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Buying and Refinancing Arizona Real Estate E20

August 9, 2020 by Karen

Phoenix Business Radio

Buying and Refinancing Arizona Real Estate E20

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Buying and Refinancing Arizona Real Estate E20

Lawgitimate hosted by Mike & Rochelle Poulton with special guest, Juli J Doyle with Fairway Independent Mortgage. This week’s episode “Buying and Refinancing Arizona Real Estate covered a lot of topics.

Travel Insurance – might not cover coronavirus related cancellations
The judicial fail in the Beruit Explosion
Google Adwords are expensive, constant vigilance required
Yay for Space X Dragon
Buying & Refinancing Arizona Real Estate
- The market is hot, interest rates are low, and real estate is great
- The Buying Process, and how to succeed
- The Refi Process and how to close
- Divorce & Deeds of Trust – how to get former spouses off the loan
- Banks, Brokers, and Mortgage Lenders
- Why mortgage planners can help make good decisions

This episode explores the differences in buying and refinancing real estate. Our Lawgitimate guest Juli J Doyle discussed the hot Arizona real estate market and to expect when buying, refinancing, or deciding which is better for you. If you have questions, we have answers. Email us at lawgitimate@xfirmlaw.com.

Enjoy!

Fairway Independent Mortgage Corporation was founded in 1996. Just five years after opening its doors, Fairway reached the $1 billion funded mark. With a strong focus on purchase business, continuing to grow each year, funding $49 billion in 2019. Fairway is on track to fund $100 billion a year.

Customer service is a way of life at Fairway. Not only is Fairway dedicated to finding the best rates for clients, Fairway also offers some of the fastest turn times in the industry. The collective company goal is to act as a trusted advisor, providing highly personalized service and guiding clients through every step of the loan process. It’s all designed to exceed expectations, guarantee satisfaction, and earn the trust of clients and referral partners.

Fairway is dedicated to the highest level of service, demonstrated through consistent, informative communication with clients and their real estate partners. There main priority is ensuring that the trust they are given is backed by accurate, on-time paperwork delivered with the best technology available. Fairway strives to streamline the mortgage process for their clients and make it stress free for all parties involved.

Fairway Independent Mortgage Corporation is licensed in all 50 states and has headquarters in Madison, WI, and Carrollton, TX. Fairway works with the Federal Housing Authority, Fannie Mae, Ginne Mae and Freddie Mac.

Juli J. Doyle has been in the mortgage industry since 1998. During this time, her mortgage planning practice has been mostly in Arizona. Being from the Midwest, she is also licensed in her home state of Michigan as well as other midwest States.

She is a graduate of the University of Phoenix, with a master’s degree in business administration. Juli is currently licensed as a mortgage loan originator. She continues her education and continues adding more states, so be sure to ask her if she’s licensed in your state or the state of your family and friends.

Juli obtained her Certification in Mortgage Ethics (CME) in 2008 and earned the designation of Certified Mortgage Instructor (CMI) from the Institute of Mortgage Lending in 2011. She scored 100% on the Ethics portion of the federal exam for licensed mortgage originators. In 2006, Juli completed intense training and successfully tested to obtain the status of Certified Mortgage Planning Specialist (CMPS). In 2014, she earned the very special designation of Mortgage Military Specialist (MMS), as she is committed to serving those who are serving us or have served our country.

Juli is married to Chris and has one young son. Also living with them is Juli’s mom. God, family and country are Juli’s priorities. Let her help you align your goals to your priorities through mortgage planning.

Connect with Juli on LinkedIn and Facebook.

About Your Hosts

Rochelle Poulton is an attorney and owner of X Firm LLC. Rochelle has been helping people with Credit and Debt issues since 2012, owns several small businesses, and has nearly 20 years of real estate experience.

Rochelle created Lawgitimate to bring in a network of awesome people to raise awareness and educate people about the litany of legal issues she faces everyday at X Firm LLC.

Connect with Rochelle on Linkedin, Facebook and Instagram.

Mike Poulton, with Poulton & Noroian, draws on his knowledge and experience in other fields to serve his clients. As an experienced science researcher, Mike understands technical issues that many other attorneys cannot, and applies that knowledge for his clients’ benefit. His construction management experience also provides him with a broad knowledge base not only in construction law, but also in regulatory compliance, worker safety, and negotiation.

Michael is licensed to practice law in Arizona and is admitted to practice before the U.S. Federal District Courts in Arizona.

Connect with Mike on LinkedIn.

About X Firm PLLC

We help clients improve their financial lives through strategic financial transaction planning. Whether you want to buy a car, a home, or a building, X Firm can help you reach your goals in 3 easy steps.

We are small but mighty and love helping people get back on track financially. Learn more about us at XFirmLaw.com.

SIMON SAYS, LET’S TALK BUSINESS: David Aferiat of Avid Vines, Mac Cregger of Angel Oak Home Loans, and Glade Johnson of Advantage Protective Services

November 21, 2019 by Mike

Gwinnett Studio

SIMON SAYS, LET'S TALK BUSINESS: David Aferiat of Avid Vines, Mac Cregger of Angel Oak Home Loans, and Glade Johnson of Advantage Protective Services

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Glade Johnson, David Aferiat, Mac Cregger, Al Simon

David Aferiat/Avid Vines

Avid Vines puts French & European clean, sustainably crafted wine within walking distance of desire. AVID Vines was started to solve the problems experienced the next day after celebrating – which is why their selections are characterized by lower alcohol, fewer sulfites, and the highest quality and classification of juice. They temperature control their shipments from vineyard to destination to reinforce this approach. In fact, they call it an OCEAN of difference (TM) compared to the industrial production of the widely marketed brands which stands for Organic methods, Chilled on import, Exceptionally reviewed, Artisanal, with #NoRegrets.

Mac Cregger/Angel Oak Home Loans

Angel Oak Home Loans has had the pleasure of helping a significant number of homebuyers become proud homeowners. This is because they offer traditional loans along with a portfolio suite of products for those who fall outside of conventional guidelines. Every client is different and they recognize that through their innovative offerings for people with diverse loan circumstances. Not every lender has the options to help and that is what sets them apart in the mortgage industry. Angel Oak’s licensed mortgage advisors are experts at guiding homebuyers to the right product and getting to the closing table as quickly as possible. They understand that busy lives do not come to a halt during a home purchase and the MyHomeLoan mobile app allows their clients to view their mortgage on the go.

Their most popular programs include Bank Statement, which is ideal for self-employed borrowers, with no tax returns required; Jumbo, which helps those purchasing homes outside the conforming limit; Non-Prime, for those with lower credit scores; Investor Cash Flow, which allows investors to grow their portfolios; and Foreign National, with non-US credit accepted, no tax returns or Social Security number required.

Glade Johnson/Advantage Protective Services

Glade Johnson is a former FBI Agent who worked for two national companies before buying Advantage Protective Services in 2004. Glade focuses on customer service and relationships, as well as taking care of his employees so they feel good about working for his company. This reduces turnover. He also provides them with an excellent benefit package. In addition, they offer advances to employees when they need it. He doesn’t know of any other companies in any industry that does that. Several clients have been with Advantage Protection Services 10 to 14 years. They try to build lasting relationships with their clients.

Geoff Smith with Assurance Financial Group, John Herbert with Herbert Legal Group, and Scott Tanksley with Authentity

June 7, 2016 by Mike

North Fulton Business Radio

Geoff Smith with Assurance Financial Group, John Herbert with Herbert Legal Group, and Scott Tanksley with Authentity

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John Ray, Geoff Smith, John Herbert, Scott Tanksley, Mike Sammond

Geoff Smith/Assurance Financial Group

Assurance Financial is a bank focusing only on residential home loans and aims to be the expert in the field of financing for home purchases. The company is consistently named a “Best Place To Work” and strives to provide its customers with competitive interest rates and the best customer service.

John Herbert/Herbert Legal Group

From the smallest start-up to the industry giant, legal solutions are no longer a luxury. Whether it’s one incident that requires intense legal representation, or simply issues that arise naturally in the day-to-day business context, companies need a law firm that is on their side. Herbert Legal Group believes that valuable legal solutions can be delivered for businesses at an affordable, flat fee. They are off the clock and on your side.

Scott Tanksley/Authentity

Authentity provides a software tool that leads people through a face-to-face conversation in 30 minutes or less. Rather than answering a computer, they catalyze people talking to people, which raises the engagement level of the participants and generates understanding and buy-in. That’s a local win, but they’re also able to connect and report these conversations at scale to give leaders insight on a topic and faster, more actionable data from their stakeholders. Their initial users have been teams in large companies, and they’ve been affectionately called “Undercover Boss in a Box”.

RESIDENTIAL MORTGAGE UPDATE: Tom Hogan with Embassy National Bank

February 17, 2016 by Mike

On the Money

RESIDENTIAL MORTGAGE UPDATE: Tom Hogan with Embassy National Bank

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On this episode of “On the Money“, host Joe Moss discusses residential mortgages with Tom Hogan, Senior Vice President of Residential Mortgage Banking at Embassy National Bank.

Tom Hogan/Embassy National Bank

A new building with an old soul, Embassy National Bank was founded in 2007 to meet a need of its community: a truly business-friendly local partner who could make lending and banking accessible, straightforward and grounded. A local group of businessmen with backgrounds in finance, banking and hospitality created that partner for the greater Atlanta area, especially the communities of Lawrenceville, Duluth, Suwanee and Norcross. To support that vision, Embassy National Bank has assembled a team of managers and bankers with both local and nationwide experience to support the bank’s mission: to be the community partner small businesses want, and one their neighbors need.

To watch the video of this show, CLICK HERE.

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“On the Money” focuses on topics and issues allowing small businesses to better navigate the financial services minefield, with analysis and opinions from today’s industry experts on banking and loans. “On the Money” also introduces you to some of the top small business leaders in the Atlanta market.

Hosted by Joe Moss, the president of Embassy National Bank, “On the Money” airs live every Wednesday at 3:00 PM EST from the Business RadioX studio in Gwinnett.

Angeline Kelly with Caliber Home Loans and Nancy Rosenberg with Sign-A-Rama Buford

June 4, 2014 by Mike

Silver Lining in the Cloud

Angeline Kelly with Caliber Home Loans and Nancy Rosenberg with Sign-A-Rama Buford

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Nancy Rosenberg, Dominick Rainey, Angeline Kelly — Nancy Rosenberg, Dom Rainey, Angeline Kelly

Angeline Kelly/Caliber Home Loans

Caliber Home Loans is a full-service national mortgage lender and agency direct seller/servicer. Caliber originates residential loans, specializing in a variety of loan programs for purchase and refinance such as conforming, jumbo, non agency and government products. The Atlanta branch of Caliber Home Loans is led by veteran senior management and a team that consists of mortgage banking professionals with a history of building successful partnerships. Caliber Home loans is owned by Lone Star Funds, a 58 billion dollar global private equity fund.

Nancy Rosenberg/Sign-A-Rama Buford

Celebrating 14 years of excellence. Signarama Buford is a full-service commercial sign and promotional items company, which contributes to their local community growth by helping other businesses grow and succeed. Signarama Buford provides not just signs, but marketing and branding expertise to increase visibility, and ultimately sales. Signarama Buford has enjoyed double-digit growth the past three years, increasing sales by 51 percent in 2012 and 22 percent in 2013. Signarama Buford’s involvement with the Gwinnett Chamber and the community has helped them become one of the top producing Signarama franchisees in the world. In 2011, Signarama Buford purchased an 8,000-square foot building, expanded business and services to ensure future growth, and increased its staff by 40 percent in the past three years.