

Celebrating Powerhouse Women salutes and recognizes women who are making an impact, whether it’s in business, philanthropy, public service, or elsewhere.
Karen Zapp/HowMoneyWorks

Karen Zappe is a Financial Educator for HowMoneyWorks. She’s also a former Naval Officer and she had a long career in engineering.
HowMoneyWorks teaches people how money really works because it’s not being taught in schools. Understanding how money works – the basics of personal finance – is an essential life skill that everyone needs each and every day. They teach the WHAT and the HOW so your families, friends, neighbors, and communities can be financially literate and not simply educated. They teach from the book, How Money Works – Stop Being a Sucker. It’s the top-selling book on personal finance since 2020. It’s been featured on national TV over 370 time (plus radio, web media, and more) and seen by over 125 million viewers on ABC, CBS, NBC, FOX, CNBC, etc. HowMoneyWorks’ crusade is to erase financial illiteracy, because the less you know… the more the finance industry makes.

Celebrating Powerhouse Women is presented by
Hosted by Amanda Pearch
Produced by Dan Braverman




collaboration – increased self-worth and confidence – less conflict, stress and anxiety – They control their schedule vs. the schedule controlling them.
Carmen Payne is a personal and professional development coach. Through her company, SOAR! Transformational Life Coaching, she works with corporate professionals to develop or increase their self-awareness and create an improved version of themselves. Carmen’s services include personalized coaching, workshops, consulting and speaking.
Selina Schuh is an educator, speaker, writer and owner of Empowered Living Strategies. For over 25 years she worked in education, collaborating with students of all ages. Since creating a marriage that feeds her soul after years of struggle, Selina combined her passion for personal growth with her experience in effective teaching to create a step-by-step system, which walks clients through the process of building deeply connected relationships.
Buffie O’Neill is a single mother of three amazing successful young adult children. She is a Native of Arizona. The past 18 years she’s spent in the classroom teaching elementary academics and art. She has found her element by speaking about and educating others about money matters and basic financial concepts. She has a passion for teaching and helping others especially in this area, given the unfortunate fact we are not taught about basic personal finance concepts in school. She has honed her skill and talent as a teacher, speaking and educating others how to break down the barriers on this topic.
advocate for financial literacy education to anyone wanting to learn more about how money really works and is committed to change or improve their situation. She believes everyone should have access to information to make educated decisions and choices rather than randomly checking boxes and filling in the blanks with a number and hoping for the best. She is redefining how fi













