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Why Attainable Housing Feels Impossible in North Fulton

March 5, 2026 by John Ray

Why Attainable Housing Feels Impossible in North Fulton, and What Can Actually Change, with Mark Murphy, City of Mountain Park and the Fuller Center for Housing of Greater Atlanta (North Fulton Voices, Episode 17)
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Why Attainable Housing Feels Impossible in North Fulton, and What Can Actually Change, with Mark Murphy, City of Mountain Park and the Fuller Center for Housing of Greater Atlanta (North Fulton Voices, Episode 17)

Why Attainable Housing Feels Impossible in North Fulton, and What Can Actually Change, with Mark Murphy, City of Mountain Park and the Fuller Center for Housing of Greater Atlanta (North Fulton Voices, Episode 17)

Housing affordability is no longer a “someday” problem in Metro Atlanta. It is here, and it is changing who can live near where they work in North Fulton. In this episode of North Fulton Voices, Jack Murphy and Nancy Diamond from the North Fulton Improvement Network (NFIN) discuss with Mark Murphy the reasons behind the seeming impossibility of affordable housing and the practical solutions that can significantly improve the situation.

Mark serves on the Mountain Park City Council and leads the Fuller Center for Housing of Greater Atlanta. He makes the issue concrete: the local rules and approvals that quietly decide what gets built, why zoning matters more than most people want to admit, and why small, sensible moves like ADUs (accessory dwelling units) and cottage homes are part of the answer.

If you are concerned about enabling teachers, first responders, and working families to remain in the communities they serve, this episode will provide you with the essential language and perspective to actively participate in the next zoning discussion in your city.

North Fulton Voices is presented by the North Fulton Improvement Network. The show series is proudly sponsored by John Ray Co. and North Fulton Business Radio, LLC.

Key Takeaways from This Episode

  • Housing affordability is now the region’s top concern, ahead of traffic, and it is hitting hardest for those building families and careers.
  • The affordability gap is structural, not a matter of personal effort. The numbers have shifted under everyone.
  • Zoning and local approvals are not background noise. They often decide what gets built and what never gets a chance.
  • “Gentle density” is a practical path, including ADUs and cottage homes that add options without flipping neighborhood character.
  • When attainable housing disappears, the people who keep a community running get pushed out: teachers, school staff, caregivers, and first responders.

Topics Discussed in this Episode

00:00 Show Intro and Hosts
00:40 Meet Mark Murphy
01:08 Data Gems on Affordability
02:15 Workforce Housing Reality Check
03:37 Mark’s Path to Service
05:08 Run the River and Homestretch
05:51 Finding NFIN Through Cycling
08:57 Fuller Center Housing Mission
11:16 Land Zoning and Build Costs
13:05 Mountain Park Comp Plan and ADUs
16:20 ARC Support and Regional Survey
17:59 Housing Pain Points
18:24 Cherokee vs North Fulton
19:53 Why Cherokee Moves Faster
21:50 NIMBY Myths and Fear
24:02 Who Attainable Housing Serves
25:23 Hidden Heroes Focus
26:32 Eligibility and AMI Basics
28:14 ADUs Cottages and Momentum
29:25 Land Banks and Trusts
30:40 Collaboration and Hope
33:53 Call to Action and Wrap

Mark Murphy

Mark Murphy
Mark Murphy

Mark Murphy is President of the Fuller Center for Housing of Greater Atlanta and a city council member in the City of Mountain Park.

Mark holds a finance degree and spent more than 30 years as an executive in consulting and IT outsourcing, including senior roles with HP Enterprise Services, Capgemini, CIBER, and CSC Consulting. Since his retirement in 2016, Mark has concentrated on raising funds and providing support for causes that are dear to him, such as Homestretch, Children’s Healthcare of Atlanta, and the housing initiatives of the Fuller Center.

Markis is also the founder and director of the St. Paddy O’Pedal Ride to Conquer Childhood Cancer, which benefits Children’s Healthcare of Atlanta. Mark and his puppy Mosby have lived in the City of Mountain Park for eight years.

LinkedIn

North Fulton Improvement Network

The North Fulton Improvement Network (NFIN) is a think tank made up of community leaders from a variety of sectors, focused on missing middle housing and the livability challenges confronting North Fulton. We come from the six cities making up the northern half of Fulton County, Georgia—Alpharetta, Johns Creek, Milton, Mountain Park, Roswell, and Sandy Springs—and are working to address the widespread yet little-known financial vulnerability across the region. With stakeholders from sectors including business, nonprofit, faith, government, and citizens, we center our work on five areas of impact, seek to educate the public about these issues, build a network of individuals and organizations with innovative private and public solutions, and connect resources to those in need.

The leadership team of NFIN is Jack Murphy, Nancy Diamond, and Kathy Swahn.

Website | LinkedIn | Facebook | Instagram | Twitter | YouTube

Jack Murphy

Jack Murphy
Jack Murphy

Jack Murphy is a volunteer with The Society of St. Vincent de Paul and is Chair of the North Fulton Improvement Network. He is also in his 21st year of working for the Metro Atlanta Chamber of Commerce.

Prior to the Chamber, Jack worked for and with Fortune 500 companies in operations, human resources, training, and quality areas. Jack was a senior adjunct professor for Quality & Operations Management at Keller Graduate School for 14 years.

He has served on both the National and Georgia Boards of The Society of St. Vincent de Paul, responsible for Diversity, Advocacy, & Systemic Change. Jack is currently the national SVDP chair of Systemic Change and Advocacy.

Jack received a BA in psychology from Belmont Abbey College and an M.Ed. from UNC-Greensboro. Jack and his wife, Nancy, a retired elementary school principal, have two grown daughters and two grandchildren. They live in Alpharetta, Georgia.

LinkedIn

Nancy Diamond

Nancy Diamond

Nancy Diamond is a Project Manager with Schmit & Associates, a real estate development firm, creating town center revitalization in communities all around the metro area.

Nancy served 8 years as a Roswell City Council Member, including a term as Mayor Pro Tem, with liaison positions with Community Development, Transportation, Recreation & Parks, and Public Safety.

In addition to her work with the North Fulton Improvement Network, Nancy has been active in area non-profit organizations, including board leadership positions in the STAR House Foundation, WellStar North Fulton Hospital, and the Roswell Rotary Club.

A native of Atlanta and a 42-year North Fulton resident, Nancy worked at Turner Broadcasting in the early years of CNN, then became a freelancer in sports television graphics. While raising her two daughters, she worked from home, first developing a corporate gift service and later as a mortgage loan originator.

Nancy and her husband, Glenn, now relish the role of grandparents to Owen.

LinkedIn

Sponsor for North Fulton Voices: John Ray and North Fulton Business Radio, LLC

The North Fulton Voices show series is proudly sponsored by John Ray Co. and the North Fulton affiliate of Business RadioX®.

John Ray
John Ray

John Ray is a podcast show host and producer and owns North Fulton Business Radio, LLC, the North Fulton (Georgia) affiliate of Business RadioX®.

John also operates his own business advisory practice, Ray Business Advisors. John’s services include advising solopreneurs and small professional services firms on their value, their positioning and business development, and their pricing. His clients are professionals who are selling their expertise, such as consultants, coaches, attorneys, CPAs, accountants and bookkeepers, marketing professionals, and other professional services practitioners.

John is the author of the #1 nationally best-selling book, The Generosity Mindset: A Journey to Business Success by Raising Your Confidence, Value, and Prices.

John is the host of North Fulton Business Radio and The Price and Value Journey. North Fulton Business Radio, the longest-running podcast in the North Fulton region of Georgia, features a wide range of business and community leaders. The Price and Value Journey focuses on professional services providers in solo and small-firm settings, addressing topics like pricing, value, and business development.

Tagged With: accessory dwelling units, ADUs, Atlanta Regional Commission, attainable housing, Cherokee County, Children's Healthcare of Atlanta, cottage homes, Fuller Center for Housing of Greater Atlanta, fulton county, gentle density, HomeStretch, housing affordability, Jack Murphy, John Ray, Mark Murphy, missing middle housing, Mountain Park, Nancy Diamond, North Fulton, North Fulton Improvement Network, North Fulton Voices, workforce housing, zoning

From Homelessness to Hope at HomeStretch, with Cheryl Carter and Brittany Phillips

July 31, 2024 by John Ray

North Fulton Business Radio host John Ray with Brittany Phillips and Cheryl Carter, HomeStretch
North Fulton Business Radio
From Homelessness to Hope at HomeStretch, with Cheryl Carter and Brittany Phillips
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North Fulton Business Radio host John Ray with Brittany Phillips and Cheryl Carter, HomeStretch

From Homelessness to Hope at HomeStretch, with Cheryl Carter and Brittany Phillips (North Fulton Business Radio, Episode 791)

In this episode of North Fulton Business Radio, host John Ray  introduces Cheryl Carter, Executive Director of HomeStretch, and Brittany Phillips, a HomeStretch client. Cheryl shares insights about HomeStretch, an organization dedicated to providing long-term housing solutions and support to families experiencing homelessness. Brittany provides a personal account of her journey from homelessness and addiction recovery to professional growth and family stability, highlighting the impact of HomeStretch’s comprehensive support programs. They discuss the critical importance of financial literacy, education, and community support in overcoming homelessness and achieving economic independence. The episode concludes with information on how listeners can support HomeStretch’s mission through donations, volunteering, and engaging with their community initiatives.

John Ray is the host of North Fulton Business Radio. The show is recorded and produced from the North Fulton studio of Business RadioX® inside Renasant Bank in Alpharetta.

HomeStretch

HomeStretch originated in 1991 when volunteers at the local North Fulton Community Charities recognized the pressing need for affordable housing in the North Fulton area. As the number of at-risk families seeking housing assistance increased, the charities found themselves limited to providing only emergency, short-term aid.

Today, the agency oversees and maintains 39 single-family residences. With a team of trained human services professionals dedicated to supporting families and the commitment of over 400 compassionate HomeStretch Heroes (volunteers), it strives to ensure the success of its clients.

Website | LinkedIn | Instagram | Facebook

Cheryl Carter, Executive Director, HomeStretch

Cheryl Carter, Executive Director, HomeStretch
Cheryl Carter, Executive Director, HomeStretch

Cheryl Carter is a results-oriented administrator with over 40 years of executive-level experience in the development, growth and leadership of not-for-profit organizations. Ms. Carter possesses solid capabilities in outcomes-based program development, fundraising, event production, media relations, market research, public/private partnership development, and public speaking. Cheryl’s passion lies in creating programs that empower individuals to overcome poverty.

Cheryl has served on the board of directors of various nonprofit organizations and has received prestigious awards for her community leadership and professional contributions. Before her nonprofit career, she served in the US Army’s 103rd Military Intelligence Division, earning recognition for her service.

Cheryl holds degrees in Business Administration Management and Human Services Management, and she resides in Grayson with her husband Drew, an entertainer. They have three successful adult children and a high school senior.

LinkedIn

Topics Covered in this Episode

Brittany Phillips and Cheryl Carter, HomeStretch
Brittany Phillips and Cheryl Carter, HomeStretch

00:00 Introduction and Welcome to North Fulton Business Radio
01:31 Introducing HomeStretch and Its Mission
02:27 Cheryl’s Journey to HomeStretch
05:07 Understanding Homelessness and Its Root Causes
06:59 Addressing Housing Affordability
10:07 Brittany’s Story of Recovery and Resilience
13:52 The Five Pillars of HomeStretch
22:54 Personal Challenges and Willingness to Change
23:51 The Importance of Savings
25:14 Understanding Executive Functioning
27:30 Brittany’s Journey and Achievements
30:06 Empowering Families and Making Tough Decisions
32:14 Future Goals and Financial Planning
39:11 Supporting HomeStretch and Volunteer Opportunities
42:59 Conclusion and Additional Resources

Renasant Bank and Casa Nuova Italian Restaurant support North Fulton Business Radio

Renasant BankRenasant Bank has humble roots, starting in 1904 as a $100,000 bank in a Lee County, Mississippi, bakery. Since then, Renasant has become one of the Southeast’s strongest financial institutions, with over $13 billion in assets and more than 190 banking, lending, wealth management, and financial services offices in Mississippi, Alabama, Tennessee, Georgia, and Florida. All of Renasant’s success stems from each of their banker’s commitment to investing in their communities as a way of better understanding the people they serve. At Renasant Bank, they understand you because they work and live alongside you every day.

Casa Nuova Italian RestaurantCasa Nuova is a proud family-owned and operated restaurant, serving classic, authentic and traditional Italian cuisine and top tier hospitality since 1998.

Casa Nuova is a cook-to-order kitchen, serving traditional fare including pasta, chicken, seafood, veal, vegetarian and gluten-free options, plus daily specials. They are a farm-to-table establishment, meaning that in the summertime, they cultivate their own vegetables in their garden, steps away from the restaurant, including tomatoes, corn, peppers, zucchini, sunflowers and more!

Celebrating more than 25 years, Casa Nuova has become a true staple in the Alpharetta area, serving more than three generations of families, including friends old and new, visiting near and far from all over the metro Atlanta area and beyond.

Website | LinkedIn | Facebook | Instagram

About North Fulton Business Radio and host John Ray

With over 780 shows and having featured over 1,200 guests, North Fulton Business Radio is the longest-running podcast in the North Fulton area, covering business in our community like no one else. We are the undisputed “Voice of Business” in North Fulton!

The show welcomes a wide variety of business, non-profit, and community leaders to get the word out about the important work they’re doing to serve their market, their community, and their profession. There’s no discrimination based on company size, and there’s never any “pay to play.” North Fulton Business Radio supports and celebrates business by sharing positive business stories that traditional media ignore. Some media leans left. Some media leans right. We lean business.

John Ray, Business RadioX - North Fulton, and Owner, Ray Business Advisors
John Ray, Business RadioX – North Fulton, and Owner, Ray Business Advisors

John Ray is the host of North Fulton Business Radio. The show is recorded and produced from the North Fulton studio of Business RadioX® inside Renasant Bank in Alpharetta. You can find the full archive of shows by following this link. The show is available on all the major podcast apps, including Apple Podcasts, Spotify, Google, Amazon, iHeart Radio, and many others.

The studio address is 275 South Main Street, Alpharetta, GA 30009.

John Ray, The Generosity MindsetJohn Ray also operates his own business advisory practice. John’s services include advising solopreneurs and small professional services firms on their value, their positioning and business development, and their pricing. His clients are professionals who are selling their expertise, such as consultants, coaches, attorneys, CPAs, accountants and bookkeepers, marketing professionals, and other professional services practitioners.

John is the national bestselling author of The Generosity Mindset: A Journey to Business Success by Raising Your Confidence, Value, and Prices.

Tagged With: Affordable housing, Brittany Phillips, Cheryl Carter, empowering women, Homelessness, homelessness in North Fulton, HomeStretch, housing affordability, John Ray, Nonprofit, North Fulton Business Radio

NORTH ATLANTA’S BIZLINK: 2018 Small Business of the Year and 2018 Non-Profit of the Year

October 16, 2018 by John Ray

North Fulton Studio
North Fulton Studio
NORTH ATLANTA'S BIZLINK: 2018 Small Business of the Year and 2018 Non-Profit of the Year
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Nicole Sterghos, Andy Kadrich, Joan O’Connell

Andy Kadrich/Turf Masters Lawn Care

In the fall of 2002, Andy Kadrich started Turf Masters Lawn Care from the basement of his home in the Brookfield subdivision in Roswell, GA. His goal was to create a lawn care business with the resources of a national company, but with a level of service and quality only a family-owned business could provide. Turf Masters now services 35,000 customers through 10 branch locations in four Southeastern states.  In 2018, Turf Masters will achieve 15 million dollars in annual revenue. Andy attributes Turf Masters’ success to his philosophy of honoring customers, honoring employees and always doing the right thing.

Joan O’Connell/HomeStretch

Joan O’Connell joined HomeStretch in August of 2013 after serving as a contracted grant writer through Palmetto Grant Consultants for six months. Joan has an M.S.W. from Georgia State University, 2001 and received a License Master Social Worker from the State of Georgia in 2002 which continues to present. Joan received her B.S. in Social Work from Adelphi University in Garden City, N.Y. In addition to Development Director at HomeStretch, Joan is serving as Operations Officer to provide day to day oversight until a new Executive Director is named.

Joan has over 20 years of experience in grant writing, development, community organization and non-profit administration. She spent eight years as Executive Director of Cobb Community Collaborative, three years as founding director of Cobb Literacy Council, and has served as Program Director with Cobb & Douglas Public Health Department, Outreach Worker in Freeport, N.Y. and foster care worker at St. Christopher’s Home in N.Y. In addition to social work, Joan has a certificate in Risk Management and has served as Risk Manager for Cobb County Public Schools, consultant with Georgia School Boards Association and L.R.F. Risk Management in Great Neck, N.Y., plus insurance claims and brokerage experience.

Tagged With: GNFCC, Homelessness, HomeStretch, lawn care services, Nicole Sterghos, Non Profit, Turf Masters Lawn Care

Rose Burton with HomeStretch, Brian Mould with Better Office Systems, and Dave Moorman with DynaSis

January 30, 2018 by Garrett Ervin

North Fulton Business Radio
North Fulton Business Radio
Rose Burton with HomeStretch, Brian Mould with Better Office Systems, and Dave Moorman with DynaSis
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John Ray, Rose Burton, Brian Mould, Dave Moorman

Rose Burton/HomeStretch

HomeStretch is a non-profit agency located in Roswell which guides homeless families toward permanent housing and lasting stability. For 25 years, HomeStretch has transformed hundreds of working homeless families in four key areas: housing, finances, employment and family strength. Through the support of social workers and volunteers, HomeStretch provides LifeSkills education, mentoring and supportive housing to the adults and children. The average program length is 12 to 24 months.

In 2018, HomeStretch will celebrate 25 years of serving at-risk and homeless families in north metro Atlanta. HomeStretch averages 81% success rate for graduate families meaning they remain stably housed for more than one year and are assets in the community.

Brian Mould/Better Office Systems

Better Office Systems was formed in 2006 by Brian Mould and Joseph Zamora. Brian and Joseph have a combined industry experience of over 55 years. They have successfully owned, managed, and grown companies with as many as 300 employees and up to $55 million in revenue. BOS is a unique Single Source provider for all their customer’s office product needs. Better Office Systems wants customers to focus on growing their business while BOS focuses on reducing their office costs and increasing their productivity. BOS has the best array of products, at the best price, supported by the best people.

Dave Moorman/DynaSis

Founded in 1992, DynaSis is an IT Service solution provider for small to mid-sized businesses. Their core competencies include Managed IT Support, Cloud Solutions, Cyber Security, Secure Data Backups, Business Continuity and Disaster Recovery. Their goal is to deliver “Profitability through Technology” for their client’s organizations. They do this by implementing business technology solutions utilizing three core technologies: Availability, Security and Mobility (ASM). Their secure technology stack or cloud solution is built on ASM and delivers on the four most important business outcomes every company should expect: lowering overall cost, increasing productivity, minimizing corporate risk, and driving future growth. By enhancing their client’s technical capability and delivering on the four business outcomes, they systematically deliver profitability through technology.

Tagged With: cyber security, Dave Moorman, Digital Ignition, disaster recovery, DynaSis, HomeStretch, Managed IT, managed IT support, mentoring, Mike Sammond, North Fulton Business Radio, Office Furniture, Proactive Payroll, Rose Burton, secure data backups, supportive housing

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