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Pineapple and Profits: Kelly Townsend on Business Blind Spots

March 17, 2026 by John Ray

Kelly Townsend, Leaders Team, on Pineapple and Profits, Leadership Alignment, Business Blind Spots, and Separating Yourself from Your Business (North Fulton Business Radio, Episode 946). with host John Ray
North Fulton Business Radio
Pineapple and Profits: Kelly Townsend on Business Blind Spots
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Kelly Townsend, Leaders Team, on Pineapple and Profits, Leadership Alignment, Business Blind Spots, and Separating Yourself from Your Business (North Fulton Business Radio, Episode 946). with host John Ray

Kelly Townsend, Leaders Team, on Pineapple and Profits, Leadership Alignment, Business Blind Spots, and Separating Yourself from Your Business (North Fulton Business Radio, Episode 946)

Kelly Townsend, with Leaders Team, joined North Fulton Business Radio host John Ray to discuss her newly released book, Pineapple and Profits: Why You Are Not Your Business and Why That Matters, co-authored with financial educator Peter Frampton.

The book grew out of a moment of personal reckoning. Kelly explains that for nearly 18 years she ran her consulting practice as a technician, never separating herself from the business. After sitting in on Peter’s color accounting class, she found herself in tears in the first hour, recognizing that a story she had told herself since age eight, that she was not good at math, had quietly limited the growth of her business for decades. That clarity became the spark for the book and for a wider conversation Kelly is now having with entrepreneurs about the cost of letting personal beliefs and blind spots drive business decisions.

Leaders Team focuses on leadership development and culture alignment, working with organizations whose teams are misaligned, whether that misalignment is visible or not. Kelly notes that most misalignment goes undetected until performance declines, and even then, the instinct is to find fault rather than diagnose what is missing. Among her current client engagements is one of the largest hospital construction projects in the country: a million-square-foot facility that, with Leaders Team’s help aligning contractors, designers, and the health system, is currently seven weeks ahead of schedule and under budget by $20 million.

John Ray is the host of North Fulton Business Radio. The show is produced by John Ray and North Fulton Business Radio, LLC, an affiliate of Business RadioX®, and is recorded inside Renasant Bank in Alpharetta.

Key Takeaways from This Episode

  • Kelly traces her motivation for co-authoring Pineapple and Profits to a personal blind spot: a childhood belief that she was bad at math that quietly kept her practice small for nearly two decades.
  • The central argument of the book is that business owners who conflate their personal identity with their business bring limiting personal conversations into decisions that the business needs made differently, from taking on debt to managing finances.
  • Peter Frampton’s RELAX framework (Revenue, Expenses, Liabilities, Assets, Equity) reframes accounting as a communication model rather than a numbers problem, making it accessible to people who have long avoided the financial conversation.
  • Leaders Team’s engagement process starts by asking clients what is happening now that, if the work is successful, would no longer be happening. Most of what surfaces is a lack of alignment that people have normalized without realizing it.

Topics Discussed in this Episode

00:20 John Ray introduces the show and guest Kelly Townsend
02:24 Kelly Townsend introduces Leaders Team and their focus on leadership development and culture alignment
02:53 Kelly’s career arc: from IBM and Minolta sales to transformational leadership consulting
04:15 The origin of Pineapple and Profits and Kelly’s partnership with co-author Peter Frampton
05:45 How attending Peter’s color accounting class became a turning point for Kelly
06:55 Why personal conversations and limiting beliefs keep business owners stuck
09:14 The book’s argument that everyone belongs in the financial conversation, with a focus on women
11:27 The cost of seeing yourself and your business as the same entity
13:20 Treating a business as its own distinct organism with its own needs
14:32 Peter Frampton’s RELAX framework for understanding accounting
17:09 Value-generating activity versus value-sacrificing activity
18:22 How Kelly’s personal experience gives her empathy and credibility with clients
20:01 How Leaders Team engages with new clients
22:02 Why misalignment is the most common underlying issue Leaders Team finds
23:36 How misalignment becomes invisible until performance declines
24:35 Symptoms that signal it is time to call Leaders Team
26:14 Client success stories, including a Florida development company and a major hospital project in California
27:54 The meaning of the pineapple in Pineapple and Profits
29:23 How to find the book and learn about the Leaders Team program coming to Atlanta in May

Kelly Townsend, Transformational Management Consultant, Leaders Team

Kelly Townsend, Leaders Team
Kelly Townsend, Leaders Team

Kelly Townsend is a Transformational Management Consultant and co-founder of Leaders Team, a boutique consulting firm specializing in leadership development and culture alignment. With a 35-year history working with both large enterprises and small-to-medium-sized businesses, she brings deep experience across sectors including healthcare, construction, legal, and financial services. Her methodology focuses on helping leaders recognize the blind spots and limiting conversations that constrain organizational performance and on creating the alignment that enables teams to do their best work.

Kelly is also the co-author of Pineapple and Profits: Why You Are Not Your Business and Why That Matters, written with financial educator Peter Frampton. The book draws on the workshops she and Peter have led with small business owners and addresses the personal beliefs that keep entrepreneurs from engaging fully with the financial side of their businesses. She is based in Naples, Florida.

LinkedIn

Leaders Team

Leaders Team is a boutique consulting firm focused on leadership development and organizational alignment. The firm works with leadership teams across a range of industries, including healthcare, construction, and financial services, helping them surface and address the misalignment that quietly limits performance. Leaders Team’s approach draws on the field of ontology, the study of being, to listen for the underlying conversations and assumptions shaping how an organization operates, then opens new possibilities for action and collaboration.

In addition to organizational consulting, Leaders Team co-developed the Pineapple and Profits workshop program for small business owners, now available as a book and as a live program being offered in Atlanta in May 2026.

Website | LinkedIn

Renasant Bank supports North Fulton Business Radio

Renasant BankRenasant Bank has humble roots, having started in 1904 as a $100,000 bank located in a Lee County, Mississippi, bakery. Since then, Renasant has grown into one of the Southeast’s strongest financial institutions, boasting over $26 billion in assets and more than 280 offices offering banking, lending, wealth management, and financial services throughout the region. All of Renasant’s success stems from the commitment of each banker to invest in the communities they serve, which in turn helps them better understand the people they serve. At Renasant Bank, their banking professionals understand you because they work and live alongside you every day.

Website | LinkedIn | Facebook | Instagram | X (Twitter) | YouTube

Beyond Computer Solutions supports North Fulton Business Radio

Whether you’re a law firm, medical practice, or manufacturer, there’s one headline you don’t want to make: “Local Business Pays Thousands in Ransom After Cyberattack.” That’s where Beyond Computer Solutions comes in. They help organizations like yours stay out of the news and in business with managed IT and cybersecurity services designed for industries where compliance and reputation matter most.

Whether they serve as your complete IT department or simply support your internal team, they are well-versed in HIPAA, secure document access, written security policies, and other essential aspects that ensure your safety and well-being. Best of all, it starts with a complimentary security assessment.

Website | LinkedIn | Facebook | YouTube

About North Fulton Business Radio and host John Ray

With over 900 episodes and having featured over 1,400 guests, North Fulton Business Radio is the longest-running podcast in the North Fulton area, covering business in our community like no one else. We are the undisputed “Voice of Business” in North Fulton!

The show invites a diverse range of business, non-profit, and community leaders to share their significant contributions to their respective markets, communities, and professions. There is no discrimination based on company size, and there is never any “pay to play.” North Fulton Business Radio supports and celebrates businesses by sharing positive stories that traditional media ignore. Some media lean left. Some media lean right. We lean business.

John Ray, host of  North Fulton Business Radio, and Owner, Ray Business Advisors
John Ray, host of North Fulton Business Radio and Owner, Ray Business Advisors

John Ray is the host of North Fulton Business Radio. John and the team at North Fulton Business Radio, LLC, an affiliate of Business RadioX®, produce the show, which is recorded inside Renasant Bank in Alpharetta.

The studio is located at 275 South Main Street, Alpharetta, GA 30009.

You can find the entire archive of shows by following this link. The show is accessible on all major podcast apps, such as Apple Podcasts, Spotify, Google, Amazon, iHeart Radio, and many others.

John Ray, The Generosity MindsetJohn Ray also operates his own business advisory practice. John’s services include advising solopreneurs and small professional services firms on their value, their positioning and business development, and their pricing. His clients are professionals who are selling their expertise, such as consultants, coaches, attorneys, CPAs, accountants, bookkeepers, marketing professionals, and other professional services practitioners.

John is the author of the five-star-rated book The Generosity Mindset: A Journey to Business Success by Raising Your Confidence, Value, and Prices, praised by readers for its practical insights on raising confidence, value, and prices.

Tagged With: Beyond Computer Solutions, business consulting, culture alignment, Entrepreneurship, Financial Literacy, John Ray, Kelly Townsend, Leaders Team, leadership development, North Fulton Business Radio, Peter Frampton, Pineapple and Profits, RELAX framework, renasant bank, small business, Transformational Leadership, women entrepreneurs

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