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Nursing Staffing Solutions – Celebrating Women of Color Business Owners

June 18, 2024 by angishields

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Women in Motion
Nursing Staffing Solutions - Celebrating Women of Color Business Owners
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In this episode of Women in Motion, host Lee Kantor interviews Chanelle Nakkashian, founder of HonestLove Global Professional Staffing. Chanelle discusses her company’s role as a travel nursing agency and staffing provider for allied health professionals, primarily in California, with plans for nationwide expansion. She shares her inspiring journey from being an immigrant facing homelessness to becoming a registered nurse and entrepreneur. Chanelle highlights the importance of mentorship, continuous education, and career growth for her team. She also emphasizes the value of community and collaboration, offering advice to aspiring entrepreneurs.

Chanelle-NakkashianChanelle Nakkashian is a distinguished leader in the healthcare industry, known for her exemplary career as a registered nurse and her visionary leadership as the CEO of HonestLove Global Professional Staffing. With a strong background in nursing and a passion for elevating healthcare standards, Chanelle has dedicated her career to making a positive impact on patient care and the professional development of healthcare professionals.

Chanelle’s journey began with her pursuitof a nursing degree from a prestigious institution, where she honed her clinical skills and developed a deep understanding of patient care. Throughout her years as a practicing nurse, Chanelle demonstrated exceptional dedication, compassion, and expertise in providing high-quality care to patients in various healthcare settings.

Driven by a desire to address the challenges faced by both healthcare organizations and professionals, Chanelle founded HonestLove Global Professional Staffing. As the CEO, she leads with integrity, innovation, and a commitment to excellence. Under her guidance, HonestLove has become a trusted partner for healthcare organizations seeking top-tier staffing solutions and for healthcare professionals seeking rewarding career opportunities.

Chanelle’s leadership philosophy is centered on empowering her team to excel and fostering a culture of collaboration, respect, and continuous improvement. She prioritizes employee well-being and professional development, recognizing that a motivated and skilled workforce is essential for delivering exceptional service to clients and patients alike.

Beyond her role at HonestLove, Chanelle is actively involved in industry associations and community initiatives aimed at advancing healthcare standards and promoting diversity, equity, and inclusion in the healthcare workforce.

Through her tireless dedication to improving healthcare delivery and supporting healthcare professionals, Chanelle continues to inspire others and make a lasting impact on the healthcare industry.

Connect with Chanelle on LinkedIn.

Music Provided by M PATH MUSIC

Transcript-iconThis transcript is machine transcribed by Sonix

 

TRANSCRIPT

Intro: Broadcasting live from the Business RadioX Studios, it’s time for Women In Motion. Brought to you by WBEC-West. Join forces. Succeed together. Now, here’s your host.

Lee Kantor: Lee Kantor here, another episode of Women In Motion and this is going to be a good one. But before we get started, it’s important to recognize our sponsor, WBEC-West. Without them, we couldn’t be sharing these important stories. Today on Women In Motion, we have Chanelle Nakkashian with Honest Love Global Professionals Staffing. Welcome.

Chanelle Nakkashian: Thank you. Thank you. I’m so excited to be here. And thank you so much for having me here.

Lee Kantor: Well, I’m excited to learn about your company. Can you tell us about Honest Love? How are you serving folks?

Chanelle Nakkashian: Absolutely. Honest Love is a travel nursing agency and also for allied health. It’s mostly staffing for healthcare. And we do provide health care workers and clinicians to various hospitals and healthcare organizations. So, what we do is we send nurses and other therapists that do work in healthcare, in mostly acute care facilities, which is hospitals, we send them there to go help out for staffing shortages.

Chanelle Nakkashian: So, here and there, hospitals will be short of staff, although they will have facilities that are looking for extra help because some of the nurses called off, or they have more patients, or they have more demand than they currently have so they will outreach to resources such as Honest Love Global Professionals Staffing and we will be able to provide them that support that they need.

Lee Kantor: Now, are you providing the support primarily in California or is it around the country?

Chanelle Nakkashian: Currently, we are providing primarily in California, but we are looking to also helping out in other parts of the country. Certain states do require licensing, so we are working on that. And some of the other states that do not, we are marketing and continuing to expand and trying to help all the other states that could possibly use our help.

Lee Kantor: Now, in your work, it seems like you have two different clients, you have the medical facility that hires you, but also you have the health care professional that you place there. How do you serve both of those constituents?

Chanelle Nakkashian: You know, me being a health care professional myself – I’m not sure if I did explain to you before – I am a registered nurse, and prior to starting my company, I did work in the healthcare, and I also did work as a travel nurse. So, I do have quite an extensive background in that field, so I’m able to actually pinpoint the needs of the client and be able to also serve them with the clinicians that I believe that will be able to be the right fit for that particular facility.

Lee Kantor: So, let’s talk a little bit about your backstory. How did you transition from being a healthcare provider to, you know, running this entire firm?

Chanelle Nakkashian: Excellent question. You know, I’m an immigrant from Africa. I arrived in the United States in 2001, right after high school. And when I came to the U.S., I didn’t have any security or stable place to live. I faced challenges of homelessness, and I found solace in a sense of belonging within the community of the church that I used to attend. With that being said, healthcare has always been my passion. Despite all the adversities I faced, I remained steadfast in my pursuit of education, particularly in the field of healthcare. I’ve always been determined to make a difference in the life of others.

Chanelle Nakkashian: So, I began taking classes in community college with the goal of pursuing a nursing education. Nursing, for me, was not just a career, but a choice, and also a profound way to connect with and support others in their times of need. Driven by my passion for helping others, my journey has always served as a testament to the power of perseverance and the transformational impact of compassion.

Chanelle Nakkashian: My journey extends beyond the realm of nursing into the dynamic of entrepreneurship. As I stand today, I’m a founder out of two impact ventures, not just Honest Love Global Professional, but I also did founded Honest Love Global Home Care, which served the community and provides home care resources for the elderly. So, this all came from my deep rooted passion for helping others, and also it aligns with my commitment to making a difference in people’s life.

Lee Kantor: Now, you mentioned the term travel nurse, can you explain to folks who maybe aren’t familiar, like what’s a travel nurse? And why is that choice of nursing different than one who may work in one place over a long period of time?

Chanelle Nakkashian: Okay. Excellent. So, you know, travel nursing is when a nurse decides to explore. So, instead of just serving, working, deciding to work at one particular hospital, an individual or a nurse or a clinician decides to go to different hospitals or sign a contract at a particular hospital for a certain amount of time. It could be 13 weeks, which is the average time frame.

Chanelle Nakkashian: So, a nurse will sign a contract with a particular hospital and that’s where the middleman comes in, which is the agency. And the nurse will work at the hospital for a certain amount of time. It could be 13 weeks or the hospital will decide to extend that for another 13 weeks. So, it goes for three months at a time.

Chanelle Nakkashian: Part of the pros of actually working as a travel nurse is, after that 13 weeks, you can actually take a vacation and decide to take three months off. On the other hand, if you did work for the hospital, you can just take that time off from the hospital without the hospital or the current company authorizing that time off. So, being a travel nurse kind of gives you that freedom to be able to make your own schedule, work when you want to, take time off to be with family in case that’s needed.

Chanelle Nakkashian: As a former travel nurse myself, I did do travel nursing because it did work for my schedule. As a mom, I was able to take the whole summer off to spend time with my kids and then go back and travel when the kids were in school. So, those are some of the perks that a travel nurse will have. And travel nurses tend to get paid a little bit higher, too, so that is also another part of the perks that a lot of the nurses do enjoy.

Lee Kantor: And when you’re saying travel, they’re not traveling to another country. They could just be traveling to another facility within their community.

Chanelle Nakkashian: Absolutely. They can be traveling to another facility within the community that they live, or they could be traveling to a different state or a different city or a different county in California. For instance, if someone lives in Riverside County, they could drive to a L.A. County to be a traveler, to work in a particular hospital in Los Angeles or to Northern California. So, you do have that flexibility to move around and you do have control over your schedule in that sense.

Lee Kantor: Now, how do you help your team kind of grow their career? Do you give them mentoring or education or advice when it comes to a career plan?

Chanelle Nakkashian: Absolutely. You know, I serve as a resource and a mentor to all our staff. And I always tell them I’m always open for any questions that they have or how do I advance their career. Education is my number one, so I’m always advising people to continue to go up and move on and get your education, advance your career, go get your masters. A lot of our nurses do travel nursing because they are advancing their careers and going to be a nurse practitioner. And being a traveler becomes a lot more flexible to be able to work for three months and go back to school, and also cut down on their hours when that time is needed to be able to complete all their clinical work and be able to get their degree as a nurse practitioner.

Chanelle Nakkashian: So, a lot of our nurses, actually, they do work on advancing their degrees. Some are in school to have their doctorate degree. So, we do support that and we do encourage that and we always offer them resources.

Lee Kantor: Now, can you share a story about maybe one of your people that got to you maybe young and maybe not confident, and then after working with you, they were able to attain a higher level, a new level in their career.

Chanelle Nakkashian: Absolutely. You know, a lot of our nurses or a lot of the clinicians that work for us, they come to us after a year or two of getting experience. And we do have nurses fly in specifically from Houston and Texas – Texas, not just Houston – excuse my language – from the State of Texas. The State of Texas is very close to California, so some of the nurses will fly in to work as a traveler here in California.

Chanelle Nakkashian: Let’s put it this way, California logistics is a little bit different from that in Texas, so sometimes some of the facilities that we will place them at, they do have a hard time, either the way they chart or the expectations of the hospital. So, this is when we come in and we mentor them, and I give them tips because I have done it. I’ve lived in your shoes, so it’s easier to communicate with them, let them know this is what you can do, this is what it takes to survive.

Chanelle Nakkashian: Because being a travel nurse itself is not easy and it’s not for everyone. You have to pick yourself up, go to a different facility, and act like you’ve worked there before, and be a people person to be able to work with others very well. There’s a certain criteria that our clients are looking for. So, this is when I come in and I mentor them, I send them emails, I call them, I let them know this is how you do it. If you have any challenges, let us know.

Chanelle Nakkashian: So, basically, there’s been a lot of instances where I have shaped specifically younger nurses that have, like, a year or two experience and I’m talking about 24, 25. And by the time they do talk to me, they realize, “You’re actually right, when I used all the things and everything that you shared with me, I’m having an easier time at work.”

Lee Kantor: Yeah. I would imagine, because if you’re not used to that, you’re always kind of the new person. Like you get in there and you don’t know anybody and then you’re kind of dropped in there, and if you don’t have the confidence, it could be challenging.

Chanelle Nakkashian: It could be very challenging, because, like I said, there’s certain qualities that the facilities are looking for. You have to just go in there and be able to fit in. And it’s not always comfortable. And I always let them know it does take a few days, a few shifts because you’re not going to go there and be comfortable that very first day. But it takes perseverance and endurance to be able to fit in and prove yourself, let them know how confident you are. And it works out great. I’ll tell you, 90 percent of the time they have a great experience after a week or two.

Lee Kantor: Right. And especially if you can really get them with the right mindset coming in, it probably becomes a lot easier.

Chanelle Nakkashian: It’s a lot easier. And the mindset is extremely important, especially in this field.

Lee Kantor: So, now, why was it important for you to be part of WBEC-West and what have you gotten out of that?

Chanelle Nakkashian: You know, it was extremely important to me, it’s a sense of belonging. Like I shared my story earlier, I’m an immigrant that basically didn’t have any family. So, for me, once I became an entrepreneur, I wanted to actually join forces with others that were just like myself or that were trying to be an upcoming entrepreneur, to be able to join forces and come together and also help others that want to be while I was continuing to also take mentorship from others. So, basically just learning from each other.

Lee Kantor: So, what’s next for Honest Love?

Chanelle Nakkashian: What’s next? What’s next for us is continue to get more contracts, continue to make our name out there, continue to overcome all the other hurdles and other barriers. Because this business is also not easy. The healthcare industry is complex and it has a lot of hurdles and also a lot of evolving technology. So, our goal for Honest Love is continue to expand, and continue to educate, continue to broaden our knowledge, continue to bring on more clients. And also prove ourselves and let people know that Honest Love is here and we do have a lot to offer.

Lee Kantor: What about some advice for maybe the person that’s new to America and then says I want to be an entrepreneur, do you have any advice for that person on how to jumpstart their entrepreneurial journey?

Chanelle Nakkashian: Yeah, absolutely. You have to believe in your mission. You have to stay true to your passion and purpose. Be dedicated to helping. You have to build a support network that will be able to serve as a mentorship to you. Continuously learn and always build a landscape of constantly involving people around you. And always stay curious, keep learning, be willing to adapt to new changes and new opportunities. It is not easy, but seek collaboration and partnership. Stay resilient. It can be a roller coaster ride of highs and lows, but you have to develop resilience to bounce off from setbacks and keep moving forward.

Lee Kantor: And if somebody wants to learn more about Honest Love, either the professional staffing or the home healthcare, what is the website? What’s the best way to get a hold of you or somebody on the team?

Chanelle Nakkashian: Please contact us at Honest Love Global Professionals Staffing, or you can always call us, 951-290-8543, and one of our recruiters will be willing to welcome you and show you how amazing we are.

Lee Kantor: Well, Chanelle, thank you so much for sharing your story today. You’re doing such important work and we appreciate you.

Chanelle Nakkashian: Thank you so much for having me. You have a great day.

Lee Kantor: All right. This is Lee Kantor. We’ll see you all next time on Women In Motion.

 

Tagged With: HonestLove Global Professional Staffing

BRX Pro Tip: Become a Problem Solver

June 18, 2024 by angishields

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BRX Pro Tip: Become a Problem Solver

Stone Payton: [00:00:00] And we are back with Business RadioX Pro Tips. Lee Kantor, Stone Payton here with you. Lee, here’s an idea. Instead of being a salesperson, become a problem solver.

Lee Kantor: [00:00:12] Yeah, this is a really good advice, especially for a young person that has some negative connotation about selling. If you reframe what selling is, is really you trying to help somebody solve a problem they’re having and see if you’re the right fit. If not, you know, pass them along to somebody who is a better fit for you. But if you have that kind of mentality and mindset, you’re going to sell more.

So, just try during your next sales call, spend just the vast majority of the time being curious. Ask more questions, get into the weeds with the prospect about their business, understand their hopes and dreams. What are the things that are frustrating them? Discover the things that they do well, and they think that they’re special. Find out the things that are easy for them. Find out the things that they struggle with. What are the things that frustrate them?

When you have this kind of clear picture of their life and their workday, then it’s easy to make recommendations. Then it becomes clear to see, you know what, I can help this person, or you know what, I’m not the perfect fit for this person, but I do know somebody who is. And this is where the Business RadioX kind of process that we go through, the way that we help our clients, the way that our studio partners work every day. We’re kind of good at this, maybe probably better than average because we spend most of our time asking questions. Our go to move is to ask questions. That’s what we’re doing every day is we’re asking questions when we host shows and interview people.

So, we’re kind of — we get better sales results, I think, because we’re just better question askers than the typical salesperson, and we’re there to try to serve. So, if you think of yourself as a problem solver, you’re probably going to sell more.

BRX Pro Tip: 3 Tips From Think and Grow Rich

June 17, 2024 by angishields

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BRX Pro Tip: 3 Tips From Think and Grow Rich

Stone Payton : Welcome back to Business RadioX Pro Tips. Stone Payton, Lee Kantor here with you. Lee, the gift that keeps on giving, Think and Grow Rich. What did you pick up from it the last time you read it?

Lee Kantor: Yeah. This is one of those books for us old folks that we’re probably in the Mount Rushmore of these kinds of books when it comes to being an entrepreneur or business owner. Napoleon Hill’s book, Think and Grow Rich, definitely up there.

Lee Kantor: I think that it was so popular back in the day when we were younger. And it’s it’s foundational elements are still important today. I just don’t know if it’s as popular today as it was when we were younger. But, you know, when we started our career, this was one of those go-to books that we read, for sure. And then some of us read it on a regular basis to remind us of some of these important tenets.

Lee Kantor: But I think everybody can benefit from some of the tips. And here are some of the tips if you’re not familiar with it. Number one is you have to have an unshakable belief in yourself and your abilities. If you don’t believe in yourself, it is almost impossible to get others to follow you or to buy what you’re selling. So you have to have that kind of, you know, belief that yes, my services are worthless because if you don’t believe it, you’re never going to be able to sell it.

Lee Kantor: Two, you have to take decisive action towards your goals. You can’t just dream, and you can’t just hope. That’s not enough to succeed. If you want to succeed, you have to take action relentlessly.

Lee Kantor: And the third tenet, which I think that people are definitely doing nowadays and they may not know that it started with Napoleon Hill, but it’s surround yourself with like-minded people who can support and encourage you. I think he’s the one who coined the concept of forming a mastermind group, and he believed that anyone can achieve anything if they develop this specialized knowledge, and then put persistent action behind it in an unwavering belief while maintaining a positive mindset.

Lee Kantor: So if you’re not familiar with Think and Grow Rich, you should definitely check it out. It was an important book when I started my business career.

BRX Association and Enterprise Offering

June 15, 2024 by angishields

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Let Us Help You Fix Your Broken B2B Podcast

According to IAB Tech Lab member Disctopia, most podcasts don’t hit 4 episodes, but at Business RadioX® we have a podcast that has been running continuously since August 2007. 

Business RadioX® has helped business associations and enterprise organizations produce more than 100,000 podcast episodes. Our podcasts get measurable results for our B2B clients. We produce 100% human created authentic content made in America by business people for business people not search engines, not AI, and not algorithms. If you are looking for a podcast partner to help you serve your members and sponsors we can help.

Our “done for you” and “done with you” turnkey services help you create thought leadership content, social media engagement, and most importantly deeper relationships with the people who mean the most to you – your existing members and clients.

What We Deliver

  • Member (or client) interviews professionally produced with a certified professional host
  • Thought Leadership roundtable interviews with your Subject Matter Experts and/or leadership team
  • Member testimonials which will be turned into social media friendly Audiograms
  • Transcripts of each interview
  • Distribution of content on leading 3rd party podcast platforms (Spotify, Apple, YouTube, iHeart, etc)
  • Social Media sharing and engagement on LinkedIn 

Here is an example of a Show Page for one of our Association Clients

To purchase click here 

To answer any questions, email Managing Partner, Stone Payton at stone@businessradiox.com or set up a brief phone visit at BookStonePhone.com.

FAQS

Can you elaborate on how Business RadioX® has helped other businesses and associations achieve measurable results with their podcasts? We can help you track all of the guests we interviewed and see if they continue their membership or did business with you. You can also track the number of referrals you get from the guests we interview.

Many podcasts don’t make it past a few episodes. What makes Business RadioX® different, and how do you ensure the longevity and consistency of the podcasts you produce? We will ensure longevity and consistency since we will be interviewing the guests on your behalf. We have proven systems in place that ensure the interviews will be professionally done, published, and distributed.

Our members and clients are our top priority. How do your services create deeper relationships with them? If serving your existing members and clients is truly a priority then what better way to serve them then give them a professionally produced interview that allows them to share their story and explain what makes them special. Then share their interview with the rest of your network so they can all better learn about each other.

Can you provide examples of how interviews are professionally produced and hosted? We have been producing shows for almost 20 years. We use only professional equipment and only work with professional certified hosts. We have time tested systems in place to handle every aspect of production, publishing and distribution.

What kind of thought leadership content can you help us create with our subject matter, experts and leadership team? In addition to all of the interviews of your clients and members. We will happily facilitate interviews with your subject matter experts and leaders to capture whatever thought leadership you’d like to share. They can be done one-on-one as a faciliited interview or they can be done as more of a roundtable with experts and guests that can speak on topics relevant to your group. Or we can brainstorm other ways to capture the content you’re trying to capture

How are testimonials turned into social media-friendly audiograms, and what impact can we expect from these? We pull out each testimonial and give it back to you in a short audiogram containing the photo of the guest, their name, and your organziation. These can be used in a variety of ways – you can add them to your website. You can share them in your newsletter or on your social media channels, and you can run them as a loop on a screen at your annual conferences.

Transcripts of each interview are mentioned as a deliverable. How can we leverage these transcripts to enhance our content strategy? According to the “Association Deliverable Template,” each interview generates approximately 2,000 words of SEO-friendly transcribed digital text. Someone on your marketing team can go through the transcripts and pull out quotes or thought leadership which you can use on social media or on your website. You can take all of the transcripts of all of your interviews and put it into an AI tool and use it help you create marketing materials, curated content and even e-books.

Which podcast platforms do you distribute content to, and how do you ensure our podcast reaches our target audience? Business RadioX® distributes content to leading third-party podcast platforms like Spotify, Apple, YouTube, and iHeartRadio. Our main social channel is LinkedIn.

How do you handle social media sharing and engagement on LinkedIn to promote our podcast episodes? We don’t put any restrictions on any of the content. Everything we create is meant to be shared. When we are tagged on any post, we reshare it to our network as well. We also encourage our clients to inform all of the guests that are invited on the show that whenever they see one of our episodes, they should share it with their networks. Our client’s leadership team should also be sharing the content whenever they see a new episode.

What is included in the Content Marketing Asset package, and how does it make it easy for our guests to share their thought leadership? It includes quote cards, audiograms, a full length video for YouTube and feature cards formatted for social media platforms, mobile devices, websites, and newsletters.

Can you walk me through the post-interview guest engagement process and how you encourage guests to share their episodes? We coach the marketing person to encourage the guest to share the content in a variety of places – newsletters, website, and social media posts. We explain that everyone wins when they share. The content will also be shared by the organization and Business RadioX®.

We want to spotlight our clients and members and generate testimonials. How can your podcast service help us achieve this? We have a “done for you” service where we do the interviews of your clients and members on your behalf, then pull out testimonials from the interviews. The deliverable back to you is the audio of the interview, an audiogram of the testimonial, and a machine transcription of the conversation. The interview will then be published on the Business RadioX® website and then distributed to all of the major 3rd party podcast platforms.

What are the key topics and themes explored, and how can we ensure our guests are well-prepared for their interviews? We talk about what the organization and its members want to talk about. We recommend that each guest has a pre-interview call with the organization’s membership person to explain how to prepare for the interview

What kind of support and training do you offer to ensure our team can effectively manage and promote the podcast? We offer robust training for any of the organization’s membership or marketing people who want to be involved.

Can you tell me more about the ‘On-Site Broadcasts’ you offer, and how they can benefit our association? With a 12-month commitment paid in advance, Business RadioX® will conduct one On-Site Broadcast for no fee locally and expenses only outside Metro Atlanta. These broadcasts can be at annual conferences, expos, even trade shows.

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Turning Action into Advocacy Celebrating Women of Color Marketing Business Owners

June 14, 2024 by angishields

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Women in Motion
Turning Action into Advocacy Celebrating Women of Color Marketing Business Owners
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In today’s episode of Women in Motion, Lee Kantor is joined by Tamara Keller, Co-Founder of The Sax Agency. Tamara recounts transitioning from engineering to consultancy and then launching the Los Angeles-based marketing agency. She highlights The Sax Agency’s tailored approach to creativity and its commitment to purpose-driven brands, particularly in communities of color. Tamara discusses the agency’s expertise in multicultural marketing and the significance of being part of the WBEC-West community.

The-Sax-Agency-logo

Tamara-KellerTamara Keller, COO & Co-Founder of The Sax Agency, is a marketing and advertising professional with expertise at driving the convergence of brands, culture and technology. She has worked across many industries from non-profit agencies to colleges/universities and government driving consumer-centric growth strategies focused on cultural relevance.

Tamara relentlessly seeks out projects that merge marketing and culture and is driven by identifying ways to bridge a company’s current processes and business goals and providing forward-thinking solutions. Her current passion lies in developing integrated marketing plans that turn action into advocacy through relevant communication at multiple touchpoints within a consumer experience.

Tamara loves all things process and purposeful; she brings this mindset into her meticulous research, creative content development, and innovative marketing strategies.

Connect with Tamara on LinkedIn.

Music Provided by M PATH MUSIC

Transcript-iconThis transcript is machine transcribed by Sonix

 

TRANSCRIPT

Intro: Broadcasting live from the Business RadioX Studios, it’s time for Women In Motion. Brought to you by WBEC-West. Join forces. Succeed together. Now, here’s your host.

Lee Kantor: Lee Kantor here, another episode of Women In Motion and this is going to be a good one. But before we get started, it’s important to recognize our sponsor, WBEC-West. Without them, we couldn’t be sharing these important stories. Today on Women In Motion, we have Tamara Keller with The Sax Agency. Welcome.

Tamara Keller: Good morning. How are you?

Lee Kantor: I am doing well. I am so excited to learn what you’re up to. Tell us about The Sax Agency.

Tamara Keller: So, The Sax Agency is a full service marketing, branding, and advertising agency. We are located in Los Angeles, and, you know, that pretty much covers it.

Lee Kantor: So, what’s your background? Have you always been involved in this kind of work?

Tamara Keller: No. My journey to being an entrepreneur at The Sax Agency was quite different, I think, from most entrepreneurs. I actually went to undergrad and graduate school for engineering. And I feel like engineering is one of those degrees that teaches you either to just be an engineer or teaches you how to critically think so that you can go out and conquer any industry. So, clearly, I am the latter.

Tamara Keller: After going to school for engineering and practicing for a bit, I realized that I kind of wanted to do something that was more people facing and less behind the computer calculating all kinds of calculations. And so, I went back to business school and went to work for a major consulting firm. And then, that eventually led to us starting The Sax Agency.

Lee Kantor: So, where have those skills benefited you in terms of a marketing advertising agency that’s kind of driven, at least in some respect, by creativity and kind of a little bit more chaos than I would imagine an engineering firm would have?

Tamara Keller: I’m one of those people who I’m really fortunate to have been and to still be equally right brained as I am left brained, which means that I really love all things creative, from interior design to fashion, et cetera, but I really cannot operate out in chaos. I really have to have everything streamlined. So, as much as I love creativity, I love process.

Tamara Keller: And I think that most agencies, even to today, especially small agencies, they really thrive on the creative front, but there’s not always a lot of process and execution behind the creation. And I think that’s kind of where my business partner and I really merge the two worlds. We’re able to bring our hyper creativity to every client that we approach, but then what we do is we really try to make sure that when we’re thinking outside the box, it’s not so outside of the box that we actually can’t make it happen in budget, on time, and all the things that clients really care about.

Lee Kantor: Now, because your background is so interesting in this space, can you share for the folks out there that maybe have their own agency or creative endeavor, what are some go-to processes and order that you would recommend that any creative endeavor would have, like some must haves?

Tamara Keller: Wow. I think that that question is so broad because, honestly, we do approach every project so differently. And I think that actually might be my answer to the question, which is, don’t come to any project, even as an entrepreneur when you’re approaching a client, we always think that we have the tried and true formula, like this is the way that we’re going to operate in business, and I think that is a recipe for disaster.

Tamara Keller: I think what you really need to do is approach every client as if it’s a new finding and discovery. So, yeah, you have some of the things that are your go-to, whether it’s a certain sort of project management style or a certain way that you do discovery calls with clients to identify what the problem that they’re trying to solve. However, actually having this solution in a box is something that we came to the table knowing that we didn’t want to do.

Tamara Keller: Like I said, I worked for a large consulting firm – and I won’t name names – I think that that is something that the consulting industry is very famous for, they have boxed solutions that really smart people figure out how to delete and repurpose and sell to other clients, which I think is great when you have brand recognition behind you. But when you’re a small agency and really thriving and growing based on having creative solutions and approaching everything in a new and novel and fresh way, that means you shouldn’t come with this tried and true approach to everything.

Tamara Keller: So, yeah, you have some things that work to keep the project on time, on schedule, on budget, and the things that matter. But then you really don’t try to do the same thing for them that you’ve done for someone else.

Lee Kantor: And then, when you’re working with someone, can you just walk us through what that onboarding looks like? Because like you said, you’re trying to create a bespoke solution and just trying to help them achieve whatever outcome they desire, so what are some of the questions you ask early on to help kind of flush out what the real problem is, maybe not the one they say that they have?

Tamara Keller: And, Lee, you would have to pay me in order for me to walk you through my discovery session – no. I’m just joking. My business partner always tells this story, where she speaks of The Simpsons episode where Lisa is part of a concert. And the playing is really, really bad and she’s jamming, like she’s thinking that the music is amazing. And when she was approached around why do you think that this is so good, actually the music is not good, she says, “I’m listening to the notes that aren’t being played.”

Tamara Keller: And I think that that’s how we approach our discovery call. Most clients come to us and they say, “Hey, sales are down. We really want a new campaign to really get the brand out there, reinvigorate the brand.” And that’s what they say, they think it’s just a campaign issue or an issue that can be solved by a new campaign. But what they’re not saying is perhaps that they have some employees that are not out of the box thinkers and want to kind of use the same visuals and messaging that they’ve always used. And maybe they’re also not saying, “Hey, our product has changed, but yet we’re going after the same target audience.” Or maybe they’re not saying, “Hey, we actually need to revive our overall brand before we even come out with a campaign.”

Tamara Keller: And so, I think within the discovery call, we really like to ask questions that are client-driven based on research. Meaning, if the client is an established client, what does that look like from the perspective of have you refreshed recently? Have you reassessed and used data to determine if your audience is still the same? Are you still able to meet them in the same place? Meaning, you might be spending tons of money on billboards, but maybe that audience has aged out of billboards and they’re only on social media. So, really trying to get to something bigger than we need a marketing solution, because a lot of times they need a brand or a strategy solution prior to even getting to the marketing piece.

Lee Kantor: So, do you have a specific niche that you serve or a sweet spot in terms of types of clients?

Tamara Keller: And I always love that question because very early on in our business, we would always get asked like, Are you guys an education focused marketing agency? Do you only work with nonprofits? Or do you only work with government clients? And the short answer was always no. I think that when you approach any project with the idea that every project is something unique, and as long as you do good research and data mining, you can solve a problem, that allows us to work across industry.

Tamara Keller: However, where our sweet spot is, is we say that we are a purpose-driven agency that only works with purpose-driven brands that are driving impact in communities of color. And so, what that means is, you know, we’re not just an agency that you come to because you’re looking to brand a campaign and touch more underrepresented communities. It means that you have to want to touch this community and drive impact in a certain way. That might mean exposing more people to the arts, or it might mean getting more underrepresented populations into college, or it might mean getting education resources into underserved communities. So, those are the types of projects that we really thrive in and go after, and pretty much the only kind of projects that we touch.

Lee Kantor: And then, when it comes to the services you’re delivering, can you share some of that?

Tamara Keller: So, I think our core competencies are around four or five key areas. We’re multicultural and polycultural marketing, which means that we can really handle end-to-end strategy and consulting in that space. So, that means everything from building out a marketing and communication strategy, but anything that’s really focused on touching multicultural and polycultural audiences.

Tamara Keller: We also focus heavy on the digital space, which means that we do a lot of research into where a brand is currently touching a consumer, and making sure that we are able to provide a smart solution in the digital space since that’s where a lot of our clients really need to thrive and operate heavily. Not to say that discounts traditional marketing at all, but we tend to lean heavier into the digital space.

Tamara Keller: Another area I would say is brand ID and communications. Similar to what I was saying earlier, this idea behind “Oh, let’s come up with this magical marketing campaign,” usually a brand really needs to have a firm visual and verbal expression of its personality. And I think what that means is that the brand has to have a messaging strategy and a visual strategy that really resonates with audiences and inspires them to take an action.

Tamara Keller: I think that we’re long past the days where you can have a picture in an image that represents a population that you’re trying to go after and you think you’ve done your due diligence. What we’ve really tried to do is dig deeper and make sure that the complete visual and verbal expression of a brand’s personality is above and beyond apparent through every touchpoint that a consumer might have.

Tamara Keller: And then, the last space I would probably say is the experiential realm. We really like to support our clients in creating and engaging in memorable experiences for their customers and their target audiences. So, that might mean an intimate event creating a direct and meaningful connection at an art installation. But something that’s really focused. We’re not trying to throw concerts. Just little small events that are really able to drive the brand message or the brand campaign home in a way that feels authentic and engaging to the audience.

Lee Kantor: Can you share a story – don’t name the name of the organization – maybe the problem that they came to you with, and then the solution, then how you help them get to a new level?

Tamara Keller: Yeah. And I’ll keep it really generic, because as a small agency I feel like you can go on our website and probably see exactly who the client is. But I will say that we do a lot of work with colleges and universities and it’s a passion project for us. It’s a passion work and a passion space for us. And a lot of colleges and universities come to the door and they have one ultimate goal, which is to enroll more students.

Tamara Keller: I mean, the college and university space is extremely crowded. Depending on what day you look at research, there’s anywhere between 3,000 and 4,000 colleges and universities. And I think that outside of enrollment, colleges and universities don’t understand that there’s usually a larger issue. And I use issue, and that sounds aggressive, but it’s a larger thing that has to be accommodated by a marketing agency.

Tamara Keller: So, we have had a few different colleges and universities come to us wanting a new enrollment campaign. And one of the first steps of our process – very similar to what we were just talking about earlier – is this idea behind making sure that every discovery call really gets to the root problem. So, when we do discovery calls with colleges and universities, they tend to be coupled with focus group sessions where we really go out and interview key stakeholders across audience types.

Tamara Keller: So, for a college or university, that would of course mean existing students, but it would also mean local high school students that could be perspectives. It could also mean alumni. It could mean faculty and staff. It could mean local business partners that could be funding internships for the college or university. And in these focus groups – and this has happened time and time again with some of our clients – you uncover that the conversation is larger than an enrollment campaign.

Tamara Keller: There’s a dialog that has to be opened up between the college and the university with the community, for instance, so that the community is there to support the college or university. There’s a dialog that has to be opened up with the alumni so that instead of you only reaching out to them when you want money, you also are celebrating them and keeping track of their accomplishments and reaching out to them at other times other than just when it’s giving day and time for annual giving.

Tamara Keller: And so, I would say three out of our five most recent colleges or universities, they’ve come to us wanting a branding campaign, and it has really evolved from a six month come onboard session to ongoing contracts. One of our colleges that we work with, we’ve now had for about seven or eight years, so it’s become way bigger than an enrollment campaign. It’s this idea of having a marketing agency partner that is able to keep the communication lines open and fresh for all audiences and all stakeholders in unique ways. And that can really mean, yes, campaigns, but it’s also about outreach, and it’s also about finding ways to keep these audiences involved, which extends beyond enrollment growth. But the byproduct is always enrollment growth.

Tamara Keller: Recently, one of our college or university clients, they’d had a ten year downward spike in enrollment. And for the first time this year, so enrollment for ’23-’24, they went up by 5 percent. And although 5 percent seems really small, when you’ve been going down for ten years and seeing that downward trend for ten years, any nudge forward is forward progress. And so, that really came from, yes, we develop a campaign, but I think it really came from engaging across all the stakeholder audiences.

Lee Kantor: And looking at the problem holistically rather than just trying to solve some specific tactic.

Tamara Keller: Exactly. They come, they say give us a campaign. And then, we say, “Hey, hold your horses. Who’s the campaign talking to?” And then, they have no idea because they haven’t started those conversations.

Lee Kantor: Right. A lot of times they look for that kind of magic pill or silver bullet that just solves magically a problem rather than looking holistically at really what they’re trying to accomplish and forming a bigger picture solution.

Tamara Keller: Absolutely, Lee. And I think a lot of times that’s driven by budget concerns. Whenever there’s any sort of discussion around recession or even this idea of AI taking certain jobs and really minimizing them, I think that people always think that marketing is the thing that should be cut, the thing that is replaceable and that you don’t need. And I think that’s because a lot of people look at it from this idea of “Oh. It’s just a campaign,” but it’s so much bigger.

Tamara Keller: So, I think exactly what you said, this idea of a holistic approach, you know, people will come to us because they’re like, “Oh. We only have this budget, so let’s just come in and do a campaign.” And then, they’re upset when they don’t get the results that they’re looking for because they only got a campaign. And had they taken a more holistic view and perhaps sacrificed a larger budget in the beginning, you get larger rewards in the end because you’ve addressed many problems at one time versus just trying to put a Band-Aid on something.

Lee Kantor: And especially if you have that longer term view, if you’re always having to triage something and put out the fire, it’s really hard to grow if all your energy is just on that one thing and hoping it works. It’s just really hard to grow that way.

Tamara Keller: Absolutely.

Lee Kantor: So, now, why was it important for your firm to become part of the WBEC-West community? And what have you seen from being part of that community?

Tamara Keller: So, part of my career journey, I spent working in the federal government across a few different positions. And one of the things that I always remembered from that work was, I was in the Management and Budget Office, and I always knew that there were all of these different federal set asides for small businesses, for women-owned businesses, for minority-owned businesses.

Tamara Keller: So, when my business partner and I decided to start our agency, that was one of the first things that I knew we needed to do. I knew that we needed to become certified. And although I wasn’t fully versed in the types of certification, upon doing research, we came upon the WBENC certification and we went after it, I believe, in like our second year of business. And we are approaching our 12th year of business this year, so we’ve been in WBENC for ten years.

Tamara Keller: Our first government contract came from a WBEC reference. So, WBEC, specifically WBEC-West is so good about sending out these weekly newsletters that are just such a wealth of information, that if you have time as an entrepreneur to sit and go through it, there’s so many different opportunities for you to take advantage of, from RFPs being released to grant opportunities, to education resources. Just so much information in the email.

Tamara Keller: And so, one of the outreach was for a government agency here in California looking for some women-owned certified businesses to go after a marketing and advertising RFP. And so, we went after it and we became a finalist and then we won it, and they’re still our client, I think they told me recently, it’s been eight years. I’m always a huge proponent, one, for that very reason.

Tamara Keller: The other reason is about two years ago now, I joined the forum. And I’m sure you know what that is. But, you know, sitting amongst women and being a part of the forum really allows you to get involved in WBEC at a different way. It allows you to connect with a lot more women business owners and do different events outside of just the typical network setting. And like some of the business classes that you do with some of the other WBEs, I think that you get to bond in a different way.

Tamara Keller: And I know that a lot of WBENC members, they get business from each other as well. So, I have a few people that I’ve met in different WBEC settings that I’ve gotten their information, so that when I’m looking to expand and work on something specific in a project that maybe is not an in-house capability, I now have another woman business owner that I can tap into to be able to fulfill that need.

Tamara Keller: So, yes, I always tell people it’s a great resource to be able to network with heads of supplier diversity and to be made aware of new opportunities potentially for business. But even larger than that is this idea of an infinite amount of networking and educational opportunities that the organization is constantly putting before you. So, I find that I tend to be a cheerleader for the organization, not just because I’m a part of it, but because I know that a lot of my own personal knowledge and business growth and business development knowledge has come from participating in an organization like WBEC-West.

Lee Kantor: Now, what does The Sax Agency need more of and how can we help you?

Tamara Keller: I think that outside of needing more time in the day that you can’t help me with, I would say that one of the things that we are really trying to do this year is double our team size. We’re constantly being told by our business manager that as long as so much of our agency’s magic lies with my business partner and I, that we will be limited by our growth forever.

Tamara Keller: And I think that is the age old dilemma that most entrepreneurs face, like you sell yourself in the beginning when you’re a service company, and then being able to wean your clients off of seeing you all the time. And so, we’re really hoping to grow our team in a significant way over the next two years. So, that can come in the form of, like, us needing to access additional capital to be able to, obviously, pay the team, but it’s also finding the right team members that can handle the type of pace that a small agency brings. So, that’s one thing.

Tamara Keller: And the other thing is we’re also hoping to develop our advisory board, which we have not done in a succinct way since we started. And it’s something that we know that we have to do as we are really trying to grow.

Lee Kantor: So, if somebody wants to learn more, have a more substantive conversation with you or somebody on the team, what’s the website?

Tamara Keller: Yes. Our website is www.thesaxagency.com, so T-H-E-S-A-X-A-G-E-N-C-Y.com. And we have a contact form on there, and all of those messages get directed right to either my business partner and I, and so that’s usually the best form of contact for us.

Lee Kantor: Well, thank you so much for sharing your story today. You’re doing such important work and we appreciate you.

Tamara Keller: Okay. Thank you for having me.

Lee Kantor: All right. This is Lee Kantor. We’ll see you all next time on Women In Motion.

 

Tagged With: The Sax Agency

Chirag Nijjer with Chirag Speaks

June 14, 2024 by angishields

High Velocity Radio
High Velocity Radio
Chirag Nijjer with Chirag Speaks
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Chirag-NijjerChirag Nijjer is the leading expert in simplifying complex marketing concepts into practical advice. Through engaging in digital content and global speaking engagements with “Chirag Speaks”, he uses dynamic real-world storytelling to help entrepreneurs move from chaos to action in their marketing methods.

He has built an impressive online audience of 60k+ followers and 6.1M+ views. As a son of immigrant parents from Punjab, India, Chirag’s infatuation for marketing began with his family’s store in NYC. From an early age, he was committed to finding ways to draw customers into the shop.

Chirag set on his quest for education, earning a B.A. in Economics with a focus on Entrepreneurship. Finally, he was able to access the knowledge and books that were unavailable for his immigrant family. Chirag often could not wait to bring what he learned back to his family, and discovered his passion for teaching and speaking.

In Chirag’s “9-to-5”, he is a Platinum Customer Success Lead and celebrated team member at Google. He works with some of the world’s largest global brands, as an expert in crisis management and proactive problem-solving. For Chirag’s “5-9”, he is a dynamic speaker and insightful advisor, having worked with over 300 companies worldwide. With his proprietary methods and marketing strategies, he brings brands out of chaos and into action.

In teaching his 3 core theories, Chirag takes businesses and student entrepreneurs from 0-80, putting them in a position to feel confident and comfortable to build their brand and effectively market their products and services. They finally grasp the complexities of marketing in a simplified way, using creativity and luck to push for the final 20 percent.

His accolades include the Hunsicker Business Studies Award, the Dyer Innovation Fellowship, and the Whitman Economics Fellowship. In addition, appointments as a Dyer Innovator-in-Residence, Collegiate Entrepreneurs Organization Global Ventures Judge, and a Google for Startups Accelerator Mentor. He has also been featured in the hit HISTORY docu-series ‘Mega Brands That Build America’.

In his spare time, Chirag enjoys spending time with his extended family and cooking. He loves the feeling of accomplishment in the kitchen, going from the chaos of all the ingredients to the finished product.

Connect with Chirag on LinkedIn.

Transcript-iconThis transcript is machine transcribed by Sonix.

 

TRANSCRIPT

Intro: Broadcasting live from the Business RadioX studios in Atlanta, Georgia. It’s time for High Velocity Radio.

Stone Payton: Welcome to the High Velocity Radio show, where we celebrate top performers producing better results in less time. Stone Payton here with you today. Please join me in welcoming to the broadcast with Chirag Speaks, Mr. Chirag Nijjer. How are you, man?

Chirag Nijjer: I’m feeling good. I’m feeling really, really good. You know. Excited about this for sure.

Stone Payton: Well, it is an absolute delight to have you on the program. I’ve really been looking forward to this conversation. I’ve got a ton of questions. I know we’re not going to get to them all, but I think maybe a great place to start is if you could paint a bit of a picture for me and our listeners. Mission. Purpose. What are you and your team really out there trying to do for folks? Man.

Chirag Nijjer: Absolutely, absolutely. So I think, Stone, the most important detail I tell people about my life is I grew up at a small business family. Uh, and literally I grew up we used to have clothing stores in Manhattan before the oh eight crisis. Um, and I grew up my crib was at the store. My first toy was my dad’s old, uh, credit card machine. I always tell people I learned, like, I could run your credit before I even knew my ABCs type of upbringing. Um, and that was absolutely a beautiful sort of upbringing. But, uh, at the same time, as much as I was learning skills like public speaking, interacting, selling with people at the same time, I was really starkly aware that at the end of the month, there was this thing called the rent payment. Uh, and for some reason, all the adults were freaking out about this thing. And we used to be across the street from things like Modell’s, McDonald’s, like all these big brands. And it always used to strike me a little weird as to like, why did they have lines? But we don’t. Um, and so this was something I kind of consciously sort of played around with, tinkered around. And I always tell people there was a story. Uh, my dad at one point says, hey, let’s put a bunch of jackets outside on a rack on the street itself. Um, and, uh, let’s advertise them for $99 instead of 100. And I’m sitting there going, but you’re going to lose a dollar, like, what’s the sense here? And he goes, oh, like, it’s, it’s a, it attracts people, right.

Chirag Nijjer: Of 99 feels a lot less than 100 I’m looking at I’m like, you’re crazy. I’m like at this point maybe eight, nine years old. I’m like, this is wild. Whatever. Um, but it does work. And so that became my first sort of introduction to the world of marketing and branding. Later on, many years later, my research finding out that actually psychologically little pricing tactics like that do work. But I became fascinated. You know how some people collect Snapple caps to learn the little facts and tricks? Yeah, yeah. Um, I collect marketing and brand strategy, little facts and tips. Right. Um, and so that became my first sort of excitement into this. And so when you say my mission and my vision many years later, now for the past eight years, uh, I’ve been on this a massive sort of research project, working with some of the world’s largest corporations down to mom and pop shops to understand, like, can we distill marketing strategy into simple, accessible tidbits that are actionable? And that’s what I’ve been doing. So my when you say what my mission is or what are the team’s mission is we want to make brand strategy more accessible, right? I want to teach you how to use your brand stories to develop intentional and actionable strategies. Most importantly, simple language. Man, I want to get you out of chaos that me and my family faced every single day and get you into actions. You feel a little more confident in what you’re doing. I’m going to pause there for a quick moment.

Stone Payton: Well, it sounds like incredibly rewarding work, and it sounds like you’ve been at it for a while. What are you enjoying the most at this point, man? What’s the most fun about it for you?

Chirag Nijjer: Oh man, I tell people, Stone, there is no better feeling than so I in my process, right? I get the chance to be able to speak on some amazing stages, right? Whether that’s colleges, conferences and all. Um, and I tell people there’s no better feeling than when I’m on stage and sort of explaining one of these concepts, going, hey, look like breaking down, I don’t know. So four P’s of marketing or the eight of marketing funnel. Uh, and as I’m saying this, you see someone in the crowd just sit there and go, okay, okay. Oh, and when you see that little oh that happens. Oh, man. Stone, that is perhaps one of the most the I tell people there’s no high like it. Right. It’s a completely exciting but more sort of on the ground is when people show, uh, come up and say things like, hey, I’ve been in like there was one person I was working with. She’s been in business for about ten years now. Um, she used to be in, uh, an executive at some fortune 500 company, quit, started her own business, ran it for ten years. She comes in and she goes, hey, despite everything and having even gotten an MBA, this, like, the thing you were talking about never had really made sense the way that when you said it did and it clicked for me, and I think that’s I wear that with a badge of honor, right. And being able to make these seemingly complex things into simple, uh, strategies.

Stone Payton: So let’s dive into the work for a moment. And in a moment I’d like to talk about, you know, the engagement cycle when you’re actually, you know, sleeves rolled up and hands on helping people. But I’m kind of fascinated by people who make a career or a large part of their career. Uh, in the, in the speaking, what is it like to be a professional speaker? Because I would think. That some people would find that nerve wracking.

Chirag Nijjer: Stone I’m a middle child. I’m a middle child. I love the attention. Uh, it’s what I tell people, right? I mean, I joke, um, so I think, uh, quite frankly, people ask all the time, right? You’re not the first person who have asked about, uh, the public speaking side. It’s like, oh, how do you prep for it? And I wish I could sit here and tell you. Yeah. I was born with this unnatural skill of being able to speak to a crowd. But at the end of the day, like any other skill, it’s practice. Practice. Like I want you to imagine from a very, very young age. I’m talking my parents waited 30 days for my immune system to built up, and they had me on the train going into the stores right there, a very young age, anytime a customer walked in, hey, go talk to that customer. Hey, go interact. Right? My parents were very, very deliberate. They did not want a shy kid in any way. Um, and so over the years, that skill builds up of being able to speak publicly. And as far as doing it as a, uh, as a career or as a sort of a life thing is. At a certain point, you fall in love with it, right? You fall in love with this ability, especially when you have a message the way that I do.

Chirag Nijjer: Right? Um, what I have developed over time, and I think what we’ll get a chance to talk about is the Brand Clarity framework. And it’s over the last, I mean, almost a decade of research, being able to distill it down into basic core concepts, a framework that you follow to go from chaos to action with your marketing. And when you have a message like that, at that point you’re like, hey, I want to scream this from the rooftops. One of the best ways to be able to do this is, sure, I can put a ton of videos out there. I could write a book. One of the most fulfilling, meaningful ways to do this is being able to hop on stage, be able to look the crowd in the eyes, and actually be able to share a message to a mass audience. Um, once I’m all I’m doing is just talking. I’m having multiple conversations at once. And as someone who loves the attention as a middle child and is super energetic, to me that’s one of the best feelings in the world.

Stone Payton: Now to some of these folks in the audience also end up being clients and utilizing you in a consulting fashion. Yeah.

Chirag Nijjer: Yeah. No, no. Absolutely, absolutely. I think it is. Uh, so one thing I can sort of backtrack here is, uh, the speaking is also actually what I can call sort of my 5 to 9. Right. Uh, during my 9 to 5, I’m actually fortunate to work in the tech world. Uh, I work with, uh, over at Google as a platinum customer success lead. I get to.

Stone Payton: Work. Google. I’ve heard of them.

Chirag Nijjer: You may have heard of. Yeah. Uh, one thing to make very clear. Google and the speaking Chirag speaks are completely separated, right? There’s no affiliation. And all I do track speak sort of on my as I tell people, my 9 to 5 over at Google, 5 to 9 marketing speaker. Um, but uh, there I get to work with some of the world’s largest advertisers on a roll. That’s almost proactive problem solving, crisis management, um, which has been an amazing experience in itself. And then the speaking side, yes, it does turn into I mean, that’s kind of the goal, right? I want people to reach out. I want people to hear the messaging. So things will talk about things like, how do you break your marketing into stages. Right. Um, and if we have the time I can give an example of someone. Yeah. So for example, I was talking to someone who, um, she was complaining about the fact that her marketing, she was doing a bunch of stuff on social media, but it didn’t seem to be converting into sales. Right. And typically we tend to see this a lot, right? People view their marketing as this holistic, huge journey and it’s like, oh, I’m going to fix my marketing. And it’s like, that’s like saying you’re going to boil the ocean, right? Let’s break it down into stages. People saw your video, they saw your page. They looked on your link. They went on the home page. They went on the product page they want to check out. They bought the item.

Chirag Nijjer: Very simple. That’s seven steps someone’s taking. Let’s break down each one of those steps. Let’s ask ourselves what questions are they asking of you at every step. Because the basis of marketing, and this is one of my core theories, uh, the brand curiosity theory, which is that oftentimes marketing is just people asking you questions and you effectively answering them, but answering them in a way where you’re not only answering their question, but then guiding them to the next question. Right? So it’s like, what are they like? For example, if you would ask me, hey, Chirag, who are or if you were to say, hey, who are you? I’m never just going to say I’m Chirag. I’m going to say, hey, I’m Chirag, I’m the speaker, I’m Chirag, I work in tech. I answered your question, but I made it easier for you to ask me the next one. Oh, cool. In tech, where do you work? Oh, cool. You’re a speaker. What do you speak about similarly in your marketing? Let’s break down each little stage as figure out what questions are asking, and then guide them through those stages until we find what stage we’re losing them at. And in this person’s case, we found that her home page, large number of people were coming over from Instagram and TikTok and all these other platforms. They would get to the home page and we would lose like 80 or 90% of them. Okay, cool. Let’s let’s fix this home page. Let’s add a couple things onto it.

Chirag Nijjer: Let’s remove a couple things, test it out. Nothing was really working. And I said, why don’t we just get rid of the home page? Take everyone that comes to social media directly onto the product page. Uh, sales suddenly skyrocket, right? And we realized that it’s because for a lot of people, they were seeing content on social media of her product in action. So they were already bought on. They were already sold. They just wanted to be able to go buy it and get out of the way. And then when we were able to look at their marketing and the stage basis, that’s when we were able to realize, okay, cool, let’s get rid of this step. And it worked out for her. But that’s sort of the type of work that I get the pleasure of being able to do with people where it’s they come and hear me speak about sort of these work, uh, this way of looking at marketing and branding, stage based questions based, uh, and then oftentimes the work I get to do with them then is like, once their eyes have been opened, then they’re sitting there going, okay, cool, how do I apply this? And we get to go nitty gritty, like, let’s take a look at exactly what’s happening. Let’s, let’s apply some of those quick fixes where we can um, and that’s, it’s, it’s super fun and fulfilling. Right. It’s not this long thought out, you know, 20 year plan. It’s the hey, how how can we be actionable now?

Stone Payton: I gotta believe in that kind of work. You must see some consistent patterns evolve in a lot of your work. See some of the same, I don’t know, uh, misconceptions, common mistakes. Do you run into some of the same things and you’re like, you’re not surprised. You’re like, yep. I thought we’d probably run into these four things. Are there some common mistakes that you see over and over.

Chirag Nijjer: Over and over, over and over. Right. Um, so one of the I think the most prevalent, right, is this assumption that people know our brands the way we know our brands. Right. Um, and so one of the theories that I’ve developed over time is something called the brand echo theory. Right? And it argues, again, we’re simplifying marketing and branding. So it’s not going to cover everything. But the most simplest form, it’s arguing that your brand is essentially just a series or collection of words and terms that you want people to use about. You say when you’re not in the room, and your marketing is just finding unique ways to remind them, right? So let’s take a look at a couple examples here. Um, Heinz, are you familiar with Heinz, the ketchup company?

Stone Payton: Yes, sir.

Chirag Nijjer: Yes. So, Heinz, they have three words they care really deeply about. Red slow 57. A very specific shade of red means that ketchup is high quality. Slow means it’s coming out of the bottle and it’s very thick. So it’s a high quality. And, uh, 57 is they just have that number of 57 variants, right. Or varieties. Now their marketing is usually just reminding you of those three words over and over again. Right. So for example, they came out with a puzzle set that was 570 pieces, all red, slow red 57. They partner up with a company like Waze, the navigation app. Are you familiar with them? Yes. Yeah. Uh, over in Canada, uh, if you were traveling at a very slow speed that matched around the speed, by the way, they have a very specific number at which the like a speed at which the ketchup should come out of the bottle. But if you were driving around that speed and your traffic was, uh, you know, when it turns red in Waze, when there’s a lot of traffic, again, red slow, they partnered up to give you a coupon. Right? And when you start looking at some of these larger corporations, you realize that marketing what I’ve often found, right, with some of these bigger businesses is you ask them, hey, what’s your brand? Right? Like, what do you want to be known for? They go on this huge sort of 2020 five minute rant, right, of like, oh, this is where I started.

Chirag Nijjer: This is where I want to go, this is what’s going on, blah, blah, blah. And the assumption often, and the frustration that they’ll feel is when people don’t remember all that stuff. And you have to realize that when you’re not in the room and someone asks me about your brand or what your product is, you’re competing against millions of other thoughts. I’m having my biases, my mood that day, my memory. And so either you can rely on me to remember everything you’ve said or. And this is where the brand echo theory of mind comes into practice is you can select 4 or 5 words that you care the most about and consistently just drill them into me over and over and over again so that by the point that someone asks me, hey, who are you? Or like, what is this brand about? I’m simply echoing back the words that you gave me. And, uh, I can give one last example and I’ll stop here is, uh, there was a brand that was working with me, and, uh, they do a ton of pop ups and they go, that’s a clothing brand, small brand that just started off. And I go, okay, cool. What are your brands? And they’re like, hey, we want to feel homey, right? We want to feel outdoorsy, right? It’s almost like a log cabin that you know, that your family is sitting in with you, right? And I go, okay, cool.

Chirag Nijjer: What are you doing for that? And he goes, oh, well, we kind of say that it’s on our website, it’s on the tags. And I was like, yeah, but that’s just words sitting there. I go, well, next time you do a pop up, why don’t you go get a bunch of Febreeze bottles? And, you know, Febreeze always has those unique flavor, uh, that flavor scents like a campfire or a log, uh, house smell or outdoors, like camping smell that they have wxyt-am you have your pop up spray, a little bit of that in the area every now and then. So when people are coming by, they’re also smelling the very words that you want them to use. When you ask me what the misconception is, is that I think people assume that marketing and branding is this big. Like, let me toss a couple of words out there and it’s feelings and it’s emotions. It’s it’s a science. It’s time you take tiny little bricks, stack them up, and eventually you have yourself a marketing and brand strategy. It’s not very complex. It’s just intentional. Pausing there.

Stone Payton: Two quick observations. One, my wife absolutely will not purchase any brand of ketchup other than Heinz. There you go.

Chirag Nijjer: And they know. And they know it and they know it.

Stone Payton: Maybe we all know why. Uh, and I really do believe you are so quickly demonstrating right here live you living into your brand, because that was incredibly helpful for me to think of branding, uh, as what I want people to say about the Business RadioX network when I’m not in the room. So, uh, that was very helpful right there. And I may very well steal it. And trying to help some of my clients.

Chirag Nijjer: Uh, but by all means, steal pride. In fact, Stone, connect with me. Afterwards, I’ll send over some materials for you to use. Man. Well, I I’m telling you, it was. Oh, sorry. Sorry I cut you off there.

Stone Payton: I’m just saying that I sincerely appreciate it. And I’ll take all the help I can get, man.

Chirag Nijjer: Of course, of course, man. Look, Stone, I grew up, like I said, small business, low income family. Right. Uh, when things were tough, right. There wasn’t much for us to do. I couldn’t go out. We couldn’t get out. Consultants. We couldn’t go out and buy the newest business books. We couldn’t go out and, uh, get an MBA or anything like that. Right? The only thing I had at my disposal was a really old, horribly slow, uh, this is really, really old. Like, I think gateway or HP computer that by that point was already a decade old. Right. So you could just imagine how old this thing was. Um, and, uh, it barely worked. But the one thing it could do and horrible internet also is I could go on Google and I could search up a bunch of things. I couldn’t load videos, but I could load most web pages. Right. Um, and so a lot of this stuff was just me asking questions into Google to see what was going to pop up. Um, and sometimes I found nice, you know, tidbits of what people shared, but oftentimes it was paywalls. Hey, pay to get access to this.

Chirag Nijjer: Buy this book by this consultant. So a lot of the vision or the mission that we’ve had over the last couple of years is can I learn as much as I possibly can now that I’m fortunate enough to have access to these spaces and these resources and then share them with people who need them the most? Let’s be frank, corporations, large corporations don’t necessarily need a very small, systematic approach, right? They operate in massive scale. Um, but all of this business, academia and information that’s existed for decades never makes its way down to the mom and pop shops that desperately need simplicity, especially in a world where we’re being told you need to be on every single platform, on every new thing, and you need to be producing content and information every minute. Otherwise you’re not going to be relevant. It’s like, no, you just need to be intentional. So please don’t. When you say that you’re going to take it and run with it, just don’t hit me up. I will send you resources. I want you to take it and run with more people. We can share this with, the better it becomes for everyone.

Stone Payton: Fantastic. Well, I love that, uh, that approach to to serving. And I do sincerely appreciate it. So how does the whole sales and marketing thing work for a guy like you who wants to get out there and serve and work with these clients? Surely you’re eating your own cooking, but do you find yourself you’re out there shaking the trees and having to live into all you have to be like a living model of what you’re what you’re providing, don’t you?

Chirag Nijjer: Oh yeah. Yeah, yeah. So I think the two things right. One is eating. Uh, yes. When I’m teaching, there’s always like that argument people make is like, hey, if you’re teaching everything to them, but then also part of your business model is like them hiring you as a consultant and bringing you in to help them, um, is that I will what you often find is my job in any given talk is credibility and trust. And this is one of the key concepts I share with people. Right? Is the in business, the most important thing you’re asking someone to do, um, is not pay you money, it’s to pay you trust. Money is just a symbol in place, right? Because you can’t physically hold on to trust, right? So as long as you trust me, you will continue to work with me, right? So in my talks, my my goal is give you as much value as possible. Right? But it’s akin to me giving you, um, it’s like a painter coming to your house, right? And saying, look, this is the paint you’re going to use. This is the finish you’re going to use. This is the exact stuff. These are the exact steps you’re going to follow to do this. And now at that point is you can do this yourself, right? Or in the process, because I have explained everything step by step to you. And I’ve shown you that I’m going to listen to you along that way you can bring me in to do it, and I’m going to do it quicker, faster, uh, more efficiently.

Chirag Nijjer: And best thing of all is I’m going to be there. That smiling when things are breaking down, when that paint spills over onto the carpet and you’re freaking out at that moment, well, what if that happens while I’m there? I’m going to be the guy that’s smiling and going, don’t worry, I’ve seen this a million times. We’re going to clean this up. We’ll be fine to go. Um, so one, I think there is a lot of value in sharing what you’re able to teach people because you’re able to show them. People often don’t really want to do these things themselves. Right. Um, most people didn’t get into business. Very few people get into business were like, oh yeah, I love marketing. They go on to become marketing directors. People are in business, so usually because they love selling the product that they love selling or they sell. Be very specific about what they’re doing. My job is to show you, look, I’m going to educate you so that you know what’s going on and you feel empowered, but then also show you that I know what I’m talking about. So bring me in. Um, and then the second part of your question, uh, I apologize. What was the, uh, the second part of your question? Do you remember, uh.

Stone Payton: Just sales and marketing? I’m just I’m operating under the impression, and it seems to be true, that you have to eat your own cooking and live into what you’re. Oh, yeah. Uh, espousing.

Chirag Nijjer: Yeah. No, no. Absolutely, absolutely. And I think it’s a little tough, right? It’s always like the. Hey, um. Eh, it’s very hard to trust a coach who hasn’t done it themselves. Right? Um, right. Uh, if a coach can’t throw a free throw, can you really teach you how to throw a free throw? Uh, free throw kind of thing? Um, and I think you’re absolutely right. So I think, uh, part of it is, uh, it’s a learning process along the way for everyone. I think I’m always very transparent with everyone is everything I’m teaching and everything I’m sharing is mainly because these are stuff that I’m learning and sharing. Excited with you all. And I’m actively testing it out every single day. And the stuff I do now. You’ll notice, though, if we were to take a word cloud of some of the of this conversation and of itself, though, have you ever are you familiar with like the concept of a word cloud?

Stone Payton: A little bit, yeah. But say more about that.

Chirag Nijjer: Yeah. So a word cloud is essentially and there’s I mean search up free word cloud generator on Google. But essentially you can take any speech or any written thing tossed it in here. And what I’ll do is it’ll the more times a word is spoken or referenced, it’ll make that word bigger and bigger. And what I often tell brands, right, is like, if you’re, say, you’re on your website and you have this entire long page that says, here’s who we are, blah, blah, blah, right? I want you to take that thrown in a word cloud generator and see how many times you’re mentioning those words that I told you to choose earlier on in our conversation. Right. Um, right. And so the idea is like being very deliberate. Now, Stone, you do this every single time when you start off with this, uh, with your sort of intro music and the words that you say right here at, uh, High Velocity Radio, here’s what we’re doing. We’re talking to people who are doing this, blah, blah, blah, right? Those work. You are constantly reinforcing those words. Chances are, anyone who listens to your podcast, probably out of most of the stuff that the experts are, the people you bring on have spoken the thing they can probably verbatim repeat back to anyone who asks about your show is your beginning, right? Same way how we can always repeat back, like the lyrics to the intro song to any sitcom from the like the 90s or the that because it’s just that’s the one thing that’s been repeated over and over again.

Chirag Nijjer: If I took a word cloud of everything Stone has ever said in his life, chances are the words you used in the front of those, uh, in the front of this interview will be the biggest ones there. Right. Um, and similar thing that I do with mine. Right. You’ll notice there are very specific words that I’m using when I’m speaking to you. Um, and that’s kind of what I teach in the Brand Clarity framework, which is pick your keywords, identify your stories, and then repeat them over and over again with people. Um, and I hope that people over time will start will pick up on that. That makes sense there. So it is a lot of doing what I am preaching, which is hard often to follow your own advice. Yeah, yeah.

Stone Payton: So I’m almost certain the answer to this is yes, but I’m going to ask anyway. Have you had the benefit of one or more mentors along the way to help you navigate the terrain of, uh, creating the Brand Clarity framework, doing the speaking, doing the roll up your sleeves consulting?

Chirag Nijjer: Yeah. Oh 100 110% 110 I mean, both from the emotional standpoint. I mean, my family, I always tell people we may not have grown up with a silver spoon, but I’m very, very privileged in the sense that I grew up in a loving family. Right. Uh, an entrepreneurial family. A family that allowed me to test out a lot of these things that I was learning. One of the first people to have ever, uh, really helped me realize how much I love teaching. Some of this stuff was my my father. Right. Uh, at one point, I remember I’d come across a concept that I fell in love with. Uh, and I tried, I said, I told my dad I was like, hey, you may not understand it, but let me just explain it to you, because if I can explain it to you, then that means that I get it right. Um, and I explained it to him. And then a couple of weeks later, he calls back and goes, hey, I used that thing that you were talking about. Indian immigrant never went to college entrepreneurs entire life. And he was saying, hey, for the first time, something’s making sense like that.

Chirag Nijjer: Um, so having an emotional sort of mentors, um, over down to mentors who probably don’t even know I exist. Right. So a lot of my research and a lot of the concepts are based, uh, we stand on the shoulders of giants, right? It’s very easy to shout in a crowd when I’m on someone’s shoulders. Right. But, um, people like Peter Drucker, Simon Sinek, um, down to even modern people like, uh, Gary Vaynerchuk. Right? These are all individuals who have I don’t know if you’re familiar with any of these names. Oh, yeah. Yeah, yeah. But I mean, these are all people who have, uh, and we were talking about Richard Branson as well. Um, these are all individuals who have sort of specialized and shared this, uh, finding information and then sharing it to mass audiences, sort of master that. And then lastly, there are professional mentors all across the world. I mean, the stuff I do over at Google, the stuff I do outside, there are always people that I’m able to rely on and reach out to.

Stone Payton: So something popped out for me as I read your bio when I got to the show notes before we came on air, and I’d love for you to share a little bit about it. And it was you. I think you called it the Ikea effect.

Chirag Nijjer: Yeah. The Ikea effect. Yeah. Yes, yes. So, uh, Stone, have you ever built anything recently, like constructed something in your house? Put it together? Maybe.

Stone Payton: So the short answer is yes, but I will confess, I tell a lot of people, and it’s almost true that I have two tools at my house a telephone and a checkbook. But yes, I have. I have built furniture before.

Chirag Nijjer: Yes. Okay. But, you know, I’m glad you said that. I’m glad you said that. Right. Let’s take a look at the Ikea effect. You said, uh, there’s things that you’ve paid for and there are things that you have assembled yourself. Mhm. So what I’m willing to bet the thing that you assembled yourself may be a little crooked, maybe wobbles a little bit maybe. But here’s the thing. Here’s the thing. Every time someone comes over or like someone mentions it or looks at it, you probably look at them and go, I put this myself or like, hey, I did this right? That the Ikea effect is one of the, uh, so it’s we try to I try to take a lot of marketing brand strategy like this abstract and turn it into concepts. Now, Ikea effect is not something I’ve invented, right? It’s just something I speak often about because it’s such a great example of what we can do when we simplify things. Right. But the Ikea effect, in the most simplest sense, is the stuff that we built ourselves or put some sort of, uh, effort into. We care and love for a lot more because it feels like it’s part of us. Right. And there are multiple examples now. It’s dubbed the Ikea effect because a lot of Ikea furniture, what you tend to find is over time, the company has found that people show a high affinity or a high amount of love for a cabinet that they’ve assembled from Ikea. Then maybe something they got professionally made because it’s like, oh yeah, my work went into this, but let’s take a look at the marketing strategy on a whole, right, uh, cake mixes when they first came out.

Chirag Nijjer: Right. Those add water, toss it in an oven. You’re all good to go, right? Yeah. Um, when it originally came out, it was very, very simple. Everything was already done. All you needed to do was add water or add or milk and then toss it into the, um, the oven. What they found was that very quickly sales started to decline. At first everyone wanted it. Suddenly no one wanted it. So they just kept trying to figure out what was going on. Eventually, they bring in a psychologist who spoke to a lot of their target consumers, which at the time were stay at home moms. Now, one thing I also want to be aware is it’s sometimes tricky to talk about marketing and advertising because a lot of it’s rooted in history. So let’s keep in mind that this was this was, uh, mid 90s at the time. Right? Very different social norms at the time. But at the time their target audience were working, uh, were at stay at home mothers. Right. And what they kept finding throughout the entire interview process was that the words kept popping up like it didn’t feel personalized. It didn’t feel like I was adding my love. I was just giving my kids or my family another generic cake. That’s when they realized, okay, here’s what the Ikea effect comes into play. So right around that time, what we noticed was that they removed dried eggs from the cake mix and they started writing in the instructions. Add your own eggs to this. Not only were you adding the water or the milk, but also the eggs itself. Very small step, but made a big psychological impact because the idea became like you’re still adding plus also the symbolic nature of eggs themselves, not to mention dried eggs, especially back then.

Chirag Nijjer: Probably didn’t taste that good either, right? So I’m sure there’s a lot of factors that go into this, but it did play that psychological effect of like, well, there’s still something coming from you in this, ergo, you’re still making this with love. And then they did something really interesting. The cake mix companies started partnering up with magazines and cake decorating companies. Now suddenly it was like, okay, cool. Well, the cake you made may be a bit generic, but now look, because of all the time you saved baking the cake, you can decorate it with this nice cool football stencil, or these special icing, or this special sparkle sprinkles that were coming out with entire industry of cake decoration at home had a huge boom. Again, playing on that same idea. If you want to show, like if you want to instill love in what people are building, allow them to play some part in its creation. Um, but you see how like, you know, a simple concept like that is like whether it applies to a large industry or to a very specific, narrow Ikea setup, it’s very useful when you’re able to look at your business yourself and go, hey, what are some of the things that I think I’m making easy for my customers? But in reality, I’m taking away their ability to invest their love into something. What are the eggs that I can tell them to add to the process? But I’m pausing there for you?

Stone Payton: Well, no, that’s really helpful for me because the the line that I drew from what you were describing to my world is exercising the discipline to give my prospective client, even, even before they’re a client, some authorship in the plan, uh, you know, like, and so maybe instead of, you know, just handing them this proposal that’s got all the answers, maybe make it more of a coauthored document where it’s like a recommendation summary. And we’re we’re in this together. And here’s some things you can do to. Yeah. No, that’s incredibly helpful. And that’s. Yeah.

Chirag Nijjer: Thank you know, you pulled it. Uh, please, please don’t you you pulled all I did was bring, uh, shed a light on something. You took it and you ran with it, and. But you did. Exactly. I can’t tell you how satisfied I am leaving this interview right now, having known that. Okay, at least one thing has resonated. And you hit it right on the dot. You hit it right on the dot. It’s as simple as it doesn’t have to be complex, right? It’s as simple as like, okay, cool. Let me as we’re going through this process, let me ask them, hey, what do you think? Even if, you know, like, you know, uh, sometimes even as simple as, like, you know that the color you should go with is blue, but you’ll still pose it in front of the your audience going, hey, you’ve got blue, red or green? Here’s why I think it should be blue, but I want you to make that final decision. Some small little decisions like that help people feel more involved and more fall in love with what they’re doing. And this is the Ikea effect. Please. Most of the stuff I can speak about, your audience can easily go search up again things that have been around for decades, but almost never make their way out of the academia or these big, huge corporations, usually because of these paywalls.

Stone Payton: So we’ve reinforced the idea that it’s that it doesn’t have to be complex and in fact should not be complex. Uh, but it really doesn’t have to be expensive either, right? I’m sure we have listeners who are aspiring entrepreneurs or feel like they have very limited budgets, but there’s still room and hope for them to follow this path. Right?

Chirag Nijjer: I’ve got amazing stone. So that first part, the brand echo theory. Right. So oftentimes when I go through my entire, uh, brand clarity framework, the first part we start is with your brand echoes. Part of the reason I do that is with your brand, like your echoes, your keywords that you want people to know. One, it helps people who usually I always tell people my favorite clients or the favorite people I love talking to are those that have been in business for at least a year or two years and have been trying to do their marketing themselves because they have the most realistic understanding of like, okay, this is overwhelming and things have gotten out of hand. The first thing we do when we simplify your words down to like four words, even like that, you care the most about it makes your life a lot easier mentally, right? Because you’re like, okay, I only need to focus on four words. But the more important part is the second step is, okay, well, let’s find unique, fun ways to get people to remember these words is when you find it makes marketing fun again. In a world in which we have to analyze and have analytics for every little thing, and it feels overwhelming, it’s like, now let’s go do a couple fun little marketing exercises just to get your brain running again. And so a great example that I give of this is, uh. Man. I want to say it is Red bull. Um, but don’t quote me on this, I believe so it was some energy drink.

Chirag Nijjer: I do believe it was Red bull. Right. Um, and at one point, I believe Red bull wanted to. Or. Okay, let’s actually, you know, if it’s not Red bull, let’s just. There was this energy drink, right? Um, that really was struggling to hit the market at the time. They didn’t have a lot of budget. Um, but what they did know is they wanted to be associated with nightlife and clubbing and, uh, DJs and. All right, so those were their key words, nightlife, clubbing. What they did is they took a bunch of empty cans, crushed them, and then left them in strategic places like, say, live, um, across, uh, a city in London in, like, the clubbing district. Right. Leave them in a bunch of trash cans around the place, um, or taking these cans and just like going into a nightclub where the DJs performing and just leaving the can right next to the DJ booth so that as people took pictures, those cans popped up. Very, very cheap strategy. Very, very effective strategy. Wow. Reinforcing that people were sitting there going, I want to say it was Red bull, but, uh, please, just because I can’t, uh, fully confirm. But we do know that that brand accredits a lot of their initial success to that simple little strategy because it got the word out there. People were like, wait, what are these cans? Why are so many people drinking them that like, I’m seeing them everywhere, crushed up and thrown away?

Stone Payton: And what? Yeah, yeah. And what helped him get there to that really creative tactic was getting very clear about who what they wanted to be associated with. And then from that, it spurred these creative ideas I love it.

Chirag Nijjer: Exactly. And you know what? I actually just had a chance to take a look. It was Red bull at the time. And Red bull, I think I often encourage people, if you’re looking for a brand, I mean, we’ve seen how massive Red bull is today, right? Yeah. Um, Red bull, when it started off, openly admitted that they didn’t have a lot of budget to compete. Um, so a lot of the stuff they did, I think even like when Red bull wanted to be associated with extreme stunts, I think the originally again now I feel horrible for continually saying, don’t quote me, but, uh, I think originally some of their original, like, big defying stunts was literally just finding a stuntman who was willing to do it for free, and then they would, like, sponsor it a bit. Right. Um, so it doesn’t always have to be this large, complex. I need to buy out inventory on some website or on some TV. And look, there’s always a step. Eventually you reach scale. You want to do these massive things, but initially you can start off really, really small. As long as you’re intentional about the words that you’re using.

Stone Payton: Yeah. So I don’t know when or how you would find the time. You’ve got a lot of irons in the fire and you’re doing an awful lot. But I am, uh, interested to know passions, hobbies, interests that you pursue outside the scope of this work. Anything you have a tendency to nerd out about or do outside the scope of this work?

Chirag Nijjer: Yeah, yeah, yeah. Well, I mean, I always tell people, uh, the way I get everything done in just 24 hours is that, uh, the bags under my eyes? Very expensive, very expensive. So these are Chanel bags and. No, um, uh, you do sacrifice a little bit of sleep sometimes in these scenarios. One thing I’ll say is the brand marketing and the brand strategy, things that I do, I love them. They’re such a like when you mention Ikea effect, man, I lit up, right? I get excited, I know people can’t see the stream, but this kind of stuff is so fascinating. So fun. Like, I started this because I was learning this stuff. I didn’t have anyone to share it because my friends didn’t care. Uh, so I was like, okay, I’m just going to put this online and see if I can find people who nerd out about this like I do. Um, so one is that. But then the second thing is, uh, loving cooking, the cooking. And then I come from a South Asian background, Punjabi family. Um, and we have a dance form called bhangra. Right. Um, and between cooking and bhangra, I think those are my two sort of outlets over time. And I found, uh, actually recently, it’s like the cooking, the idea that I can take small, like, take this really complex dish, break it down into these small individual ingredients, and then just one step, one step, one step, build it up. And somehow, like these arbitrary random group of groceries have now turned into a dish that feels amazing, super satisfying. Um, and then bhangra, the dance form, if you’ve ever seen it, I don’t know if. Have you ever seen, uh, bhangra?

Stone Payton: I have seen in a there’s a business group here, um, that that was founded largely by an Indian population. And I went to one and they did a form of dance. I don’t I couldn’t say whether it was that or not, but they were really into it. And it was it was fun and fascinating to watch.

Chirag Nijjer: Yeah, I can imagine. You know what? I’m willing to bet it probably was background or some version. Right. Um, but bhangra is a it’s a very, very dynamic dance form. You are on the balls of your feet the entire time you are jumping around, you are hopping. Um, and for me, I’ve always tell people it is like you’d be surprised if you ever see me speak in stone. I’d love to have you out someday. Right. As well as, uh, we I you will see I am not. I do not stand still on a stand. I have had I have literally I have one videographer I work with often and he’s been very vocal. He goes, Chirag is probably the worst client that I’ve ever had to film because this guy does not stand still on a stage. Right. Um, so he’s just always if you people are always like, oh, you must be exhausted after an hour long talk and you look over to the camera guy and he’s sweating and all, he’s exhausted because he’s been running around just as much as I have following me with that camera. Um, but the dance, like bhangra, allows me to practice some of those big, sweeping movements that then you’ll see in some of my talks, which is me going to one corner of the stage and then suddenly jumping to the other side, going, hey, here’s this big point I want to emphasize for you.

Stone Payton: I’m so glad that I asked. It’s fascinating what you can find out from people by asking that question. And I do, at least personally for me. I, my listeners, know that I like to hunt, fish and travel. Yeah, I need that that white space, I call it. And I feel like I come back that much more refreshed, recharged and equipped to fully serve, you know, in the business arena.

Chirag Nijjer: Exactly, exactly. And I think I came across something the other day, um, in a world like today where we see a lot of people constantly wearing multiple hats, um, your hobbies don’t have to make you money. Not everything you do needs to be monetized, right? Uh, sometimes it’s or. Nor do you need to be great at it. Right. Um, I don’t think I’m a great bhangra dancer, but I still do it because it is in some way. It is still me reinforcing my general identity. Right? Or giving giving myself space and building a small scale. Same way with you, Stone. It seems like people could argue like, oh, what does that have to do? What is, uh, fishing, hunting and, um, traveling have to do with this podcast? It’s like, well, it gives me the ability to go out and look at things systematically, have my white space. I’m sure the travel probably brings a ton of meeting newer cultures and individual people and being able to tailor your questions right. So you’re more multifaceted than just, say, a podcaster who sticks at home all day.

Stone Payton: All right, before we wrap, I’d love to leave our listeners with 1 or 2 actionable pro tips, just something they can be thinking about reading, doing, not doing. And look, gang, the number one pro tip is reach out and have a conversation with Chirag or somebody on his team. But between now and then, let’s leave them with a couple of actionable tips.

Chirag Nijjer: Absolutely, absolutely. Uh, the first thing is, uh, I mean, aside from everything we’ve already spoken about, right? I don’t want to repeat myself there to give you guys as much value as possible. So do take a look at the brand clarity framework, the brand echo theory. Uh, the, uh, brand curiosity theory I was speaking about earlier in the talk, um, in this conversation. But I think the two things I’ll leave you with right now is one stage based marketing, right? There are, uh, Stone, have you ever heard of the Aida marketing funnel?

Stone Payton: Yes.

Chirag Nijjer: Yes, yes. So you’re familiar for the audience? That isn’t. There are four stages everyone will always go through, whether they’re meeting you for the first time or buying something from you or anything. And you go through this all the time as well. You become aware of the fact that something exists. So a for awareness, you become interested in what it is. So eye for interest you begin to desire it. So d for um desire. And then finally you take the action A for action. Right? So you become aware of the fact that a shirt exists in the mall. You become interested in taking a look and touching it. Finally you desire wanting to get it, and then finally you take the action of getting it. This could take minutes or seconds, and sometimes when you’re buying a home or a car, this could take months to do right. But when you start becoming intentional about breaking your marketing down into these stages, you begin to learn where you can guide people through each one of these steps. So if you’re saying, hey, what’s, uh, what’s, uh, one rabbit hole I’d want people to jump down is go search up concepts like the Aida marketing funnel. Been around for decades. Very simple, but it’s simple because it works and it’s powerful. Um, at least to introduce yourself to the brand strategy world.

Chirag Nijjer: And then the second thing I’ll quickly shout out for the sake of time here is, um, there’s a concept within my framework, within the clarity framework, uh, called the eight Resonance Stories. So after you’ve developed the words or the echoes that you want people to use, it’s not just enough. Because if someone asks you about your brand and all you’re doing is sitting there and telling them four words, that’s a bit, uh, disappointing. But if you’re sitting there and talking to them for 30 minutes about your brand, that’s very overwhelming. So there are eight story types that I’ve identified across my research of over eight plus years now. Um, there’s your origin story, your product story, your culture story, your world story, your universe story. There’s a ton of, uh, and please reach out on my website and we’ll give some contact information afterwards. But these are eight stories, and I always encourage everyone sit down and write 500 words for each story. What is your origin? How did you start? What is your product? What does it do? One not only does this help you narrow down your focus, but now if you do all eight stories, that’s 4000 words, all written in your tone, your language, emphasizing the story you want to tell.

Chirag Nijjer: So when you go out and hire that college student to be your intern, to help out with something, or you go and hire out a new sales rep, you’re not sitting there hoping that they understand what the brand is. You’re literally giving them a packet of 4000 words for them to read and to reference. From where I’ll leave you here. Stone is one of the most powerful applications of this is Stone. Every question you have asked me. Right. So for example, like how do I, uh, I have to walk the walk or, uh, I walk the talk if I’m going to speak about this stuff. I grabbed a sentence from my origin story. I grabbed a sentence from my product story, a sentence from my customer story, and a sentence from my future story weaved that together. That’s a four sentence response that I’m giving you, stuff that I feel confident speaking about, because over the years I’ve developed these eight stories and I know what I stand for. So not only does it help in cohesion with your audience, with your team, it also helps you be able to be more confident in what you’re talking about. I’m going to pause there, Stone. I feel like I went on a rant there for you.

Stone Payton: Well, I don’t think so. I asked for actionable and we got it, so that was fantastic. All right. What’s the best way for our listeners to tap into your work and have that conversation with you? Website, whatever. You know, LinkedIn, whatever you think is appropriate?

Chirag Nijjer: Absolutely. I think it depends on your goal. The easy basics, um, is Chirag speaks.com. So Chirag speaks.com. That will be the hub that has all my information for you to contact. If you’re someone who is a business owner and you just want to learn as much as you can and enjoy the content, go follow me on any of the platforms. Tiktok being our biggest one, but if you’re someone who is putting together maybe a conference or wants me to come in and host a workshop with your business, uh, check out the website and then email me at Chirag. So Chirag at Chirag speaks.com and someone from my team will be more than happy to speak.

Stone Payton: Well Chirag, it has been an absolute delight having you on the broadcast today. I thank you for your insight, your perspective, your enthusiasm and your actionable ideas. Man, this is, uh, this has been a marvelous way to invest a Wednesday morning.

Chirag Nijjer: Oh, man. Stone, that, uh, knowing that you’ve got plans to go, uh, hit up a Blackstone and really, uh, cook up some amazing food for the rest of the day, knowing that you’re saying that this was a good way to start off is actually making me feel really good, man.

Stone Payton: Well, it’s been fun. All right, until next time. This is Stone Payton for our guest today. Chirag Nijjer with Chirag Speaks and everyone here at the Business RadioX family saying, we’ll see you in the fast lane.

 

Tagged With: Chirag Speaks

BRX Pro Tip: 3 Sales Tips from Jill Konrath

June 14, 2024 by angishields

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BRX Pro Tip: 3 Sales Tips from Jill Konrath

Stone Payton : And we are back with Business RadioX Pro Tips. Lee Kantor, Stone Payton here with you. Lee, we have a chance to have conversations with a lot of thought leaders and quite a few of them from the sales arena, one of whom is Jill Konrath, and you’ve kind of rediscovered some key sales tips from her, haven’t you?

Lee Kantor: Yeah. Jill is the author of Snap Selling, and she’s written a whole bunch of other sales books, but her specialty is selling into large organizations or enterprise-level or enterprise-size organizations.

Lee Kantor: And here’s a couple of her top tips. Number one, tenaciously focus on high-value activities that drive revenue and aggressively eliminate activities that waste time or distract you. That’s super important that you’re prioritizing, connecting with prospects, strategizing on ways to better serve clients over less impactful activities. A lot of salespeople can get distracted with things that really aren’t revenue-generating activities or high-value activities. They’re just, you know, some of the work in and around the work. So focus in on the things that move the needle the most and that will pay off over time.

Lee Kantor: Another tip is to develop an agile – she calls it an agile selling mindset. You just can’t have a solution that you’re force-fitting into every situation. You have to adapt to changing buyer behaviors, and you have to be open to adjusting when things stop working. Just because a tactic worked in the past doesn’t mean it’s going to continue working forever. So you have to keep learning and be nimble. That’s important as you grow as a salesperson.

Lee Kantor: And again, it’s not force-fitting your solution into every situation. You have to be listening and you have to be kind of open to what the prospect is telling you, and you may not be the right fit anymore. You have to accept that. And that’s part of being a good salesperson, is just solve their problem, whether it’s with your service or not.

Lee Kantor: And then finally, make sure that your value proposition demonstrates the business impact and ROI of your solution for your prospects. Focus on adding value and solving problems in ways that can be clearly seen and felt by your prospects, and you will sell more in less time.

Trey Toler with 24 Seven Talent & Fuse

June 13, 2024 by angishields

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Trey-TolerTrey Toler, Senior Business Develepment Manager with 24 Seven Talent and leadership team member of Fuse, is an Atlanta native, dedicated volunteer and natural network builder with a vibrant history in stand-up comedy.

With over a decade of experience in advertising, Trey has not only made a mark in his career but also contributed his expertise to the Fuse board (formerly AiMA) for several years, culminating in a term as president.

Outside of his professional pursuits, Trey is passionate about fitness; he’s a certified group fitness instructor and coaches at Orange Theory in Buckhead.

Trey’s blend of humor, leadership, and community involvement make him a standout professional and coach.

Transcript-iconThis transcript is machine transcribed by Sonix

 

TRANSCRIPT

Intro: Broadcasting live from the Business RadioX studios in Sandy Springs, Georgia. It’s time for Sandy Springs Business Radio. Now, here’s your host.

Lee Kantor: Lee Kantor here with Rachel Simon, another episode of Sandy Springs Business Radio, and this episode is brought to you by Connect the Dots Digital. When you’re ready to leverage LinkedIn to meet your business goals, go to Connect the Dots dot digital. Rachel, welcome.

Rachel Simon: Hi Lee, how are you?

Lee Kantor: I am doing well. I’m so excited about this show. You got a great guest.

Rachel Simon: Yes, I am super excited as well. Um, especially when you, you know, I get to invite friends onto the podcast. It’s even more fun. So today we’re talking with Trey Toler. He is the senior business development manager at 24 over seven talent, and he also serves in the leadership capacity for Fuse Atlanta, which is a networking group for marketing. We’re going to hear all about it. So Trey, welcome.

Trey Toler: Thank you. Thank you so much for for having me, Lee and Rachel I appreciate it. Excited to be here.

Rachel Simon: Yeah. We’re gonna have a fun time. So why don’t we start off why don’t you tell us a little bit about Fuse?

Trey Toler: Yeah, of course. That’s a great question. So Fuse is a nonprofit and we’re a marketing and advertising organization. And to boil it down, we are here to serve the community. So whether that’s giving folks that are in our industry access to colleagues to learn more or learn about what’s going on in the ecosystem, what are hot topics? There’s that arm of it. And then the other arm of it is we also give back to other nonprofits. Uh, specifically this year we’ve partnered with Black Girls Code. We’ve also partnered with an organization called Posh Pack, which is a non profit organization that helps young women have access to period supplies and underserved communities. So for every event we do, we try to give back.

Rachel Simon: That’s really awesome to hear. And it’s local to Atlanta. Correct.

Trey Toler: It is local to Atlanta. Yes.

Rachel Simon: Yeah. So you know Fuse I mean the goal is again to kind of bring people in the marketing space together. Is it primarily a networking organization, professional development? All of the above. Obviously there’s a component to it. Gosh.

Trey Toler: You just you know, it’s all of those things, right? I think it depends in what you’re going into it for. And specifically across the country and in our state. We saw so many people during the pandemic kind of retreat inward, and a lot of that was just where we were at that point in time. Part of the networking and in-person event space fizzled out during that time, and people felt isolated. They felt detached and with folks working remote. It was really challenging for people to ramp up and learn new skills in the same way they were prior to the pandemic. So, to answer your question directly, Fuse is all of those things you know, you can go there to network is a huge piece, but it’s it’s really about building your personal brand. And this is really important, especially right now. And I know this for the work that I do at 24 over seven, unfortunately, so many people right now are in flux between opportunities. Maybe they feel underemployed. Um, and just some folks just aren’t in a good space in general. So the beautiful part about Fuse and organizations like Fuse is when you network, you go to an event, you meet people, you learn something new, you have an interesting topic, you have a panel discussion, but you’re also building that personal brand. And rather than starting from the ground up for anyone that’s been let go or part of a workforce reduction, you already have that built in community. So you have a leg up to other people in that situation. And I just can’t emphasize enough the importance of of being part of that community. Right. And whatever way that you can. Yeah.

Rachel Simon: Well, you know, I love anything that has to do with building your personal brand. So you’re talking about kind of doing it in person, and I’m helping people utilize that on LinkedIn, where two pieces and applying those together, obviously networking ties all that in as well. So it sounds like, you know, it’s really helping people in that marketing space, whether they’re kind of in a role that they’re happy with or looking for their next opportunity to really just meet good people. You never know who can open a door for you, right?

Trey Toler: You know, and that’s a really beautiful way of looking at it. I know the work that you do and what you’re passionate about, and that’s such a huge piece of it. And when you take the two together, it’s it’s that holistic approach. You have your digital identity, you have what people can go on the internet and see at a quick glance. And then you have the other side of that, which is the spaces between, like, what can you not capture, um, online and just streamlining those together. So absolutely.

Lee Kantor: So now let’s get kind of granular about the membership. So who is that ideal member for you. Is it a young person that maybe has a marketing degree got their first job, maybe, like you said, got laid off or something happened and then they’re kind of struggling? Or is it the older person that maybe has been involved in marketing for a long time, maybe in a corporate setting? And then they are they got, you know, kind of laid off and then now they’re kind of struggling like, is it for everybody in that window or is it do you have a niche?

Trey Toler: It’s everybody within that window. And there’s such a beautiful component to that, right? I mean, speaking about people that are more senior in their career versus people that are greener, I think the organization serves a purpose for both of those people. Depending on where you are in your life, you’ll get the same thing in return out of it. Um, you know, from a mentorship perspective, once you reach a certain point in your career, most people want to do something, whether it’s in a macro or micro level, to give back. So I think it satisfies that need. But also at the same time, regardless of how long you’ve been in your career, there’s always something evolving, always something new to learn. And I think maintaining that cutting edge, um, is incredibly beneficial for everybody.

Lee Kantor: So it could be, uh, somebody who’s a CMO at a fortune 500 company could be a member as well as somebody that just graduated college and is looking for their first job or second job.

Trey Toler: Absolutely. We love, we love, we love them all.

Lee Kantor: Now, is there an education component as well where you’re kind of explaining or somebody a subject matter expert is explaining, hey, this is a trend or I are both talking about AI or this is how you leverage, uh, you know, an alum. Um, this is how you can use it for marketing. Like, is there education as well, or is it just everybody’s kind of it’s a mixer and we’re all kind of learning about each other.

Trey Toler: Oh, absolutely. No, it is a little bit of both. So the educational piece is really important. And typically for the educational piece we’ll hold a panel or a topic discussion. Um, and you mentioned I, we did a panel last year and spoke to the different ways AI is impacting our field. Right. And it doesn’t matter if someone is a creative or if they’re on the marketing side. This is a topic that comes up over and over again. Um, so that’s the educational piece. And then you mentioned like more of the mixers type thing, we actually have something coming up on June 27th at Bartaco Chastain. That is just a chill happy hour. We would love to hear what people want to get out of the community. What’s missing? What do you like? What do people want to see? So it is a mix of both.

Rachel Simon: So for something like that, like the um, and I love the name of it, thirsty.

Trey Toler: Thirsty Thursday.

Rachel Simon: Is um, how do you make sure people feel comfortable coming? Like, let’s say somebody has never been to a Fuse event before and they’re like, okay, I’m going to go to Thirsty Thursday. I don’t know anybody. Like, what do I do? Who am I going to talk to? Because that’s I think one of the barriers for people to attend these kinds of events is like this fear of how do they start conversation in a room where they don’t really know anybody?

Trey Toler: Yeah. No, I that’s a challenge. That’s a challenge for a lot of people. And and I can definitely spot that. And you know, my advice for people in that environment is the board that we’re working with, my partners in crime, very warm, very welcoming people. And as someone in a leadership role with the organization, I greet everybody with the same level of enthusiasm, whether I’m meeting them for the first time or we go back 25 years, um, regardless of where we are in our lives or our career, we can all tap into a place where we felt vulnerable, going into a situation where we didn’t know anything, we didn’t know anybody. So I think about things like that when I meet new people and trying to help them feel comfortable and safe when they’re in that environment, because there’s so much good that comes out of it, but recognizing that it is pushing some people out of their comfort zone to do things like that. So I think just leading with that empathy and implementing that is really important.

Rachel Simon: Yeah. And that’s a good thing. One time I went to a networking event, I won’t name the organization and I there were no name tags. There was no welcome table. I literally walked into this restaurant, took a loop and was like, walk right out. I’m gonna go now because it felt so right. It was so unwelcoming. And just knowing that, you know, you’re going to spot those people that are looking around like. Dewine. I don’t know anybody here.

Lee Kantor: It’s so important for organizations to understand that from the member state or potential member that that people need, like a Sherpa, they need like somebody that’s an ambassador that’s going to make maybe that first introduction for them, or put them in the least in the direction of the right folks that they could benefit from. Yes.

Rachel Simon: And have those people that, you know, are going to, like, start a good conversation like, hey, here, this is so and so like.

Trey Toler: It’s just connecting people. It’s like, you know, think about it. If you go to someone’s house and you know, they open the door and they’re like, oh my gosh, Rachel, get on in here. Lee is so good to see you. It’s been forever or welcome. We haven’t met yet. Whatever the case may be, the other person, the person walking into the door will automatically feel leaps and bounds more comfortable than if you’re like, all right, open the door and just kind of stand there. Are these my people? Can I touch anything in here? Can I breathe like, I don’t know? Where’s the bathroom?

Lee Kantor: Right, exactly.

Trey Toler: It’s just awkward. So I think it’s just helping people feel welcomed and warm. And that’s not something that you even have to say with words. It’s just an energy that you give off and and giving people that attention saying, hey, I know you’re here. What’s up? You’re welcome. Yeah.

Rachel Simon: It really makes a huge difference for sure.

Lee Kantor: Now can you share maybe your journey within the organization, like how did you hear about it, what kind of attracted you to it, and why did you decide to invest so much time and energy to take a leadership role?

Trey Toler: Sure. I joined the organization. Actually, um, my former HR director, when I was working at 360, I. Amanda Papini. Told me about this organization and she said, I really feel like you need to connect with a few people. And I was like, all right, cool. I’m totally down. I’d love to. So shortly after, I started volunteering with the organization and working on the events. So I focused on the events. Then the pandemic hit and, you know, everything was flipped upside down for quite some time. And in the back of my mind, and I guess the way that I’ve always been since I was a child is I like bringing people together, right? I mean, it doesn’t really matter how less than ideal a situation can become. I really do believe in my heart. There’s a lot of power and connection and power in community, and that really just motivated me to want to do more, to want to give back to the community. And I think hearing feedback from people like you made me feel really welcome. Or hey, I learned something about AI and now I’m not freaking out about it. I can approach this strategically, just hearing bits and pieces from people in the community. Is personally inspiring to me and it makes me want to keep going. But it’s also the team of people on the board and within the community. Um, that really just propelled me forward to want to to want to continue to get deeper.

Lee Kantor: Now, is there a story you can share, maybe a member story that you met somebody who was able to take their experience within the organization and kind of elevate their career to a new level? You don’t have to name their name, but maybe name the challenge that they were going through and, and how they were able to leverage what they were getting out of the organization to kind of grow their career.

Trey Toler: That’s a great question. And the first example that comes to mind for me, is that necessarily specific to someone who joined the organization? And, you know, kind of worked their way up into the organization rather. It’s someone who joined the organization, found a community, and then in turn found a job. Right. This was heavily last year with a lot of the layoffs going on. And there were there was an influx of people that were laid off. And I think when you’re in that situation, it’s really easy to feel like you’re the only person going through that, and it’s just really stressful. Through the happy hours and through the events that we had last year. There were a lot of people that were like, hey, you know, I know coming to these didn’t get me the job, but it opened the door and made it possible for me to have conversations with people who were either a in the same boat or b potential hiring managers. And two of the people that I’m thinking about are gainfully employed now. So I think that’s a huge victory.

Lee Kantor: And that’s something that I hear a lot about of so many people think that, okay, I don’t have a job, I’m going to go to all these job boards and put in my name 100 times in these things and just sit and wait. And and it doesn’t happen for them. And they’re like, well, I put out 500 things and I got no interviews or I’m getting ghost or whatever. And it’s much more fruitful, I think, to use your network and relationships to find an end and spend your time that way, rather than just kind of spamming a bunch of companies and hoping for an interview 100%.

Trey Toler: It’s the intentional outreach and the intentional presence of wanting to move forward in a process like. It’s great to show those metrics and the effort of I’ve applied to 500 jobs, you know, per day. But at the end of that, I mean, is that the best use of someone’s time? Right? I mean, that’s a volume thing from the recruiting perspective, where, you know, recruiters physically cannot get through all of the candidates that are coming in, they just can’t. And on the other side of that, to your point, it is incredibly advantageous for people who have that soft end. And they’re like, hey, Rachel, I know that you work at company X. I know this isn’t in your department, but I really feel like I could crush this job. And here’s why. Rachel, if you’re comfortable with it, can I ask you for an internal referral for this? Boom. Easy enough. And most people want to help. Most people genuinely do want to help other people. And I think by. Yes, going out on a limb and it takes courage to do something like that. But it’s way more fruitful, like you said, than just applying aimlessly into a black hole.

Lee Kantor: Especially if it’s not working. Like if you got to 100, 200, 300. You might want to alter your plan here because it’s obviously not paying off.

Trey Toler: It’s not a good return.

Rachel Simon: Yeah, exactly. It’s not a good return. Exactly. And I mean, there’s such an opportunity to to like we’re leveraging our networks, right. The networks that we have in person, the networks that we have online. And we have to take advantage of those connections that we have. And to your point, something that I have been talking to my college age son about, you know, people want to help people, right? So, like, who are the people who are, you know, alumni of your school who are going, who are graduated with your degree, connect with those people on LinkedIn. Great advice, because at some point, even with a question of like, I’d love, what is the best piece of advice you could give me going into this major? People like. First of all, they love talking about themselves and they genuinely want to help people. Some people don’t. There’s always those people who are just like, I don’t have time for this, but most people are happy to give some guidance, some mentorship. Um, but we just have to identify and then ask those people for help.

Trey Toler: That’s right. And it’s kind of like a situation where, um. When you’re in the thick of a situation and something hadn’t happened suddenly, such as a job loss. You’re in reactive mode, right? Like you’re not necessarily able to think with the same clarity as if you’re thinking proactively. So again, it just goes back to if we can proactively network. Not for the sake. I almost have a weird taste for the word networking. I think people have an idea of what that looks like, kind of like speed dating. And yes, there’s some truth to that, but I think at the end of the day, at the core of networking, it’s who is the person behind the job title and figuring out what makes someone tick and learning. Just to have casual conversations with people, right?

Lee Kantor: It’s a human to human interaction. That’s right. It isn’t like a spreadsheet to spreadsheet interaction, which a lot of people want this to be, that it’s scalable, that I can just do this thing and then press a button and 100 things happen. And it just it’s this is the work that’s not scalable. It’s that effort and human to human interaction. What do we have in common? How could I help you? How could you help me? Let’s learn about each other and see if we can come up with something that’s mutually beneficial rather than, hey, can I do this one action? And it’ll just do a million more at a press of a button, and that just isn’t how you do it, I don’t think.

Rachel Simon: No. And honestly, you know, networking ultimately just I think often comes down to reminding people that you exist because it’s really hard to keep up with people. You people fall off your radar and just think about how many times you will run into somebody and you’d be like, My God, I totally forgot about that person. Like, I haven’t seen them and I like them ages, right?

Lee Kantor: It’s not even something negative, right? It’s just something that, look, we’re all busy and we all kind of get on our own rabbit hole, and then you just kind of grew apart for whatever reason, and now you just got to be mindful and reconnect with as many people as.

Rachel Simon: Possible and just be like, hey, remember me? Here I am. Exactly. And that’s.

Trey Toler: So true. I mean, it’s we live in an age, I mean, both personally and professionally. Where and listen, there’s this isn’t against anything digital, right? Like I’m a huge fan of it. I think it’s wonderful. I think the flexibility and the opportunities that exist because of what we can do online is. Incredibly fantastic. I think the flip side of that is sometimes people can lean too heavily on that, and with the digital landscape, we have the ability to curate the content and life isn’t curated right. I think we see things based on how the algorithm is working. And if to your point, like if someone is in your feed and they bump out for whatever reason, then you forget about them out of sight, out of mind. But when you see that person in person, you’re like, oh my gosh, like I remember, you know, they told me about their kids or they told me about their son at UGA or whatever the case may be. And you humanize, you humanize that. And that’s just so important, right?

Lee Kantor: Because the algorithm doesn’t really include kind of these accidental con, um, synergies or collisions. It doesn’t it make for that it’s trying to be efficient. And this kind of random serendipity isn’t really part of that. And that’s where the humanness comes in. And how do you kind of reintegrate that kind of, um, serendipity into something? And I think that’s why it’s so important to have organizations like Fuse, where you’re creating these opportunities to bump into old friends and to reconnect with a bunch of people. And you’re doing the kind of the hard part of organizing this and inviting kind of this wide net of people. So they have a reason to all kind of come together.

Trey Toler: God. You said that very well. That was very nice, very consolidated. I’m very long winded. So that was impressive.

Rachel Simon: Not his first interview. Perfect. Yeah. No, it’s interesting because even thinking about, you know, you’ve got more of the casual meet ups which are very beneficial and have their purpose. But then the educational, um, events then not only are you providing, again, professional development for members, but then it is also a conversation starter for people who attend or maybe couldn’t attend. Right? So let’s say somebody went to the eye panel and they reach out to someone else in the organization, I’m going to say on LinkedIn, because that’s my my world to say, you know, did you have the chance to go to the views eye panel? What did you think? Right. It’s an opportunity to start a conversation where maybe they didn’t know how to start that conversation with somebody who potentially might be more senior than them, whatever the case may be. But it’s really giving that like little like push, like here, talk about this.

Lee Kantor: Right. It’s like a cheat code because now you can use the organization in a variety of ways. One, you can invite somebody who you want to connect with and go, hey, this you know, you were talking about this or I know this is important to you. Why don’t we go to this meeting together? Why don’t we learn about this together, where you can use it as a lever to meet or reconnect with somebody? Or you can find people there that you don’t know and say, hey, we were in this thing together. Let’s talk about it, or I have a question or you ask a great question. I’d like to understand more of what you’re thinking. So it’s a way that you can benefit. There’s multiple ways to kind of use it as a way to help you grow your kind of personal brand, like you were saying.

Trey Toler: Oh, 100%. And I love that you just stitched the two together with LinkedIn and the in-person stuff, right? Like I’m on LinkedIn all the time for work. And I think it’s an incredibly powerful tool. And sometimes I feel like the barrier with LinkedIn is, um, folks aren’t exactly sure how to connect with someone else. Like, what do you say in that message? You know, do you just do you just send it and not say anything, or do you put something? And if you put something, you put the wrong. It’s like this thing that we overthink. And then in reality, if you bump into someone in real life, like we were just talking about, whether it’s at the grocery store or you go to an event, that’s a super easy segue. Hey, loved your question at that event. Absolutely loved your perspective. You know, when you spoke on that panel, etc., etc. and tying that back, I mean, people, people like to see those dots connected and it makes it so much easier just to come up with the topic, something that’s genuine but also real and tangible. Um, to, to build your LinkedIn network.

Rachel Simon: Yeah, absolutely. I mean, honestly, even just saying great meeting you at insert event here.

Trey Toler: Absolutely.

Rachel Simon: Um, because the other thing now we are somewhat limited on how many personal like personalized connection requests we can send if you don’t have a premium account. But let’s just say we can send as many as we want. People like to know where you came across them like, because otherwise we have to spend so much time like sleuthing, researching.

Trey Toler: I feel like a true crime investigator sometimes. Like I go on these black holes.

Rachel Simon: Like, who is this person? How many people do we have in common? Where do they live? Why would they connect with me? Where would they come across my profile? But just to say, great meeting you at the Fuse event. Love to connect. Boom. Easy. Easy. Done.

Trey Toler: Easy. You connect the dots, you’re like, great, this is how I know you. This is what’s going on. And yeah, I couldn’t agree more. I think the two are very much hand in hand. Like I’m a huge fan of LinkedIn and. I think if we use the in-person stuff and the LinkedIn stuff and merge them together, it’s like the best of both worlds. I think it’s just incredibly powerful. Linkedin is beautiful at showcasing. Again, it’s it’s, I hate to say one dimensional because that’s not the word that I’m looking for, but you only see one side of the mirror ball, right? Like online with anything. And it doesn’t have to be LinkedIn. It can be any social media. But in person, like you realize that we are all dynamic humans. And while you may not agree with someone’s marketing strategy, or maybe you don’t like the creative they executed on a certain campaign, there are still other things that we have in common, and I think that’s the value of in-person networking. Where that comes from, right, is you. It’s like we’re giving ourselves reminders that it’s okay to be, you know, multi-dimensional human beings.

Rachel Simon: Now, ideally, we are showing up in person in a similar way, the way we’re positioning ourselves online, because then otherwise it gets a little bit weird sometimes.

Lee Kantor: Oh gosh, it has to be authentic. I mean, you hope in whatever world they’re in, they’re kind of true to themselves.

Rachel Simon: Exactly.

Lee Kantor: Now let’s talk a little bit about your day job. Well, what’s your day job?

Trey Toler: Yeah. So, um, I specialize. I work on the sales side of 24 seven, and we’re a holistic talent solutions provider, so we’re essentially a one stop shop for embedded teams. We have an in-house design firm, of course, freelance and full time staffing and the areas we specialize specifically, it’s, uh, creative digital advertising.

Lee Kantor: So and then is it local to Atlanta and Georgia or is it, uh, candidates can come from wherever.

Trey Toler: That’s a great question. So we are global. We’re a global company. Um, we are across the United States. I’ll focus focus specifically on the US. My team is in Atlanta. Um, we have an awesome team, but it’s really a great company across the board. Any person can be a candidate. And that’s the beautiful part. About 24 seven is we do not have candidate ownership. So let’s say, for instance, one of my colleagues in Los Angeles recruited for a design role that’s specific to that market. Well, one of my colleagues in Atlanta can recruit the same candidate if they fit the bill for what a client is looking for. So at the end of the day, I think the beautiful part about that, it’s not only very efficient, but it’s also, you know, we’re we’re serving the candidate and we’re serving the client. It’s it’s not about, um, I guess marking your territory. We’re really in it to make sure that it’s a win win on both the candidate and the client side.

Lee Kantor: So now who’s the ideal client for 24 over seven?

Trey Toler: You know, that’s a great question and I don’t have a concise answer for you. I think the ideal client is really anyone who is looking to move the needle forward, and they’ve had challenges, whether that’s due to limited resources internally, um, cutting headcount, cutting funding for staffing or hiring. But it’s also for that small business who may not can afford a chief marketing officer. So they need someone who’s a fractional CMO, or they need a marketing director to come in and help them get over the hump. So that’s another thing that gets me excited is there’s not like a strong profile in either direction, right? I mean, if it falls in the wheelhouse of creative digital and marketing, I mean, we can touch it from, you know, individual two person shops to fortune 100 companies.

Lee Kantor: And it’s full time as well as like a project.

Trey Toler: It is. Yeah. So full time freelance consulting. So project based deliverables or SSW work. Um, we also have the ability to provide embedded teams, and we have a design firm that we acquired last year and it’s killer. It’s a really, really cool shop.

Rachel Simon: Very cool. That’s awesome. So you’re basically like any marketing need, you’re going to find the right resource for whatever. Absolutely. And how do organizations find you. Like how do they understand, how do they need have this need. And they need to find somebody who can help fill it, you know.

Trey Toler: Well 24 over seven talent. Com is our website. And we do have a job board on there. Um, personally Trey Tolar on LinkedIn. And you just reminded me of something that I wanted to share. And I know in sales in general, like, I, I love working in sales and I think. I think there’s a misconception of the value that a salesperson can bring to any organization. Right? And specifically, I’ll focus on staffing. It’s when you have the right people in place and they serve as an extension of your team. It’s just such a wonderful situation, and I can’t tell you how many times I’ve had a client or a prospective client. I’m like, man, I’ve just I’ve waited so long to have this meeting with you and you know what’s going on in your world and. It. Just the amount of work that needs to be done with fewer resources is incredibly overwhelming, and it’s present across every organization. I mean, every organization right now, people are talking about how they’re like literally giving their kids a bath while they’re trying to get off of a zoom call, and it’s just never ending. So I encourage people and listen. I work for 24 over seven, of course. I love the company. It’s a great company, but any outside resource just give people a chance. Like, you know, there are so many good people out there that want to work and there are so many good people out there that just want to partner and troubleshoot and try to help make your life easier. And I think it just goes back to my passion about networking is we’re so quick to want to close the door on conversations or people before we even give them a chance. And I just think that’s really important, especially where we are right now.

Lee Kantor: Now, at the end of every episode, we ask Rachel for a LinkedIn tip. And since I have you here, I would like both of you to chime in about this tip. Now, from your perspective, what would a candidate who wants to be found? What are some best practices when it comes to LinkedIn and maybe in your world, what would you like to see more when you’re searching for that perfect fit for your clients? Like what do you want to see from that standpoint? So together, maybe you can share with the listener some really great, uh, tips for candidates.

Rachel Simon: Okay. I’ll start. Um, well, on the on the LinkedIn side. And again, I don’t work as much on the job seeker side, but I’m going to just speak to general best practices, which is having that complete profile with great photos, a headline that is a lot more than just your job title. You want to know what you do, what is the value that you bring to the table when you just say, I’ve seen this all the time, project manager. Of what? What company? What exactly do you manage? So we need more information. Um, having an about section that really is telling your story. Don’t just plop the top of your resume in there. Give us a narrative. Write it in the first person. Uh, but the other piece, besides just checking all the basic boxes, right? Having your experience section well filled out with accomplishments is the skills, and I’ll be curious to know what your thoughts are on. I think the skill section is one of the most undervalued parts of the profile. Nobody’s looking at your skills. However, that is what LinkedIn is using to bring you into searches. And so you have to have those right keywords in your skills section. And if you haven’t looked at your skills section in a minute, it’s time to take a pass and make sure that it’s actually relevant to what you currently want to be found for. So that’s that would be my advice.

Trey Toler: That is great advice. And it’s it’s incredibly accurate. So while I don’t sit on the recruiting side, I do want to echo what you just said. And it’s really important that your profile, if you are a job seeker, is 100% current on all the things that Rachel spoke about. And the reason why that’s important is on the back end for a recruiter, when they’re using LinkedIn recruiter, everything is keyword based. So the more intentional you are with highlighting certain programs, certain projects, certain things that you’ve done on your portfolio, your profile, you’ll get pulled up. So that’s incredibly important. I think in terms of what I use LinkedIn for and in general, um, it’s really just leading with authenticity. I think people can write a million articles about, you know, I don’t sleep because I’m too busy getting everything done all the time. Grind, grind, grind, hustle, hustle. Like get off of your, like, off brand Ted talk. And just like, be a real person, right? Like, talk about real things that matter. Like period. I think authenticity is crucial, but also bring value and just show that you’re real. And, you know, some people might find that off putting, but. You know, I think at the end of the day, that’s all we have is just show up as who you are. Everybody else is already taken, you know?

Lee Kantor: Now try if somebody wants to connect with you. What is the coordinates for Fuse and also 24 over seven.

Trey Toler: Sure. So for 24 over seven our website is 24 seven talent com for Fuse. Fuse is Fuse atl.org and to connect with me directly and to have links easily clickable. Um connect with me on LinkedIn Trey Toler and that will link you out to both 24 over seven and to Fuse.

Lee Kantor: Good stuff. Well, thank you so much for sharing your story today. You’re doing such important work and we appreciate you.

Trey Toler: Thank you both for having me. This is awesome. I love the show. I’m so happy for you guys and thank you so much for having me. I’m really grateful.

Lee Kantor: All right. This is Lee Kantor for Rachel Simon. We’ll see you all next time on Sandy Springs Business Radio.

 

About Your Host

Rachel-SimonRachel Simon is the CEO & Founder of Connect the Dots Digital. She helps B2B companies close more business by leveraging the power of LinkedIn.

Rachel works with professionals, both individuals and teams, to position their authentic brand on LinkedIn so they can connect organically with ideal clients, attract the best talent, and stand out as a leader in their industry.

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Connect with Rachel on LinkedIn.

Tagged With: 24 Seven Talent, Fuse

Julia Cox with Just Closed With Julia and Amber de Marché with Mortgage Right

June 13, 2024 by angishields

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Cherokee Business Radio
Julia Cox with Just Closed With Julia and Amber de Marché with Mortgage Right
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Brought to you by Diesel David and Main Street Warriors

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Julia-Cox-bwAs a realtor with nearly 3 years of experience in her beloved community, Julia Cox’ passion for helping others has always extended beyond the realm of real estate. With three generations of military service in her family, including her father, husband, and son, the values of service, dedication, and respect are deeply ingrained in Julia’s character. These values drive her commitment to supporting the elderly, a cause close to her heart.

Growing up in Georgia and spending decades in this vibrant area, Julia has witnessed firsthand the invaluable contributions our senior citizens have made. Their wisdom, resilience, and stories enrich our lives, and it’s her mission to ensure they receive the care and support they deserve. Whether it’s through assisting with downsizing, finding a home that better suits their needs, or simply offering a compassionate ear, Julia strives to make their lives a little easier.

As a retired military member, Julia understands the unique challenges that come with aging, especially for those who have dedicated their lives to serving our country. Her approach is detail-oriented and empathetic, ensuring that every senior she works with feels heard and valued. It’s not just about real estate; it’s about community over competition, fostering connections, and creating a supportive environment where our elders can thrive.

In addition to her professional endeavors, Julia is an avid gardener, crafter, and dog lover. These hobbies have taught her patience, the importance of nurturing, and the joy of seeing something grow and flourish—principles she applies when working with the elderly. Her goal is to help them navigate their next chapter with dignity and grace, providing them with the resources and support they need to enjoy their golden years to the fullest.

Together, we can build a community that honors and uplifts our seniors, ensuring they feel as cherished and respected as they truly are.

Connect with Julia on LinkedIn, Facebook and Instagram.

Amber-De-Marche-bwAmber de Marché’s professional journey has been an exciting one, leading her from a successful ten-year career as an educator in the cosmetology industry to discovering her true passion for real estate during the challenging times of COVID.

With a decade of experience in education, Amber has developed a strong foundation in communication and empathy, which has seamlessly transitioned into her role as a Loan Officer. Helping first-time homebuyers and veterans navigate the complex world of real estate is a true joy for Amber, but she’s equally dedicated to assisting anyone on their journey to finding their dream home.

Education is at the heart of her approach. Amber firmly believes that understanding the loan process is crucial for borrowers to make informed decisions. That’s why she takes the time to explain every step of the way, ensuring clients feel empowered and confident throughout the entire process.

But it doesn’t end with the closing of your first deal. Building meaningful and lasting relationships with her clients is paramount to Amber. She’s committed to being your trusted lender for life, ready to support you in all your future real estate endeavors.

When Amber isn’t immersed in assisting clients, you can find her cherishing precious moments with her family, like chasing her toddler around. As an avid lover of the great outdoors, Amber seizes every opportunity to explore nature’s beauty. And when it’s time to recharge, you’ll likely find her indulging in a well-deserved nap!

Connect with Amber on LinkedIn and Facebook.

Transcript-iconThis transcript is machine transcribed by Sonix.

 

TRANSCRIPT

Intro: Broadcasting live from the Business RadioX studios in Woodstock, Georgia. It’s time for Cherokee Business Radio. Now, here’s your host.

Stone Payton: Welcome to another exciting and informative edition of Cherokee Business Radio. Stone Payton here with you this morning, and today’s episode is brought to you in part by our Community Partner program, the Business RadioX Main Street Warriors Defending Capitalism, promoting small business, and supporting our local community. For more information, go to Main Street warriors.org and a special note of thanks to our title sponsor for the Cherokee chapter of Main Street Warriors Diesel David Inc. Please go check them out at diesel.david.com. You guys are in for a real treat this morning. Please join me in welcoming to the broadcast, first up on Cherokee Business Radio with Just Close With Julia, and 1Look Real Estate office. Miss Julia Cox, how are you?

Julia Cox: I am doing fabulous. It’s a beautiful day out and I’m going to go wash my car after this, so yay!

Stone Payton: Well, we’re delighted to have you in the studio. You and I have been plotting this conversation for some time now. Uh, Julia and I are part of the young professionals of Woodstock, and so we’ve gotten a chance to know each other a little bit. But today we’re going to get to dive in, visit with her about her and her business, maybe get some pro tips for some folks out there. And you’re going to introduce us to a guest that you brought with you here in a little bit, too. Yeah.

Julia Cox: Yes.

Stone Payton: All right. Tell me a little bit, maybe a good place to start. Mission. Purpose. I know you’re in the real estate arena, but for you specifically, you’ve kind of refined your mission, your purpose, your focus. What are you really out there trying to do for folks?

Julia Cox: I am trying to help seniors mostly right now because they are in desperate need for somebody to just help. They get taken advantage of left and right by everybody. So I’m here to inform them, to let them know what their choices are to get them. There’s legal aid. There’s all kinds of things that they are that they can have. The biggest thing right now is I wanted to make sure that all the seniors know that they can appeal their tax assessment. You can either call them and they will send you a written copy, or you can go to the Cherokee County Tax assessor’s office. And down on that page it will say appeal. You have 45 days from your first day of notice. If your appeal is approved, it’s good for three years. So that way you know your your tax is going to stay the same and you’re going to be good to go for three years.

Stone Payton: Well, I’m certainly no expert in the arena, but it has been my observation that our assessment never goes down.

Julia Cox: No it doesn’t.

Julia Cox: Yes, I worked with this one lady. Hers went up 30%. I mean, seriously 30%. So and you know so you know, all you have to do is get one of your trusted realtors to give you a CMA, which is a comparative market analysis, which will show how much in the market the house is worth. And then you can tell that and you can take that and put that in your paperwork and you can go from there. But it really helps. And please, there’s not a realtor out there that will not help you out and it’s no charge.

Stone Payton: So what is the the back story? How in the world did you find yourself in this line of work?

Julia Cox: Well, my thing is, I wanted to be a realtor all my life. It’s just such a big part in people’s life, and it’s such a family oriented thing that this is just something I wanted to do. But as many people know, being a realtor is incredibly hard and it takes a lot of time and it takes a lot of face time. And usually you don’t see any income from anywhere from six months to two years. So it took me a while and I finally get to do my dream job, which is very exciting. And then I got into it and I was trying to find, okay, where where do I fit what’s what’s a good place for me? And just so happens that I’m going into my senior years and we are retired military. So I went and got my Qris, which is a senior real estate specialist certification, and I got my MRP, which is a military relocation professional, and that way I can help the people that I am. And I work with seniors, you know, the 500 and 1C3 the nonprofit seniors like stand up for seniors, Cobb Cherokee Senior Services. There’s quite a few out here, and I work with them because I want to people to move in my community that I support and I work toward and I work for. So it just makes me feel better. They’re walking in and I know what they’re walking into so I can help find them a place where they’re going to flourish. They’re going to feel comfortable. They’re going to know people. They’re going to know, you know where to go when they want to do something, whether they want to be in a quilting circle or wanting to be in a book club, we can help with that.

Stone Payton: Well, now that you’ve been at it a while, what are you what are you finding the most rewarding? What’s the most fun about it for you?

Julia Cox: The most fun about it, and this just happened recently, is I had a senior lady and this was just awesome. Um, her son was going to sell her house because obviously he knows more than anybody else. But in the end, she we talked and, you know, we got this set up and she actually told her her daughter that, you know what? She doesn’t want my brother to sell a house. She wants you to. And my brother called me and asked me, what in the world why is mom so ready to move now? And she’s okay with it? That was a huge win because she felt that comfortable with me and it was great.

Stone Payton: Real estate strikes me as a very I don’t know if it’s fair to say, crowded, but a competitive arena from a sales and marketing standpoint, how does the whole sales and marketing thing work for a real estate agent? Because there there’s I I’m operating under the impression that there’s plenty of opportunity out there, but there’s also a lot of folks in your business, right. How do you go about the sales and marketing thing?

Julia Cox: You do the best you can and be authentic. You have to be authentic. And it’s like when you go and you you work at a you are what, one of the 500 and 1C3 events and you’re taking pictures. People are like, well that’s rude. You’re taking a picture to advertise. You’re not you’re not advertising yourself. Very rarely am I in the pictures. I’m advertising the event. Plus I just talk to people. I like going out. I like meeting seniors, and I’m authentic and people gravitate toward that. And the real estate is it’s very it’s very challenging right now. And a lot of people are getting out. It’s not as crowded as it once was. The numbers are going down very quickly, actually. So a lot of people are saying the cream of the crop will stay in, but being authentic and being in it for the reason your heart’s in it, there’s a reason that you’re in it. And if your heart is making money, then it’s still your heart. So you’re going to make money. But it’s just honestly, it’s being true to yourself, being authentic, just getting in front of people, helping your community and just being a part of your community is huge.

Stone Payton: Well, and I know you personally to be very invested in the community, collaborative, very relationship oriented, I guess, I guess I would say and one tremendous example of that I think, is, is how you work with other people with specialized expertise in their domain to make all this stuff come together. And you brought one with you. Did I tell us who you brought with you?

Julia Cox: I brought Amber de Marché and she is a loan officer with mortgage. Right. And Darren Hunter is the lead the lead mortgage lender on that team. And Amber is wonderful. And she actually knows how to do reverse mortgages, which is another item that I can bring to the table when we’re talking to seniors. And she also is very savvy about making sure that people are not getting ripped off, and they know how to send money through wire so they don’t send it to somebody in. You know, I don’t know Nigeria because, you know, the prince needs money.

Stone Payton: Yeah, I got an email from him. I haven’t responded.

Julia Cox: But it’s amazing, isn’t it? That man needs a lot of money.

Stone Payton: Well, Ms. Amber, what’s it like to to hang out with Julia?

Amber de Marché: Hi. So super excited to be here. Julia is awesome. All the things you said I second, she definitely has a passion and a heart for helping people, especially the seniors. So yeah, lots of fun with Julia.

Julia Cox: So how did you.

Stone Payton: Get in the mortgage business?

Amber de Marché: Oh, Covid actually helped me get in mortgage. Yeah, I was, um, my background is actually in cosmetology. I was an instructor admissions director at a cosmetology school in Arkansas. And Covid shut all of that down and kind of made me rethink. I knew a mortgage broker that was like, hey, maybe this is for you. You should try it. You’re at you’re not doing anything at home anyways. You might as well come shadow with me. And I totally fell in love with it. So it’s, um, it’s been really, really rewarding, especially, um, you know, growing up with parents that were divorced and living paycheck to paycheck and, um, never really thought that home ownership would be something attainable for myself. And then learning through working in the business that it actually was and have bought two houses now. So I love helping people realize that it’s not quite as complicated. And if you have the right people helping you, like Julia, it really can be simplified and not as stressful.

Julia Cox: So it’s something else that Amber does that I think is really, really great is she is getting a class so she can actually help people budget so they can pay off their credit cards. They can start. And these are because younger people are coming out with credit card. It’s not really money because they don’t teach these items in high school. So she it’s really cool. She’s going to go get her license with this for this. And it’s just that’s going to be huge. That’s going to make a difference. Maybe she can go talk in some high schools. You know even middle schools.

Amber de Marché: Yeah I’m excited getting my financial coaching certification. So yeah I’m excited to be able to to spread my passion for helping people and and help people dive into more day to day financial stuff too. So.

Stone Payton: Well, I agree 100% for what that’s worth. That financial literacy for me is a very important topic, and I also was not very knowledgeable or disciplined about money, even to the point I was very fortunate and made more money than most at a younger age than most in in my first career. But I spent just a little bit more than that.

Julia Cox: And part of it.

Stone Payton: Was like, you developed this mentality when when that is your path, what would just make some more tomorrow?

Julia Cox: Yeah, absolutely.

Amber de Marché: I, I tell people all the time, you know, sometimes I talk to borrowers that are they really want to buy a house, but maybe they’re not quite sure what that looks like and maybe they’re not quite there yet. And like, don’t feel bad about yourself. You know, like they don’t teach you that stuff in high school. And and if you know, your parents are in survival mode or just maybe they they weren’t taught that stuff either, then it’s. It’s just what it is. And I made all the mistakes in my 20s with I can tell you I totally ruined my credit and had to rebuild it. And so through that, you know, definitely have learned a lot and hope to use that to help other people.

Julia Cox: I bet you.

Stone Payton: In your line of work run into some patterns, some things you see over and over, and maybe there’s some patterns among young people trying to get their first house and they do some things, or fail to do some things that to you or just walking around sense and if you can get to them early enough, or even if they’ve made some of those mistakes, you can help them recover. Is that accurate?

Amber de Marché: Yes, absolutely. I would say the biggest piece of advice I give people is just make your payments on time. Like if you’ve opened a credit card or a loan or something, just make your payments on time. It’ll make a huge difference in your whole life.

Stone Payton: And maybe don’t make a crazy big move like the new truck or the new yeah, yeah, yeah. Right in the throes of things. Yeah.

Amber de Marché: Uh, 100%. Yeah. Especially when you’re going through the mortgage process. Like, don’t go buy a truck, don’t change jobs, don’t quit your job. Like, just basically freeze everything. Don’t cosign a loan for anyone. Don’t, you know, purchase anything big? Um, when you’re getting a mortgage, you know, we’re looking at your ability to repay. And sometimes there are certain things that we need to be at a certain point. So maybe you can do it after, if that’s if your heart desires to go buy that brand new Ford F-150, then that’s okay. Do it. After you close on your house.

Julia Cox: You sounds like good advice.

Julia Cox: And you know, some of the some of the two things that I thought that was really cool, that Amber told me about is also, don’t pay off your credit cards and keep your credit cards at like anywhere between 10 and 30% because they want that consistent payment. So I thought that was fascinating.

Amber de Marché: Yeah, they want to see you. The credit bureaus want to see you having a healthy relationship with that credit. So keeping a balance and keeping it paid down.

Julia Cox: And well, I’m glad you.

Stone Payton: Mentioned that because that that would that would be a little counterintuitive for me. But, you know, I’m at a different stage in life where I’m don’t carry debt. But at that point, you really you want to have the the debt capacity, but you don’t want to have the, the where you owe very much. Right?

Amber de Marché: Yes.

Julia Cox: Yeah. Interesting for sure.

Stone Payton: So have you like Julia and maybe you already partially answered this question because because of your focus on financial literacy, but have you chosen any particular niche, a demographic, a psychographic, a certain group of people that while you you’ll be delighted to help a lot of people, that this is where you’re going to focus your sales and marketing energy on and your education and community energy on.

Amber de Marché: Yeah, for sure. And it’s not maybe as specific as Julia, but, you know, young, young families. So young families that either they bought their first house, but it was 5 or 10 years ago. The market’s very different now. And they’re needing to expand. You know, they have kids coming. And you know like we do that take up a lot of space. Um, or um, you know, young young families that maybe are first time home buyers and, and aren’t really sure where to get started or what the process looks like. Those are my favorites to help. But like you said, I’ll help everybody.

Julia Cox: And I wanted to add to that because the more I dive into seniors, because I’ve already doubled the amount of C credits, which is continuing education credits for my seniors, the more I dive in to the seniors, the more it helps me understand the process better. So I like helping seniors, but I am more able to handle anybody because I know how the mortgage works. I know how I know all this vendors, the partners that can help me get their houses up and ready to go or what we’re looking for. So it’s like you, you have a niche, but the niche actually, if you really dive into that niche, it helps you across the board, which is kind of cool. I think it’s the same way for sure.

Julia Cox: Yeah, well.

Stone Payton: Let’s dive into a use case and maybe we can we can have you both dive into a single use case, but let’s just take well, let’s take the young couple and they somehow got into their first home, uh, no kids making pretty good money and all that. And so they were able to get into that one that’s not going to serve in this next phase of life because they want to, you know, they want to have kids. And then, uh, what’s the do they approach you first typically to start getting their financial ducks in a row? Amber. Is that the walk us through kind of at least the early stages of what that looks like?

Julia Cox: Yeah.

Amber de Marché: So it’s funny you ask that question, um, because a lot of people go to the realtor first. Um, but really they should talk to the loan officer first, because when you go talk to the real estate agent, they’re going to say, have you talked to a loan officer? Have you gotten pre-approved? Um, and mostly because as a real estate agent, you know, they don’t want to take you to look at a $400,000 house if you can’t afford to buy it. Right. If your budget is only up to 375, well, now you’ve fallen in love with the house and everybody’s going. To be really disappointed.

Julia Cox: But also they will not. If you if they fall in love with that house, they will make an offer on it. They can’t. Right. Because they haven’t gone through the approval process. Yeah. So it just we’re like breaking hearts and we’re crying almost as much as, you know, the people that want to buy the house, it’s it’s a sad thing. Yeah.

Amber de Marché: So you would definitely reach out to a loan officer first. Um, go through the pre-approval process. So they’re going to most likely ask you to fill out an application, um, you know, maybe provide some documents to verify your income, that you have some savings if that’s the route you’re going. Georgia has some down payment assistance programs. That would be a whole other podcast episode for you. Yeah, yeah. Um, but um, so yeah, depending on the route. So basically anything you put on the loan application, we just have to verify with documents. So like your driver’s license says, this is who you are and this is where you live. And, you know, income is a big thing and asset. So like your bank statements, savings accounts, stuff like that. So definitely talk to a loan officer first and then you can go do the fun part that everybody wants to do, which is go look at the houses with the real estate agent.

Julia Cox: So when I actually talked to people that are coming in and looking at the houses at the open house, I’m like, are you pre-approved? If you’re not, please, I’ve got some great lenders. I can, you know, send you to, well, we’re not looking to buy for six months. And I’m like, the lenders would love it if they got you six months before you bought the house.

Julia Cox: Okay. Excellent. Six months to a year.

Julia Cox: They they would love it because there’s no surprises. They can knock it out before it even happens. So and that’s what I try to encourage people to do is talk to your lender. I mean, just seriously, a year, six months before you’re even looking for a home.

Julia Cox: Wow. Okay.

Amber de Marché: Yeah, I always think about it like, um, like if you’re going so, like, you decide to get healthy, right? And you’re so you have like two parts of that, your diet and your working out. So the real estate agent does the working out part, which is the one that everybody posts about. Right? Like nobody wants to see what you’re eating. They want to see like that heavy weight that you lifted so they can be like, wow, you deadlifted 300 pounds this morning. Way to go. But so so the real estate agents like the trainer at the gym, the loan officers like, the dietician like we’re going to look at your finances and make sure that your finances are healthy enough and that you have good habits. So it could be six months to a year before you’re ready to buy that house. But if you talk to the loan officer first, we can definitely look and see how to get you there.

Stone Payton: It makes all the sense in the world to me. So let’s take this young couple. Let’s say that they took this advice, reached out to you a good six months plus ahead of time. I guess initially you might come back with kind of a working number, but it’s not really a hard number. Right. Like let’s, let’s call it 375. Mhm. Um, let’s and but you’re not necessarily saying okay go get you a $375,000 house. You’re saying, okay, we know that we’re in this neighborhood financially. Now let’s continue to look at and then we’ll get you even better or we’ll help you think through. Yeah it’s 375 but I think we’ll we’ll stop at 350 or something. Yeah. Yeah.

Amber de Marché: Absolutely. Yeah. And you know, a lot of times the purchase price makes a difference. Right. But the biggest thing that we’re looking at is the monthly payment, because that’s really going to impact you more than anything in terms of looking at. So maybe we say, okay, you can afford up to $375,000 based on just how we qualify you for a mortgage, how the bank looks at you, but comfortably for you guys in their mind, they may they might be like, I don’t want my mortgage payment to be more than $1,500 a month. And then it’s like, okay, well then you need to keep your purchase price at 350. That’s going to get you right where you want to be with your mortgage payment.

Stone Payton: So yeah. So getting into the mortgage business, I’m sure the answer to this is yes, but I’m going to ask anyway, did you have the benefit of one or more mentors to kind of help you navigate that terrain and a team you could lean on for a while?

Amber de Marché: Yes, 100%. You definitely need it in the mortgage and in the real estate world because it’s really, you know, everybody says this, but you, you learn so much through the classes that you have to take and the licensing process and all of that. But applying it in the real world is a lot different than reading about it in a textbook, you know?

Julia Cox: So in real estate, they call they call it drinking from a, you know, a water, um, a fire hydrant because you’re getting you can only drink so much. You’re getting all this information. So it it takes you, it takes you a little while. And the more you work at it, you go, oh, yeah, oh, yeah, oh, yeah. It’s really good because it’s like anybody you learn better when you do it. Yeah. So doing it is just huge. And or you can help somebody do it.

Amber de Marché: Yeah.

Julia Cox: Which is awesome at mortgage right.

Amber de Marché: I mean I ask those guys all the time, I’m like, so I have this scenario, I don’t know what to do. So yeah, definitely lean on. And Darren’s been a huge mentor for me. Just helping, you know, with building the business for myself. And you know, we’re all our own brand. Right. So so helping with that as well. So. Yeah.

Stone Payton: Well, that’s a good point. Yes. Your mortgage. Right. And and a lot of us around town know Darren to be a marvelous person. Yes, but you’re also Amber and you get. So you’ve got this whole sales and marketing differentiation thing. I don’t, I don’t know. Do you employ, uh, tools like social media and getting out there in the community talk. Walk us through how you kind of do your sales and marketing thing, if that’s the right term.

Amber de Marché: Yeah, it is the right term. That’s what I call it anyway.

Julia Cox: Okay, good, good.

Amber de Marché: Um, yeah. So I do social media, um, you know, like most people, I get tired of it sometimes. So I take a little. I took a little break, but I’m getting back into it now. Yeah. Um, I do a lot of the business networking groups around to like the Kennesaw Business Club, Woodstock Business Club. I’ve been to some of the business associations, so I’m doing that big in the chamber, the Cherokee chamber. Um, love those people there. Um, and then, you know, I have a passion for helping people, so I, I consider my volunteer to be networking as well.

Julia Cox: Yeah, absolutely.

Amber de Marché: Um, I volunteer with the chin up program through the Children’s Haven. So they, we do like a, a, a program a couple of times a month for middle school and high school kids that are having truancy issues in school and stuff and maybe just need like a positive role model there, somebody to spend some time with them. So, um, I do that. I’ve, I’ve volunteered with Cobb Mentoring Matters, where we mentor kids in, in the middle schools to just kind of be a guide for them to figure out what path they’re taking. And, um, I’ve done some mentoring through Serenade Heights, which is a nonprofit that helps single moms kind of get back on their feet or go back to college and stuff like that. So, um, that’s a big part of of my passion for all of this, so.

Stone Payton: Well, I can tell it. I can hear it in your voice. I can see it in your in your eyes. I think this might apply to both of you guys. Uh, I know I came from the training consulting world, and we would often lean on other practitioners who had specific expertise in another domain much deeper than ours, like home services folks, the people that can get a house ready. Or do you guys probably know a lot of those people? And you, you’ve got your go to lot guy and your go to roof person. Is that true?

Julia Cox: That is.

Julia Cox: Yes. That’s like part of my when I go in to speak to somebody, especially a senior, because there’s a lot you have to do because they’re moving into a different lifestyle. So it’s almost like they have four different buckets. They have what they’re taking with us, they have what they’re going to put in storage. But we’ll probably they have what they’re given to their children, and they have what they’re going to do an estate sale with, or they’re going to sell on Facebook. And I have people for both of those, and then they have what they’re going to donate. So it’s just and then I have this wonderful packer that will help. Impatient. I have a wonderful mover that will take things to the four different places, or break down the old swing set in the back yard. I have an amazing person that can come and do like mold remediation. I have a wonderful roofing person. I mean, it’s just these people are what make up my toolbox. They are so awesome and they they’re what make me smile. And I know I’m doing a good job because they’re doing a good job. It’s like it just reeks of goodness. It’s awesome. But yeah, those are you’ve got those are wonderful.

Stone Payton: And you’re and you’re the same way. Right. You know people in that arena as well, right?

Amber de Marché: Yeah, 100%. I would say most of the time the homeowner looks to the realtor for most of that stuff because they’re in the houses with them, and maybe they’re looking at a house and like, oh my gosh, is this foundational crack in the wall? Or is it just settling, you know? So, um, but I definitely do have people. You definitely have to be the guy that knows the guy, you know?

Stone Payton: Doesn’t that feel great? Don’t you find that incredibly rewarding? In my experience over the years has been if I can just try to help people address their challenge, even if it has nothing to do with what I do, or if it has a lot to do with what I do. But, uh, Tim over at Mesmerize Media, he’s awesome is going to be a better solution because what they want to do right now needs to be more video centric than the than the work that we do. I mean, that’s my my first phone call. I but I get a lot of, uh, and it sounds like you do too emotional compensation from from and it feels good to be the guy that knows the guy. Yep.

Julia Cox: It makes me feel powerful. It really does, because I get very confident because I know these people are going to do a good job. I know we’re going to do a good job on your house. And it just it’s just such a powerful to have all these people behind you. And it takes time. I mean, you know, you’re building I’m building relationships with these people. This is not someone I’m looking up in the Yellow Pages. I’ve met them and talked to them. So. And some of them I’m actually used. I’ve actually used NB roofing because they’re awesome. And I’ve used, um, Russell Hollister to cut down a tree in my backyard.

Julia Cox: Oh, this is great.

Stone Payton: I’m keeping. I’m gonna send them all an invoice.

Julia Cox: Yeah. No, but it’s just. No.

Julia Cox: But I mean, it’s just these these are down home people that come and they talk and you meet and you get. You build relationships there? Not just this person. There a person. Yeah, that makes sense.

Stone Payton: It makes a ton of sense. I’d like to. Before we wrap it up, I wonder if we could do a little bit of a pro tips kind of section. I don’t know if you might draw on something you’ve written before, or some things that you know you’re always going to mention to people, and we can do a couple of different use cases or whatever. And maybe we start with you, Julia, with seniors. And maybe the advice is directly to seniors. My parents recently last six months moved up from Pensacola, Florida to here. So I’ve I’ve been in and around a lot of what you described. And maybe we should have had this conversation six months ago, but maybe a little bit of, you know, things to do don’t do, uh, be thinking about reading just a few pro tips. We could, uh, leave people with who are either the seniors themselves or the people that are kind of trying to help them, like their kids.

Julia Cox: Absolutely. My biggest one for the seniors is please sit down with your family and have the difficult talk. You need to have that talk. You need to know where your finances are. You need to know who’s going to be the executor. You need to know these things, and you need to let your family know that this is how it is. Get your will done. Make sure that somebody’s got the power of attorney to do this. It’s just it’s so important. It helps the strife. There’s not as much strife when somebody dies. People react in different ways that are just so unlike them. And usually it’s negatively because they’re they’re mad their parent has died, so they’re going to take it out on somebody and usually it’s the other siblings. So get that done, have that conversation. And if you don’t know something, please ask your kids don’t. They’re not going to think anything less of you. They’re not going to, you know, please ask them because they’re probably going to know my, you know, 30 year old son helps me with my internet and my Facebook because holy cow, that thing’s over my head. Sometimes I’m like, why is Facebook shutting me out? So just have those conversations. They are difficult, but they’re so, so important.

Stone Payton: I’m sure you got a handful of tips as well. Oh yeah.

Amber de Marché: Yes, a whole handful. Um, I would say the biggest one for any listener that’s thinking about buying a house, whether it’s your first house, second house investment property. Like don’t one, don’t be afraid to go talk to a loan officer. We’re not going to be mean to you or judge you or any of the things, like you’ll get some really valuable information and also talk to a couple. Um, you know, we all do the same thing, but the way that we do it is a little bit different. I had a couple last year that had been trying to buy their first house. They had talked to a couple of lenders and were like, well, we just can’t get approved right now. So I spent a Thursday night, a couple of hours at their house talking to them, and figured out that they actually could buy a house right now, and they actually did last year, buy their first house. So sometimes, you know, spending that little bit of extra time asking questions, if someone says, well, you don’t qualify because of this, like push them to be like, well, what do I have to do? Help me figure it out? So, um, you know, I think if that’s if that’s a goal of somebody, then they, they deserve to, to get that goal.

Stone Payton: So yeah. And I want to reinforce that. Give yourself some runway. Right. Yes. Those things play well together. Yeah. Yeah absolutely. Julia, lay it on us.

Julia Cox: I’ve actually got.

Julia Cox: One more, um, the seniors that are looking to move, whether they’re upsizing downsizing or they just want to stay at home, I really try to convince family and the seniors to stay in the home as long as they can, because seniors are living longer, people are living longer. And, um, the retirement communities, the senior living, the assisted living, it’s very expensive. And make sure that you talk to a loan officer or talked to a financial adviser and see how see what it looks like, because it can get very scary very fast.

Stone Payton: Well, and there’s more and more options, as I sometimes say, more better. My my high school English teacher would not like that for making that a more practical solution for longer, up to and including. I’m sure you both have a go to person to put the bars on the shower and make it a safer place. Absolutely everything from from that to some, uh, I don’t even know what you call it. Like some some bridge services where maybe you do have somebody come in and your home and hang out with you and take you grocery shopping on Wednesdays or whatever before you make that big leap into full blown care. Absolutely.

Julia Cox: And we have people that will go in and I don’t and, and actually watch one of the couples so the other couple can just go out and have maybe sit at the lake and just watch the duck goes by, just have a moment to be themselves. Because one of the biggest things is when a when a person dies, the other one is basically lost because they’ve been spending 24 over seven with that person and they’ve kind of lost their own identity. So they they need help to regain that back. So people going in and just giving them just, you know, four hour break and I know those people.

Julia Cox: So there you go.

Amber de Marché: Yeah I need someone with empathy like Julia to help you through those times.

Julia Cox: So. That’s right.

Julia Cox: That’s so sweet.

Julia Cox: Thank you. Well.

Stone Payton: Amber you were sharing with us before we came on air that you have a family. I know you obviously have a very vibrant career. I don’t know when and how you would find the time, but I’m interested anyway. So I’m going to ask passions, hobbies, other interests that you might pursue outside the scope of your work. Anything like.

Julia Cox: That?

Amber de Marché: Yeah, well, I have a two year old. He keeps me really busy. We’re actually potty training right now, so just keep us in your prayers. Um, but yeah, outside of that, we love pretty much anything outdoors. Um, hiking, kayaking, canoeing. Um, I grew up in Arkansas, so that’s, you know, there’s not anything else to do in Arkansas except for outdoors.

Julia Cox: That is awesome. We live there on tour when we were in the military and yeah, it’s beautiful. Oh my gosh, it’s gorgeous.

Amber de Marché: It is. It’s a pretty place. So yeah, that’s pretty much pretty much it. Besides watching mindless TV shows that probably are not productive in any way.

Stone Payton: But sometimes that’s just a good escape, though, where you don’t you just turn the brain almost completely off.

Julia Cox: Yep.

Amber de Marché: Don’t even have to think about anything. Just worry about what’s happening on the screen.

Stone Payton: Yeah, Julia, we didn’t talk much about military, and it’s probably a whole, uh, additional episode or or more, but there are some special programs and some things to look into for veterans. Is that accurate?

Julia Cox: Oh, absolutely. Well, you have the you know, the veterans have their own loan programs program, which is tremendous. But some people don’t realize when they can use it, how they can use it, and how much it can help them. But and also, Amber actually has a wonderful program for them too, that it’s it’s called a reverse mortgage. And it’s it’s got a bad rap in the past. But then they folded it under the FHA and it’s become a really solid program for certain seniors.

Stone Payton: Yeah, well, I was getting ready to wrap, but now I want to talk about this.

Julia Cox: That’s all right. I’m sorry.

Stone Payton: We’ll come back to your hobbies in a minute. But no, because I’ve seen the commercials and I’ve seen a couple people who play very trustworthy people on television. And because I have heard some of the bad rap around reverse mortgage, I’m like, shaking my head. I’m like, dude, you just cracked through your whole trustworthy image on TV. But maybe that’s my uninformed knee jerk reaction to the idea of a reverse mortgage. So yeah, with your permission, let’s can we dive into that a little bit and educate?

Julia Cox: Absolutely.

Amber de Marché: Yeah. We can. Um, yeah. So reverse mortgages do have a bad reputation. I think that it’s definitely a product that has to make sense for the person that’s doing it. Or you can get yourself in trouble or, you know, hurt someone. So essentially, a reverse mortgage is available to anyone that’s 62 years or older. If you have a couple, only one of them has to be 62. Um, so one can be 59 and the other can be 62, and they’re still eligible. Um, essentially what happens is you so if you had a loan, you let’s say you own a house that’s $400,000 and you owe $100,000 on it. Um, and you want to do a reverse mortgage? Maybe you have a senior, right? That’s struggling financially month to month. They can’t eat the foods they want to eat, you know, because they’re on a fixed income. They can’t take those trips, can’t fix up the house that they’ve lived in for the past 20 years because they just don’t have the funds. A reverse mortgage essentially takes pays off the mortgage that they have and puts it into a new mortgage. You don’t pay monthly payments on the mortgage. So, um, the interest that you would incur just keeps adding on. So that’s where you have to be careful, right? Has to make sense. And there’s a whole calculator that’s used with an algorithm that is kind of creepy. But it’s like we think they’ll live this much longer. So yes, it makes sense or no, it doesn’t make sense.

Amber de Marché: But instead of paying the mortgage, you can get the equity in your house up to a certain amount, depending on your circumstance. Um, you can get it in a lump sum. You can get it in a line of credit. You can get it in certain disbursements. A lot of people do a combination where like maybe you do, you know, a third of it up front, a lump sum at closing. So you get 50 grand at closing. And then after year two, day one, the line of credit opens up, and then they can take out the line of credit so they can get used the money. Um, you know, you can pay back at any time, but it’s not required. So, you know, if you have a senior whose monthly payment is $1,200 a month on their mortgage, I mean, and you’re and now you’re taking that away. Now they have $1,200 more. And that’s a whole lifestyle change for somebody that’s in the right position. I always say definitely talk to your financial adviser. Definitely, like have a meeting with a financial advisor or a CPA because sometimes there are tax implications. Have your heirs, whoever whoever’s inheriting this, whenever you pass away, you know, to have a meeting there. There are ways to get out of it. You can refinance out of it once the once the homeowner passes away, you can sell it and, you know, pay the loan back. But it is a good product if it makes.

Julia Cox: For you.

Julia Cox: You do? You do have to be very careful, because it’s only honestly good for about 10% of it. Is. It is. It is one item in the tool belt. Yeah. So and just talk to a loan officer. And if you go in and you ask them if they do reverse mortgages and they say no, that doesn’t mean they’re any less. That just means that they don’t want to do that because like she said, mortgages, they all do the same, but they do it differently. Mhm. So just find someone who does and you can always ask. Yes. Your trusty, you know real estate person. And we will have probably five loan officers. We can give you the names for fantastic.

Stone Payton: But it comes down to the math. You need somebody that understands that world, understands the math and your unique situation. And it might be, you know, you looked at my parents and absolutely not. It makes no sense. You look at somebody else’s parents and yeah, this is a good option based on their input and in the math.

Amber de Marché: Yeah. So it’s it’s really cool. You’re still liable for the property insurance and the taxes on the property. But I mean, other than that, if it makes sense, if, if your home is going to appreciate and it’s and it’s worth a lot, you know, and all of that like it, it definitely can make sense for someone. And uh, the one of the big questions that are always asked is like, well, what if there’s a housing crash? What happens then? Now they’re just out all of this money. But they since they’re under the FHA now, which is one of the reasons why it’s a better product, is now their insurance is in place that protect the homeowner in the event of like a housing crash that, you know, happens once every generation probably. But.

Stone Payton: Well, thank you. You may very well have restored my faith in this one particular celebrity actor that will go unnamed, because I don’t know if his product is as good as the one you’re talking about, but I’m going to give him the benefit of the doubt because he’s a very trustworthy guy and his role on TV.

Julia Cox: There you go.

Stone Payton: Okay, now I get to ask my question what are you into? Do you nerd out about anything in your spare time? If there is such a thing as spare time for a realtor that’s doing as much as you are.

Julia Cox: Okay. Um, yeah, I’m. I love to garden my big thing. And nobody, nobody believes it when I tell them I love playing Zelda.

Julia Cox: Oh, okay.

Julia Cox: Tears of the Kingdom, man, I am rocking it right now. This is. This is like the third time I’ve played it. And I’m trying to go in different ways, and you do different things and you get different outfits and it’s just, it’s so much fun. But this is something I can play at 11:00 at night or 4:00 in the morning when I’m getting up or I’m having to do stuff. And it helped my it helps my mind wind down. I love that, but it’s I have a blast. That garden. My backyard is just beautiful right now.

Amber de Marché: It’s come to my house and help me because ours is like a little. It’s a lot of work.

Julia Cox: Yes it is. And it’s hot. Yeah, it’s very hot right now.

Stone Payton: You never know what you’re going to learn in this little room, right?

Julia Cox: It’s fantastic.

Amber de Marché: That is true. I feel like I need a cooler hobby now because Julia plays Zelda.

Julia Cox: Yeah. No kidding.

Stone Payton: All right, Amber, what’s the best way for our listeners to get in touch with you? Tap into your work, both at the community level and on all of these topics around around mortgage and financing for a for a home, whatever you think is appropriate. Just some good points of contact for them.

Julia Cox: Yeah.

Amber de Marché: So I am on social media. So Facebook, LinkedIn and TikTok and Instagram, you can just search my name Amber Demarcay. Um, or I mean mortgage, right? Woodstock. If you Google that, our phone number will come up. You can reach me there if you want to call me directly. Can I say my phone number? Oh, please. On air? Sure. Uh, my direct phone number is (501) 368-8450. Still have my Arkansas number that I’ve had for too long to give it up.

Stone Payton: And, Julia, what’s the best way to connect with you?

Julia Cox: Uh, please call me (770) 722-6890. You can look me up and on Google. You can look me up in Facebook. Just close with Julia. And, um, the best way is just to call me and ask me, and there’s no stupid question. There really isn’t. And have fun. I just looking for a house has got to be. It’s stressful, but it’s really fun. So take your time. Make sure you’re picky, picky picky picky picky. Don’t get pushed and take your time. If you want to go see 40 houses, go see 40 houses.

Stone Payton: You and I and some other real estate folks I know are really good about that. It looks like an incredible time commitment to me to get out there and and run. But you want them to be then it’s right.

Julia Cox: Yeah. You can go to sleep at night because you know it’s right. It’s like when a senior looks at you and they really want to stay where they’re at, and all it’s going to do is take a couple, you know, some money. And, you know, that’s when we get them to talk to someone. But if they want to stay where they’re at, they need to stay where they’re at. And I want to be able to sleep at night. I’m not making any money, but I want to be able to sleep at night. And I’m I’m making my community stronger. So that’s why I do that.

Stone Payton: You certainly are. Okay, one more time. Those contact points for people.

Julia Cox: Just close with Julia and my broker is one look real estate Gen Jennifer Zielinski. And my phone number is 770722. 6890 and Google and Facebook. It’s just closed with Julia.

Stone Payton: Well, thank you both for coming in today. This has been a marvelous way to invest a Tuesday morning. Your insight, your perspective, your passion, uh, for the work. It just it really comes through. And we sincerely appreciate both of you coming in.

Julia Cox: Thank you.

Julia Cox: Thank you for having us. Yeah.

Stone Payton: My pleasure. All right, until next time. This is Stone Payton for our guest today. And everyone here at the Business RadioX family saying we’ll see you again on Cherokee Business Radio.

 

Tagged With: Just Closed with Julia, Mortgage Right

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