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SBA Lending, with Chip Gjertsen, Renasant Bank

June 5, 2023 by John Ray

SBA Lending
North Fulton Business Radio
SBA Lending, with Chip Gjertsen, Renasant Bank
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SBA Lending

SBA Lending, with Chip Gjertsen, Renasant Bank (North Fulton Business Radio, Episode 669)

Renasant Bank Senior Vice President and SBA Senior Banker Chip Gjertsen joined host John Ray to discuss SBA lending. Chip shared how he got hooked on business lending as a career, defined what an SBA loan is, described what kinds of businesses might benefit from an SBA loan, discussed recent changes that benefit business owners in transition, Renasant’s status as a Preferred Lender, success stories, and much more.

North Fulton Business Radio is broadcast from the North Fulton studio of Business RadioX® inside Renasant Bank in Alpharetta.

Chip Gjertsen, Senior Vice President and SBA Senior Banker, Renasant Bank

Chip Gjertsen, Senior Vice President and SBA Senior Banker, Renasant Bank

Chip Gjertsen is a Senior Vice President and SBA Senior Banker. He has been an SBA Lender for two decades.

Renasant Bank has humble roots, starting in 1904 as a $100,000 bank in a Lee County, Mississippi, bakery. Since then, we have grown to become one of the Southeast’s strongest financial institutions with approximately $17.5 billion in assets and 196 banking, lending, wealth management and financial services offices in Mississippi, Alabama, Tennessee, Georgia and Florida.

Renasant’s success stems from each of our teammates’ commitment to diversity and inclusion, and investing in their communities as a way of better understanding the people we serve. At Renasant Bank, we understand you because we work and live alongside you every day.

Website | Renasant SBA website  | Chip Gjertsen LinkedIn

Questions and Topics in this Interview:

  • How Chip got into SBA lending
  • What is an SBA loan
  • The UGA Small Business Development Center
  • New revisions that impact exit planning
  • Renasant as a Preferred Lender
  • The kinds of businesses ideal for an SBA loan

North Fulton Business Radio is hosted by John Ray and broadcast and produced from the North Fulton studio of Business RadioX® inside Renasant Bank in Alpharetta. You can find the full archive of shows by following this link. The show is available on all the major podcast apps, including Apple Podcasts, Spotify, Google, Amazon, iHeart Radio, Stitcher, TuneIn, and others.

RenasantBank

Renasant Bank has humble roots, starting in 1904 as a $100,000 bank in a Lee County, Mississippi, bakery. Since then, Renasant has become one of the Southeast’s strongest financial institutions with over $13 billion in assets and more than 190 banking, lending, wealth management, and financial services offices in Mississippi, Alabama, Tennessee, Georgia, and Florida. All of Renasant’s success stems from each of their banker’s commitment to investing in their communities as a way of better understanding the people they serve. At Renasant Bank, they understand you because they work and live alongside you every day.

Since 2000, Office Angels® has been restoring joy to the life of small business owners, enabling them to focus on what they do best. At the same time, we honor and support at-home experts who wish to continue working on an as-needed basis. Not a temp firm or a placement service, Office Angels matches a business owner’s support needs with Angels who have the talent and experience necessary to handle work that is essential to creating and maintaining a successful small business. Need help with administrative tasks, bookkeeping, marketing, presentations, workshops, speaking engagements, and more? Visit us at https://officeangels.us/.

Tagged With: banking, Chip Gjertsen, Manufacturing, Office Angels, professional services provider, renasant bank, SBA Lending, SBA Preferred Lender, service provider, small business, uga sbdc

Chris Leggett, CEO, LGE Community Credit Union

April 29, 2020 by John Ray

LGE Community Credit Union
North Fulton Business Radio
Chris Leggett, CEO, LGE Community Credit Union
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LGE Community Credit Union
Chris Leggett, CEO, LGE Community Credit Union

Chris Leggett, LGE Community Credit Union (North Fulton Business Radio, Episode 225)

“We’re a purpose-driven organization…we’re here to serve our members. Period, end of story.” CEO Chris Leggett joins the show to discuss the community-based growth of LGE Community Credit Union and its focus on the needs of its members. The host of “North Fulton Business Radio” is John Ray and the show is produced virtually by the North Fulton studio of Business RadioX® in Alpharetta.

LGE Community Credit Union

LGE Community Credit UnionIn 1951, seven Lockheed Georgia employees dreamed of a better way to bank and LGE Community Credit Union was born. Today LGE serves communities in Northwest Georgia as a not-for-profit financial institution. Unlike a bank, whose profits go to its shareholders, their profits go to our members in the form of better rates and lower fees. LGE is guided by a strong commitment to provide a better financial future for our members.

Headquartered in Marietta, LGE is now a $1.4 billion institution with offices in Acworth, Alpharetta, Austell, Canton, Dallas, East Cobb, Hiram, Kennesaw, Marietta, Roswell, Smyrna, West Cobb, and Woodstock. Anyone who lives or works in Bartow, Cherokee, Cobb, Fulton, and Paulding counties is eligible to apply for membership, as are employees of many companies. Family members of existing members are also eligible.

For more information on LGE Community Credit Union, go to lgeccu.org.

Chris A. Leggett, President and CEO

Chris joined LGE in October 2007 and became CEO in January 2009.  Chris began his career with First Florida Credit Union in Jacksonville, Florida; he served in various positions including IT Manager, VP/Branch Operations, and EVP/Chief Financial Officer. Chris also spent 4 years at PSCU-Financial Services, the country’s largest CUSO, as Director of National Sales. Leggett is active in several areas of the financial industry; he has served as Board Chair of both the Georgia Credit Union League and Georgia Credit Union Affiliates, Director and Board Chair of Cooperative Services, Inc. (CSI), Advisory Board for CUNA’s CEO Roundtable, Advisory Committee for Velocity Solutions and Executive Advisory Council for CUSO Financial Services; Director for the LGE Community Outreach Foundation and LGE Insurance Services, LLC. Chris also serves on the Leadership Advisory Council for Congressman Barry Loudermilk.  Chris is a graduate of the University of North Florida and the CUES CEO Institute.  Chris is married to Tara for almost 24 years, and together they have two sons, Cole & Trent.

Questions and Topics in this Interview:

  • history of LGE Community Credit Union
  • purpose-driven organization
  • retail loan and deposit accounts offered
  • services for small business customers
  • SBA loans and SBA Preferred Lender status
  • LGE Community Outreach Foundation

North Fulton Business Radio” is produced virtually from the North Fulton studio of Business RadioX® in Alpharetta. You can find the full archive of shows by following this link. The show is available on all the major podcast apps, including Apple Podcasts, Spotify, Google, iHeart Radio, Stitcher, TuneIn, and others.

Renasant Bank has humble roots, starting in 1904 as a $100,000 bank in a Lee County, Mississippi, bakery. Since then, Renasant has grown to become one of the Southeast’s strongest financial institutions with over $13 billion in assets and more than 190 banking, lending, wealth management and financial services offices in Mississippi, Alabama, Tennessee, Georgia and Florida. All of Renasant’s success stems from each of their banker’s commitment to investing in their communities as a way of better understanding the people they serve. At Renasant Bank, they understand you because they work and live alongside you every day.

Tagged With: Acworth, Alpharetta, Austell, Canton, Chris Leggett, credit union, dallas, deposit accounts, East Cobb, Hiram, kennesaw, LGE, LGE Community Credit Union, LGE Community Outreach Foundation, Marietta, Roswell, sba loans, SBA Preferred Lender, smyrna, West Cobb, Woodstock

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