Paycheck Protection Program Archives

What Dental Practices Need to Know About the Paycheck Protection Program (PPP) and Employee Retention Credits (ERC), with Aprio Partners Justin Elanjian and Adam McDowell

June 11, 2021 by John Ray

Nashville Business Radio

What Dental Practices Need to Know About the Paycheck Protection Program (PPP) and Employee Retention Credits (ERC), with Aprio Partners Justin Elanjian and Adam McDowell

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What Dental Practices Need to Know About the Paycheck Protection Program (PPP) and Employee Retention Credits (ERC), with Aprio Partners Justin Elanjian and Adam McDowell (Nashville Business Radio, Episode 18)

Aprio Partners Justin Elanjian and Adam McDowell joined host John Ray to discuss how dental practices need to address the intricacies of PPP and ERC to maximize potential eligibility. They also discussed special cash flow considerations dental practices should contemplate for 2021. Nashville Business Radio is produced virtually from the Nashville studio of Business RadioX®.

Aprio, LLP

Aprio is a premier full-service, CPA-led business advisory firm that advises clients and associates on how to achieve what’s next.

Aprio’s associates work as integrated teams across advisory, assurance, tax, outsourced accounting solutions and private client services, bringing the best thinking and personal commitment to each client. Across practices, Aprio brings together proven expertise, deep understanding, and strategic foresight for industries including Manufacturing and Distribution; Non-Profit and Education; Professional Services; Real Estate and Construction; Retail, Franchise and Hospitality; and Technology and Blockchain.

Headquartered in Atlanta, Georgia, Aprio has grown to over 700+ team members. To serve clients wherever life or business may take them, Aprio’s teams speak more than 30 languages and work with clients in over 50 countries.

Company Website | LinkedIn | Facebook | Twitter

Justin Elanjian, CPA, Partner-in-Charge, PPP & ERC Services, Aprio, LLP

Justin Elanjian, Aprio

Justin Elanjian, CPA, is the Partner-in-Charge of Aprio’s Paycheck Protection Program (PPP) & Employee Retention Credit (ERC) Services. As a national PPP expert, prominent speaker and strategic business advisor, Justin helps both lenders and borrowers navigate the complexities of the PPP.

He helps his clients realize benefits from other stimulus package programs, such as the ERC, and is committed to strengthening his clients’ balance sheets and helping them achieve what’s next.

Justin also leads a team of more than 50 professionals who share his passion for helping businesses maximize their liquidity by leveraging the benefits of these COVID legislative programs.

Adam McDowell, Adam McDowell, CPA, MBA, Aprio, LLP

Adam McDowell, Aprio

Adam works with a variety of small to mid-sized businesses and my clients include owners of dental practices, veterinary clinics and residential construction companies. He speaks with his clients regularly to help them establish goals and monitor their progress. He makes sure personal financial goals like saving for college and retirement don’t get lost in the shuffle of running their businesses.

The majority of his days are spent advising clients on how to improve business operations, increase profitability and manage risk. He is always looking for innovative tax planning strategies to help his clients save money. He serves clients as a coach and focus on how lessons learned can be applied to advance the business.

His clients rely on him for:

Forecasting and predictive analysis
Cash conservation and cash flow management
Tax strategies that fully leverage tax credits and incentives to maximize profitability
Leveraging available credit

Questions and Topics in This Interview

Employee Retention Credit Eligibility
Employee Retention Credit Maximization
Paycheck Protection Program Forgiveness
Paycheck Protection Program & ERC alignment
Dental Practice cash flow management

“Nashville Business Radio” is hosted by John Ray and produced virtually from the Nashville studio of Business RadioX®. You can find the full archive of shows by following this link. The show is available on all the major podcast apps, including Apple Podcasts, Spotify, Google, Amazon, iHeart Radio, Stitcher, TuneIn, and others.

What You Need to Know About the Paycheck Protection Program and Employee Retention Credits, with Justin Elanjian, Aprio, LLP

March 16, 2021 by John Ray

North Fulton Business Radio

What You Need to Know About the Paycheck Protection Program and Employee Retention Credits, with Justin Elanjian, Aprio, LLP

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What You Need to Know About the Paycheck Protection Program and Employee Retention Credits, with Justin Elanjian, Aprio, LLP (North Fulton Business Radio, Episode 339)

Aprio Partner Justin Elanjian joined John Ray to discuss the Paycheck Protection Program (PPP) and Employee Retention Credit (ERC), why many businesses don’t know they’re eligible for ERC, and how business owners can maximize the benefits of these complicated programs. “North Fulton Business Radio” is produced virtually from the North Fulton studio of Business RadioX® in Alpharetta.

Aprio, LLP

Aprio is a premier full-service, CPA-led business advisory firm that advises clients and associates on how to achieve what’s next.

Company Website | LinkedIn | Facebook | Twitter

Justin Elanjian, CPA, Partner-in-Charge, PPP & ERC Services, Aprio, LLP

He helps his clients realize benefits from other stimulus package programs, such as the ERC, and is committed to strengthening his clients’ balance sheets and helping them achieve what’s next.

Justin also leads a team of more than 50 professionals who share his passion for helping businesses maximize their liquidity by leveraging the benefits of these COVID legislative programs.

Questions and Topics in this Interview:

About Aprio and Justin Elanjian
How Aprio pivoted during COVID to offer relief-based services such as the Paycheck Protection Program and Employee Retention Credit
How to plan for 2021 Paycheck Protection Program & Employee Retention Credit benefits
How to leverage the Employee Retention Credit pre-and post- PPP Loan Forgiveness
How to know when your business needs the help of an advisor

North Fulton Business Radio” is hosted by John Ray and produced virtually from the North Fulton studio of Business RadioX® in Alpharetta. You can find the full archive of shows by following this link. The show is available on all the major podcast apps, including Apple Podcasts, Spotify, Google, Amazon, iHeart Radio, Stitcher, TuneIn, and others.

Renasant Bank has humble roots, starting in 1904 as a $100,000 bank in a Lee County, Mississippi, bakery. Since then, Renasant has grown to become one of the Southeast’s strongest financial institutions with over $13 billion in assets and more than 190 banking, lending, wealth management and financial services offices in Mississippi, Alabama, Tennessee, Georgia and Florida. All of Renasant’s success stems from each of their banker’s commitment to investing in their communities as a way of better understanding the people they serve. At Renasant Bank, they understand you because they work and live alongside you every day.

PPP Second Round with Alan Najjar, Jon Daly, and Joseph Shuford

January 27, 2021 by John Ray

North Fulton Studio

PPP Second Round with Alan Najjar, Jon Daly, and Joseph Shuford

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PPP Second Round with Alan Najjar, Jon Daly, and Joseph Shuford (GNFCC 400 Insider, Episode 56)

Alan Najjar, Chair of GNFCC’s Economic Task Force for Cash Flow & Liquidity, hosts a roundtable of SBA loan experts, with Jon Daly, Renasant Bank, and Joseph Shuford, Synovus Financial, joining the show. They discussed questions on PPP second round, how guidance rules differ from first round PPP, forgiveness questions on PPP loans, and much more. “The GNFCC 400 Insider” is presented by the Greater North Fulton Chamber of Commerce and produced by the North Fulton studio of Business RadioX®.

Alan Najjar, Director of Business Development, Smith & Howard

Alan Najjar has overseen the business development efforts of Smith & Howard since 2011. He started his career in banking after graduating from the University of Georgia. A veteran of the Atlanta banking and business community, Alan has held executive level leadership positions at SunTrust Bank and other Georgia financial institutions. Prior to joining Smith & Howard, he was the EVP and Chief Operating Officer of an Atlanta-based financial services company.

Alan is the former Chair of the Board of Directors for The Greater North Fulton Chamber of Commerce and is a trustee emeritus for Georgia Gwinnett College Foundation and Community Foundation for Northeast Georgia. He is active in numerous civic, social, and academic organizations. Alan and his wife, Donna, are long-time residents of Gwinnett County, and when away from the office, Alan most enjoys sunrises on the lake and time with his family.

Jon Daly, Director of SBA Lending and EVP, Renasant Bank

Jon Daly is Executive Vice President, Director of SBA Lending, for Renasant Bank. Renasant Bank has humble roots, starting in 1904 as a $100,000 bank in a Lee County, Mississippi, bakery. Since then, Renasant has grown to become one of the Southeast’s strongest financial institutions with over $13 billion in assets and more than 200 banking, lending, wealth management, and financial services offices in Mississippi, Alabama, Tennessee, Georgia and Florida. All of Renasant’s success stems from each of their banker’s commitment to investing in their communities as a way of better understanding the people they serve. At Renasant Bank, they understand you because they work and live alongside you every day.

Joseph Shuford, Synovus Financial Corp.

Joseph Shuford is the Director of Government Guaranteed Lending for Synovus. Synovus Financial Corp. is a financial services company based in Columbus, Georgia, with approximately $51 billion in assets. Synovus provides commercial and retail banking, investment, and mortgage services through 300 branches in Georgia, Alabama, South Carolina, Florida, and Tennessee. Synovus Bank, a wholly owned subsidiary of Synovus, has been recognized as one of the country’s “Most Reputable Banks” by American Banker and the Reputation Institute. Synovus is on the web at synovus.com, and on Twitter, Facebook, LinkedIn, and Instagram.

Topics Discussed in this Show Include:

PPP Second Round (Paycheck Protection Program)
Guidance rules in PPP Second Round vs. First Round
How application acceptance by banks differs from first round PPP
Forgiveness process for first round PPP loans
KYC (Know Your Customer) regulations and dealing with PPP fraud
Major criteria differences between Simplified, EZ, and Standard applications

About GNFCC and “The GNFCC 400 Insider”

**Kali Boatright, President and CEO of GNFCC**

“The GNFCC 400 Insider” is presented by the Greater North Fulton Chamber of Commerce (GNFCC) and is hosted by Kali Boatright, President and CEO of GNFCC. The Greater North Fulton Chamber of Commerce is a private, non-profit, member-driven organization comprised of over 1400 business enterprises, civic organizations, educational institutions and individuals. Their service area includes Alpharetta, Johns Creek, Milton, Mountain Park, Roswell and Sandy Springs. GNFCC is the leading voice on economic development, business growth and quality of life issues in North Fulton County.

The GNFCC promotes the interests of our members by assuming a leadership role in making North Fulton an excellent place to work, live, play and stay. They provide one voice for all local businesses to influence decision makers, recommend legislation, and protect the valuable resources that make North Fulton a popular place to live.

For more information on GNFCC and its North Fulton County service area, follow this link or call (770) 993-8806. For more information on other GNFCC events such as this North Fulton Mayors Appreciation Lunch, follow this link.

For the complete show archive of “The GNFCC 400 Insider,” go to GNFCC400Insider.com. “The GNFCC 400 Insider” is produced by John Ray and the North Fulton studio of Business RadioX®.

Nichols Cauley Roundtable on SBA Coronavirus Relief Programs for Businesses, with Keith Daniel, William Sammons, and Tim Veal

April 5, 2020 by John Ray

North Fulton Business Radio

Nichols Cauley Roundtable on SBA Coronavirus Relief Programs for Businesses, with Keith Daniel, William Sammons, and Tim Veal

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Nichols Cauley Roundtable on SBA Coronavirus Relief Programs for Businesses, with Keith Daniel, William Sammons, and Tim Veal (“North Fulton Business Radio,” Episode 209)

Nichols Cauley partners Keith Daniel, William Sammons, and Tim Veal join “North Fulton Business Radio” to discuss the EIDL (Economic Injury Disaster Loan Emergency Advance) and PPP (Paycheck Protection Program), two major components of the SBA’s Coronavirus Relief initiative for businesses. The host of “North Fulton Business Radio” is John Ray and the show is produced virtually from the North Fulton studio of Business RadioX® in Alpharetta.

Keith Daniel, CPA

Keith A. Daniel is a Shareholder in the Atlanta office of Nichols, Cauley, where he performs Audit, Tax and Management Consulting Services for closely held, middle market businesses. While he has worked with businesses in many industries, Keith is primarily focused on companies with both domestic and international operations involved in manufacturing, distribution, construction, and healthcare.

William Sammons, CPA, CIA

William Sammons is Managing Partner of the Atlanta office of Nichols Cauley and a 30+ year veteran of the firm. William’s area of expertise cover assurance, tax planning and preparation, tax credit consulting, mergers and acquisitions, debt refinance, and business organization and re-organization. William is an experienced advisor to family-owned businesses, entrepreneurs, construction concerns, manufacturing and distribution companies, and financial institutions.

Tim Veal, CPA, CITP, CIA, CISA, CRMA, CGMA, CRCM

Tim Veal is a Shareholder in Nichols Cauley and a 30+ year veteran of the firm. His areas of expertise includes audit, internal controls and risk assessment, information technology, regulatory compliance, tax matters, and strategic planning. Tim has noted industry expertise in financial institutions, construction, and family-owned businesses.

Nichols Cauley & Associates

Devoted to the financial success of their clients, Nichols, Cauley and Associates offers a diverse range of financial services. The firm was honored to be named one of Atlanta’s fastest-growing accounting firms in 2018 by the Atlanta Business Chronicle.

Nichols, Cauley, & Associates is a public accounting firm with office locations in Calhoun, Canton, Dalton, Dublin, Kennesaw, Peachtree Corners, Rome and Warner Robins, Georgia and Wildwood, Florida. Although they operate out of several office locations, they work as a team, utilizing the professionals best qualified to perform services for our clients.

This team approach the firm uses in their client relationships is evident in all they do. By utilizing the team approach they become partners with our clients and develop long-term relationships that foster a “win-win” environment for all parties.

There is more to accounting than numbers and compliance. Accounting is the language of business. It is the communication between business people who may desire different goals and outcomes. By becoming a useful participant on a client’s team, Nichols Cauley is able to identify what clients desire for their life or their business. They then help develop a plan of action which helps clients communicate and achieve their goals, and measure their performance against those goals.

For more information, go to the Nichols Cauley website. For specific information on email directly. or email them at a call 800-823-0117.

Questions and Topics in this Interview:

CARES Act
SBA Coronavirus Relief Programs for Businesses
EIDL -Economic Injury Disaster Loan Emergency Advance
PPP – Paycheck Protection Program
Small Business Administration (SBA)
SBA Loans
SBA loan processing
PPP loan forgiveness

North Fulton Business Radio” is produced virtually from the North Fulton studio of Business RadioX® in Alpharetta. You can find the full archive of shows by following this link. The show is available on all the major podcast apps, including Apple Podcasts, Spotify, Google, iHeart Radio, Stitcher, TuneIn, and others.