Business RadioX ®

  • Home
  • Business RadioX ® Communities
    • Southeast
      • Alabama
        • Birmingham
      • Florida
        • Orlando
        • Pensacola
        • South Florida
        • Tampa
        • Tallahassee
      • Georgia
        • Atlanta
        • Cherokee
        • Forsyth
        • Greater Perimeter
        • Gwinnett
        • North Fulton
        • North Georgia
        • Northeast Georgia
        • Rome
        • Savannah
      • Louisiana
        • New Orleans
      • North Carolina
        • Charlotte
        • Raleigh
      • Tennessee
        • Chattanooga
        • Nashville
      • Virginia
        • Richmond
    • South Central
      • Arkansas
        • Northwest Arkansas
    • Midwest
      • Illinois
        • Chicago
      • Michigan
        • Detroit
      • Minnesota
        • Minneapolis St. Paul
      • Missouri
        • St. Louis
      • Ohio
        • Cleveland
        • Columbus
        • Dayton
    • Southwest
      • Arizona
        • Phoenix
        • Tucson
        • Valley
      • Texas
        • Austin
        • Dallas
        • Houston
    • West
      • California
        • Bay Area
        • LA
        • Pasadena
      • Colorado
        • Denver
      • Hawaii
        • Oahu
  • FAQs
  • About Us
    • Our Mission
    • Our Audience
    • Why It Works
    • What People Are Saying
    • BRX in the News
  • Resources
    • BRX Pro Tips
    • B2B Marketing: The 4Rs
    • High Velocity Selling Habits
    • Why Most B2B Media Strategies Fail
    • 9 Reasons To Sponsor A Business RadioX ® Show
  • Partner With Us
  • Veteran Business RadioX ®

Family Business Radio, Episode 6: Family-Owned Craft Breweries with Nick Tanner and Alisa Tanner-Wall, Cherry Street Brewing; Charles Gridley, Six Bridges Brewing, and Jason Sleeman, CIBC Bank US

January 15, 2020 by John Ray

family owned craft breweries
Family Business Radio
Family Business Radio, Episode 6: Family-Owned Craft Breweries with Nick Tanner and Alisa Tanner-Wall, Cherry Street Brewing; Charles Gridley, Six Bridges Brewing, and Jason Sleeman, CIBC Bank US
Loading
00:00 /
RSS Feed
Share
Link
Embed

Download file

family owned craft breweries

Family Business Radio, Episode 6: Family Owned Craft Breweries with Nick Tanner and Alisa Tanner-Wall, Cherry Street Brewing; Charles Gridley, Six Bridges Brewing, and Jason Sleeman, CIBC Bank US

How do family owned craft breweries start, get financing, and operate successfully? Lots of answers in this fascinating edition of “Family Business Radio” with host Anthony Chen and guests:  Jason Sleeman, CIBC Bank USA, Nick and Alisa Tanner, Cherry Street Brewpub at Halcyon, and Charles Gridley, Six Bridges Brewing.  “Family Business Radio” is broadcast from the North Fulton Studio of Business RadioX®.

Jason Sleeman, CIBC Bank USA

family owned craft breweries
Jason Sleeman

Jason Sleeman is an associate managing director for CIBC’s Atlanta office. He is responsible for growing CIBC’s presence in the South Eastern United States. His clients have between $2-$50 Million in revenue. Jason provides SBA and conventional lending with a focus on owner-occupied commercial real estate, equipment financing, lines of credit, and merger and acquisition transactions.

Jason has also become an expert in brewery lending, and assists startup and expanding breweries in Georgia. The certified Dale Carnegie trainer has mentored leaders from such companies as UPS, Home Depot and the U.S. Department of Housing and Urban Development.

For more information visit the CIBC website. Jason can be reached by email, or call 404-353-0093.

Nick Tanner, Cherry Street Brewpub at Halcyon

family owned craft breweries
Nick Tanner

Nick Tanner is co-founder of Cherry Street Brewpub at Halcyon in Cumming, GA, with his sister, Alisa. He learned how to homebrew beer while attending college in Fort Collins, CO. Cherry Street Brewpub at Halcyon is an upscale brewery restaurant concept with a relaxed, family-friendly atmosphere, chef inspired food, and award winning beer. They also have the Brewhouse Bar for adults only, featuring a wide selection of bourbons and craft cocktails.

Nick and Alisa followed in the footsteps of their father, Atlanta restaurateur Rick Tanner.

For more information visit Cherry Street Brewpub website or call 770-696-4929. Cherry Street Brewpub is located in Halcyon at 6640 Town Sq, Ste 510, Alpharetta, GA 30005.

Alisa Tanner-Wall, Cherry Street Brewpub at Halcyon

family owned craft breweries
Alisa Tanner-Wall

Alisa Tanner is co-owner of of Cherry Street Brewpub at Halcyon in Cumming, GA, with her brother Nick. Growing up, Alisa hosted and washed dishes in her father’s restaurants, picking up on his entrepreneurial spirit and drive.

For more information visit Cherry Street Brewpub website or call 770-696-4929. Cherry Street Brewpub is located in Halcyon at 6640 Town Sq, Ste 510, Alpharetta, GA 30005.

 

 

Charles Gridley, Six Bridges Brewing

family owned craft breweries
Charles Gridley

Charles Gridley is CEO and co-founder of Six Bridges Brewing in Johns Creek, GA with his son, Clay. They were homebrewers for 10 years before opening Six Bridges Brewing in 2018. Six Bridges has a 2,000 square-foot tasting room, as well as a 2,000 square-foot beer garden. They brew on a 30 barrel brewhouse, and a 2 barrel pilot system.

Charles is a chemical engineer and graduate of Georgia Tech. He previously worked in production manufacturing for Heraeus Tenevo and Baldor Electric.

For more information visit the Six Bridges Brewing website or call 470-545-4199. Six Bridges Brewing is located at 11455 Lakefield Dr #300, Johns Creek, GA 30097

Anthony Chen, Host of “Family Business Radio”

family owned craft breweries
Anthony Chen

This show is sponsored and brought to you by Anthony Chen with Lighthouse Financial Network. Securities and advisory services offered through Royal Alliance Associates, Inc. (RAA), member FINRA/SIPC. RAA is separately owned and other entities and/or marketing names, products or services referenced here are independent of RAA. The main office address is 575 Broadhollow Rd. Melville, NY 11747. You can reach Anthony at 631-465-9090 ext 5075 or by email at anthonychen@lfnllc.com.

Anthony Chen started his career in financial services with MetLife in Buffalo, NY in 2008. Born and raised in Elmhurst, Queens, he considers himself a full-blooded New Yorker while now enjoying his Atlanta, GA home. Specializing in family businesses and their owners, Anthony works to protect what is most important to them. From preserving to creating wealth, Anthony partners with CPAs and attorneys to help address all of the concerns and help clients achieve their goals. By using a combination of financial products ranging from life, disability, and long term care insurance to many investment options through Royal Alliance. Anthony looks to be the eyes and ears for his client’s financial foundation. In his spare time, Anthony is an avid long-distance runner.

The complete show archive of “Family Business Radio” can be found at familybusinessradioshow.com.

family owned craft breweries

Tagged With: craft brewers, Family Business Radio, family owned craft breweries, family-owned breweries, georgia brewery, Halcyon, Nick Tanner, North Fulton Business Radio, North Fulton Studio, Six Bridges Brewing

Inspiring Women, Episode 17: Charting A Financial Course For Women

January 15, 2020 by John Ray

charting a financial course
Inspiring Women PodCast with Betty Collins
Inspiring Women, Episode 17: Charting A Financial Course For Women
Loading
00:00 /
RSS Feed
Share
Link
Embed

Download file

charting a financial course

Inspiring Women, Episode 17: Charting A Financial Course For Women

Host Betty Collins addresses the importance of women actively planning for their future, charting a financial course, and finding good advisors to help. She also interviews Helen Colon of Capstone Wealth Advisors. The Inspiring Women podcast is presented by Brady Ware & Company.

Helen Colon, Capstone Wealth Advisors

Helen Colon

Helen Colon is a Financial Advisor with Capstone Wealth Advisors. With 38 years of industry experience, her areas of focus include women’s financial strategies, retirement income strategies, cash flow management strategies, business retirement plans, divorce financial planning, and investments.

Helen is also a Certified Divorce Financial Analyst® (CDFA). As a CDFA, she helps clients with pre-divorce financial planning such as providing strategies for providing financial information and assistance, including evaluating the tax implications of dividing property and the settlement options for dividing pensions, marital property and awarding of child and/or spousal support.

Helen is active in her community, including serving on the board of the Women’s Small Business Accelerator (WSBA). She has also volunteered with the Girl Scouts of Ohio’s Heartland teaching financial literacy workshops for the Women at Ohio Reformatory as well as for the young girls.

Betty Collins, CPA, Brady Ware & Company and Host of the “Inspiring Women” Podcast

Betty Collins, Brady WareBetty Collins is the Office Lead for Brady Ware’s Columbus office and a Shareholder in the firm. Betty joined Brady Ware & Company in 2012 through a merger with Nipps, Brown, Collins & Associates. She started her career in public accounting in 1988. Betty is co-leader of the Long Term Care service team, which helps providers of services to Individuals with Intellectual and Developmental Disabilities and nursing centers establish effective operational models that also maximize available funding. She consults with other small businesses, helping them prosper with advice on general operations management, cash flow optimization, and tax minimization strategies.

In addition, Betty serves on the Board of Directors for Brady Ware and Company. She leads Brady Ware’s Women’s Initiative, a program designed to empower female employees, allowing them to tap into unique resources and unleash their full potential.  Betty helps her colleagues create a work/life balance while inspiring them to set and reach personal and professional goals. The Women’s Initiative promotes women-to-women business relationships for clients and holds an annual conference that supports women business owners, women leaders, and other women who want to succeed. Betty actively participates in women-oriented conferences through speaking engagements and board activity.

Betty is a member of the National Association of Women Business Owners (NAWBO) and she is the President-elect for the Columbus Chapter. Brady Ware also partners with the Women’s Small Business Accelerator (WSBA), an organization designed to help female business owners develop and implement a strong business strategy through education and mentorship, and Betty participates in their mentor match program. She is passionate about WSBA because she believes in their acceleration program and matching women with the right advisors to help them achieve their business ownership goals. Betty supports the WSBA and NAWBO because these organizations deliver resources that help other women-owned and managed businesses thrive.

Betty is a graduate of Mount Vernon Nazarene College, a member of the American Institute of Certified Public Accountants, and a member of the Ohio Society of Certified Public Accountants. Betty is also the Board Chairwoman for the Gahanna Area Chamber of Commerce, and she serves on the Board of the Community Improvement Corporation of Gahanna as Treasurer.

“Inspiring Women” Podcast Series

“Inspiring Women” is THE podcast that advances women toward economic, social and political achievement. The show is hosted by Betty Collins, CPA, and presented by Brady Ware and Company. Brady Ware is committed to empowering women to go their distance in the workplace and at home. Other episodes of “Inspiring Women” can be found here.

Show Transcript

Betty Collins: [00:00:00] Today, we’re going to have a topic that I’m probably most familiar with and could probably talk about for more than one podcast. It’s charting a course for women that … A financial guide is so important, and it’s something that doesn’t always get done. I really want to talk about it because I think you’ll find some statistics that are very bothersome about it.

Betty Collins: [00:00:23] Back in the day, when my mom and dad were married and raising kids, my mom did very, very little with money til later in life. But she made up for time, that’s for sure. My dad just carried the day with all of that. Then, he retired earlier than she did, and he went back to handling money. Then, she really wasn’t too sure of things. When it came time to for her – she’s a widow now – to deal with money, she really had been out of the loop a long time. Fortunately, they had planned well, but they never worked on it together. They never charted the course and had a plan; they just kept doing what they do, which is work hard, save; work hard, save. Not a bad way to go, and they did pretty well.

Betty Collins: [00:01:06] It’s mind boggling that this is 2019. We’re almost at the end of a decade, and that women today take financial planning and put it in a drawer; maybe a closet; under the rug. You would be amazed. It’s not something that they really are at the helm of. Why is that? We’re dominating in so many ways. We’re educating ourselves further than men. We are definitely dominating marketplace, where we’re starting more businesses. We’re providing for our families – sometimes, THE provider. We’re becoming a lot more influential in top leadership positions, such as CEOs, you hear a lot more; executive management. Politics, we are on the rise there. I don’t know why anybody would want to do that, but they do. And we’re really just now making a lot of room in the boardroom. It’s becoming more of our place. We actually have a seat at the table.

Betty Collins: [00:02:04] As we’re dominating, moving certainly forward, really scary statistics by UBS, who is a financial planning firm. 85 percent of women today manage the expenses of their household, whether they’re married or single. It’s just the woman takes that on. Only 23 percent take the lead, when it comes to long-term financial planning. Really, it’s kind of important because, first of all, women live longer than men, so you’re going to have to have some dollars that last longer. Women tend to be a little more risk averse. We miss those growth opportunities because we don’t necessarily want to take the risk. A savings account and security sometimes comes a little bit before that. What they did find was that women who do invest are much more strategic. They’re more goal-driven. Those two things don’t make sense. What it tells me, though, is that we need to have more women thinking about how they’re going to invest.

Betty Collins: [00:03:03] Women put others first. That’s really nice, but I want you to envision yourself as a greeter one day at Walmart because you made sure everybody was taken care of before yourself. You need to pay yourself first, even above your children. I look at my kids today and go, “You’ve got 40 years to work and deal with your life. You can do it.” I’ve had to really be one of those parents who drew a line in the sand. Earlier, as they were kids, I was really obsessed with leaving them money, and making sure they were set for life, and different things like that. Now I look at it and go, “You’re healthy, and you’re educated. Go figure out what you want to do.” So, I put some other things before them that are more important when it comes to financial things.

Betty Collins: [00:03:48] Early and often is the only way to live, when you’re talking about financial planning. Sometimes, we just look at it as, “Well, it’s too late.” I don’t think it’s ever too late to start somewhere. I didn’t start til in 1998. I was going through some personal things that changed; that was my late 30s. I really had to sit down and prioritize what was important. As much as I am a CPA, I am not a financial planner. Those are two different things, so I had to listen to professionals, and I’m still listening to them in my fifth decade of life.

Betty Collins: [00:04:23] The biggest thing I had to do was face my fear with it, and I had to make up for lost time. That took me owning it. I look at financial planning as very complex. I hate reading the statements of how my investments are doing. I don’t like seeing what I should buy and sell. I don’t want to make those decisions. I’m like most women – I’m conservative; I like my security. Yet, I had to make up for some time because I didn’t start til late 30s. I can really say I’m probably not going to be a Walmart greeter because I did those things.

Betty Collins: [00:04:54] I want to talk to you a little bit today about … That’s just my personal experience, and I’m being honest with you. I didn’t start out, from the beginning, putting money in the bank. My husband did. My husband works for the post office and he, from day one, not making a whole lot of money, believe it or not, at the post office 30-some years ago, put something in a 401(k). He started much earlier in life and was able to retire probably much earlier in life because he did those things.

Betty Collins: [00:05:21] What should you do? First, you’ve got to manage your own money. It’s just too hard to make. It’s too hard to earn, and you never know when your earning ability is going to not be there. You have to manage it, and that’s really on you. It’s not on anyone else. As I tell my kids with student loans, who, they don’t want to pay them back, I said, “When you signed those loans, you didn’t say, ‘I’m going to really try to make every effort to pay this loan.’ You said, ‘I need to do this, and I’m going to do that. I’m going to take responsibility.'”

Betty Collins: [00:05:51] If you have a confidence issue with money, and you hate money, and you don’t want to face it, and you don’t want to deal with it; you’re not an accountant, and it’s too much, then picture your life over the next five, 10, and 15 years without money and a plan. What is it going to look like? What are you going to look like when you don’t have the ability to work, if you’re in labor, and now you’re older? What does it look like if your industry’s changing, and you’re not changing with it? What does it look like, when you just want to maybe hide behind the desk? Then, one day, you’re like, “I don’t have this taken care of …”? I still am somewhat intimidated by financial planners because I don’t feel like I know everything. I just found people that I trust.

Betty Collins: [00:06:32] Then, there’s the whole caretaking, and enabling the people in your life. You know what? That takes your resources. My adult children are educated and healthy. They do not need me to hover over them. They do not need me to rescue them. Right now, I have to, as the parent, and as the aging parent, take care of myself. I will tell you, with my parents, who didn’t always put together a plan together, we never had to take care of them because they did have their ducks in a row. But they also made sure they didn’t hover over us for life either. You have to be careful with those relationships that do that. Then, you’ve got to focus on earning while you have the potential to do it. You make hay when you can. You seize your opportunities. Life can change on a dime, so you have to really focus on that.

Betty Collins: [00:07:18] You have to track your expenses somehow, and I don’t mean you need to be sophisticated. I will tell you, and this is almost embarrassing, but I have QuickBooks in my personal life, and I track how we spend money. There are times I look at it … My husband wants never to look at it. He hates it. But I look at that sometimes and look at what I spend it at Kroger in a month, and it’s mind-boggling; or Starbucks coffee. Before you know it, you’re going, “Wow, it took me all that time to earn, and yet I’m throwing it out the door.” Not that Kroger is a bad place, but I probably over-shop, and I have too much. Tracking how you spend is part of the financial planning. It’s just not earning and saving; it’s when you get that, what do you do with it? There is that middle-class millionaire all around you; you have no idea, because they do really watch how they spend. I don’t like being around tight, cheap people. I hate that. I hate people that constantly think a coupon is the answer to everything, but there is a lot of respect I have, when somebody really is intentional about not wasting their money, when they spend.

Betty Collins: [00:08:23] This is a big problem for women, and I think you need to … I need to say it out loud, and then you need to really look in the mirror and see this as a problem in your life – you cannot let relationships sabotage your finances, whether that’s significant others, kids, aging parents, friends, or family. You have to figure out when someone is constantly in your checkbook, and you constantly are working and they’re not, or whatever the case is. They basically are sabotaging … I’ve seen enough women be completely taken advantage of and didn’t even have a clue; or they were so wrapped up in the relationship, when they finally were able to break off – if they did, they saw it – a lot of hard money went out the door in a relationship that also went out the door.  I would encourage you, with relationships like that, you have to let go of those, if you don’t want to be a Walmart greeter; if you want to make your dollars that you work hard for worth their time.

Betty Collins: [00:09:25] It’s a long journey – 40 years. I can’t believe I’m in my last 10, probably, of working. It’s best if you take the whole 40 years to plan and not the last 10, because there is no quick fix. There isn’t any, “I’m going to now just become a huge saver.” It always discourages me, even when I see people who have saved tremendously, and all the sudden, they’re diving into what should not be touched until they’re 65. I see it all the time.  It’s a long journey. It’s a journey that takes you all the way til the time you can retire. People even don’t know how much they have, in those 40 years, or how much they would need to go beyond 20 years. Don’t do that in your life, because, when you finally get some free time, you finally have a little bit of choice, you want to have some financial freedom there, if you can.

Betty Collins: [00:10:17] What should you do when someone says, “I can do this for you,” and Shazam! It’s called quick fix. It’s called luck. It’s really sad that 28 percent of our country thinks that the lottery is a great way to plan for retirement. The other sad part of those statistics are most people … not most, but a good amount of people that win the lottery end up in bankruptcy because they don’t really know how to handle something, first of all, that big, and they didn’t earn it. Then, they have everyone at their doorstep – those typical sabotage relationships. Quick fixes and lucks are not there, but neither is hope. Hope is just not a strategy. “I hope it all works out …” “I hope I don’t have to work at Walmart as a greeter …”

Betty Collins: [00:11:03] I’m not making fun of people who work at Walmart as a greeter. My dad worked til he was 73 because he wanted to. He just wanted to. When he got to a point, where he knew he was going to have to pay taxes on the money, he worked for free; because, for him, getting out and having that purpose was there. But it’s not a strategy, if that’s when you still have to pay your mortgage, and your rent, and all those things. So, don’t look at hope as a strategy. If you catch yourself going, “Well, I just hope my business works out because then I can retire …” – not a strategy.

Betty Collins: [00:11:32] You have to know the difference, when you’re financial planning … Women, you want to really have it all and do it all, as we do, sometimes. You have to know the difference between bad and good debt. There is good debt. I think your house, having debt on it, is not a bad debt. It’s an investment, and it’s a place that you can one day call your own. However, when you have to make a $2,000 payment on a house, you probably have to earn $3,000 or $4,000 to do that. By the time you tax it, and give the government their share, and then you’re paying interest on that, as well, you have to still go, “I know that’s good debt because I have an investment, but I still have to really earn a lot to do that.” When you’re thinking about decisions, like mortgages on a house, which might be good debt, you have to look at the course you’re charting, and say, “Is it worth having to make this kind of money to pay this kind of good debt?” Those are questions, when you hit certain ages in life, you really do have to confront.

Betty Collins: [00:12:40] The other thing about debt is everyone’s very consumed in- because this is just now how we are, and I’m kind of this way. If you asked me to donate money to your organization, if you gave me a card that says, “We want to deduct $30 a month out of your account, and you can give us $360 over a course of a year,” or if you say, “Can you write a $360 check tonight?” I’m probably going to tell you I like the monthly payment, because we are so geared to that. What you really have to ask yourself – and it’s okay that you have monthly payments … Can you afford it? – But do you really know what you paid for the car? Do you really know what you paid for the house? Do you really know what you gave to the charity? The mindset of monthly payment is sure, it’s good for budgeting, but you still have to know, was this worth the buy?

Betty Collins: [00:13:30] I’m a big person of, as soon as Kohl’s starts sending me 30-percent off, I’m thinking, what do I need? What I need? There’s good and bad debt. If you save 30 percent, but then put it on one of their cards, and you just took your time paying it, you didn’t pay 30-percent less, right? We laugh, and we say those things are common sense, but it’s how people live. Then, they get to a point in life- they’re like, “What happened? I can’t go back and make some things change.

Betty Collins: [00:13:57] Here’s a great way to think, when you are charting your course – overestimate the money needs, and then, you get to enjoy maybe the surprise of some excess cash. Now, I’m the person in life, if I lose 10 pounds, I know I can eat what I want for the weekend, instead of going, “I could get to 12 pounds …” That’s just how I think, sometimes.

Betty Collins: [00:14:19] So, sometimes, overestimating, putting yourself to go, “I really need a thousand bucks, but, man, if I had 1,400 … Let’s try to go there and then, we’ll see what happens,” right? When you needed the thousand dollars, and now you need nine, you really did well, but if you need the thousand and you needed 12, you still can cover it. It’s like when people estimate their tax payments. First of all, either people never will pay an estimated tax to the government, which I get, or they love to overestimate because they hate a tax bill, and then, they love getting a big refund. Both ways, to me, are crazy. Try and nail it in and having a little bit of access that the government has to give you back isn’t the worst thing in the world, or whatever the case may be.

Betty Collins: [00:15:03] Women are dominating in starting up businesses. We are one who are, “I gotta do this. I’ve got an idea. I’ve got a passion.” Then we get our, “Okay, my idea has turned into a business, but it’s killing me because I still … It’s this huge investment, and I’m not making probably the money I wanted to.” I think [inaudible] on the Big Bang Theory … Love to watch that show. It’s useless, mindless television.

Betty Collins: [00:15:32] Penny, of course, is an aspiring actress, and she works at The Cheesecake Factory. That’s her day job. She’s always broke, so she decides that she is going to sell some type of jewelry. She’s all excited because she’s making this jewelry, and she can sell it for five bucks; until Sheldon comes in the room and logically puts it through and says, “You would have to sell this many pieces of jewelry to even pay your rent.” At that point, she can’t have this mass production to make thousands of things to pay her rent.

Betty Collins: [00:16:02] When we are charting our course and saying, “If I started my own business, I have so much more freedom, and I can really make some money, and I love what I’m doing,” but it has to be part of the financial plan that it can really work. I’m very fortunate in what I do. I don’t have to sit and talk about a lot of, “I gotta make this many pieces of jewelry …” But in my business, even as a shareholder, I have to sit and say, “If I keep doing hundreds of 1040s without a business tax return, I’m probably not going to make the money that I normally do. Do I want to work that hard and have that much chaos in my life?” Some of it is that’s just what I do but is it part of the long-term plan that you can say, “Hey, I can do this, and I can live, and I can have a good course that I like?”

Betty Collins: [00:16:45] The other thing in business, and in your personal life, are budgets. Very few people live on budgets today. Very few people even know how to create one. When my kids … My daughter was starting to get an apartment, she realized, “I don’t know if I can afford to live.” I said, “Well, you’ve gotta figure it out.” Of course, she finds some app. The app tells you all these things. It creates the budget. She was a little blown away with what it took to live, and she was a little more logical in moving out and not moving out as quickly.

Betty Collins: [00:17:14] Then, she thought through, “We probably can only afford this.” She thought through a lot more. Still got to be independent; not live with her mom, and still got to have her own deal. The next apartment, though, she moved into, she just said, “It’s time to move.” They lost a roommate, and they paid more for rent, and she had to get a different car. All the sudden, she’s like, “Oh, my …” because she really didn’t think through in a budget format.

Betty Collins: [00:17:39] Sometimes, when you’re starting your business, you need to take out as little money as possible versus just, “It’s kinda like my business. It’s my LLC. It’s the same thing as Joe Smith …” But you have to still go, “I only can take this much out of my business because if I’m going to use this business as a resource to get to retirement, guess what? I gotta plan just like I do in my household.”

Betty Collins: [00:18:01] Those are things that you have to do. It’s all exciting. I know you’re just thrilled … Depends on the Walmart greeter question, I guess. Be informed. It’s the biggest struggle I have with our society right now, because we have- it’s almost like we have way too much information, so we’re not getting the right information. That’s a problem for anyone trying to handle their finances. I have people who, “I’m not going to pay those brokers any fees. I can sell my own house. I don’t want to pay a realtor,” or, “I can invest my own money on E-Trade.” Well, you better know how to be informed when you do those things and get to the right information, or I would tell you to hire it.

Betty Collins: [00:18:49] I would tell you that you have that advisor … I have more than one adviser because I need to be informed with the right information. Clicking on Twitter’s article written by someone I don’t know, representing some agenda or opinion, is not information. You have to be very, very careful. Then, I think you have to read, and then you read. It’s all part of owning it. It’s all part of charting your course. There’s a tremendous amount of books which we will have that you can read that get you in the game, especially if you’d rather read a Dummies for Financial Planning than you would some economics book, right? Which, by the way, I don’t even read economics books.

Betty Collins: [00:19:27] There’s all kinds of things. Prince Charming isn’t Coming: How Women can get Smart About Their Money, by Barbara Stanny. All You’re Worth: The Ultimate Lifetime Money Plan, by Elizabeth Warren; not the Elizabeth Warren you probably think of. Your Money or Your Life: Nine Steps to Transforming Your Relationship with Money. Again, you could go online and Google ‘guide to women financials,’ and you’ll find book, upon book, upon book. You also can get people that can recommend books to you, but I would tell you to do that.

[00:20:01] Life is too short, and it’s meant to be enjoyed. Chances are, you will have to work, so make it worth all the time and effort that you do. You can either live in control of your financial path, or you can be controlled by it. I would suggest to you, today, choose wisely and determine how you are going to chart your course to some financial freedom where you can enjoy life on your terms.

Betty Collins: [00:00:00] Today, we’ve been talking about a financial guide for women; hopefully you enjoyed the podcast. I’d like to really wrap it up today with someone who’s been in financial planning a long time. She’s definitely someone that I really do business with and like. Her name is Helen Colon, and she is with Capstone Wealth Advisors. I met Helen through NAWBO Columbus, which is the National Association of Women Business Owners.

Betty Collins: [00:00:27] She’s had an amazing passion for women, for sure, and financial planning. Really, she takes it a step further by making sure that they plan, and they are protected. She has an amazing career and background, and her passion, along with her New York sass, are what sets her apart, for sure. So, Helen, welcome today, and thank you for taking the time that you’re going to spend with us. Just tell the audience just a little bit about you and your journey in the financial world.

Helen Colon: [00:00:56] First of all, Betty, thank you for having me. I started out my career back in 1982 as a key punch operator on Wall Street. Then I grew myself, where I became an institutional trader for many, many years. I did that until 2009, where my life’s trajectory turned, and I became a caregiver for five years, which landed me in Columbus and private practice.

Betty Collins: [00:01:28] Well, I can’t imagine being on Wall Street for 28 years. You were definitely the Lone Ranger. Of course, I know you learned to play golf during that time because that’s what you had to do, right? Talk to me, just a few … I know you have some certain certifications that are geared to women.

Helen Colon: [00:01:46] I have a certification as a certified divorce financial analyst. I received my certification after I met several women who came to me after their divorce was final. They did not come out of that marriage with an equitable portion of the marital assets. It distressed me so much that I made it a priority to help in any way that I can so that other women don’t end up in that position.

Betty Collins: [00:02:17] Sure, sure. I think it’s one of things that I definitely have been attracted to you, because I represent a lot of women business owners, and you’re right, that happens. What do you see when you’re helping women? What are they doing well, and what are they struggling with in the financial world, or in their lives?

Helen Colon: [00:02:36] Well, Betty, women face unique challenges in their lives. The income gap, where we’re only paid 80 percent to the dollar, as opposed to a male counterparts. We have longer lifespans. Typically, we will live at least five to 10 years longer, minimum, than our male … We have multiple roles and responsibilities, such as becoming a caregiver, or going through a transition, such as a divorce. Most times women are not … They put everyone first and they, themselves, on the back burner. That’s a huge mistake, just because, as I said, they live longer; the challenges … So, they need to plan properly and save for themselves for that time.

Betty Collins: [00:03:23] Right. What’s really distressful is I was reading, and I was surprised in the statistic that 85 percent of women handle the financial expenses in their home. Yet only 23 percent, I believe, handle financial planning. I will tell you, it’s an intimidating thing. Sometimes, you feel like, “Oh, no, it’s confession unto God. I’ve got to go tell them that I have money, or I’m doing this, and I don’t know what to do with it.” It’s a hard thing to confront sometimes.

Betty Collins: [00:03:57] But it all comes down, like I said in my podcast, do you want to be a greeter at Walmart or not? Do you want to really handle that? So, tell me what a successful woman looks like when she is in that 23%, and she’s doing what she’s supposed to because they tend to manage money better … They’re better investors, sometimes. They’re a little more aggressive and strategic. What does that successful woman look like that takes it and says, “I’m gonna own this …”?

Helen Colon: [00:04:25] Well, they have to take the fear out of the equation. They have to realize that they need some financial guidance; a professional that will help them take that first step. You need to walk before you run. So, a woman that realizes that she needs some type of financial planning is willing to talk to someone, regardless of whether they have knowledge of investments or not. That’s our responsibility to educate our clients in investments.

Helen Colon: [00:04:57] Financial planning is a relationship with the client. I take great pride in developing a team effect around my clients, as you know. I bring in the CPA for the tax strategies. I bring in the estate attorney for legacy planning, multi-generational planning. Those women that come to me realize that they find value in being- they feel safe. They feel they have their team around them so they can go on and do what they need to do.

Helen Colon: [00:05:32] Financial planning doesn’t just involve investments. We look at risk protection, long-term care. I work with a CPA, with tax strategies, things of that nature. I had a client come to me, as you know, several years ago that wanted help with financial planning. Her fear was that she was going to live in her daughter’s basement if she didn’t plan properly. Well, I can tell you, as of today, that will never happen.

Betty Collins: [00:06:04] Yeah, she’s a great success story, for sure. It’s because she just faced it. She owned it and said, “What do I gotta do?” Because women are that way … When we decide we have to do something, or that this is a priority, it generally gets done. We’re just sort of like that.

Helen Colon: [00:06:15] Face the fear.

Betty Collins: [00:06:19] Yep, face the fear. What are common mistakes you see? This is, “I’m going to just go online and trade all myself because I want to pay a fee,” or [crosstalk]

Helen Colon: [00:06:27] Stop! No!

Betty Collins: [00:06:28] Don’t do that. What are the common mistakes that women make?

Helen Colon: [00:06:36] Well, not taking that first step; not realizing that just because they don’t know what they don’t know, they’re frozen. They need to get out and find someone that they feel comfortable with; develop that relationship with that advisor; and start to educate herself. They need to save now, not tomorrow. Now. It’s imperative because, as you said earlier, wouldn’t it be sad if you got to that full retirement age and realized that you can’t retire because you didn’t plan properly. It would be wonderful if you could get to that point, and say, “You know what? The decision is mine. I’d rather choose to continue to work than not.”

Betty Collins: [00:07:23] Right. I know for myself, I did not start anything til age 38. I tell my kids all the time, I started with 50 bucks a month into something. They just look at you like, “50 bucks a month will never get you there.” Of course, now I’m a young 56 years old. I’m so glad I started somewhere, started something that … I had good advisers around me. When I realized they weren’t good advisors, I got rid of them. I just have a passion about it because you just don’t know, and life can change on a dime. You know [crosstalk]

Helen Colon: [00:07:55] One phone call changed my whole life.

Betty Collins: [00:07:57] Sure. Sure. You were the big dogs on Wall Street, and as you said … Wow, life changed, and you had to be a caretaker of parents, and you were ready to do that.

Helen Colon: [00:08:06] I was fortunate to be able to take that experience from my Wall Street days and translate that into my private practice. I find, most often than not, women want to be spoken to, not at. I like to coach my clients into educating them about what it is that they’re doing; why I recommended something – an investment, or whatever have you; that way, they don’t turn around and say, “Well. Helen told me to do it, so I did it.” No, this is why I did it.

Betty Collins: [00:08:41] Well, it was great having you here today. I appreciate you taking the time. This is Helen Colon, and she is with Capstone Wealth Advisors in the Polaris area, in Columbus. I would encourage you to reach out to her, or find her, or get with me, because she’s just done a fantastic job with other women in business. Again, we have a passion together with NAWBO Columbus. Women, do not let this part of your life go. Make sure that you have a financial guide that you … It’s your course that you are charting.

Ted Schwartz, Joel & Granot Commercial Real Estate

January 14, 2020 by John Ray

Joel & Garnot Commercial Real Estate
North Fulton Business Radio
Ted Schwartz, Joel & Granot Commercial Real Estate
Loading
00:00 /
RSS Feed
Share
Link
Embed

Download file

Joel & Garnot Commercial Real Estate
John Ray and Ted Schwartz

North Fulton Business Radio, Episode 190:  Ted Schwartz, Joel & Granot Commercial Real Estate

The North Fulton commercial real estate market is now Metro Atlanta’s fourth largest. Ted Schwartz, a partner with Joel & Granot Commercial Real Estate, joined us to talk about the dynamics of North Fulton and what to expect in commercial real estate in 2020. “North Fulton Business Radio” is hosted by John Ray and is broadcast from inside Renasant Bank in Alpharetta.

Ted Schwartz, Joel and Granot Commercial Real Estate

Joel & Granot Commercial Real Estate
Ted Schwartz

Ted Schwartz specializes in corporate office tenant representation at the Joel & Granot Commercial Real Estate firm. He brings more than 20 years of commercial office brokerage experience to bear for his clients, predominately office tenants or owner-users of commercial office property. He is a recognized office tenant representation expert with a formidable office brokerage practice covering all major submarkets of Metro Atlanta focusing on the Ga. 400 corridor.

Joel & Granot is a leading commercial real estate brokerage firm serving the Atlanta metropolitan area and all of its primary submarkets. They are business advisors with expertise in commercial property leasing, acquisitions and dispositions on behalf of landlords and tenants. The firm’s work includes commercial office, flex, showroom and retail space as well as investments and land sales. Its Atlanta tenant advocacy work serves many industries, including law firms, nonprofits medical office space occupiers, tech firms, and service companies. Joel & Granot is locally owned yet globally connected as a long-term affiliate of CORFAC International, a worldwide network of leading privately held commercial real estate firms.

To get in touch with Ted, you can email him or call directly at 770-713-2775.  To learn more visit the Joel and Granot website.

Joel & Granot Commercial Real Estate

North Fulton Business Radio” is broadcast from the North Fulton studio of Business RadioX®, located inside Renasant Bank in Alpharetta. Renasant Bank has humble roots, starting in 1904 as a $100,000 bank in a Lee County, Mississippi, bakery. Since then, Renasant has grown to become one of the Southeast’s strongest financial institutions with approximately $12.9 billion in assets and more than 190 banking, lending, wealth management and financial services offices in Mississippi, Alabama, Tennessee, Georgia and Florida. All of Renasant’s success stems from each of their banker’s commitment to investing in their communities as a way of better understanding the people they serve. At Renasant Bank, they understand you because they work and live alongside you every day.

Tagged With: corporate culture, corporate office tenant representation, Ga. 400 corridor, Leadership Atlanta Class, lease transactions, live, live work play communities, North Fulton Business Radio, North Fulton Commerical Real Estate, North Fulton Real Estate Market Correction, North Point Mall, office and industrial real estate, seller's market, Ted Schwartz, tenant advocacy work

Joel Peskin, Big Event Productions, and Hans Meier, North Georgia Promotions

January 10, 2020 by John Ray

Joel Peskin
North Fulton Business Radio
Joel Peskin, Big Event Productions, and Hans Meier, North Georgia Promotions
Loading
00:00 /
RSS Feed
Share
Link
Embed

Download file

Joel Peskin
John Ray, Hans Meier, and Joel Peskin

North Fulton Business Radio, Episode 189: Joel Peskin, Big Event Productions, and Hans Meier, North Georgia Promotions

Networking, promotional products, woodcrafts, and much more were discussed on this edition of “North Fulton Business Radio” as Joel Peskin, Big Event Productions, and Hans Meier, North Georgia Promotions, joined the show. “North Fulton Business Radio” is hosted by John Ray and is broadcast from the North Fulton Business RadioX® studio inside Renasant Bank in Alpharetta.

Joel Peskin, Big Event Productions

Joel Peskin
Joel Peskin

Joel Peskin is the Founder and CEO of Big Event Productions. Joel publishes an email networking newsletter, Joel’s List, which has a subscriber base of 15,000 business professionals in the Metro Atlanta area. Joel also operates the Greater Atlanta Business Expo, held twice a year. Joel’s company conducts monthly networking events called the “The Big Event” around the Metro Atlanta region. Joel is also Co-Founder and CEO of the Metro Atlanta Business Association, which connects business professionals throughout the metro Atlanta area rather than just one county, city or town.  Joel also owns and operates a carpet cleaning company which services the Metro Atlanta Area.

For tickets and sponsorship opportunities to the Greater Atlanta Business Expo, mentioned during the show, click here.

For more information, go to the Joel’s List website or call 404-447-7001.

Hans Meier, North Georgia Promotions

Hans Meier

Hans Meier is Business Development Specialist for North Georgia Promotions, which has grown to be one of North Georgia’s premier, family-owned providers of quality promotional products for any branding, marketing, publicity or communications need. NGA offers high quality custom screen printing and embroidery, digital printing and customized promotional items.

Hans is a member of Lanier Forsyth Rotary, and recently received an award for 25 years of perfect attendance. He serves as the Assist District Governor for Rotary District 6910 – Area 14.  Hans is also a passionate woodworker. He is a woodworking member of Gwinnett Wood Workers and Atlanta Woodturners Guild.

For more information, go to the North Georgia Promotions website or the Hans Wooden Puzzles website. Also email Hans, or call 404-403-2858.

 

North Fulton Business Radio” is broadcast from the North Fulton studio of Business RadioX®, located inside Renasant Bank in Alpharetta. Renasant Bank has humble roots, starting in 1904 as a $100,000 bank in a Lee County, Mississippi, bakery. Since then, Renasant has grown to become one of the Southeast’s strongest financial institutions with approximately $12.9 billion in assets and more than 190 banking, lending, wealth management and financial services offices in Mississippi, Alabama, Tennessee, Georgia and Florida. All of Renasant’s success stems from each of their banker’s commitment to investing in their communities as a way of better understanding the people they serve. At Renasant Bank, they understand you because they work and live alongside you every day.

Tagged With: customized promotional items, Greater Atlanta Business Expo, Hans Meier, Hans wooden puzzles, Metro Atlanta Business Association, NGA Promotions, North Fulton Business Radio, North Georgia Promotions, promotional items, Screen Printing, The Big Event

Stacey Watts, Corporate Payroll Services, and Greg Godwin, Pedego Electric Bikes Alpharetta

January 9, 2020 by John Ray

North Fulton Business Radio
North Fulton Business Radio
Stacey Watts, Corporate Payroll Services, and Greg Godwin, Pedego Electric Bikes Alpharetta
Loading
00:00 /
RSS Feed
Share
Link
Embed

Download file

Greg Godwin and Stacey Watts

North Fulton Business Radio, Episode 188: Stacey Watts, Corporate Payroll Services, and Greg Godwin, Pedego Electric Bikes Alpharetta

Outsourced payroll processing and the appeal of electric bikes were discussed on this edition of  “North Fulton Business Radio” as Stacey Watts, Corporate Payroll Services, and Greg Godwin, Pedego Electric Bikes Alpharetta, joined the show. “North Fulton Business Radio” is hosted by John Ray and is broadcast from the North Fulton Business RadioX® studio inside Renasant Bank in Alpharetta.

Stacey Watts, Corporate Payroll Services

Stacey Watts

Stacey Watts is an account executive with Corporate Payroll Services, a full-service payroll preparation, tax reporting and filing firm located in Norcross, GA. Corporate Payroll Services has helped small and medium-sized businesses since 1991, relieving clients’ worries of penalties and late fees. With over 6,000 clients in all 50 states, Puerto Rico and U.S. Virgin Islands, the company provides competitively priced payroll processing, and exceptional one-on-one service from knowledgeable payroll specialists.

To learn more go, to the Corporate Payroll Services website, Email Stacey directly, or call 770-446-7289.

Greg Godwin, Pedego Electric Bikes Alpharetta

Greg Godwin

Greg Godwin is co-owner of Pedego Electric Bikes Alpharetta with his wife Tina. The Pedego Electric Bikes brand was founded in 2008 by Don DiCostanzo and Terry Sherry, two friends in California. Don lived atop a giant hill that took the fun out of cycling to the beach. Over time he bought several electric bikes for the trek, which also drew the interest of his friends. However, he became disappointed with the bikes’ poor quality, so Don decided to create his own electric bicycles. Pedego Electric Bikes, born out of Don’s vision and Terry’s technical expertise, is now a leading brand in the industry.

Greg is an avid cyclist and always dreamed of owning a bike shop. While researching ebikes, he learned of Pedego and knew it was the right fit. Rather than a franchise, Pedego Alpharetta opened as a dealership, which allowed Greg and Tina to build the store to their vision.

To learn more, go to the Pedego Electric Bikes website, email Greg directly, or call 404-281-0264.

North Fulton Business Radio” is broadcast from the North Fulton studio of Business RadioX®, located inside Renasant Bank in Alpharetta. Renasant Bank has humble roots, starting in 1904 as a $100,000 bank in a Lee County, Mississippi, bakery. Since then, Renasant has grown to become one of the Southeast’s strongest financial institutions with approximately $12.9 billion in assets and more than 190 banking, lending, wealth management and financial services offices in Mississippi, Alabama, Tennessee, Georgia and Florida. All of Renasant’s success stems from each of their banker’s commitment to investing in their communities as a way of better understanding the people they serve. At Renasant Bank, they understand you because they work and live alongside you every day.

Tagged With: Corporate Payroll Services, electric bikes, Form W-2, Form W-4, greg godwin, North Fulton Business Radio, North Fulton Studio, payroll preparation, payroll processing, Payroll reporting, payroll taxes, Pedego Bikes Alpharetta, Stacey Watts, W-2, W-4

To Your Health With Dr. Jim Morrow: Episode 24: COPD and Emphysema

January 9, 2020 by John Ray

COPD and emphysema
North Fulton Studio
To Your Health With Dr. Jim Morrow: Episode 24: COPD and Emphysema
Loading
00:00 /
RSS Feed
Share
Link
Embed

Download file

COPD and emphysema
Dr. Jim Morrow, Morrow Family Medicine and Host of “To Your Health”

To Your Health With Dr. Jim Morrow: Episode 24: COPD and Emphysema

On this edition of “To Your Health with Dr. Jim Morrow,” Dr. Morrow discusses the two main types of chronic obstructive pulmonary disease – chronic bronchitis and emphysema. “To Your Health” is brought to you by Morrow Family Medicine, which brings the CARE  back to healthcare.

About Morrow Family Medicine and Dr. Jim Morrow

Morrow Family Medicine is an award-winning, state-of-the-art family practice with offices in Cumming and Milton, Georgia. The practice combines healthcare information technology with old-fashioned care to provide the type of care that many are in search of today. Two physicians, three physician assistants and two nurse practitioners are supported by a knowledgeable and friendly staff to make your visit to Morrow Family Medicine one that will remind you of the way healthcare should be.  At Morrow Family Medicine, we like to say we are “bringing the care back to healthcare!”  Morrow Family Medicine has been named the “Best of Forsyth” in Family Medicine in all five years of the award, is a three-time consecutive winner of the “Best of North Atlanta” by readers of Appen Media, and the 2019 winner of “Best of Life” in North Fulton County.

Dr. Jim Morrow, Morrow Family Medicine, and Host of “To Your Health With Dr. Jim Morrow”

COPD and emphysema
Dr. Jim Morrow

Dr. Jim Morrow is the founder and CEO of Morrow Family Medicine. He has been a trailblazer and evangelist in the area of healthcare information technology, was named Physician IT Leader of the Year by HIMSS, a HIMSS Davies Award Winner, the Cumming-Forsyth Chamber of Commerce Steve Bloom Award Winner as Entrepreneur of the Year and he received a Phoenix Award as Community Leader of the Year from the Metro Atlanta Chamber of Commerce.  He is married to Peggie Morrow and together they founded the Forsyth BYOT Benefit, a charity in Forsyth County to support students in need of technology and devices. They have two Goldendoodles, a gaggle of grandchildren and enjoy life on and around Lake Lanier.

Facebook: https://www.facebook.com/MorrowFamMed/

LinkedIn: https://www.linkedin.com/company/7788088/admin/

Twitter: https://twitter.com/toyourhealthMD

The complete show archive of “To Your Health with Dr. Jim Morrow” addresses a wide range of health and wellness topics, and can be found at www.toyourhealthradio.com.

Dr. Morrow’s Show Notes

What is chronic obstructive pulmonary disease (COPD)?

  • COPD is a disease that makes it hard for you to breathe.
    • The two main types of COPD are chronic bronchitis and emphysema.
    • Chronic bronchitis happens when there is an increase of swelling and mucus in your airways. (The airways are the tubes that carry air to and from your lungs.)
    • This swelling causes your airways to narrow, making it harder to push air through them.
    • Emphysema happens when the walls of the air sacs inside your lungs are damaged.
    • This traps air inside your lungs. It can make you feel short of breath.
  • COPD develops slowly and gets worse over time.
    • When COPD is severe, it can interfere with basic tasks.
    • These include doing light housework, walking, or even washing and dressing.
  • Symptoms of COPD
    • COPD can cause a variety of symptoms, including:
    • A long-lasting cough.
    • A cough that produces mucus.
    • Shortness of breath, especially during physical activity.
    • A tight feeling in the chest.
    • Not being able to take a deep breath.
  • COPD symptoms start slowly.
    • They get worse over a period of years if not diagnosed and treated early.
    • Delayed diagnosis and treatment can lead to complications.
    • These could include heart problems (irregular heartbeat and heart failure), high blood pressure, and respiratory infections.
    • Infections can further damage your lungs.
  • What causes COPD?
    • COPD is caused by damage to the lungs.
    • Damage occurs from breathing in unhealthy substances over time.
    • This includes:
      • air pollution
      • chemical fumes
      • gases
      • vapors
      • mists
      • dust
      • tobacco smoke (including secondhand smoke)
    • The majority of COPD cases are caused by smoking.
      • You are at higher risk of developing COPD if you smoke or are around secondhand smoke.
      • Your risk also increases if you have long-term exposure to things that irritate your lungs.
      • This could include certain chemicals, air pollution, or dust.
      • Some people have a genetic condition that can cause COPD, even if they have never been exposed to lung irritants.
    • How is COPD diagnosed?
      • The American Academy of Family Physicians (AAFP) does not recommend general screening for COPD.
      • If you are showing symptoms of COPD, your doctor will perform an exam.
      • He or she will ask you about your symptoms and medical history.
      • They will place a stethoscope on your chest and back to listen to you breathe.
      • An important test to diagnose COPD is called a spirometry test.
        • This simple, non-invasive test measures the amount of air you can blow out of your lungs.
        • It involves breathing into a tube that is connected to a computer.
        • The computer may have a graphic (such as candles or a brick wall) to help you with the test.
        • You are asked to take a deep breath and blow into the tube to blow out as many candles (or knock down as many bricks) as you can.
        • You may be asked to repeat the test multiple times in order to get a good reading.
        • The spirometry test will tell your doctor if you have COPD and how severe it is.
          • It can also be used to determine if something else is causing your symptoms, such as asthma or heart failure.
          • Your spirometry reading will help your doctor decide on the best treatment for you.
        • Can COPD be prevented or avoided?
          • In most cases, COPD is an avoidable disease.
          • The best way to prevent COPD is to not smoke.
          • You should also limit your exposure to things that can irritate your lungs over time.
          • This includes secondhand smoke, air pollution (avoid being outside on days when air pollution is high), chemicals, and dust
  • Treatment:
    • If you are at risk for COPD, an early diagnosis is key.
    • According to the AAFP, death from COPD is preventable with early diagnosis and treatment.
    • Treatment includes:
      • Lifestyle changes:
        • Stop smoking if you smoke cigarettes, cigars, or e-cigarettes.
        • Don’t smoke anything.
      • Medicines:Your doctor may prescribe one or more medicines to ease your symptoms and help you breathe.
        • These medicines may include:
          • Oral antibiotics – to treat infections.
          • Bronchodilators – inhaled medicine to relax the muscles around your airway.
          • Oral or inhaled steroids – to control the inflammation in your lungs and help you breathe.
        • Inhaled medicines involve a small, handheld canister that you carry with you.
          • You can use the medicine as needed or as your doctor has advised.
          • Ask your doctor if you should use a spacer.
          • This is a small, hollow device that helps you inhale more of the medication into your lungs where it is needed.
        • Some inhaled medicine is given through a nebulizer.
          • A nebulizer is a machine that turns liquid medicine into a vapor that you breathe in.
          • It is commonly used to treat people who have more serious COPD.
          • It also helps people who have trouble using handheld inhalers.
        • Vaccines:
          • Certain vaccines can prevent dangerous respiratory infections, such as the flu and pneumonia.
          • These infections can cause serious problems for people with COPD.
        • Oxygen therapy:
          • You may have to use oxygen on a regular basis to help you breathe.
          • This involves wearing a mask or nasal prongs and having the oxygen tank with you to use as you need or as your doctor has advised.
        • Pulmonary rehabilitation:
          • This is a combination of therapies to help you manage your disease and improve your quality of life.
          • A team of health professionals will help you create a plan to help you feel better.
          • Your plan may include a diet and exercise program, breathing strategies, and ways to conserve energy.
        • Everyday Life:
          • COPD is a lifelong condition.
          • But there are things you can do to manage your symptoms.
          • One thing you should do is work with your doctor to develop a COPD Action Plan.
            • A COPD Action Plan can help you recognize when your symptoms change.
            • It also tells you what actions to take when they do.
            • It is important to follow your plan every day, so make it part of your daily routine.
          • You play an active role in managing COPD symptoms through lifestyle changes.
            • Managing symptoms can also slow the progression of the disease.
            • If you have COPD, you should:
          • Avoid things that irritate your lungs.
            • If you smoke, quit. Also avoid air pollution, chemical fumes, dust, and secondhand smoke.
          • Get ongoing medical care.
            • It is important that you see your doctor regularly.
            • Take the medicines that he or she prescribes.
            • Call your doctor or make an appointment if you have any questions, new symptoms, or worsening symptoms.
          • Manage your disease.
            • Make lifestyle changes to minimize the effects of your symptoms.
            • Do activities slowly.
            • Find simple ways to do daily activities, such as cooking or cleaning.
            • Wear clothes and shoes that are easy to take on and off.
            • Ask for help instead of trying to do everything yourself.
          • Prepare for emergencies.
            • Talk to your doctor about what symptoms signal an emergency.
            • That way, you’ll know when to call the doctor or go the emergency room.
            • Keep phone numbers on hand for your doctor, the hospital, and someone who can help you get medical care.
            • Call your doctor if your symptoms are getting worse, if you have signs of an infection such as fever, or if you’re having trouble breathing.
          • Get emotional support.
            • Living with COPD can be hard.
            • You may feel anxious, depressed, afraid, or stressed.
            • It can help to talk to someone about your feelings.
            • You may talk to a counselor or join a support group.
            • Family and friends can also help.
            • Don’t be afraid to tell others how you feel.
          • Remember that early diagnosis can lead to proper treatment, which can help you feel better.
            • The longer you let your COPD go untreated, the worse you will feel.
            • Serious COPD will make it difficult to be physically active.
            • This will affect even the simplest of activities, such as dressing or shopping.

Source:  Familydoctor.org

Tagged With: COPD, COPD Systems, damaged lungs, Dr. Jim Morrow, emphysema, high blood pressure, irregular heartbeat, Morrow Family Medicine, nebulizer, North Fulton Business Radio, North Fulton Studio, oxygen, oxygen tank, pulmonary function test, pulmonary rehab, secondhand smoke, To Your Health With Dr. Jim Morrow, vaccines, vaping

ProfitSense with Bill McDermott, Episode 4: Keith Costley, Keck & Wood, Samantha McElhaney, CenterState Bank, and Dr. Brianna Gaynor, Peace of Mind Psychological Services

January 9, 2020 by John Ray

North Fulton Studio
North Fulton Studio
ProfitSense with Bill McDermott, Episode 4: Keith Costley, Keck & Wood, Samantha McElhaney, CenterState Bank, and Dr. Brianna Gaynor, Peace of Mind Psychological Services
Loading
00:00 /
RSS Feed
Share
Link
Embed

Download file

From Left: Sam McElhaney, Keith Costley, Bill McDermott, Brianna Gaynor

ProfitSense with Bill McDermott, Episode 4: Keith Costley, Keck & Wood, Samantha McElhaney, CenterState Bank, and Dr. Brianna Gaynor, Peace of Mind Psychological Services

On this edition of “ProfitSense with Bill McDermott,” host Bill McDermott talks civil engineering services, banking relationships, and building a mental health practice were on the agenda with three great guests:  Keith Costley, President and CEO of Keck & Wood, Samantha McElhaney, Commercial Relationship Manager at CenterState Bank, and Dr. Brianna Gaynor, owner of Peace of Mind Psychological Services. “ProfitSense with Bill McDermott” is broadcast from the North Fulton Studio of Business RadioX® in Alpharetta.

Keith Costley, Keck & Wood

Keith Costley
Keith Costley

Keith Costley is the President and CEO of Keck & Wood, Inc. Founded in 1954, Keck & Wood is a 50 person professional services firm that provides civil engineering, landscape architecture, and land surveying for clients in the southeast. Their clients include city and county governments, utility companies, state transportation departments, colleges and universities, and private developers. Keck & Wood has offices in Duluth, GA, Rock Hill, SC, and North Charleston, SC.

Keith has worked in the civil engineering industry since graduating from college in 1994, and has been a Keck & Wood employee for 20 years. He is a licensed professional engineer in three states, and is on the Board of Directors of the American Council of Engineering Companies of Georgia. He is active with the North Gwinnett Arts Association and the Chair of the Gwinnett County Public Schools STEM Cluster Advisory Board. Outside of work, Keith enjoys photography, riding his bicycle, and is a home theater enthusiast.

For more information visit the Keck & Wood website. You can reach Keith by email or phone, 678-417-4000. Also connect with Keith on LinkedIn.

Samantha McElhaney, CenterState Bank

Sam McElhaney
Sam McElhaney

Samantha McElhaney is Commercial Relationship Manager at CenterState Bank in Atlanta, GA.  CenterState Bank N.A. was started by a group of bankers and entrepreneurs over 25 years ago with three separate banks in Polk, Osceola and Pasco Counties. They had a history of quality service and community focus. The group of bankers came together around the belief that local ownership and local management would translate into a better bank. Through their vision and investment, a bank was born. CenterState’s core values–local market driven, long term horizon, world class service, relationship banking, faith and family–inspire how the bank operates as a company. They also reflect bank employees’ character and influence on the communities they serve.

As a Commercial Relationship Manager with CenterState Bank, and over 25 years in the financial services industry, Samantha finds joy in providing solutions for her clients and prospects that will resolve their greatest pain points. Furthermore, it is her personal goal to be a leader within her organization and the community she has served in Georgia since moving to the state in July 2005.
For more information visit the CenterState Bank website. You can reach Samantha by email or phone, 678-626-3829. Also connect with Samantha on LinkedIn.

Dr. Brianna Gaynor, Peace of Mind Psychological Services

Dr. Brianna Gaynor
Dr. Brianna Gaynor

Dr. Brianna Gaynor is owner of Peace of Mind Psychological Services in Johns Creek, GA. Much of her work focuses on the diagnosis and treatment of various mental health disorders, including depression, anxiety, trauma, and behavioral disorders through psychological evaluations. Peace of Mind individual and family therapy services are provided for clients as young as age 2 and through adulthood.

Brianna was licensed as a psychologist in the state of Georgia in 2011, and received her doctorate degree from the Georgia School of Professional Psychology in 2009. Her training while in graduate school focused primarily on the treatment of children, adolescents, and families. During Brianna’s internship year she was also trained in faith based therapy. Although she is not a traditional Christian counselor, Brianna has learned how to incorporate faith-based techniques when clients express a desire for them. She has also worked in various settings, including outpatient, residential, and a mental health hospital.

Brianna has a unique way of connecting with others through humor and kindness. Her goal in every encounter is to help others find peace in every circumstance.

For more information visit the Peace of Mind Psychological Services website. You can reach Brianna by email or phone, 678-667-3565. Also connect with Brianna on LinkedIn.

About Your Host, Bill McDermott

Bill McDermott is Founder and CEO of McDermott Financial Solutions. After over three decades working for both national and community banks, Bill uses his expert knowledge to assist closely held companies with improving profitability, growing their business and finding financing. Bill is passionate about educating business owners about pertinent topics in the banking and finance arena.

He currently serves as Treasurer for the Atlanta Executive Forum and has held previous positions as board member for the Kennesaw State University Entrepreneurship Center and Gwinnett Habitat for Humanity and Treasurer for CEO NetWeavers. Bill is a graduate of Wake Forest University and he and his wife, Martha have called Atlanta home for over 40 years. Outside of work, Bill enjoys golf, traveling and gardening.

Connect with Bill on LinkedIn and Twitter and follow McDermott Financial Solutions on LinkedIn. The complete show archive for ProfitSense with Bill McDermott” can be found at profitsenseradio.com.

 

Tagged With: couples counseling, cyber security, Depression, digital bank platforms, digital banking, Dr. Brianna Gaynor, e-Commerce, eco-friendly, Family Therapy, Keck & Wood, Keith Costley, land surveying, landscape architecture, mental health, mindfulness, money cafes, North Fulton Business Radio, North Fulton Studio, Peace of MInd Psychological Services, ProfitSense, ProfitSense with Bill McDermott, psychotherapy, Samantha McElhaney, TikTok, two factor authentication

Decision Vision Episode 46: Does My Corporate Culture Need More Humor? – Karyn Buxman, The HumorLab

January 9, 2020 by John Ray

Does My Corporate Culture Need More Humor?
Decision Vision
Decision Vision Episode 46: Does My Corporate Culture Need More Humor? - Karyn Buxman, The HumorLab
Loading
00:00 /
RSS Feed
Share
Link
Embed

Download file

Decision Vision Episode 46:  Does My Corporate Culture Need More Humor? – Karyn Buxman, The HumorLab

Does my corporate culture need more humor? What are the benefits of humor in the workplace? What’s the best way to inject humor while avoiding the risks? Answers to these questions and much more come from neurohumorist Karyn Buxman on this edition of “Decision Vision.” Mike Blake is the host of “Decision Vision,” presented by Brady Ware & Company.

Karyn Buxman, The HumorLab

Karyn Buxman

Karyn Buxman is Founder and President of The HumorLab. The HumorLab is dedicated to serving high performers who have gone from good to great and now want to go from great to world class through the use of strategic humor.

Karyn Buxman is a research-based thought leader on applied humor, whose latest undertakings are her TEDx talk—“How Humor Saved the World”—and her upcoming Forbes book, Funny Means Money. Strategic Humor for Influence & World Domination. As a neurohumorist Karyn’s career resides at the intersection of humor and the brain. She is as masterfully funny, but her passion and calling are sharing the practical benefits of humor.

Karyn is one of 194 professionals (and one of only 43 women) in the world to be inducted into the Speaker Hall of Fame. Karyn speaks internationally to organizations that grasp the important role humor plays in business, health and life. Among her 800+ clients over 25 years are Genentech, State Farm, USDA, Cigna and the Million Dollar Roundtable.

For more information, go to Karyn’s website or You can also download a copy of Karyn’s new book, Funny Means Money, at humorforme.com.

Michael Blake, Brady Ware & Company

Mike Blake, Host of “Decision Vision”

Michael Blake is Host of the “Decision Vision” podcast series and a Director of Brady Ware & Company. Mike specializes in the valuation of intellectual property-driven firms, such as software firms, aerospace firms and professional services firms, most frequently in the capacity as a transaction advisor, helping clients obtain great outcomes from complex transaction opportunities. He is also a specialist in the appraisal of intellectual properties as stand-alone assets, such as software, trade secrets, and patents.

Mike has been a full-time business appraiser for 13 years with public accounting firms, boutique business appraisal firms, and an owner of his own firm. Prior to that, he spent 8 years in venture capital and investment banking, including transactions in the U.S., Israel, Russia, Ukraine, and Belarus.

Brady Ware & Company

Brady Ware & Company is a regional full-service accounting and advisory firm which helps businesses and entrepreneurs make visions a reality. Brady Ware services clients nationally from its offices in Alpharetta, GA; Columbus and Dayton, OH; and Richmond, IN. The firm is growth minded, committed to the regions in which they operate, and most importantly, they make significant investments in their people and service offerings to meet the changing financial needs of those they are privileged to serve. The firm is dedicated to providing results that make a difference for its clients.

Decision Vision Podcast Series

“Decision Vision” is a podcast covering topics and issues facing small business owners and connecting them with solutions from leading experts. This series is presented by Brady Ware & Company. If you are a decision maker for a small business, we’d love to hear from you. Contact us at decisionvision@bradyware.com and make sure to listen to every Thursday to the “Decision Vision” podcast. Past episodes of “Decision Vision” can be found here. “Decision Vision” is produced and broadcast by the North Fulton studio of Business RadioX®.

Visit Brady Ware & Company on social media:

LinkedIn:  https://www.linkedin.com/company/brady-ware/

Facebook: https://www.facebook.com/bradywareCPAs/

Twitter: https://twitter.com/BradyWare

Instagram: https://www.instagram.com/bradywarecompany/

Show Transcript

Intro: [00:00:02] Welcome to Decision Vision, a podcast series focusing on critical business decisions brought to you by Brady Ware & Company. Brady Ware is a regional full-service accounting and advisory that helps businesses and entrepreneurs make visions a reality.

Mike Blake: [00:00:20] And welcome back to Decision Vision, a podcast giving you, the listener, clear vision to make great decisions. In each episode, we discuss the process of decision making on a different topic from the business owners or executives’ perspective. We aren’t necessarily telling you what decision to make, but we can put you in a position to make an informed decision on your own and understand when you might need help along the way.

Mike Blake: [00:00:41] My name is Mike Blake and I’m your host for today’s program. I’m a director at Brady Ware & Company, a full-service accounting firm based in Dayton, Ohio, with offices in Dayton, Columbus, Ohio, Richmond, Indiana, and Alpharetta, Georgia, which is where we’re recording today. Brady Ware is sponsoring this podcast. If you like this podcast, please subscribe on your favorite podcast aggregator and please consider leaving a review of the podcast as well.

Mike Blake: [00:01:05] So, today, we’re going to discuss humor in the workplace and injecting humor into a workplace culture. And I’m sure everybody who is listening to this podcast is thinking, “Well, you work for a CPA firm. That’s a perfect place to start talking about humor in the workplace”, because obviously, we sort of yak it up all day long. We’re just known for that. Although in our defense, I will point out that probably—certainly, the top three comedians, Bob Newhart actually started his career as a CPA.

Mike Blake: [00:01:38] Obviously, the entertainment gig did very well by him, but accountants do produce funny people at least once in a generation, so it can happen. But, you know, I think this topic is so important and so interesting. We’re learning more about the state of mental health in the workplace and we’re learning more about—and this is related to so-called work-life balance and we’re learning about the pressure that we’re under, as we’re always under increasing pressure to kind of do more with less.

Mike Blake: [00:02:15] And, you know, we’re hearing more about people, frankly, kind of struggle to adapt to that. And we struggle to adapt to that. Whether you’re a line worker, whether you’re a cashier, whether you’re middle management, whether you’re executive management, whether you are the owner of the business, there is always something out there that is going to challenge you mentally. And most of us, myself included, feel like there’s something out there, every hour, to challenge us mentally.

Mike Blake: [00:02:46] And it can lead to places, you know, that are humorless places to work. And places that are humorless places to work, as our guest is going to discuss, are neither pleasant nor very effective workplaces. And there’s a fine line, and maybe not so fine line, we’re going to find out that, you know, just because you have a sense of humor and there’s a sense of humor and humoring in the business culture, that does not mean that you don’t take your job seriously.

Mike Blake: [00:03:21] You know, for example, Southwest Airlines is known for encouraging their employees, you go in a Southwest flight, right? Some of those flight attendants could easily be stand-up comedians and maybe they are when they’re not actually on a flight. But I’m also confident that they take flight safety very seriously because they all want to make it home. But I think there’s a misperception. And in my industry, I think particularly if you’re old school, you want to create this image of being sort of the buttoned down, very serious person, because you’re talking about finance, you’re talking about money, you’re talking about financial stability and solvency.

Mike Blake: [00:04:01] And, you know, for some clients, maybe that’s right. For others, maybe it’s not. So, I think we’re going to have a lot of fun. I think there’s a lot to learn from this topic today. And joining us today is an expert on this topic from beautiful San Diego. So, in contrast to Atlanta, where it’s currently 38 and raining and overcast, about three layers of clouds, let me just take a guess, well, it’s 9:00 a.m. there, so it’s probably about 72 and sunny there?

Karyn Buxman: [00:04:34] Well, it’s not quite that warm. I mean, it’s chilly here, it’s probably 64.

Mike Blake: [00:04:39] Oh, okay. Well, hopefully you can throw a sweater on, you’ll be able to pull through it. So, Karyn is founder of the Humor Lab. And the Humor Lab is dedicated to serving high performers who have gone from good to great and now want to go from great to world class with the use of strategic humor. Karyn Buxman is a research-based thought leader in applied humor whose latest undertakings are her TEDx talk, How Humor Saved the World and her upcoming ForbesBook, Funny Makes Money, Strategic Humor for Influence and World Domination.

Mike Blake: [00:05:10] As a neurohumorist, Karyn’s career resides at the intersection of humor and the brain. She is as masterfully funny, but her passion and calling are sharing the practical benefits of humor. Karyn is one of 194 professionals and one of only 43 women in the world to be inducted into the Speaker Hall of Fame. Karyn speaks internationally to organizations that grasp the important role that humor plays in business, health, and life. Among her over 800 clients over 25 years are Genentech, State Farm, now an Atlanta-based company, the US Department of Agriculture, Cigna, and the Million Dollar Roundtable. Karyn, thanks so much for coming on the program.

Karyn Buxman: [00:05:52] Mike, I’m so excited to be here with you.

Mike Blake: [00:05:55] So, Karyn, I’ve got to ask one question right off the bat. I’m tearing up the script, but I know you can handle it. What are the speeches like at the International Speaker Hall of Fame? When somebody gives an induction speech at the Speaker Hall of Fame, what are they like?

Karyn Buxman: [00:06:10] You know, I have to say, it’s really kind of a weird situation because let me put it this way, how many speakers does it take to change a light bulb? Yeah, 100. One can change a light bulb and 99 to sit in the audience going, “That should be me up there on the stage.” And that’s kind of how it is, you know, with the Hall of Fame. But it’s wonderful. I think that’s one of the accomplishments that I most treasure because, you know, it’s one thing when your mom or your spouse says, “Oh, my God, you’re the best thing since Velcro.” But when your peers say that, that’s very, very rewarding. So, I feel very honored to have received that award, that I can have-

Mike Blake: [00:07:01] Yeah. I can imagine.

Karyn Buxman: [00:07:01] … that recognition.

Mike Blake: [00:07:02] Where are they located?

Karyn Buxman: [00:07:06] The National Speakers Association is actually a global organization and their headquarters are located in Tempe, part of Phoenix, in Arizona.

Mike Blake: [00:07:19] Okay. Very good. Because the next time I go to Phoenix, I can visit and see your plaque and your induction speech and all that, I guess.

Karyn Buxman: [00:07:26] Yeah, you know. And I have this little statue, it’s kind of like the Oscars.

Mike Blake: [00:07:30] Sweet.

Karyn Buxman: [00:07:31] And so, that’s sitting on one of my shelves. And so, yeah. But not to take it too seriously, like don’t tell the headquarters I did this because they would probably be agog. But I found online these little outfits that you could get for wine bottles to dress them up, you know, kind of like, I guess, there was one for weddings and there was one for various kinds of holidays, a Santa outfit or a 4th of July outfit that you could put on a wine bottle to gift it. And it fits my statue perfectly. So, periodically, we dress it up.

Mike Blake: [00:08:10] Well, good. And we both know how hard it can be to find something that sits off the rack so that works out well.

Karyn Buxman: [00:08:16] Exactly.

Mike Blake: [00:08:19] So, you categorize yourself as a neurohumorist. What is that?

Karyn Buxman: [00:08:25] Yes. A neurohumorist is one who lives at the intersection of humor and the brain. I have been researching the field of humor within the field of psychoneuroimmunology and positive psychology for thirty years. And over the last decade, I’ve really delved deep into humor and the effects on the brain and vice versa. And it’s just amazing. It really was. It was like the missing piece. And so much of what I have discovered in the last couple of years is what I think makes this so pertinent for you and for your listeners. Because really, so much of the interactions with your listeners and your executive, these are the things that our brain-based.

Karyn Buxman: [00:09:22] And it really helps us get a better understanding of why we behave like we do and why others respond to us like they do and how can we influence that. And so, the brain piece is something that people, you know, up until now had not really looked at. What is the relationship between humor and the brain? But this is the sweet spot. This is really the sweet spot. And so, the people who are listening to us today, both of them, they’re going to be-

Mike Blake: [00:09:56] We had a spike.

Karyn Buxman: [00:09:57] … drawing information that is very cutting edge. This gives them a competitive edge even.

Mike Blake: [00:10:04] So, are you teaching leaders of the Genentechs and State Farms of the world then, you know, how to how to be funny? I don’t know who their CEOs are, but, you know, are they now qualified to do stand-up or what does that look like?

Karyn Buxman: [00:10:23] I’m so happy you asked that because this is the biggest misconception that when I’m teaching people or encouraging people to leverage the power of humor, that what I’m really talking about is entertainment. How do you get other people to laugh? And that is not the case. What I’ve identified are three purposes of humor. And the first purpose of humor is entertainment. And that’s the one that everybody knows and is familiar with.

Karyn Buxman: [00:11:03] And when our purpose is entertainment, we measure our success by laughter. But there’s two other purposes. One of the purposes is influence and the other is well-being. And just in your intro, when you were talking, I thought, “Oh, man. Boom, boom. Both of those are relevant to our listeners today.” And so, with influence, we don’t measure the success of humor and influence by laughter, we measure it by the quality of the relationships that we have.

Karyn Buxman: [00:11:41] And with well-being, we measure the success of applied humor by the levels of health and wellness within areas that are physical, psychological, social, and even spiritual. So, it’s this power of humor when you apply it. And when you apply humor to business, you can create success. When you apply it in profitability, when you apply to education, you can create more knowledge. When you apply it to health, we can create well-being. When you apply humor to an individual situation, we can create even intimacy. And when we apply it to a group, we can create community.

Karyn Buxman: [00:12:28] And so, it goes so far beyond being funny, which is great. Because when I’m talking to high performers, one of the top three push-backs I get is, “What if I’m not funny?” And I say, “Great because you don’t have to be funny”, which I know a bunch of accountants are going, “Oh, my God, thank God, you’re so right on.” I mean, oh, my gosh, Bob Newhart, he just makes me laugh so hard, I cry. And if there is anyone listening who has not ever listened to the piece on Bob Newhart as the psychologist, he’s trying to help a woman stop her OCD habits and phobias, it’s fall down, hysterical.

Karyn Buxman: [00:13:15] So, you know, here we go, we’re not trying to be funny, we’re trying to see funny. We’re trying to raise our awareness, raise our appreciation of humor so that we can experience it more. And in so doing, now, we recognize and can leverage opportunities of humor so that we can use those in our efforts to be more persuasive, be more informative, be more relatable, all of those kinds of things. And so, for everyone listening today, here’s a big takeaway, you don’t have to be the humor initiator, you can be the humor appreciator and you can still gain the benefit of humor in furthering your success.

Mike Blake: [00:14:10] Well, okay. And even if you think about entertainment, right? I mean, Dean Martin and Ed McMahon did pretty well being the straight guys, right?

Karyn Buxman: [00:14:18] Yes. Yes. And when you recognize the power of humor and to leverage humor, you can leverage other people’s humor. You don’t have to be the funny person. You can leverage your client’s humor. You can leverage humor that has to do with your environment. You can leverage humor that’s going on in the news. There’s all different ways that you can use that without ever having to say something funny yourself. Although I will say, if you practice appreciating humor on a regular basis, most people will get funnier. I mean, you can’t help it.

Karyn Buxman: [00:15:05] Here’s a quick little story, because I do entertain audiences, I mean, from 10 to 10,000-plus around the planet and I do make people laugh and I had a gentleman come up to me after one of my presentations and he said, “Oh, my gosh, were you always this funny?” And nobody has ever asked me that before. And I thought, “Yeah, I guess so.” But a couple of months later, I went back home. I met with my mom and I said, “Hey, mom, by the way, was I always funny?” And she looked at me and kind of kept her head thoughtfully and then, she said, “No.” And my mouth dropped up. And she said, “You were always the one with the sunny disposition.”

Karyn Buxman: [00:15:48] And at first, I was a little taken aback. But then, I got excited because what I realized was that because of my research and because I was so excited about the benefits, I was willing to practice more humor. I was willing to take a few more risks because the benefits outweighed the risks. And I became funnier in the process. And so, I think that others can also go down this path of appreciating humor, studying humor, experiencing humor. And eventually, they could be funny, too, if they desire. Not everybody wants to be funny.

Mike Blake: [00:16:30] So, let me share with you an experience we had in our firm. So, when I joined Brady Ware, because I’m a geek and I worked in the really quant jock area of our firm, I decided that we would celebrate Pi Day, which is, of course, March 14th. And we celebrate it promptly at 1:59 p.m. and 27 seconds, right?

Karyn Buxman: [00:16:52] I love it.

Mike Blake: [00:16:53] And so, the first thing we did, I ran out and I bought a bunch of pies. I had a bunch of pies and I was fine. This year, you know, I was told we have a fun committee. Okay. So, nothing says more fun than a committee. But anyway, I went to the committee and I said, “Hey, regarding this Pi Day, do you want to do anything different?” And they said, “You know, what we really like to do is we would like to throw pies at the partners.” And I said, “Okay, well, if you can convince the other partners and partners are in, I’m in.” And to the partners’ credit, they all readily said, “Yeah, I’m in.” Now, none of them, I think, are people that necessarily—I mean, some of them can crack a joke, others are more not the joke crackers. But, you know, everybody stood up there and took their pie lumps for about 15 minutes or so.

Karyn Buxman: [00:17:45] Oh, my God.

Mike Blake: [00:17:46] And I think you can predict what the morale impact on the company was on that exercise. We didn’t say a joke, we didn’t do anything that was funny, but we let ourselves be part of a gag. We let ourselves be the target of a gag.

Karyn Buxman: [00:18:03] Oh, my God, you’ve just opened the—number one, that is awesome. That is an incredible story. And two, let’s break this down. Can we unpack this for a minute?

Mike Blake: [00:18:16] That’s why I brought it up. We’re just going to tear out the script. This may be a three-parter.

Karyn Buxman: [00:18:20] Yes. So, here’s something, let’s unpack this a little bit, because one, you know, I think as we also celebrate Pi Day and then, there was Ultimate Pi Day, which was 3.14.15. And that was like, we’re kind of geeky around that as well. But in allowing your people to be the recipients of the humor, you allowed them to be the recipients of the humor, and in so doing, now, they have shown a little bit of vulnerability.

Karyn Buxman: [00:18:59] And in that vulnerability, this is where we create trust equity. Trust equity. Because earlier, we were talking about brains. And with brains, we have a state when we are leaning toward an individual, when we are connecting with an individual, when our brain chemicals are in a toward state of connection. This is something that facilitates relationship rapport, bonding. But when our brains are in an away state, when your epinephrine is going up and when our cortisol is going up and when our dopamine is going down and serotonin is going down and all these other connecting hormones and proteins, this is when we call this an away state.

Karyn Buxman: [00:19:57] And when we’re in an away state, it can be a low level stress, it can be a fear. The purpose of our brains are to protect us. And so, it’s always looking for threat. And you guys may not want to hear this, but, you know, as somebody who is in the field of managing people’s money, you automatically put someone’s brain in a threat state. I would say anybody who handles someone’s money or somebody’s body, you are working with a clientele whose brain is in an away state, a threat state.

Karyn Buxman: [00:20:37] How do you reverse that? Because if the brain is in an away state and the person’s amygdala is hijacked, you know, you’re not going to be able to inform them. You’re not going to be able to help them. You’re not going to be able to persuade them to the degree that you could if they were in a toward state. And humor creates that toward state. And so, what you did in so doing this exercise was the people who allowed someone to throw pies at them, they’re showing, in a humorous way, some vulnerability. And other people look at that and say, “Wow, that person is a little bit vulnerable. And that means I am safer.” And so, this isn’t even at a conscious level.

Karyn Buxman: [00:21:33] But anybody who would learn about this as a client or as a potential client or customer, that helps create that toward state. And in so doing, even among the team, now, we’ve created a toward state so that people are connecting more, the morale improves, the connectedness improves. And for so many reasons, you facilitated that and you probably didn’t even intentionally know that that was going to be the outcome. But here’s the great thing, now, you do. And with great power comes great responsibility, Mike. So, now, you want to look for other opportunities to create that toward state intentionally, because that’s what strategic humor is about. It’s humor by choice, not by chance.

Mike Blake: [00:22:30] Yeah. So-

Karyn Buxman: [00:22:32] Kudos to you.

Mike Blake: [00:22:32] Well, thank you. You know, it’s actually not that hard to have a pie thrown on your face, so if I can put that on my LinkedIn as a skill, I will. So, let me ask. So, the second part to this then is there is debate as to whether or not we’re going to post the pictures and videos on social media. We decided to do that. Did we do the right thing or wrong thing there?

Karyn Buxman: [00:22:59] It depends. I would say yes. I would say it’s the right thing to do. And I will say that there have been other professions who have posted similar kinds of situations. And occasionally, they get some push-back. But here’s what I would say, I’ve identified seven building blocks that are fundamental to successful humor in terms of influence. And those seven are bond, environments, authenticity, safety, distance and that’s both temporal and geographical content and delivery.

Karyn Buxman: [00:23:44] But the very first one, bond, is one that is so important and one that people often misunderstand. And what you’re asking actually has to do with the first one, bond, and the second one, environment. So, let’s look at this. In terms of bond, the question is, did this move trust equity forward with the people that you were sharing it with? And my guess is, yes, with your target audience, with your avatar, with the people that you know and that know you.

Karyn Buxman: [00:24:23] The biggest mistake that people make when they share humor is to not understand the relationship between themselves and the person they’re sharing the humor with. And our brains are designed as such that at times, we misunderstand or we misperceive how alike we really are. Like, “Oh, well, you know, I’m in Atlanta, he’s in Atlanta, we both like the same sports team, so we probably vote for the same person.” Well, that’s not a good assumption.

Karyn Buxman: [00:25:00] And, you know, we probably like the same kind of humor. Same kind of thing, not necessarily safe to assume. But the more you know your audience and kind of the longer period of time, the more trust equity you’ve built up, the riskier humor can be. But I’m going to stay on bond, I’m going to say yes, with your avatar, that would be totally appropriate. In terms of environment, the question is, has your humor been shared with anybody who is outside of your circle, outside of your group of trust?

Karyn Buxman: [00:25:40] And with social media, that’s harder to control. Because not only can you share it with your group, but they can share it to others outside your group. I’m going to say still, this is benign enough because if we go to the building block of safety, could anybody have been physically or emotionally hurt? You know, there’s a small chance that somebody could have been hurt with a pie in the face. You know, it’s like, well, what if, you know, they left the aluminum part of it on and that hit somebody-

Mike Blake: [00:26:15] Right.

Karyn Buxman: [00:26:15] … on their skin or in their eyeball?

Mike Blake: [00:26:17] Somebody hit you a frozen chicken pot pie, that would not turn out as well.

Karyn Buxman: [00:26:20] Yeah. Yeah. But, you know, could anybody feel bullied or embarrassed? You know, well, there’s a there’s a possibility, but it still feels pretty low if they voluntarily stepped up, pardon the pun to the pie plate. So, with all of those things, I’m going to say that the benefits would outweigh the risks. You know, if somebody is offended, why would they be offended? Because, you know, there’s some kind of a secret organization that is anti pie in the face? I mean, I can’t really even think of it.

Karyn Buxman: [00:26:57] You know, there’s going to be some, they’re like, “Oh, my gosh, is that really professional?” And again, those people have the misunderstanding, somewhere along the way, we confuse professionalism with solemnness. I’m not sure where that happened because we have leaders who are tremendously influential, who are incredibly professional, who are looked upon in the highest regard. You look at, you know, Churchill, you look at Gandhi, you look at President Kennedy and Reagan, I mean, there’s Lincoln, all these people were recognized as influential leaders and professional and yet they had an amazing sense of humor. So, I think that what you did was awesome.

Mike Blake: [00:27:51] So, where is that line or is there a line between, you know, humor and crossing that line to undermining your credibility? Is there some meter or some scale where, you know, you’re trying to be too yak yak and therefore, it’s going to make a little bit—you know, as you’re being wheeled in for brain surgery, do you necessarily want a knock knock joke out of the people in the operating room or, you know,I mean, maybe you do because it’ll take some of the tension out before they drill in your head, I’m not sure. But can you go too far with it?

Karyn Buxman: [00:28:33] This is such a great question and this is why I’m guaranteed, you know, enough work for my lifetime. There is a line, but it’s not a stationary line. That line is moving and it is moving based on those seven building blocks. And I actually have devised a tool where when I’m working with groups or when I’m consulting with someone, we take these situations and we actually break them down. We quantify each of these seven steps so that people can begin to get a feel for, where is that line?

Karyn Buxman: [00:29:17] Because sometimes, we intuitively know it. Sometimes, we misjudge it. And when you do cross that line or fall over that line, you want to pick yourself back up and then, you want to examine what happens. If someone was offended, you want to address that with them. And then, you want to learn from it and do it again. You want to adjust. It’s a scientific process. You know, you create your hypothesis. You put into place an action. And then, you observe, you assess what was the result of that action. And then, you adjust and you repeat.

Karyn Buxman: [00:30:01] And so, these are the kinds of things in terms of that moving line. But I mean, we all know the person who recognized that, “Oh, humor is a good thing, so we’re going to use more humor.” And then, they just become obnoxious because they try to be humorous or funny all the time. You know, I had mentioned earlier that one of the push-backs I get is, “What if I’m not funny?” A second concern that I hear is, “Well, what if everybody’s goofing off? We’ll never get anything done around here.”.

Karyn Buxman: [00:30:33] And here’s the key to this, the key to this is you need to have intentionally your goal, your desired outcome, your standards. And then, you also set the tone for humor. And here’s why, because you pair the two. Because if you only set the tone for high performance and hard work and high aspirations and that’s all that you do, eventually, people assume that the philosophy at work is the firings will continue until morale improves. If you only set the tone for humor without having a high benchmark for performance, then it becomes Animal House. And if anybody here is listening to this and doesn’t know the reference to Animal House and John Belushi, go look that up on YouTube.

Karyn Buxman: [00:31:35] But when you pair the two, now, you have high expectations per performance and you have set the tone for humor. And now, people have a better guideline of where to go. But for leaders to actually mentor their followers, their colleagues, their co-workers, their clients, their students, their family, to mentor others on the appropriate use of humor so that you leverage it and get the most benefits from it, I think, is really to be in a sweet spot.

Mike Blake: [00:32:12] So, let’s dig into this. You know, we’ve talked around this a little bit, but I want to make sure that we hit this hard, because it really is the heart of the topic, which is, you know, what benefits can I expect by creating a—is it fair to call it a humor-centric, if you will, business culture? And I think that’s important, because one of the things about humor is that there is risk. There is risk to humor-

Karyn Buxman: [00:32:41] Yes. Yes.

Mike Blake: [00:32:41] … which is one of the things we admire people who do it well. And if there’s risk, there’s got to be some return on the other end. So, you know, for companies that you’ve helped or have tried to help, you know, what is the carrot that makes it worth the risk of adopting or integrating humor into the culture?

Karyn Buxman: [00:33:00] God, that’s a great question. And I have identified 10 habits of high-performance humor. And one of those habits is risk management. And quite frankly, most of the listeners are in some form of risk management. And, you know, you want to look at, particularly, the seven building blocks that I spoke of and understand how to really embrace those and practice those so that you lower your risk. I think that if you really understand those seven building blocks, you embrace them, you practice them. I think you reduce your risk down to as low as 1 percent.

Karyn Buxman: [00:33:44] You know, there’s always going to be the oddball who comes in with their own agenda and their own backpack filled with all of their complaints and concerns. And it doesn’t matter how carefully you tiptoe, it doesn’t matter even if you’re not using humor, they’re going to find something to be offended about. So, the risks, I think, are worthy of noting and you really do need to include risk management. But in terms of benefits, it’s physiological, psychological, social, all of these things.

Karyn Buxman: [00:34:20] In terms of executives who are listening, I think one of the most exciting benefits that we’ve identified now is the cognitive capacity. The fact is that cognitive capacity, which is more or less a snapshot of your cognitive ability at any given time, we can increase cognitive capacity. And here’s how that works, humor is the connecting of two ideas that are not alike, that are disconnected. And when we connect those two disconnected dots, we create neuroplasticity.

Karyn Buxman: [00:35:06] We’re creating new pathways in our brain. And this creates a cascade effect. Because when we connect the disconnected dots and we create this neuroplasticity, which creates a higher level of cognitive ability, this, in turn, results in a higher level of problem-solving, which, in effect, allows an executive, particularly, your CEO level. They’re the visionaries. They’re the ones that need to have that cognitive capacity that is so high that they can forecast into the future.

Karyn Buxman: [00:35:44] When we did brain studies on people who were experiencing humor, one of the things that my colleague, Dr. Lee Berk, who is a leading researcher up in Loma Linda, discovered was that the brain pattern that we see is inclusive of gamma waves and the gamma wave pattern, which we’ve only been able to measure with digital technology, which has been created in the last decade or so. This is the same gamma wave pattern that we see in people who practice deep meditation and deep mindfulness. And people may say, “Well, so what?” Well, you know, who here couldn’t use more focus? Who couldn’t use a little more productivity? Who couldn’t use a little more creativity? Now, I know for people in accounting, you don’t want to get too wild and crazy for the creativity.

Mike Blake: [00:36:45] We could use more, believe me.

Karyn Buxman: [00:36:49] But these are the benefits cognitively. One of the things that you mentioned in the intro was this can be wearing and tearing on somebody, this field that you’re in. In terms of the financial world, whether it’s in accounting or financial management or whatever area that someone may be in, if they experience any kind of stress, what we have found is that short-term humor is an amazing coping ability. It’s a healthy coping mechanism.

Karyn Buxman: [00:37:22] And when practiced consistently and over time, we find that we can build resilience. And so, who in this field wouldn’t want to benefit from that? Socially, we benefit from bonding, whether that’s with our customer and our client or whether it’s our colleagues, our families, our friends. We find that it also is raising levels of emotion so that for people who are experiencing depression, we can move them up the emotional scale so that eventually they could achieve happiness, you know, at least for periods of time. Well, I think that’s very exciting. Who wouldn’t like a little more happiness? And then, of course, there’s all of the financial benefits that we can recognize.

Karyn Buxman: [00:38:11] Because in a sales process, you know, when we get people in a toward brain state, people make their purchases based on emotions. Logic tells that emotion sells. You can give them all sorts of data. But unless there is some kind of an emotional hook, they’re probably going to continue to shop around and get more information until they find that emotional hook to buy. And so, I would ask who’s in sales and maybe one or two people raise their hands. No, we’re all in sales. Whether you’re trying to sell an idea or sell a concept, sell your services, you know, negotiate a bedtime with a five-year old. Oh, my gosh. Five-year olds are like the most intense negotiators on the planet.

Mike Blake: [00:39:02] I think negotiating the Vietnam peace accord was easier than negotiating the typical bedtime with a five-year old.

Karyn Buxman: [00:39:08] Isn’t that the truth?

Mike Blake: [00:39:09] Henry Kissinger probably had a very hard time getting his kids to bed and that literally prepared him for Vietnam.

Karyn Buxman: [00:39:17] Isn’t that so? Isn’t that so? So, we’re all in sales, which is most people don’t realize it. And so, humor helps with that. You know, it helps with that. For those in positions of leadership, you know, when you read Cialdini’s book on influence and persuasion, you know, the number one influencer that he enlisted is likability. All things being equal, people would rather do business with someone that they find fun, that they find likable, that they find enjoyable. And so, these are some of the few reasons that people would want to start incorporating more humor into their work environment, into their corporate culture, because they’re going to find so many of these benefits come their way when they practice it intentionally and consistently. Those are two key factors that are really, really important to get the benefits.

Mike Blake: [00:40:23] So, good. So, let’s then drill down to the next step. I’m listening to this podcast and I decide that my company would benefit from having more humor integrated into its culture. At a high level, what are the steps to that look like?

Karyn Buxman: [00:40:44] I would encourage people first just to really assess where they are on the scale of both humor appreciation and humor application. I developed an assessment called the Humor Quotient, or HQ. We’ve heard of IQ, EQ, this is HQ. And I’ll give you the thumbnail version of this. And then, for people who would like to learn more about it, there is a download we can tell them about at the end of this conversation that we’re having.

Karyn Buxman: [00:41:22] And the humor quotient measures, again, your appreciation on a scale of one to 10, how easily can you find amusement that results in a smile, a laugh, or feelings of enjoyment. And then, on a scale of one to 10, how readily and how frequently do you apply humor toward a desired outcome intentionally and consistently over time? And we have, you know, a questionnaire that goes into a little more detail than that.

Karyn Buxman: [00:42:07] But first, just get a picture where you are and understand a little bit about that and where there are areas for improvement. I have found that one of the most important steps is the appreciation, because what I started out doing in this process was teaching people how to apply humor, realizing that they didn’t have an appreciation of humor enough to even understand and recognize where those opportunities were for the application.

Karyn Buxman: [00:42:42] And so, you know, I have a process that I take people through. But first of all, I would say manipulate your mindset. Ask yourself, you know, are you finding and experiencing the humor that surrounds you? Now, I’ll tell you, some people are thinking to themselves, “Well, she doesn’t understand. There’s nothing funny. In my life, there’s nothing funny about my work. You know, my family’s not funny, my coworkers aren’t funny. There’s nothing funny.”.

Karyn Buxman: [00:43:13] And I will tell you right now, if that is your belief, that is your reality. Because I’m going to tell you, there’s humor abundant around you the majority of the time. And again, this goes back to our brain process of recognizing it, because there’s a brain formation that’s about the size of your finger and it’s called the reticular activating system. And when you tell your brain that you want to be aware of something, this part of your brain is activated and it will start showing you more of that.

Karyn Buxman: [00:43:50] It’s like, you know, I bought a yellow car and then, you start looking out on the highway and all of a sudden, you see all these yellow cars and you think, “Oh, my gosh, where did these come from? I’ve never seen a yellow car out on the highway before.” But you’re your brain now is raising your awareness to be able to see those. So, start looking for the humor around you and you’re going to find it on a more regular basis. Manipulate your mindset.

Karyn Buxman: [00:44:15] Manipulate your environment is the second thing I would encourage people to do. And that is how can you increase the likelihood of experiencing more humor? What can you do to put in your environment so that you can have it readily available? Do you have humorous books or cues, that’s C-U-E-S, cues, which are a reminder of lightening up. My husband and I love Comic-Con. And anybody who’s ever watched Big Bang Theory would have heard of Comic-Con.

Karyn Buxman: [00:44:53] It’s this huge nerdy conference. 140,000 people over four days here in San Diego. And, you know, cosplay and all that other stuff. But we love that. It makes us smile. It makes us laugh. It makes us feel good. And so, around our house, we have little things from Comic-Con that when we see them, we feel better. How can you do that? You never have to be further than your phone to have humor at your disposal now, there’s apps, there’s websites, there’s social media.

Karyn Buxman: [00:45:24] I keep funny audio books. I bookmark funny videos. And as a last resort, here’s a humor hack. If you’re in a bad mood, you Google laughing babies. It’s like go to YouTube, laughing babies. If you can’t smile when you are watching laughing babies or at least internally have that feeling of amusement, then you need to call me. It’s like we need to work on this. This is an emergency situation. Because anybody with a healthy brain, because of your mirror neurons, you’re going to find some amusement in that and you’re going to feel better.

Karyn Buxman: [00:46:10] But manipulating your mindset and manipulating your environment, finding an accountability partner. I have a partner and every day, we have made a commitment to one another that we’re going to send something to one another. And here was the benefit that I didn’t anticipate, but now, I’m fully enjoying. Every morning, I spend 15 to 20 minutes looking for something that I know she will enjoy and that is appropriate for her.

Karyn Buxman: [00:46:40] But now, what I’m doing is I am starting my day framing it by looking for humor. Do you know how much that positively affects my mood and my outlook for the next part of my day? It’s been a wonderful benefit for me and I thought I was doing it for her. I still get the dopamine hit because I’m doing an act of kindness and paying it forward. But it’s really a double-benefit, I get to do something for her and for myself.

Karyn Buxman: [00:47:18] And I think the last thing that I would tell people, and there’s so much more but because of our time, I would tell them, become a student of humor. That’s another one of the humor habits, is become a student of humor. This is a new field. It’s an exploding field. Compared to other fields, it’s really still very young in its existence. And there are magazines. There are books. There are organizations.

Karyn Buxman: [00:47:46] There’s a nonprofit organization, I have no financial ties to this organization, but the organization is called the Association for Applied and Therapeutic Humor, aath.org. They have all different kinds of articles and resources on their website. I have lots of articles and resources and books and things that I would love to share with people. But find a resource that works for you and study this and then, practice it on a consistent basis. How does that sound? Does that resonate with you?

Mike Blake: [00:48:21] Yeah. And I love the part about, you know, becoming a student of humor. I think if you observe and surround yourself with humor, that’s how you can get good at it. And if you don’t have humor in your life, you don’t know what it looks like. And so, that makes perfect sense.

Karyn Buxman: [00:48:42] Exactly.

Mike Blake: [00:48:42] So, I want to be respectful of your time because you’re just starting your day out there in beautiful San Diego. If somebody wants to learn more about neurohumor and how to integrate it into their business strategically, how can they contact you?

Karyn Buxman: [00:48:58] I love connecting with people on social media, reach out to me on LinkedIn. I think that in the show notes, you may be including some of this. I love connecting with professionals and high performers on LinkedIn and the other areas of social media. My website is karynbuxman.com. But for those who would like to see a sample, this is like, again, a sneak peek of the book that will be coming out with ForbesBooks Fall 2020, the book, Funny Means Money, Strategic Humor for Influence and World Domination.

Karyn Buxman: [00:49:33] We have a download of that available. And that also includes a further description of the humor quotient, along with a lot of the other tools and things that we slightly touched on or didn’t even begin to touch on. And that can be found at the web domain, humorforme, the word humor, H-U-M-O-R-F-O-R-M-E, humorforme.com. And I would love for them to download that sample book, get more information and then, take it from there.

Mike Blake: [00:50:07] Well, good. Thank you so much. That’s going to wrap it up for today’s program. I’d like to thank Karyn Buxman so much for joining us and sharing her expertise with us today. We’ll be exploring a new topic each week. So, please tune in so that when you’re faced with your next executive decision, you have clear vision when making it. If you enjoy these podcasts, please consider leaving a review with your favorite podcast aggregator. It helps people find us so that we can help them. Once again, this is Mike Blake. Our sponsor is Brady Ware & Company. And this has been the Decision Vision podcast.

Tagged With: CPa, CPA firm, credibility, Dayton accounting, Dayton business advisory, Dayton CPA, Dayton CPA firm, Decision Vision, distance, humor, humor in business, humor quotient, humor-centric business culture, Karyn Buxman, laughing babies, laughter, Michael Blake, Mike Blake, neurohumor, neurohumorist, neuroplasticity, the power of laughter at work

Keith Daniel, CPA, Nichols, Cauley and Associates

January 7, 2020 by John Ray

Keith Daniel
North Fulton Business Radio
Keith Daniel, CPA, Nichols, Cauley and Associates
Loading
00:00 /
RSS Feed
Share
Link
Embed

Download file

Keith Daniel
Keith Daniel, Nichols Cauley & Associates

North Fulton Business Radio, Episode 187:   Keith Daniel, Nichols, Cauley and Associates

Keith Daniel, CPA, a Shareholder with Nichols, Cauley & Associates, joins “North Fulton Business Radio” to share how he serves as a trusted advisor to clients, how business owners should prepare for an eventual sale, his role in a client’s reality TV show, and much more. “North Fulton Business Radio” is hosted by John Ray and is broadcast from the North Fulton Business RadioX® studio inside Renasant Bank in Alpharetta.

Keith Daniel, Nichols, Cauley & Associates

Keith Daniel
Keith Daniel

Keith A. Daniel, CPA is a Shareholder in the Atlanta office of Nichols, Cauley & Associates, LLC where he performs Audit, Tax and Management Consulting Services for closely held, middle market businesses.  While he has worked with businesses in many industries, Keith is primarily focused on companies with both domestic and international operations involved in manufacturing, distribution, construction,  and healthcare. Keith is a husband and father of twin girls, enjoys golfing, water and snow skiing, and is actively involved in charities supporting children from all walks of life.

 

Nichols Cauley & Associates

Devoted to the financial success of their clients, Nichols, Cauley and Associates offers a diverse range of financial services. The firm was honored to be named one of Atlanta’s fastest-growing accounting firms in 2018 by the Atlanta Business Chronicle.

Nichols, Cauley, & Associates is a public accounting firm with office locations in Calhoun, Canton, Dalton, Dublin, Kennesaw, Peachtree Corners, Rome and Warner Robins, Georgia and Wildwood, Florida. Although they operate out of several office locations, they work as a team, utilizing the professionals best qualified to perform services for our clients.

This team approach the firm uses in their client relationships is evident in all they do. By utilizing the team approach they become partners with our clients and develop long-term relationships that foster a “win-win”​ environment for all parties.

There is more to accounting than numbers and compliance. Accounting is the language of business. It is the communication between business people who may desire different goals and outcomes. By becoming a useful participant on a client’s team, Nichols Cauley is able to identify what clients desire for their life or their business. They then help develop a plan of action which helps clients communicate and achieve their goals, and measure their performance against those goals.

For more information, go to the Nichols Cauley website or call 800-823-0117.

 

North Fulton Business Radio” is broadcast from the North Fulton studio of Business RadioX®, located inside Renasant Bank in Alpharetta. Renasant Bank has humble roots, starting in 1904 as a $100,000 bank in a Lee County, Mississippi, bakery. Since then, Renasant has grown to become one of the Southeast’s strongest financial institutions with approximately $12.9 billion in assets and more than 190 banking, lending, wealth management and financial services offices in Mississippi, Alabama, Tennessee, Georgia and Florida. All of Renasant’s success stems from each of their banker’s commitment to investing in their communities as a way of better understanding the people they serve. At Renasant Bank, they understand you because they work and live alongside you every day.

Tagged With: CPa, CPA firm, keith daniel, Nichols Cauley, Nichols Cauley & Associates, North Fulton Business Radio, selling a business

  • « Previous Page
  • 1
  • …
  • 251
  • 252
  • 253
  • 254
  • 255
  • …
  • 278
  • Next Page »

Business RadioX ® Network


 

Our Most Recent Episode

CONNECT WITH US

  • Email
  • Facebook
  • LinkedIn
  • Twitter
  • YouTube

Our Mission

We help local business leaders get the word out about the important work they’re doing to serve their market, their community, and their profession.

We support and celebrate business by sharing positive business stories that traditional media ignores. Some media leans left. Some media leans right. We lean business.

Sponsor a Show

Build Relationships and Grow Your Business. Click here for more details.

Partner With Us

Discover More Here

Terms and Conditions
Privacy Policy

Connect with us

Want to keep up with the latest in pro-business news across the network? Follow us on social media for the latest stories!
  • Email
  • Facebook
  • Google+
  • LinkedIn
  • Twitter
  • YouTube

Business RadioX® Headquarters
1000 Abernathy Rd. NE
Building 400, Suite L-10
Sandy Springs, GA 30328

© 2026 Business RadioX ® · Rainmaker Platform

BRXStudioCoversLA

Wait! Don’t Miss an Episode of LA Business Radio

BRXStudioCoversDENVER

Wait! Don’t Miss an Episode of Denver Business Radio

BRXStudioCoversPENSACOLA

Wait! Don’t Miss an Episode of Pensacola Business Radio

BRXStudioCoversBIRMINGHAM

Wait! Don’t Miss an Episode of Birmingham Business Radio

BRXStudioCoversTALLAHASSEE

Wait! Don’t Miss an Episode of Tallahassee Business Radio

BRXStudioCoversRALEIGH

Wait! Don’t Miss an Episode of Raleigh Business Radio

BRXStudioCoversRICHMONDNoWhite

Wait! Don’t Miss an Episode of Richmond Business Radio

BRXStudioCoversNASHVILLENoWhite

Wait! Don’t Miss an Episode of Nashville Business Radio

BRXStudioCoversDETROIT

Wait! Don’t Miss an Episode of Detroit Business Radio

BRXStudioCoversSTLOUIS

Wait! Don’t Miss an Episode of St. Louis Business Radio

BRXStudioCoversCOLUMBUS-small

Wait! Don’t Miss an Episode of Columbus Business Radio

Coachthecoach-08-08

Wait! Don’t Miss an Episode of Coach the Coach

BRXStudioCoversBAYAREA

Wait! Don’t Miss an Episode of Bay Area Business Radio

BRXStudioCoversCHICAGO

Wait! Don’t Miss an Episode of Chicago Business Radio

Wait! Don’t Miss an Episode of Atlanta Business Radio