Expert Insights on Health Insurance, with Bill Neglia, Neglia Insurance (North Fulton Business Radio, Episode 815)
In this episode of North Fulton Business Radio, host John Ray welcomes returning guest Bill Neglia from the Neglia Insurance Group. They discuss the intricacies of open enrollment for health insurance, particularly notable changes for the current year, and highlight the benefits of working with a professional insurance agent. Bill explains the impact of recent adjustments to short-term major medical policies and the introduction of Georgia’s own state-based insurance exchange, Georgia Access. The conversation also touches on common pitfalls for individuals purchasing health insurance themselves, issues related to robocall fraud, key considerations for business owners offering health benefits to employees, and Medicare enrollment.
John Ray is the host of North Fulton Business Radio. The show is recorded and produced by the North Fulton affiliate of Business RadioX® inside Renasant Bank in Alpharetta.
Bill Neglia, Founder, Neglia Insurance Group
Inspired by a family friend’s offer of mentorship, Bill started his career in insurance over 40 years ago. He was drawn to the autonomy of the industry and the desire to make a difference in people’s lives. This commitment was underscored when a meeting led a client to discover a life-threatening heart condition, which reaffirmed the importance of his role.
To best serve his clients, Bill begins with a comprehensive questionnaire, ensuring he understands their unique needs before discussing solutions. Guided by transparency and genuine care, he always prioritizes the client’s interest, setting him apart in the industry.
Outside work, rock concerts are his escape, where he sees parallels to his profession: individual performers coming together for a harmonious result. That balance is pivotal in his personal life too. When his wife, Sandy, faced a cancer diagnosis, he became her primary caregiver. This period cemented his belief in the importance of personal connection and empathy in his business.
His family is his inspiration. With Sandy, their children Danny and Caitlin, and six grandchildren, he finds joy in spending time with them, either at home or traveling with his family. Whether it’s golf with his son, watching sports, or being amused by their five granddogs, these experiences enrich his interactions with clients.
Bill’s not just your insurance agent with decades of experience, but he’s a compassionate adviser committed to serving your individual and family needs.
Neglia Insurance Group
Bill Neglia started his health, life, disability, and long-term care insurance agency in 1983 as a one-person operation.
Since then he has added a full time Office Administrator Charlotte, his son Dan and his son-in-law Zach to the team. The agency specializes in working with mainly self-employed individuals, their families and their employees to make sure they have the most suitable and cost effective health insurance and other benefit insurance plans available.
Bill’s team uses a comprehensive “hands-on” approach from initial contact to quoting to enrollment and to servicing the policy after the sale.
Bill and his team have never charged their clients a penny for their time and professional services. They are compensated by the insurance carriers themselves. The premium you pay is exactly the same whether you use Bill and his team or do it yourself.
Topics Discussed in this Episode
00:00 Introduction to North Fulton Business Radio
01:32 Guest Introduction: Bill Neglia, Neglia Insurance Group
02:04 Health Insurance Changes and Updates
05:02 The Importance of Using a Broker
09:03 Fraud and Robo Calls in Health Insurance
11:21 Alternative Health Insurance Plans
13:39 Group Insurance Plans for Businesses
17:24 Medicare Supplement Plans
20:21 Conclusion and Contact Information
Renasant Bank supports North Fulton Business Radio
Renasant Bank has humble roots, starting in 1904 as a $100,000 bank in a Lee County, Mississippi, bakery. Since then, Renasant has become one of the Southeast’s strongest financial institutions, with over $17 billion in assets and more than 180 banking, lending, wealth management, and financial services offices throughout the region. All of Renasant’s success stems from each of their banker’s commitment to investing in their communities as a way of better understanding the people they serve. At Renasant Bank, they understand you because they work and live alongside you every day.
Website | LinkedIn | Facebook | Instagram | X (Twitter) | YouTube
About North Fulton Business Radio and host John Ray
With over 800 shows and having featured over 1,200 guests, North Fulton Business Radio is the longest-running podcast in the North Fulton area, covering business in our community like no one else. We are the undisputed “Voice of Business” in North Fulton!
The show welcomes a wide variety of business, non-profit, and community leaders to get the word out about the important work they’re doing to serve their market, their community, and their profession. There’s no discrimination based on company size, and there’s never any “pay to play.” North Fulton Business Radio supports and celebrates business by sharing positive business stories that traditional media ignore. Some media leans left. Some media leans right. We lean business.
John Ray is the host of North Fulton Business Radio. The show is recorded and produced from the North Fulton studio of Business RadioX® inside Renasant Bank in Alpharetta. You can find the full archive of shows by following this link. The show is available on all the major podcast apps, including Apple Podcasts, Spotify, Google, Amazon, iHeart Radio, and many others.
The studio address is 275 South Main Street, Alpharetta, GA 30009.
John Ray also operates his own business advisory practice. John’s services include advising solopreneurs and small professional services firms on their value, their positioning and business development, and their pricing. His clients are professionals who are selling their expertise, such as consultants, coaches, attorneys, CPAs, accountants and bookkeepers, marketing professionals, and other professional services practitioners.
John is the national bestselling author of The Generosity Mindset: A Journey to Business Success by Raising Your Confidence, Value, and Prices.
Scott Phelan has over 20 years of financial advising and planning experience. As Executive Vice President/Wealth Management, Financial Advisor, his focus is helping build wealth for high net worth individuals and corporate clients. His core competencies include estate, retirement, insurance and income tax planning strategies. Scott has a long and distinguished career in the financial services industry having held leadership positions at Edward Jones, The Hartford, and New England Financial. Most recently, he was a Senior Vice President, Wealth Management, Financial Advisor/Senior Portfolio Management Director at Morgan Stanley. Scott began his career at the New England Financial Group where he developed and implemented employee 401(k) programs.
