Tucson Business Radio

TMBS E50; Sandra Yancey. CEO eWomenNetwork

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Sandra G. Yancey, CEO and Founder
eWomenNetwork, Inc.
(972) 620-9995 ext. 1031
Leanne.Testa@eWomentNetwork.net
www.eWomentNetwork.com
SOCIAL MEDIA: Facebook | Instagram | LinkedIn | Twitter |

Sandra Yancey is on a mission to help one million women entrepreneurs each achieve one million dollars in annual revenue! 
Sandra Yancey is an internationally acclaimed, award-winning entrepreneur, Founder & CEO of eWomenNetwork, five-time #1 best-selling author, Life & Business Transformation Expert for the Emmy award-winning TV show The DOCTORS, Producer of the critically acclaimed movie titled The GLOW Project and philanthropist. Sandra left her successful Fortune 500 corporate career to launch eWomenNetwork in 2000. Two years into her business she was on the verge of bankruptcy and ready to close her doors. Not one to give up, she found her grit and today leads one of the most successful multimillion-dollar women’s business networks in North America. With over 500,000 women business owners connected through 118 chapters, eWomenNetwork produces nearly 1,500 events annually, as well as the Premier International Women’s Entrepreneur Conference in North America. Recognized by CNN as an American Hero, the eWomenNetwork Foundation has awarded cash grants to 115 non-profits and 183 scholarships to emerging leaders of tomorrow. Sandra is the preeminent women’s business expert teaching women how to RISE and succeed in spite of everything.  

About eWomenNetwork:

eWomenNetwork is a networking association, a networking group for women and for those who call themselves entrepreneurs … we are an entrepreneur network!  We help you acquire new customers, promote what you offer and increase cash flow. 

Our Members are the Heart of Our Organization: 
Through the philosophy of abundance, we consciously and intentionally look for ways to share information, leads, contacts, and business.  eWomenNetwork represents a heart-centered approach that honors how women connect, collaborate and create with each other. Our philosophy is “give first, share always” and this approach is the core of our membership culture.  

Our Mission: 
Help one million women entrepreneurs each achieve one million dollars in annual revenue. 

Over 500,000 women and men entrepreneurs connected through 118 chapters across North America, Australia, and the United Kingdom. 

Vision: 
The creation of a complete success system that unites women entrepreneurs and empowers them to achieve, succeed and prosper. 

Philosophy: 
We are other focused and lift others as we climb—we give first and share always. 

Purpose: 
Guide and help one million women entrepreneurs generate one million dollars in annual revenue. 

Goal: 
Connect the resources and buying power of women entrepreneurs to accelerate growth, abundance and unlimited opportunities. 

Most proud of the work of our foundation – eWomenFoundation 

Our members are part of a giving and serving culture. We consider it a privilege to award grants and scholarships to those in need. To date, the eWomenNetwork Foundation has awarded 115 cash grants and 183 scholarships to emerging female leaders of tomorrow. Our philanthropic work is only made possible by the generosity of our members and sponsors. 

Tucson Business Radio

TMBS E48; Julie Brown, Take Positive Healthy Action in 2020

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LIFETIME OPENS ITS DESTINATIONS TO EVERYONE DEC. 28 THROUGH JAN. 5 TO KICK OFF A  HEALTHY YEAR AND IMPROVE THE LIVES OF CHILDREN WITH THE LIFETIME FOUNDATION AND MAKE-A-WISH FOUNDATION.

Julie joined Life Time as a fitness and nutrition Professional in October 2011 and has had the opportunity to work 1:1 with members and team members alike to enhance their Healthy Way of Life experiences.  

She enjoys putting all of her experiences and education in practice by supporting and coaching individuals and teams to achieve their short- and long-term goals in nutrition and wellness. 

 Certifications: Master of Science, Exercise Physiology, Registered Dietitian, Certified Specialist in Sports Dietics, Precision Nutrition – Pn2, Certified Personal Trainer. 

Julie Brown is Life Time’s Nutrition Coaching Program Manager. Her Certifications include – Master of Science, Exercise Physiology, Registered Dietitian, Certified Specialist in Sports Die tics, Precision Nutrition – Pn2, Certified Personal Trainer. 

For many, the end of a year ushers in a period of retrospection and reevaluation of life choices made in the previous year which leads to many making New Year’s resolutions. However, only 8% of people accomplish those resolutions.  

Julie, instead of resolutions, Life Time encourages people to make a specific commitment to One Positive Action in 2020.  

Julie says’ “whether your goals are health and wellness related, picking up a new hobby, or perhaps giving back to the community, it is important to have a support system behind us to help us achieve our goals.” 

 Life Time is ready to help jumpstart New Year’s resolutions with their 8th annual Commitment Day taking place December 28 – January 5. This movement encourages people of all ages and abilities to kick-off the year in a healthy, happy way through daily events that are open to both members and the public.  

In 2020, the company is supporting Make-A-Wish in its mission to grant the wishes of children facing critical illnesses and the Life Time Foundation in its work to remove artificial and processed ingredients from school food by providing a portion of all proceeds to these great causes and encouraging others to join in fundraising.  

Julie says don’t let lack of time, willpower or motivation keep you from reaching your fitness goals. Here are some tips for committing to and achieving those goals in 2020: 

• Find accountability: Finding a partner or group that you’re scheduled to meet for a workout will give you extra motivation to show up. 
• Schedule it: It’s harder to make excuses when you’ve scheduled in time for your healthy habits. 
• Switch up your routine: Often we get comfortable with a preferred workout and then when we stop due to weather or stress, we don’t pick up something new that can accommodate our new circumstances. 
• Commit to taking One Positive Action and sign up for any of our complimentary Commitment Day classes and activities Dec 28 – Jan 5 at CommitmentDay.com. 

  Where can we go for more information? For more information visit www.CommitmentDay.com. 

Tucson Business Radio

TMBS E47; Sean Kevelighan CEO of III

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GUEST: Sean Kevelighan

Sean Kevelighan joined the I.I.I.  (Insurance Information Institute) as its Chief Executive Officer in 2016.  Previously, he was Group Head of Public Affairs for Zurich Insurance Group where he oversaw Government and Industry Affairs as well as Corporate Responsibility.  He joined Zurich in 2013 as Head of Government and Industry Affairs for North America. Prior to that, he worked at Citigroup, Inc., as Head of Strategic Communications for its Global Consumer Banking business, and for Zurich, as Head of Group Media Relations in North America. During President George W. Bush’s administration, he served first in the U.S. Department of the Treasury as a spokesperson for economic issues, and eventually became Senior Advisor for the Office of Tax Policy. He was also the Press Secretary for the White House Office of Management and Budget (OMB). 

Tucson Business Radio

TMBS E46; Priscilla Rodriguez, College Planning Steps

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COLLEGE PLANNING STEPS AFTER YOUR CHILD GETS THEIR PSAT/NMSQT SCORES 

Priscilla Rodriguez, Vice President, College Readiness Assessments, The College Board. 

Priscilla Rodriguez is the vice president of College Readiness Assessments at the College Board, where she leads the organization’s programs and services related to the SAT Suite of Assessments, including the SAT and PSAT-related assessments.  

 She previously spearheaded the development of the College Board Opportunity Scholarships program.  

Prior to joining the College Board, Priscilla was an SVP at the Poses Family Foundation, where she led the Webby-winning resource for parents of children with learning and attention issues, Understood.org.  

Priscilla is a graduate of the University of Virginia and Harvard Business School. 

Priscilla shares tips on understanding your child’s PSAT/NMSQT scores – what they mean and how to build a personalized SAT practice plan.   

She previously spearheaded the development of the College Board Opportunity Scholarships program.  

Every year, about 4 million 10th- and 11th-grade students take the PSAT/NMSQT®, which determines qualification for the National Merit®Scholarship Program and is good practice for the SAT.   

Students taking the PSAT/NMSQT have access to more than $230 million annually through the College Board’s scholarship partners. The PSAT/NMSQT also plays a key role in college readiness. So, Priscilla, it’s early December, when students get their PSAT/NMSQT score reports and find out which skills to focus on to prepare for the SAT®.

That the PSAT/NMSQT score reports give students the chance to find out their strengths and areas for improvement and the best way for students to prepare for the SAT is to link their College Board account to Official SAT Practice on Khan Academy® to get a free, personalized practice plan based on their scores.  Once students embark on a SAT practice plan, juniors are also eligible to participate in the new College Board Opportunity Scholarships program, which opens for them in December, where students can earn up to $2,000 for improving their SAT score.   

Tucson Business Radio

TMBS E45, Optimistic Small Business Owners, Sharon Miller

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IT SEEMS THAT SMALL BUSINESS OWNERS ARE OPTIMISTIC AND PLANNING FOR GROWTH IN 2020 

Changes in U.S. Trade Policies Increasingly Impacting Entrepreneurs   

Sharon Miller is the head of Small Business at Bank of America. Her team is responsible for providing access to capital in the communities we serve, as well as delivering advice and guidance to Bank of America’s over 11 million business-owner clients.  

Miller’s team of more than 2,500 associates delivers advice and guidance on cash management, business financing, home lending, investments, and retirement.  Her team is responsible for providing access to capital in the communities we serve, as well as delivering advice and guidance to Bank of America’s over 11 million business-owner clients.  They work with clients through Bank of America’s nationwide network of approximately 4,300 financial centers, as well as virtually through the latest videoconferencing and chat technology.  

Under Miller’s leadership, Bank of America Small Business’ client experience index is at an all-time high and Small Business deposits have increased to more than $100 billion.  

Committed to fostering a diverse and inclusive environment within the company, Miller has been an active executive leader of Bank of America’s Diversity & Inclusion Council. She has served on Merrill Lynch’s Director Advisory Council to Management and has held numerous market leadership roles across the country.  

Miller has held leadership positions in United Way, March of Dimes and Communities in Schools.  

She appears regularly on national and local TV and radio, discussing small business issues and advocating for the nation’s entrepreneurs as the engine that drives the United States economy. 

According to a new Bank of America study exploring the concerns, aspirations, and perspectives of more than 1,000 small business owners (SBOs) across the country, U.S. business owners are entering the new decade on a high note, with 82% anticipating year-over-year revenue growth as they close out 2019. It seems that entrepreneurs are confident about their business prospects, with expansion plans, revenue projections, and intent to hire remaining strong and steady from last fall.  

• • Economic outlook, concerns and growth expectations
  • Hot-button issues including health care costs, tax reform,  and trade

• Holiday season challenges and opportunities

Bank of America Fall 2019 Small Business Owner Snapshot Key Findings: 

Small business growth indicators remain steady and strong 

• 82% of SBOs anticipate their 2019 year-end revenue to be higher than 2018 
• 69% of SBOs plan to expand in the year ahead 
• 58% of SBOs expect their revenue will increase in 2020 
• 24% of SBOs plan to hire over the next 12 months 
• 12% of SBOs intend to apply for a loan next year 

Confidence in local economies holds steady, while confidence in the national economy waivers slightly 

• 52% of SBOs expect their local economy to improve over the next 12 months (level with 54% in fall 2018) 
• 49% are confident the national economy will improve (down from 55% in fall 2018) 

The top five factors influencing business owner confidence in the national economy this fall are elections, the U.S. political climate, GDP growth rate, inflation, and interest rates. 

Concern around health care costs and the political environment declined, while concern about other economic issues is on the rise with the top two economic concerns for entrepreneurs in the year ahead being health care costs (61%) and the current political environment (61%) though both declined since this spring. Concern has increased across consumer spending (54% vs. 47% in spring 2019), strength of the U.S. dollar (50% vs 46% in spring 2019) and corporate tax rates (45% vs. 40% in spring 2019) 

U.S. trade policies are impacting more business owners, with 44% saying they are feeling the effects of tariffs (up from 41% in the spring and 36% in fall 2018).  Of those business owners who have been affected this fall, the greatest impact has been on the costs of their goods and supplies (61% have noticed an increase), as well as raising customer pricing (55%). 

The holiday season brings challenges and stressors, but resilient business owners have ways to cope: 

• 66% of SBOs say their business is facing challenges during the holiday season, including balancing work and personal commitments (42%), creating customer demand (37%) and keeping prices competitive (36%), as stress levels rise, 48% are taking extra steps toward self-care and 38% are taking a vacation, 
• 74% of SBOs are spending time with family and friends during this holiday season, and 29% are providing their employees with special perks and bonuses. 

For more information, please visit: www.bankofamerica.com/smallbusiness/ 

Tucson Business Radio

TMBS E44; How Rural Areas Can Stay Online All The Time

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GUEST:

Steven Mesnick, Vice President, Marketing and Pricing, Viasat Inc. 

Steve has more than 15 years of experience in the technology industry; expertise in strategy, pricing, business development, product management, CRM and sales operations for both consumer and business customer segments.  

From 2005 to 2015, Steve led teams at Verizon Wireless under various roles including Director of Market Strategy, Executive Director of Pricing and Vice President of Marketing and Sales Operations.  

While at Verizon Wireless, Steve designed and launched the wireless industry’s first data-sharing plans, revolutionizing the pricing model for voice, messaging and data services that led to record-setting customer acquisitions and revenue growth.  

Steve holds a J.D. law degree and a B.A. degree in Economics and Marketing from Duke University.  

 For more information, please visit: www.viasat.com 

Today’s Topic:

People who live in rural or suburban communities have been hearing it for a long time: The next big technology is almost here to solve their internet problems for good. Whether it’s “big cable” or 5G, that fast, modern connection you’ve always wanted is just around the corner. The infrastructure used by ground-based internet service providers is a huge investment, one that most companies pay for by having a lot of customers in a relatively small area – that is, a city.  

However, if you don’t live in town, you’ll find yourself paying more or getting less quality when you sign up for ground-based internet service. In some cases, you might even have to pay the ISP thousands of dollars to dig trenches to run a cable to your home.

Steve Mesnick of Viasat is here to tell us how consumers can stay online all the time between school, work, and personal interests through high-quality satellite-based internet that can connect homes even in the hardest-to-reach locations. 

Did you know? 

• Some 5 million American households with school-aged children don’t have high-speed internet at home, with 96.5 percent of students reporting that they are expected to go online to finish their homework assignments. 
• Satellite internet has less equipment on the ground compared to terrestrial internet providers, so the network is less likely to sustain damage during extreme weather, roadwork, and other emergencies. 
• There’s a myth that satellite internet is very expensive. However, when compared to mobile hotspots and other connectivity options for people who live outside of major urban areas, satellite internet often delivers a better bargain per gig. 

Tucson Business Radio

TMBS E43; Top Budget Busters and Blunders - in 2020

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Sri Reddy, Senior Vice President, Retirement and Income Solutions, Principal Financial Group® 

Sri Reddy brings a well-rounded perspective informed by more than 20 years of experience in many corners of the financial services industry to his role overseeing Principal’s retail annuity, pension risk transfer, direct-to-consumer, and Principal Bank businesses.  

 Sri leads with an entrepreneurial spirit, bringing his passion for employing data and diverse insights to deliver lifelong financial security for all from within Principal as well as in his role as an industry leader and advisor to policymakers.  

On the Hill, Sri serves as Chair of the U.S. Department of Labor ERISA Advisory Council. 

Nearly all Americans (84%) plan on making financial resolutions in 2020 and 95% of all Millennials do, according to new data from Principal Financial Group®. Sri that surprises me about the Millennials! 

As the year winds down, more Americans are reflecting on where they busted their budgets in 2019, and importantly, what they’re committed to correcting in 2020). 

Tucson Business Radio

TMBS E38; Ed Sandrick, 2020 Veteran Medicare Options

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Ed Sandrick, Director of the Veterans Channel
1(646) 876-9923 / 2488244929#    
 www.Humana.com/Medicare

Ed Sandrick is the director of the Veteran Channel, Humana Strategic Alliances, and has been with Humana for 17 years.  Ed is also the point person for Humana’s national veteran service organization partners, The Veterans of Foreign Wars (VFW) and American Veterans (AMVETS). Ed leads a team that is focused on developing and implementing Veteran outreach activities at the state and local level, primarily with and through Humana’s Retail organization. Ed served on active duty as an infantry officer in the United States Marine Corps from 1970 to 1979.  He retired from the Marine Corps Reserve in 2000, attaining the rank of colonel.

Mr. Sandrick says, “if you are a veteran considering Medicare options, in 2020 you will have the opportunity to maximize your coverage by electing to have a Medicare Advantage plan that complements coverage you may have through your Veterans Affairs (VA) benefits.  It is important veterans understand how a Medicare Advantage plan can round out the coverage provided by VA benefits to maximize your health and wellness benefits.” 

 The launch of the Humana Medicare Advantage Honor plans as a natural next step in the commitment to veterans, it’s important to understand that a veteran’s health goes beyond physical symptoms – it’s a state of general well-being that encompasses a healthy body and mind. Mr. Sandrick says, “these plans, which are open to everyone with Medicare, will reinforce the ongoing commitment to support the total care our veterans need, in and out of the doctor’s office). 

Fortunately, finding a Medicare Advantage plan that works in tandem with the VA health care is easier than you think, as you can enroll in plans that are designed with veterans in mind.  

Tucson Business Radio

TMBS E39; Kathy Cummings, Back to Renting???

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A recent BANK OF AMERICA REPORT Found THAT HAPPY HOMEOWNERS WOULDN’T GO BACK TO RENTING. 

Kathy Cummings, SVP, Homeownership Solutions & Affordable Housing Programs at Bank of America. 

The 2019 Fall Homebuyer Insights Report confirms what we suspected: owning a home makes Americans happier by giving them the power to build personal wealth and make valuable memories! In fact, 93% of American homeowners say they are happier than when they rented and 83% wouldn’t go back to renting. Most credit their happiness to an emotional attachment to their home and believe that owning a home has changed them for the better. 

79% say being a homeowner has made them a better person 

More than three-quarters (76%) pursued new hobbies after buying a home, including landscaping/gardening (47%), cooking/baking/grilling (45%), interior design/remodeling (33%) 

Compared to prospective homebuyers, current homeowners have higher levels of satisfaction with many aspects of life, including how much time they spend pursuing hobbies (82% of current homeowners vs. 63% of prospective homebuyers.  The quality of their social life (78% of current homeowners vs. 58% of prospective homebuyers) 

Counterintuitively, the financial wellbeing of homeowners is     significantly higher than that of prospective homebuyers (77% vs. 42%) 

Homeowners value emotional equity over financial investment 58% of homeowners believe a home is a place where you make memories, compared to 42% who believe it is a financial investment 

More About Bank of America. 

Bank of America’s $5 Billion Commitment to Affordable Homeownership: In April, Bank of America announced a $5 billion affordable homeownership initiative that today is helping eligible homebuyers across the country with their down payments and closing costs, making homeownership a reality for those who may have thought they’d never own a home of their own.