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Joseph Avena, “Insurance Guy Joe”

February 6, 2023 by John Ray

Joseph Avena, "Insurance Guy Joe"
North Fulton Business Radio
Joseph Avena, "Insurance Guy Joe"
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Joseph Avena, "Insurance Guy Joe"

Joseph Avena, “Insurance Guy Joe” (North Fulton Business Radio, Episode 606)

Joseph Avena, “Insurance Guy Joe” with USHAdvisors, joined host John Ray on this episode of North Fulton Business Radio to discuss what drew him into health insurance, the differences between HMO and PPO insurance plans, applying outside of “Open Enrollment,” how coverage differs, why his services are free to his clients, and much more.

North Fulton Business Radio is produced and broadcast by the North Fulton studio of Business RadioX® inside Renasant Bank in Alpharetta.

USHAdvisors

USHEALTH Group, Inc. is a fully integrated insurance holding company based in Fort Worth, Texas, and is a UnitedHealthcare company. Its licensed insurance company subsidiaries Freedom Life Insurance Company of America, National Foundation Life Insurance Company, and Enterprise Life Insurance Company are dedicated to providing innovative Life, Specified Disease/Sickness, Accident and Disability Insurance solutions for self-employed individuals, families, small business owners and their employees. Through its insurance companies, USHEALTH Group has served more than 15 million customers with individually tailored plans for more than 50 collective years.

Website | LinkedIn | Facebook | Twitter | Instagram

Joseph Avena, Field Sales Leader, USHAdvisors

Joseph Avena, Field Sales Leader, USHAdvisors

Joe was born and raised in Chicago, IL. His family was relocated to Alpharetta, GA in 1985 and he has lived there ever since. He and his wife have been married for 22.5 years.

Joes has been helping other people every day find affordable health coverage solutions for themselves, their families, and their employees for the last 5.5 years.

He is an active member of the Greater North Fulton Chamber of Commerce for the last 3 years.

LinkedIn | Facebook

 

Questions and Topics in this Interview

  • Who are you able to help?
  • How do you help clients?
  • What are the differences between an HMO and PPO insurance plans?
  • Can someone apply for coverage outside of “Open Enrollment”?
  • Is all coverage the same?
  • How much does it cost for your services?

North Fulton Business Radio is hosted by John Ray and broadcast and produced from the North Fulton studio of Business RadioX® inside Renasant Bank in Alpharetta. You can find the full archive of shows by following this link. The show is available on all the major podcast apps, including Apple Podcasts, Spotify, Google, Amazon, iHeart Radio, Stitcher, TuneIn, and others.

RenasantBank

Renasant Bank has humble roots, starting in 1904 as a $100,000 bank in a Lee County, Mississippi, bakery. Since then, Renasant has grown to become one of the Southeast’s strongest financial institutions with over $13 billion in assets and more than 190 banking, lending, wealth management and financial services offices in Mississippi, Alabama, Tennessee, Georgia and Florida. All of Renasant’s success stems from each of their banker’s commitment to investing in their communities as a way of better understanding the people they serve. At Renasant Bank, they understand you because they work and live alongside you every day.

Since 2000, Office Angels® has been restoring joy to the life of small business owners, enabling them to focus on what they do best. At the same time, we honor and support at-home experts who wish to continue working on an as-needed basis. Not a temp firm or a placement service, Office Angels matches a business owner’s support needs with Angels who have the talent and experience necessary to handle work that is essential to creating and maintaining a successful small business. Need help with administrative tasks, bookkeeping, marketing, presentations, workshops, speaking engagements, and more? Visit us at https://officeangels.us/.

Tagged With: health insurance, insurance coverage, Insurance Guy Joe, John Ray, Joseph Avena, North Fulton Business Radio, North Fulton Business Radio X, Office Angels, renasant bank, USHAdvisors

Harry Merker, Aon

May 20, 2021 by John Ray

Harry Merker
North Fulton Studio
Harry Merker, Aon
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Harry Merker

Harry Merker, Aon (The Exit Exchange, Episode 5)

Harry Merker joined the show to discuss business insurance, how coverages and premiums have been impacted by current business conditions, why you may want more coverage than your lender requires, actions business owners can take proactively to keep premiums down, and much more. This edition of “The Exit Exchange” is co-hosted by David Shavzin and Bob Tankesley and is produced virtually from the North Fulton studio of Business RadioX® in Alpharetta.

Aon

Aon plc (NYSE:AON) is a leading global professional services firm providing a broad range of risk, retirement and health solutions. Our 50,000 colleagues in 120 countries empower results for clients by using proprietary data and analytics to deliver insights that reduce volatility and improve performance.

Aon provides risk advisory, commercial risk, and reinsurance solutions to help clients better identify, quantify and manage their risk exposure.

Aon also provides actuarial, investment and retirement solutions to help clients design and implement secure, equitable and sustainable retirement programs. They provide consulting, global benefits, and exchange solutions to help clients mitigate rising health care costs and improve employee health and well-being.

Company website | LinkedIn |Facebook | Twitter

Harry Merker, Managing Director,  East Region Middle Market, Aon

Harry Merker
Harry Merker, Managing Director, Aon

Harry is responsible for leading the East Region Middle Market Broking Practice comprised of 20+ professionals in 5 Cities who analyze, design, and implement large layered CAT property programs, traditional, and/or alternative risk transfer solutions for new and existing clients across varying industry classes.

Harry has been with Aon since 2013. He has a Bachelors in Political Science & Economics from Ohio Wesleyan University.

LinkedIn

Questions and Topics in this Interview

  • What do owners do wrong, miss, or not understand about their business insurance?
  • Hot topics: talk to us about Cyber and COVID.
  • So many coverages are out there. How do you advise clients as to which coverages and cost of premiums?
  • We discussed coverages and premiums, but can business owners do proactively, to bring down losses and therefore premiums?
  • What should the professional advisor members of XPX Atlanta ask of their clients to get them to do a serious review of their insurance needs and possible gaps?

 

The Exit Planning Exchange Atlanta (XPX) is a diverse group of professionals with a common goal: working collaboratively to assist business owners with a sale or business transition. XPX Atlanta is an association of advisors who provide professionalism, principles and education to the heart of the middle market. Our members work with business owners through all stages of the private company life cycle: business value growth, business value transfer, and owner life and legacy. Our Vision: To fundamentally changing the trajectory of exit planning services in the Southeast United States. XPX Atlanta delivers a collaborative-based networking exchange with broad representation of exit planning competencies. Learn more about XPX Atlanta and why you should consider joining our community: https://exitplanningexchange.com/atlanta.

“The Exit Exchange” is produced by John Ray in the North Fulton studio of Business RadioX® in Alpharetta. The show archive can be found at xpxatlantaradio.com. John Ray and Business RadioX are Platinum Sponsors of XPX Atlanta.

Tagged With: Aon, business insurance, commercial insurance, cyber liability, Harry Merker, insurance coverage, risk advisory

Stacey Reece with Spherion and Matt Pruitt with The Matt Pruitt Agency

August 13, 2019 by Beau Henderson

North Georgia Business Radio
North Georgia Business Radio
Stacey Reece with Spherion and Matt Pruitt with The Matt Pruitt Agency
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Beau Henderson, Stacey Reece, Matt Pruitt, Dr. Bill Lampton

Stacey Reece/Spherion

Welcome to Spherion in Gainesville, Georgia! If you’re searching for a job or considering a career move, Spherion would love to help you achieve your work goals. Locally owned, the Spherion Gainesville team has connections to the area’s most respected employers and insight into up-and-coming career opportunities. Partnering together, you’ll have a team of experienced staffing professionals working on your behalf to give you a real advantage in your job pursuits.

Matt Pruitt/The Matt Pruitt Agency

The Matt Pruitt Agency serves the state of Georgia in pretty much all aspects of insurance.  Matt Pruitt helps people with their personal coverages as well as helping business owners solve issues with not only commercial insurance but health insurance as well.  After sitting down with The Matt Pruitt Agency, business owners can build more value with their employees as well as improve retention.

 

 

 

Tagged With: Dr. bill lampton, employee benefits, employee retention, Gainesville, health insurance, insurance, insurance agency, insurance coverage, Matt Pruitt, north georgia business radio, spherion, Spherion Gainesville, spherion staffing, stacey reece, staffing professionals, The Matt Pruitt Agency

Tom Mitchell with Autorama Pre-Owned Cars and Lei Gray with Siegel Insurance

July 24, 2014 by Mike

Gwinnett Business Radio
Gwinnett Business Radio
Tom Mitchell with Autorama Pre-Owned Cars and Lei Gray with Siegel Insurance
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Steven Julian, Tom Mitchell, Lei Gray, Mike Sammond
Steven Julian, Tom Mitchell, Lei Gray, Mike Sammond

Tom Mitchell/Autorama

???????????????????????????????Autorama Pre Owned Cars has been in business for 17 years I started out with the Pope organization and worked my way up to GM then decided to go on my own. We are a family run business as my Wife works here and my father and my GM has been with me for over 25 years too. We have a A+ rating with the BBB.

 

Lei Gray/Siegel Insurance

???????????????????????????????Siegel Insurance is an independent property & casualty agency focused on insuring high value homes and high net worth lifestyles. We represent the top insurance carriers including Chubb, Ace & Travelers among others. As an independent advisor, we make sure that our clients have the right coverage for their unique needs with the best company for their exposures.

Tagged With: Gwinnett Business Radio, independent insurance agency, insurance, insurance coverage, Lei Gray, lei redding gray, Mike Sammond, pre-owned cars, preowned cars, Siegel Insurance, steven julian, Tom Mitchell, umbrella insurance, used cars

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