of talents and perspectives to our community, which in turn will contribute to its growth and stability. Since then, CWLI has instituted a wide range of outreach programs for women in all walks of life, in order to cultivate fertile ground for: •Identifying women leaders who would assist in the development of other potential leaders •Providing women with skills and appropriate opportunities to assume leadership roles •Increasing the number of women in leadership roles within the community CWLI has grown into a non-profit, non-partisan 501 (c) (3) membership organization comprised of over 400 women from our community. CWLI actively pursues quality programs, educational opportunities and leadership development in areas of politics, community service, business, entrepreneurship and the arts. Now, more than ever, CWLI can attest to the value of developing strategies to position capable women to assume positions of leadership where they contribute fully to shaping Chattanooga’s future.
