Business RadioX ®

  • Home
  • Business RadioX ® Communities
    • Southeast
      • Alabama
        • Birmingham
      • Florida
        • Orlando
        • Pensacola
        • South Florida
        • Tampa
        • Tallahassee
      • Georgia
        • Atlanta
        • Cherokee
        • Forsyth
        • Greater Perimeter
        • Gwinnett
        • North Fulton
        • North Georgia
        • Northeast Georgia
        • Rome
        • Savannah
      • Louisiana
        • New Orleans
      • North Carolina
        • Charlotte
        • Raleigh
      • Tennessee
        • Chattanooga
        • Nashville
      • Virginia
        • Richmond
    • South Central
      • Arkansas
        • Northwest Arkansas
    • Midwest
      • Illinois
        • Chicago
      • Michigan
        • Detroit
      • Minnesota
        • Minneapolis St. Paul
      • Missouri
        • St. Louis
      • Ohio
        • Cleveland
        • Columbus
        • Dayton
    • Southwest
      • Arizona
        • Phoenix
        • Tucson
        • Valley
      • Texas
        • Austin
        • Dallas
        • Houston
    • West
      • California
        • Bay Area
        • LA
        • Pasadena
      • Colorado
        • Denver
      • Hawaii
        • Oahu
  • FAQs
  • About Us
    • Our Mission
    • Our Audience
    • Why It Works
    • What People Are Saying
    • BRX in the News
  • Resources
    • BRX Pro Tips
    • B2B Marketing: The 4Rs
    • High Velocity Selling Habits
    • Why Most B2B Media Strategies Fail
    • 9 Reasons To Sponsor A Business RadioX ® Show
  • Partner With Us
  • Veteran Business RadioX ®

Meisha Marshall on Helping Couples Reconnect and Trust Again

December 1, 2025 by John Ray

Meisha Marshall, Renew Mindset Coaching, on Rebuilding Trust and Connection for Adult Children of Divorce, on North Fulton Business Radio with host John Ray
North Fulton Business Radio
Meisha Marshall on Helping Couples Reconnect and Trust Again
Loading
00:00 /
RSS Feed
Share
Link
Embed

Download file

Meisha Marshall, Renew Mindset Coaching, on Rebuilding Trust and Connection for Adult Children of Divorce, on North Fulton Business Radio with host John Ray

Meisha Marshall, Renew Mindset Coaching, on Rebuilding Trust and Connection for Adult Children of Divorce (North Fulton Business Radio, Episode 916)

On this episode of North Fulton Business Radio, host John Ray welcomes Meisha Marshall, a marriage and relationship coach and the founder of Renew Mindset Coaching, where she helps couples argue less, trust more, and feel like a team again. Known for her non-clinical approach, Meisha specializes in helping adults from divorced families build the kind of closeness and stability they always wanted growing up.

In this episode, Meisha discusses how early experiences with parental divorce shape how adults show up in their relationships today. She shares practical tools couples can use to de-escalate conflicts, return to difficult conversations without turning them into arguments, and rebuild connection after trust has been damaged. Meisha also explains the common misconceptions people have about what makes relationships last and what real progress looks like for couples working to improve their connection.

Meisha describes her Renew Together Membership program, designed to give couples ongoing support and simple, everyday strategies they can use in real life rather than abstract theory. Her coaching focuses on making change feel doable for couples who feel stuck or disconnected.

John Ray is the host of North Fulton Business Radio. The show is produced by John Ray and North Fulton Business Radio, LLC, an affiliate of Business RadioX®, and is recorded inside Renasant Bank in Alpharetta.

Key Takeaways from This Episode

  • Adults who grew up in divorced families often bring specific patterns and fears to their own relationships, including hypervigilance around conflict and difficulty trusting that problems can be resolved without ending the relationship.
  • Real progress in relationships shows up in small, everyday moves like taking breaks during arguments, returning to conversations with less defensiveness, and feeling more like teammates than opponents
  • One practical step for couples feeling stuck or like roommates is to ask each other “What’s one thing I could do this week that would make you feel more connected?” and then actually do that thing
  • The Renew Together Membership offers couples ongoing coaching and tools focused on practical application rather than theory, with support designed to maintain closeness long-term

Topics Discussed in this Episode

00:20 John Ray introduces the show and guest Meisha Marshall
02:24 Meisha Marshall introduces Renew Mindset Coaching
04:11 Meisha’s passion for helping adult children of divorce
06:31 How divorce impacts people without them realizing it
08:05 Effects on relationships beyond marriage
08:57 How divorce shows up differently based on age
13:36 Trust issues and the “trust recession”
15:27 Death by a thousand cuts vs. major betrayals
17:21 Common misconceptions about relationship coaching
19:22 How people engage with Meisha’s coaching
21:12 The Renew Together Membership program
23:47 Signs you need relationship coaching
25:02 Success stories from Meisha’s practice
27:25 Closing thoughts and contact information

Meisha Marshall

Meisha Marshall is a marriage and relationship coach and the founder of Renew Mindset Coaching, where she helps couples argue less, trust more, and feel like a team again. Known for her non-clinical approach, Meisha specializes in helping adults from divorced families build the kind of closeness and stability they always wanted growing up. Her coaching blends practical tools with honest conversations that make change feel doable, not distant.

LinkedIn

Renew Mindset Coaching

Renew Mindset Coaching helps couples find their way back to each other when conversations get hard. It’s built on the belief that real change happens through simple, everyday moves like knowing when to take a breather, coming back to talk without it turning into another argument, and finding small ways to feel close again after things go sideways. The coaching focuses on giving couples tools they can actually use in real life, not just theory. Many of the people they work with experienced parental divorce and are now determined to build something stronger and steadier for themselves and their kids.

Website | Facebook | Instagram

Renasant Bank supports North Fulton Business Radio

Renasant BankRenasant Bank has humble roots, starting in 1904 as a $100,000 bank in a Lee County, Mississippi, bakery. Since then, Renasant has become one of the Southeast’s strongest financial institutions, with over $26 billion in assets and more than 280 banking, lending, wealth management, and financial services offices throughout the region. All of Renasant’s success stems from the commitment of each banker to invest in the communities they serve, which helps them better understand the people. At Renasant Bank, their banking professionals understand you because they work and live alongside you every day.

Website | LinkedIn | Facebook | Instagram | X (Twitter) | YouTube

Beyond Computer Solutions supports North Fulton Business Radio

Whether you’re a law firm, medical practice, or manufacturer, there’s one headline you don’t want to make: “Local Business Pays Thousands in Ransom After Cyberattack.” That’s where Beyond Computer Solutions comes in. They help organizations like yours stay out of the news and in business with managed IT and cybersecurity services designed for industries where compliance and reputation matter most.

Whether they serve as your complete IT department or simply support your internal team, they are well-versed in HIPAA, secure document access, written security policies, and other essential aspects that ensure your safety and well-being. Best of all, it starts with a complimentary security assessment.

Website | LinkedIn | Facebook | YouTube

About North Fulton Business Radio and host John Ray

With over 900 episodes and having featured over 1,400 guests, North Fulton Business Radio is the longest-running podcast in the North Fulton area, covering business in our community like no one else. We are the undisputed “Voice of Business” in North Fulton!

The show invites a diverse range of business, non-profit, and community leaders to share their significant contributions to their markets, communities, and professions. There’s no discrimination based on company size, and there’s never any “pay to play.” North Fulton Business Radio supports and celebrates businesses by sharing positive stories that traditional media ignore. Some media lean left. Some media lean right. We lean business.

John Ray, host of  North Fulton Business Radio, and Owner, Ray Business Advisors
John Ray, host of North Fulton Business Radio and Owner, Ray Business Advisors

John Ray is the host of North Fulton Business Radio. John and the team at North Fulton Business Radio, LLC, an affiliate of Business RadioX®, produce the show, and it is recorded inside Renasant Bank in Alpharetta.

The studio is located at 275 South Main Street, Alpharetta, GA 30009.

You can find the complete archive of shows by following this link. The show is available on all the major podcast apps, including Apple Podcasts, Spotify, Google, Amazon, iHeart Radio, and many others.

John Ray, The Generosity MindsetJohn Ray also operates his own business advisory practice. John’s services include advising solopreneurs and small professional services firms on their value, their positioning and business development, and their pricing. His clients are professionals who are selling their expertise, such as consultants, coaches, attorneys, CPAs, accountants, bookkeepers, marketing professionals, and other professional services practitioners.

John is the author of the five-star rated book, The Generosity Mindset: A Journey to Business Success by Raising Your Confidence, Value, and Prices, praised by readers for its practical insights on raising confidence, value, and prices.

Tagged With: adult children of divorce, Beyond Computer Solutions, Communication skills, conflict resolution, Couples Therapy, divorced families, John Ray, marriage coaching, marriage counseling alternative, Meisha Marshall, non-clinical coaching, North Fulton, North Fulton Business Radio, relationship coaching, relationship repair, renasant bank, Renew Mindset Coaching, Renew Together Membership, Roswell, trust building

Quantifying Small Business Cyber Risk with CYBERISKIQ

November 20, 2025 by John Ray

CYBERISKIQ from the CARE-Report: Quantifying Small Business Cyber Risk with Ralph Pasquariello and Craig Sekowski, on North Fulton Business Radio with host John Ray
North Fulton Business Radio
Quantifying Small Business Cyber Risk with CYBERISKIQ
Loading
00:00 /
RSS Feed
Share
Link
Embed

Download file

CYBERISKIQ from the CARE-Report: Quantifying Small Business Cyber Risk with Ralph Pasquariello and Craig Sekowski, on North Fulton Business Radio with host John Ray

CYBERISKIQ from the CARE-Report: Quantifying Small Business Cyber Risk with Ralph Pasquariello and Craig Sekowski (North Fulton Business Radio, Episode 915)

On this episode of North Fulton Business Radio, host John Ray welcomes cyber risk specialists Ralph Pasquariello and Craig Sekowski of the CARE-Report. Ralph and Craig explain why small and mid-sized businesses are far more exposed to cyber threats than they realize, not only from data breaches, but also from business interruption and extended downtime that many leaders never quantify until after an incident happens.

They describe how the CARE-Report’s CYBERISKIQ offering gives owners and CFOs a quantitative look at their exposure, translating cyber scenarios into dollars and days. Instead of selling IT services, the CARE-Report sits between cybersecurity and cyber insurance, running thousands of simulated scenarios, analyzing policies for exclusions and gaps, and helping clients right-size coverage based on real risk rather than guesswork.

Ralph and Craig also share why traditional “assessments” often stop at a technical checklist and how their work complements MSPs, attorneys, and insurance brokers by giving everyone a financial risk model they can work from together. They offer examples of companies that believed they were protected because they carried a certain cyber limit to satisfy contracts, only to discover that a serious incident could quickly exceed that limit once business interruption and remediation costs were added.

This conversation serves as a practical guide for any owner, CFO, or advisor seeking to safeguard revenue and enhance cyber coverage prior to an attack.

John Ray is the host of North Fulton Business Radio. The show is produced by John Ray and North Fulton Business Radio, LLC, an affiliate of Business RadioX®, and is recorded inside Renasant Bank in Alpharetta.

Key Takeaways from This Episode

  • Why small and mid-sized businesses often underestimate cyber risk when they focus on compliance instead of financial impact
  • How the CARE-Report’s CYBERISKIQ models thousands of cyber scenarios to put a dollar value on potential losses and downtime
  • The difference between a technical cybersecurity assessment and quantitative cyber risk analysis
  • How the CARE-Report works alongside MSPs, attorneys, and insurance brokers to align cybersecurity, contracts, and cyber insurance
  • Common policy gaps and exclusions that can leave companies exposed after a breach, especially around business interruption and recovery costs

Topics Discussed in this Episode

00:00 Introduction and Welcome to North Fulton Business Radio
00:28 Guest Introduction: Ralph Pasquariello and Craig Sekowski
01:54 The CARE-Report: Cyber Risk and Coverage
02:31 Cyber Risk IQ: New Product Launch
02:53 Understanding Cyber Risk Assessments
05:41 The Importance of Cyber Insurance
08:14 Challenges in Cyber Insurance Policies
11:15 Ensuring Proper Coverage
14:58 Real-World Examples and Solutions
17:31 Cyber Insurance Coverage Gaps
18:04 Evolving Cyber Threat Landscape
18:38 Impact of Cyber Attacks on Businesses
21:37 Cyber Risk Assessment Process
27:50 Success Stories in Cyber Risk Management
29:58 Conclusion and Contact Information
30:37 Additional Resources and Closing Remarks

Craig Sekowski, Managing Partner, The CARE-Report

Craig Sekowski is a seasoned executive with almost 30 years’ experience in IT and FinTech.

Craig’s strategic collaboration with corporate CIOs drives innovation, product delivery, and key partnerships with companies like Enlace Health, Fiserv, Truist, Ethos Labs, TIAA, Home Depot, AT&T, Carrier, and British Telecom.

Craig’s results-driven approach makes him a respected leader in IT innovation and strategy.

LinkedIn

Ralph Pasquariello, Managing Partner, The CARE-Report

For the past 16 years, Ralph Pasquariello has been moderating and speaking at dozens of conferences and panels on cyber liability & data breach risk management. He has hosted educational seminars on cyber exposure for professional associations of all industries, including operational technology and intellectual technology. Ralph’s cyber liability expertise has qualified him to present at over 100 events.

Ralph works with the FBI, GBI, and US Secret Service on the Atlanta Cyber Fraud Task Force. He is the former Executive Committee Chairman for the Greater North Fulton Chamber of Commerce Tech400 Board and Cyber Symposium and an advisor to the Georgia Tech Research Institute.

LinkedIn

Renasant Bank supports North Fulton Business Radio

Renasant BankRenasant Bank has humble roots, starting in 1904 as a $100,000 bank in a Lee County, Mississippi, bakery. Since then, Renasant has become one of the Southeast’s strongest financial institutions, with over $26 billion in assets and more than 280 banking, lending, wealth management, and financial services offices throughout the region. All of Renasant’s success stems from the commitment of each banker to invest in the communities they serve, which helps them better understand the people. At Renasant Bank, their banking professionals understand you because they work and live alongside you every day.

Website | LinkedIn | Facebook | Instagram | X (Twitter) | YouTube

Beyond Computer Solutions supports North Fulton Business Radio

Whether you’re a law firm, medical practice, or manufacturer, there’s one headline you don’t want to make: “Local Business Pays Thousands in Ransom After Cyberattack.” That’s where Beyond Computer Solutions comes in. They help organizations like yours stay out of the news and in business with managed IT and cybersecurity services designed for industries where compliance and reputation matter most.

Whether they serve as your complete IT department or simply support your internal team, they are well-versed in HIPAA, secure document access, written security policies, and other essential aspects that ensure your safety and well-being. Best of all, it starts with a complimentary security assessment.

Website | LinkedIn | Facebook | YouTube

About North Fulton Business Radio and host John Ray

With over 900 episodes and having featured over 1,400 guests, North Fulton Business Radio is the longest-running podcast in the North Fulton area, covering business in our community like no one else. We are the undisputed “Voice of Business” in North Fulton!

The show invites a diverse range of business, non-profit, and community leaders to share their significant contributions to their markets, communities, and professions. There’s no discrimination based on company size, and there’s never any “pay to play.” North Fulton Business Radio supports and celebrates businesses by sharing positive stories that traditional media ignore. Some media lean left. Some media lean right. We lean business.

John Ray, host of  North Fulton Business Radio, and Owner, Ray Business Advisors
John Ray, host of North Fulton Business Radio and Owner, Ray Business Advisors

John Ray is the host of North Fulton Business Radio. John and the team at North Fulton Business Radio, LLC, an affiliate of Business RadioX®, produce the show, and it is recorded inside Renasant Bank in Alpharetta.

The studio is located at 275 South Main Street, Alpharetta, GA 30009.

You can find the complete archive of shows by following this link. The show is available on all the major podcast apps, including Apple Podcasts, Spotify, Google, Amazon, iHeart Radio, and many others.

John Ray, The Generosity MindsetJohn Ray also operates his own business advisory practice. John’s services include advising solopreneurs and small professional services firms on their value, their positioning and business development, and their pricing. His clients are professionals who are selling their expertise, such as consultants, coaches, attorneys, CPAs, accountants, bookkeepers, marketing professionals, and other professional services practitioners.

John is the author of the five-star rated book, The Generosity Mindset: A Journey to Business Success by Raising Your Confidence, Value, and Prices, praised by readers for its practical insights on raising confidence, value, and prices.

Tagged With: Beyond Computer Solutions, business interruption, Craig Sekowski, cyber insurance, cyber risk, cyber risk assessment, cyber risk quantification, CYBERISKIQ, cybersecurity, data breach exposure, insurance brokers, John Ray, managed service providers, North Fulton Business Radio, quantitative cyber risk analysis, Ralph Pasquariello, renasant bank, Risk Management, small business cyber risk, SMB cybersecurity, the CARE-Report

Eric Brown on AskOtto.ai and AI That Waits on Hold

November 18, 2025 by John Ray

Eric Brown on AskOtto.ai and AI That Waits on Hold, on North Fulton Business Radio with host John Ray
North Fulton Business Radio
Eric Brown on AskOtto.ai and AI That Waits on Hold
Loading
00:00 /
RSS Feed
Share
Link
Embed

Download file

Eric Brown on AskOtto.ai and AI That Waits on Hold, on North Fulton Business Radio with host John Ray

Eric Brown on AskOtto.ai and AI That Waits on Hold (North Fulton Business Radio, Episode 914)

On this episode of North Fulton Business Radio, host John Ray welcomes Eric Brown, CEO of InSearchX and creator of AskOtto.ai, a digital concierge that changes how people and companies connect by phone. Instead of replacing humans with bots, AskOtto.ai uses AI to remove the layers of friction that keep people from actually talking to each other.

Drawing on his background in marketing, advertising, and behavioral analytics, Eric explains how he first saw the problem in clickstream data: abandoned forms, missed follow-up, and prospects who never made it past a phone tree. Today, AskOtto.ai quietly does what a great assistant would do. It navigates IVR menus, waits on hold with companies like banks, auto dealers, Amazon, or even the IRS, and only rings the customer when a live person is ready to talk.

Eric and John talk through real-world use cases in automotive retail and beyond, why texting and chat are often just workarounds for broken phone experiences, and what happens when software talks to software so humans can talk to humans. Eric also shares his view of where phones are headed, why phone numbers themselves may become obsolete, and how a simple, human conversation is still where trust and business get built.

John Ray is the host of North Fulton Business Radio. The show is produced by John Ray and North Fulton Business Radio, LLC, an affiliate of Business RadioX®, and is recorded inside Renasant Bank in Alpharetta.

Key Takeaways from This Episode

  • How AskOtto.ai works as a digital concierge that calls businesses for you, waits on hold, and connects you only when a live person is ready
  • Why Eric believes AI should remove friction between humans instead of pretending to be human itself
  • What years of behavioral data taught him about abandoned forms, poor follow up, and “leaky” sales funnels
  • How automotive dealers and other businesses use AskOtto.ai to turn more inquiries into real conversations without burning staff time on outbound calls
  • Why Eric thinks the future of phones is assistant-to-assistant communication, with humans stepping in only for the conversations that matter

Topics Discussed in this Episode

00:00 Introduction and Welcome to North Fulton Business Radio
00:33 Meet Eric Brown, CEO of InSearchX
01:53 Understanding AskOtto.ai
02:09 How AskOtto.ai Removes Friction
05:14 Eric Brown’s Background and Career Journey
07:08 The Future of AI in Communication
08:42 Real-World Applications and Benefits
11:44 Consumer and Business Use Cases
16:04 Inverted Customer Experience
16:11 Streamlining Insurance Renewals
16:59 Reducing Employee Hold Time Costs
17:52 Complexity in Company Bureaucracy
19:03 AI and the Future of Customer Service
20:10 Revolutionizing Phone Systems with AI
25:02 Success Stories and Real-World Applications
28:13 Conclusion and Contact Information
29:13 Final Announcements and Acknowledgements

Eric Brown, CEO, InSearchX

Eric Brown is the CEO and co-founder of InSearchX, a pioneering company in AI-driven automotive search and behavioral analytics. With a strong background in technology and data, he has built a reputation for driving innovation in the automotive industry through the development of the AskOtto platform. This platform leverages artificial intelligence and large language models to streamline vehicle search and provide personalized service notifications to millions of users. Brown’s leadership at InSearchX has positioned the company as a key player in automotive data solutions, serving prominent publishers, point-of-sale systems, and a broad client base across automotive sales, insurance, and service sectors.

Before founding InSearchX, Brown successfully led Dataium, a behavioral analytics company focused on automotive consumer insights, which was acquired by IHS/Markit (now part of S&P Global). Throughout his career, he has garnered recognition for his ability to establish and expand high-impact technology companies, particularly in the fields of adtech, AI, and data analytics. His innovative work has earned him accolades such as Nashville’s Innovator of the Year, underscoring his influence and commitment to advancing technology-driven solutions that enhance consumer experiences and business intelligence in the automotive market.

LinkedIn

InSearchX

InSearchX is a technology company specializing in artificial intelligence-driven automotive search and marketing solutions. The company’s core innovation is AskOtto, a generative AI-powered platform that connects consumers with automotive marketers through an intuitive, frictionless interface. AskOtto allows users to engage with AI to explore vehicle options, service information, insurance, financing, safety recalls, and repair services—all without needing to navigate traditional search engines or call centers. This AI-driven approach reduces the cost of customer acquisition and marketing while dramatically increasing consumer engagement and conversion rates. Major publishers license the platform to support a perpetual search experience, and it integrates into point-of-sale systems, reaching over 150 million consumers monthly.

InSearchX revolutionizes how automotive companies interact with buyers and owners by removing typical barriers like hold times, complicated phone menus, and fragmented digital experiences. The company’s solution enables real-time, personalized outreach and seamless communication between consumers and dealers or service providers, driving higher sales conversion and improved customer satisfaction. Founded in 2019 and based in Nashville, Tennessee, InSearchX leverages extensive behavioral analytics and AI expertise to help automotive businesses lower marketing costs and grow revenue with innovative technology tailored to the automotive ecosystem.

Website | LinkedIn | AskOtto.ai (for consumers) | AskOtto.biz (for business)

Renasant Bank supports North Fulton Business Radio

Renasant BankRenasant Bank has humble roots, starting in 1904 as a $100,000 bank in a Lee County, Mississippi, bakery. Since then, Renasant has become one of the Southeast’s strongest financial institutions, with over $26 billion in assets and more than 280 banking, lending, wealth management, and financial services offices throughout the region. All of Renasant’s success stems from the commitment of each banker to invest in the communities they serve, which helps them better understand the people. At Renasant Bank, their banking professionals understand you because they work and live alongside you every day.

Website | LinkedIn | Facebook | Instagram | X (Twitter) | YouTube

Beyond Computer Solutions supports North Fulton Business Radio

Whether you’re a law firm, medical practice, or manufacturer, there’s one headline you don’t want to make: “Local Business Pays Thousands in Ransom After Cyberattack.” That’s where Beyond Computer Solutions comes in. They help organizations like yours stay out of the news and in business with managed IT and cybersecurity services designed for industries where compliance and reputation matter most.

Whether they serve as your complete IT department or simply support your internal team, they are well-versed in HIPAA, secure document access, written security policies, and other essential aspects that ensure your safety and well-being. Best of all, it starts with a complimentary security assessment.

Website | LinkedIn | Facebook | YouTube

About North Fulton Business Radio and host John Ray

With over 900 episodes and having featured over 1,400 guests, North Fulton Business Radio is the longest-running podcast in the North Fulton area, covering business in our community like no one else. We are the undisputed “Voice of Business” in North Fulton!

The show invites a diverse range of business, non-profit, and community leaders to share their significant contributions to their markets, communities, and professions. There’s no discrimination based on company size, and there’s never any “pay to play.” North Fulton Business Radio supports and celebrates businesses by sharing positive stories that traditional media ignore. Some media lean left. Some media lean right. We lean business.

John Ray, host of  North Fulton Business Radio, and Owner, Ray Business Advisors
John Ray, host of North Fulton Business Radio and Owner, Ray Business Advisors

John Ray is the host of North Fulton Business Radio. John and the team at North Fulton Business Radio, LLC, an affiliate of Business RadioX®, produce the show, and it is recorded inside Renasant Bank in Alpharetta.

The studio is located at 275 South Main Street, Alpharetta, GA 30009.

You can find the complete archive of shows by following this link. The show is available on all the major podcast apps, including Apple Podcasts, Spotify, Google, Amazon, iHeart Radio, and many others.

John Ray, The Generosity MindsetJohn Ray also operates his own business advisory practice. John’s services include advising solopreneurs and small professional services firms on their value, their positioning and business development, and their pricing. His clients are professionals who are selling their expertise, such as consultants, coaches, attorneys, CPAs, accountants, bookkeepers, marketing professionals, and other professional services practitioners.

John is the author of the five-star rated book, The Generosity Mindset: A Journey to Business Success by Raising Your Confidence, Value, and Prices, praised by readers for its practical insights on raising confidence, value, and prices.

Tagged With: agentic AI, AI, AI in automotive retail, AI in customer experience, Ask Otto, AskOtto.ai, automotive dealers, Beyond Computer Solutions, call automation, call routing, car dealer marketing, contact center innovation, conversational technology, customer engagement, customer friction, digital concierge, Eric Brown, InSearchX, John Ray, lead follow up, North Fulton Business Radio, renasant bank

GSU Student Journalist Zahra Pacheco Interviews John Ray

November 17, 2025 by John Ray

GSU Student Journalist Zahra Pacheco Interviews John Ray, on North Fulton Business Radio with host John Ray
North Fulton Business Radio
GSU Student Journalist Zahra Pacheco Interviews John Ray
Loading
00:00 /
RSS Feed
Share
Link
Embed

Download file

GSU Student Journalist Zahra Pacheco Interviews John Ray, on North Fulton Business Radio with host John Ray

GSU Student Journalist Zahra Pacheco Interviews John Ray (North Fulton Business Radio, Episode 913)

In this special episode of North Fulton Business Radio, the roles flip. Zahra Pacheco, a journalism student at Georgia State University and a team member of WRAS Album 88, the GSU radio station, transforms a class assignment into a live podcast interview with host John Ray.

Zahra talks about her path into journalism, her show Play It Again, and what she hopes to bring to the future of news and storytelling. She also reflects on growing up in the North Fulton business community as the daughter of Gloria Mattei and Sergio Pacheco, co-owners of Nothing Bundt Cakes; her “beanbag at the bakery” childhood; and what it was like to be the nervous teenager doing a 30-second pitch at an early morning chamber breakfast.

Then Zahra turns the questions on John. He shares how a corporate layoff led to his advisory practice, how North Fulton Business Radio got started, and why podcasting is less about ad revenue and more about relationships, community, and giving others a platform to tell their story.

John Ray is the host of North Fulton Business Radio. The show is produced by John Ray and North Fulton Business Radio, LLC, an affiliate of Business RadioX®, and is recorded inside Renasant Bank in Alpharetta.

Key Takeaways from This Episode

  • How Zahra is using GSU, Album 88, and her show Play It Again to build real-world journalism experience
  • What she learned growing up inside the North Fulton business community through Nothing Bundt Cakes and the Greater North Fulton Chamber of Commerce
  • How John’s layoff and career pivot led to both an advisory practice and the launch of North Fulton Business Radio
  • Why podcasting works best as a relationship and community builder instead of a quick play for ad revenue
  • How shows like North Fulton Business Radio gives business owners a platform to tell their story

Topics Discussed in this Episode

00:00 Introduction and Welcome to North Fulton Business Radio
00:37 Meet Zahra Pacheco
02:18 Zahra’s Background and Interests
03:56 The Journey into Journalism
07:57 John Ray’s Podcasting Journey
10:13 Career Transitions and Business Insights
11:15 Community Connections and Personal Stories
23:45 Words of Wisdom for Aspiring Podcasters
24:01 The Reality of Podcast Monetization
25:51 Building Relationships Through Podcasting
26:52 Favorite Podcast Episodes
32:02 Zahra’s Talk Show and Career Aspirations
38:58 Reflections on Family and Business
43:54 Closing Remarks and Promotions

Zahra Pacheco

Zahra Pacheco
Zahra Pacheco

Zahra Pacheco is a junior journalism major at Georgia State University and a member of WRAS Album 88, the GSU radio station. She serves as assistant promotions director and hosts Play It Again, a live talk show where she and her co-host create a new “mixtape” each week and often interview guests. Raised in the North Fulton business community as the daughter of Nothing Bundt Cakes co-owners Gloria Mattei and Sergio Pacheco, Zahra is blending her love of storytelling, radio, and dance as she builds a career in promotions and creative media work after graduation.

Renasant Bank supports North Fulton Business Radio

Renasant BankRenasant Bank has humble roots, starting in 1904 as a $100,000 bank in a Lee County, Mississippi, bakery. Since then, Renasant has become one of the Southeast’s strongest financial institutions, with over $26 billion in assets and more than 280 banking, lending, wealth management, and financial services offices throughout the region. All of Renasant’s success stems from the commitment of each banker to invest in the communities they serve, which helps them better understand the people. At Renasant Bank, their banking professionals understand you because they work and live alongside you every day.

Website | LinkedIn | Facebook | Instagram | X (Twitter) | YouTube

Beyond Computer Solutions supports North Fulton Business Radio

Whether you’re a law firm, medical practice, or manufacturer, there’s one headline you don’t want to make: “Local Business Pays Thousands in Ransom After Cyberattack.” That’s where Beyond Computer Solutions comes in. They help organizations like yours stay out of the news and in business with managed IT and cybersecurity services designed for industries where compliance and reputation matter most.

Whether they serve as your complete IT department or simply support your internal team, they are well-versed in HIPAA, secure document access, written security policies, and other essential aspects that ensure your safety and well-being. Best of all, it starts with a complimentary security assessment.

Website | LinkedIn | Facebook | YouTube

About North Fulton Business Radio and host John Ray

With over 900 episodes and having featured over 1,400 guests, North Fulton Business Radio is the longest-running podcast in the North Fulton area, covering business in our community like no one else. We are the undisputed “Voice of Business” in North Fulton!

The show invites a diverse range of business, non-profit, and community leaders to share their significant contributions to their markets, communities, and professions. There’s no discrimination based on company size, and there’s never any “pay to play.” North Fulton Business Radio supports and celebrates businesses by sharing positive stories that traditional media ignore. Some media lean left. Some media lean right. We lean business.

John Ray, host of  North Fulton Business Radio, and Owner, Ray Business Advisors
John Ray, host of North Fulton Business Radio and Owner, Ray Business Advisors

John Ray is the host of North Fulton Business Radio. John and the team at North Fulton Business Radio, LLC, an affiliate of Business RadioX®, produce the show, and it is recorded inside Renasant Bank in Alpharetta.

The studio address is 275 South Main Street, Alpharetta, GA 30009.

You can find the complete archive of shows by following this link. The show is available on all the major podcast apps, including Apple Podcasts, Spotify, Google, Amazon, iHeart Radio, and many others.

John Ray, The Generosity MindsetJohn Ray also operates his own business advisory practice. John’s services include advising solopreneurs and small professional services firms on their value, their positioning and business development, and their pricing. His clients are professionals who are selling their expertise, such as consultants, coaches, attorneys, CPAs, accountants, bookkeepers, marketing professionals, and other professional services practitioners.

John is the author of the five-star rated book, The Generosity Mindset: A Journey to Business Success by Raising Your Confidence, Value, and Prices, praised by readers for its practical insights on raising confidence, value, and prices.

Tagged With: Album 88 Radio, Alpharetta business, Atlanta journalism, Beyond Computer Solutions, business development through podcasting, business podcast host, business storytelling, chamber networking, college radio, community engagement, georgia state university, Gloria Mattei, GNFCC, Greater North Fulton Chamber of Commerce, John Ray, journalism career, Lionheart Elementary, Lionheart Radio, media internships, north fulton business community, North Fulton Business Radio, Nothing Bundt Cakes Alpharetta, Nothing Bundt Cakes Buckhead, Nothing Bundt Cakes Sandy Springs, Path to Shine, Play It Again radio show, podcasting, podcasting for business, renasant bank, Roswell business, Sergio Pacheco, student journalist, WRAS Album 88, youth in business, Zahra Pacheco

Kriston Sellier, id8, on Branding That Customers Remember

November 5, 2025 by John Ray

Kriston Sellier, id8, on Branding That Customers Remember, on North Fulton Business Radio with host John Ray
North Fulton Business Radio
Kriston Sellier, id8, on Branding That Customers Remember
Loading
00:00 /
RSS Feed
Share
Link
Embed

Download file

Kriston Sellier, id8, on Branding That Customers Remember, on North Fulton Business Radio with host John Ray

Kriston Sellier, id8, on Branding That Customers Remember (North Fulton Business Radio, Episode 912)

On this edition of North Fulton Business Radio, host John Ray welcomes Kriston Sellier, Founder and President of id8. Kriston discusses how real differentiation, rather than generic claims like quality and caring, builds enduring brands. She walks through id8’s discovery process, where small but true details become the hook that customers remember, such as a packaging story that began with an overlooked import detail and turned into a premium signal buyers could trust. She also explains why many founders struggle to see their own “orange umbrella” and how an outside team helps surface it.

Kriston lays out practical shifts leaders can make right now: deepen impact before you chase scale, retain customers longer with promises that matter, and commit to consistent messaging long enough to change minds. She tells revenue and retention stories that show what happens when a brand gets clarified, activated, and consistently expressed across touchpoints, from the website to the side of a truck. This conversation serves as a valuable guide for owners seeking a brand that generates sales without their presence.

John Ray is the host of North Fulton Business Radio. The show is produced by John Ray and North Fulton Business Radio, LLC, an affiliate of Business RadioX®, and is recorded inside Renasant Bank in Alpharetta.

Key Takeaways from This Episode

  • Differentiation lives in specific, true details customers can picture, not vague claims like “innovative” or “quality.”
  • Consistency wins: it can take 18 months of steady messaging to change how a market thinks, then another 18 months to see behavior shift.
  • Prioritize deepening impact: enhance customer lifetime value through meaningful promises and utilize the brand to retain, not just acquire.
  • Rebrands pay off when they’re activated everywhere, especially where buyers actually see you, from vehicles to proposals to the site.

Topics Discussed in this Episode

00:00 Introduction and Welcome
00:33 Guest Introduction: Kriston Sellier, id8
02:33 Kriston’s Journey and Passion for Branding
04:20 Branding Success Stories
09:14 Deepening Impact Over Scaling Up
14:55 Overcoming Hidden Barriers to Growth
21:35 Introduction to Idea Eight
21:53 Identifying Symptoms of Brand Issues
23:35 Challenges in Mergers and Acquisitions
25:34 Kriston’s Passion for Manufacturing
27:45 The Sales Process at Idea Eight
29:36 Kriston’s Journey in Sales
32:51 Reflective Apparel Success Story
36:11 Contact Information and Closing Remarks
37:02 Final Thanks

Kriston Sellier, Founder & President, id8

Kriston Sellier, Founder & President, id8
Kriston Sellier, Founder & President, id8

Kriston Sellier is the Founder and President of id8, an award-winning branding agency headquartered in Marietta, Georgia. She launched the firm in 2000 after building her design and strategy expertise at IBM, where she gained experience in brand development and e-business innovation with clients including The New York Times, Kodak, and the U.S.V.I. Department of Tourism.

Her philosophy centers on uncovering the heart of a brand through research, collaboration, and strategy. Kriston leads id8 with the goal of helping businesses grow their brand value by identifying what truly differentiates them in the market. She emphasizes creativity built on data and design thinking, cultivating a culture at id8 that encourages curiosity, innovation, and authenticity in client relationships.

Over the past two decades, Kriston has guided id8 to become one of the top creative agencies in the Southeast, earning multiple national design awards and recognition from the Cobb Chamber as one of the Top 25 Small Businesses of the Year. She has partnered with companies across industries—from manufacturing to retail—helping them clarify messaging, strengthen identity, and build revenue-generating brand platforms.

A graduate of Illinois State University with a degree in Graphic Design, Kriston also completed masters work at University of Cincinnati, entrepreneurship training at Dartmouth College through the Women’s Business Enterprise National Council and Babson College through the Goldman Sachs 10,000 Small Businesses program. She remains active in the Georgia business community, mentoring young designers and speaking on topics such as branding, leadership, and business growth through authenticity.

LinkedIn

id8

id8 is an award-winning branding and marketing agency based in Marietta, Georgia, specializing in helping small and mid-sized businesses unlock growth through research-driven creative solutions. The team goes beyond just making things look good; they dig into market research and strategic insights before launching any brand transformation or marketing effort. This means every logo, website refresh, or marketing campaign is built to solve real business challenges and deliver measurable results.

What really sets id8 apart from competitors is the hands-on approach of senior leadership, nimbleness, and the agency’s commitment to proactive communication. Clients work directly with an experienced strategist (not just a junior team), enjoy flexibility for changing needs, and always know where their project stands. The agency’s reputation for blending corporate branding, marketing, package and digital design with straightforward, client-focused partnership makes them a go-to for VPs of Marketing, Sales, and CEOs who want a partner that gets business, not just branding.

id8’s work has made an impact for the Georgia Department of Labor, the City of Marietta/Visit Marietta, Atlanta North School, the City of Atlanta Jazz Festival, Kistler, and Hartsfield-Jackson International Airport. Notable accomplishments include rebranding Marietta Square and Atlanta North School, winning multiple Davey Awards and GDUSA recognitions, and earning distinction as a Cobb Chamber Top 25 Small Business of the Year.

At id8, building brands isn’t about trendy templates or chasing awards; it’s about helping organizations stand apart, communicate clearly, and create lasting value in the communities they serve.

Website | LinkedIn | Instagram | Facebook

Renasant Bank supports North Fulton Business Radio

Renasant BankRenasant Bank has humble roots, starting in 1904 as a $100,000 bank in a Lee County, Mississippi, bakery. Since then, Renasant has become one of the Southeast’s strongest financial institutions, with over $17 billion in assets and more than 180 banking, lending, wealth management, and financial services offices throughout the region. All of Renasant’s success stems from each banker’s commitment to investing in their communities as a way to better understand the people they serve. At Renasant Bank, they understand you because they work and live alongside you every day.

Website | LinkedIn | Facebook | Instagram | X (Twitter) | YouTube

Beyond Computer Solutions supports North Fulton Business Radio

Whether you’re a law firm, medical practice, or manufacturer, there’s one headline you don’t want to make: “Local Business Pays Thousands in Ransom After Cyberattack.” That’s where Beyond Computer Solutions comes in. They help organizations like yours stay out of the news and in business with managed IT and cybersecurity services designed for industries where compliance and reputation matter most.

Whether they serve as your complete IT department or simply support your internal team, they are well-versed in HIPAA, secure document access, written security policies, and other essential aspects that ensure your safety and well-being. Best of all, it starts with a complimentary security assessment.

Website | LinkedIn | Facebook | YouTube

About North Fulton Business Radio and host John Ray

With over 900 episodes and having featured over 1,400 guests, North Fulton Business Radio is the longest-running podcast in the North Fulton area, covering business in our community like no one else. We are the undisputed “Voice of Business” in North Fulton!

The show invites a diverse range of business, non-profit, and community leaders to share their significant contributions to their markets, communities, and professions. There’s no discrimination based on company size, and there’s never any “pay to play.” North Fulton Business Radio supports and celebrates businesses by sharing positive stories that traditional media ignore. Some media lean left. Some media lean right. We lean business.

John Ray, host of  North Fulton Business Radio, and Owner, Ray Business Advisors
John Ray, host of North Fulton Business Radio and Owner, Ray Business Advisors

John Ray is the host of North Fulton Business Radio. John and the team at North Fulton Business Radio, LLC, an affiliate of Business RadioX®, produce the show, and it is recorded inside Renasant Bank in Alpharetta.

The studio address is 275 South Main Street, Alpharetta, GA 30009.

You can find the complete archive of shows by following this link. The show is available on all the major podcast apps, including Apple Podcasts, Spotify, Google, Amazon, iHeart Radio, and many others.

John Ray, The Generosity MindsetJohn Ray also operates his own business advisory practice. John’s services include advising solopreneurs and small professional services firms on their value, their positioning and business development, and their pricing. His clients are professionals who are selling their expertise, such as consultants, coaches, attorneys, CPAs, accountants, bookkeepers, marketing professionals, and other professional services practitioners.

John is the author of the five-star rated book, The Generosity Mindset: A Journey to Business Success by Raising Your Confidence, Value, and Prices, praised by readers for its practical insights on raising confidence, value, and prices.

Tagged With: Beyond Computer Solutions, brand strategy, branding agency, consistent messaging, customer retention, deepening impact, differentiation, founder transition, id8, John Ray, Kriston Sellier, manufacturing marketing, mid-market growth, North Fulton Business Radio, packaging story, premium positioning, rebrand activation, renasant bank, scale vs impact

2026 Health Insurance Reality Check, with Bill Neglia

November 5, 2025 by John Ray

2026 Health Insurance Reality Check, with Bill Neglia, on North Fulton Business Radio with host John Ray
North Fulton Business Radio
2026 Health Insurance Reality Check, with Bill Neglia
Loading
00:00 /
RSS Feed
Share
Link
Embed

Download file

2026 Health Insurance Reality Check, with Bill Neglia, on North Fulton Business Radio with host John Ray

2026 Health Insurance Reality Check, with Bill Neglia (North Fulton Business Radio, Episode 911)

Health insurance expert Bill Neglia of Neglia Insurance Group returns to North Fulton Business Radio with a blunt update on 2026 open enrollment. In a conversation with host John Ray, Bill notes that many exchange plans are seeing steep gross premium hikes at the same time enhanced tax credits from 2022 expire, which means higher net premiums for a large share of households. He explains why renewal letters look so shocking this year, how out-of-pocket maximums are rising to 10,500 per person, and why auto-renewing could be a costly mistake.

Bill outlines what to do before the December 15 deadline, the impact of Aetna’s exit from the individual marketplace, and the tradeoffs in non-marketplace alternatives for healthier buyers who are priced out. He also shares practical steps for comparing plans now, not in late December, so coverage and costs align on January 1.

John Ray is the host of North Fulton Business Radio. The show is produced by John Ray and North Fulton Business Radio, LLC, an affiliate of Business RadioX®, and is recorded inside Renasant Bank in Alpharetta.

Key Takeaways from This Episode

  • Premiums are up while 2022’s enhanced subsidies are ending, which is why many renewal notices show big net increases.
  • 2026 out-of-pocket maximums jump to 10,500 per person, increasing total potential exposure.
  • Avoid relying on auto-renew; explore alternative options before December 15 to prevent sticker shock on January 1.
  • Aetna’s marketplace exit narrows choices, and some priced-out consumers may consider medically underwritten, non-marketplace plans with limitations.
  • Compare total cost, not just the premium, including deductibles, coinsurance, and the out-of-pocket maximum.
  • Recheck networks and drug formularies, since plans and covered meds change year to year.
  • Healthy buyers who lose subsidies can look at non-marketplace options but should understand underwriting, exclusions, and caps.
  • Act early so coverage and ID cards are ready for a January 1 start, avoiding gaps or billing surprises.

Topics Discussed in this Episode

00:00 Introduction and Welcome to North Fulton Business Radio
00:33 Guest Introduction: Bill Neglia, Neglia Insurance Group
02:14 Health Insurance Market Overview
02:53 Challenges in 2026 Health Insurance
04:22 Impact of Reduced Tax Credits
10:28 Options for Health Insurance
23:22 Medicare Open Enrollment
28:36 Closing Remarks and Contact Information
30:06 Additional Business Insights

Bill Neglia, Founder, Neglia Insurance Group

Bill Neglia, Neglia Insurance Group
Bill Neglia, Neglia Insurance Group

Inspired by a family friend’s offer of mentorship, Bill started his career in insurance over 40 years ago. He was drawn to the autonomy of the industry and the desire to make a difference in people’s lives. This commitment was underscored when a meeting led a client to discover a life-threatening heart condition, which reaffirmed the importance of his role.

To best serve his clients, Bill begins with a comprehensive questionnaire, ensuring he understands their unique needs before discussing solutions. Guided by transparency and genuine care, he always prioritizes the client’s interest, setting him apart in the industry.

Outside work, rock concerts are his escape, where he sees parallels to his profession: individual performers coming together for a harmonious result. That balance is pivotal in his personal life too. When his wife, Sandy, faced a cancer diagnosis, he became her primary caregiver. This period cemented his belief in the importance of personal connection and empathy in his business.

His family is his inspiration. With Sandy, their children Danny and Caitlin, and six grandchildren, he finds joy in spending time with them, either at home or traveling with his family. Whether it’s golf with his son, watching sports, or being amused by their five granddogs, these experiences enrich his interactions with clients.

Bill’s not just your insurance agent with decades of experience, but he’s a compassionate adviser committed to serving your individual and family needs.

LinkedIn

Neglia Insurance Group

Neglia Insurance GroupBill Neglia started his health, life, disability, and long-term care insurance agency in 1983 as a one-person operation.

Since then, he has added a full-time office administrator, Charlotte, his son Dan, and his son-in-law, Zach, to the team. The agency specializes in working with mainly self-employed individuals, their families and their employees to make sure they have the most suitable and cost-effective health insurance and other benefit plans available.

Bill’s team uses a comprehensive “hands-on” approach from initial contact to quote, enrollment, and servicing the policy after the sale.

Bill and his team have never charged their clients a penny for their time and professional services. They are compensated by the insurance carriers themselves. The premium you pay is exactly the same whether you use Bill and his team or do it yourself.

Website | Facebook

Renasant Bank supports North Fulton Business Radio

Renasant BankRenasant Bank has humble roots, starting in 1904 as a $100,000 bank in a Lee County, Mississippi, bakery. Since then, Renasant has become one of the Southeast’s strongest financial institutions, with over $17 billion in assets and more than 180 banking, lending, wealth management, and financial services offices throughout the region. All of Renasant’s success stems from each banker’s commitment to investing in their communities as a way to better understand the people they serve. At Renasant Bank, they understand you because they work and live alongside you every day.

Website | LinkedIn | Facebook | Instagram | X (Twitter) | YouTube

Beyond Computer Solutions supports North Fulton Business Radio

Whether you’re a law firm, medical practice, or manufacturer, there’s one headline you don’t want to make: “Local Business Pays Thousands in Ransom After Cyberattack.” That’s where Beyond Computer Solutions comes in. They help organizations like yours stay out of the news and in business with managed IT and cybersecurity services designed for industries where compliance and reputation matter most.

Whether they serve as your complete IT department or simply support your internal team, they are well-versed in HIPAA, secure document access, written security policies, and other essential aspects that ensure your safety and well-being. Best of all, it starts with a complimentary security assessment.

Website | LinkedIn | Facebook | YouTube

About North Fulton Business Radio and host John Ray

With over 900 episodes and having featured over 1,400 guests, North Fulton Business Radio is the longest-running podcast in the North Fulton area, covering business in our community like no one else. We are the undisputed “Voice of Business” in North Fulton!

The show invites a diverse range of business, non-profit, and community leaders to share their significant contributions to their markets, communities, and professions. There’s no discrimination based on company size, and there’s never any “pay to play.” North Fulton Business Radio supports and celebrates businesses by sharing positive stories that traditional media ignore. Some media lean left. Some media lean right. We lean business.

John Ray, host of  North Fulton Business Radio, and Owner, Ray Business Advisors
John Ray, host of North Fulton Business Radio and Owner, Ray Business Advisors

John Ray is the host of North Fulton Business Radio. John and the team at North Fulton Business Radio, LLC, an affiliate of Business RadioX®, produce the show, and it is recorded inside Renasant Bank in Alpharetta.

The studio address is 275 South Main Street, Alpharetta, GA 30009.

You can find the complete archive of shows by following this link. The show is available on all the major podcast apps, including Apple Podcasts, Spotify, Google, Amazon, iHeart Radio, and many others.

John Ray, The Generosity MindsetJohn Ray also operates his own business advisory practice. John’s services include advising solopreneurs and small professional services firms on their value, their positioning and business development, and their pricing. His clients are professionals who are selling their expertise, such as consultants, coaches, attorneys, CPAs, accountants, bookkeepers, marketing professionals, and other professional services practitioners.

John is the author of the five-star rated book, The Generosity Mindset: A Journey to Business Success by Raising Your Confidence, Value, and Prices, praised by readers for its practical insights on raising confidence, value, and prices.

Tagged With: 2026 health plans, ACA marketplace, Affordable Care Act, Beyond Computer Solutions, Bill Neglia, catastrophic coverage, health insurance, healthcare costs, John Ray, Neglia Insurance Group, non marketplace plans, North Fulton Business Radio, open enrollment, out of pocket maximum, plan comparisons, premium increases, renasant bank, short term plans, subsidies, tax credits

Mike Pink, SmartPM: Cutting Construction Delays and Overruns

November 4, 2025 by John Ray

Mike Pink, SmartPM: Cutting Construction Delays and Overruns, on North Fulton Business Radio with host John Ray
North Fulton Business Radio
Mike Pink, SmartPM: Cutting Construction Delays and Overruns
Loading
00:00 /
RSS Feed
Share
Link
Embed

Download file

Mike Pink, SmartPM: Cutting Construction Delays and Overruns, on North Fulton Business Radio with host John Ray

Mike Pink, SmartPM: Cutting Construction Delays and Overruns (North Fulton Business Radio, Episode 910)

On this episode of North Fulton Business Radio, host John Ray talks with Mike Pink, founder and CEO of SmartPM. Mike explains why construction projects slip on time and budget, and how tighter use of the project schedule can prevent it. He breaks down CPM schedules, the detailed timelines used to plan a job. CPM stands for Critical Path Method, which is simply the chain of tasks that must finish on time for the whole project to finish on time.

Mike also demystifies schedule analytics. Think of it as software that reads the timeline like an auditor, checks whether the plan is sound, and spots early warning signs such as tasks starting out of order, the critical path bouncing around, or float shrinking. He shares examples of catching problems early, like a trade falling a week behind across several activities, or a logic link that quietly puts the project finish at risk. The result is fewer surprises, clearer conversations between the field and the office, and faster decisions that keep work moving for both owners and contractors.

Why it matters: Days turn into dollars. Each week of slippage can trigger liquidated damages, burn overhead, extend rentals, and push labor into overtime. Owners may delay revenue from a school, hospital, or plant that is not open. Contractors see margin erosion, slower pay apps, and a higher chance of disputes. Better schedule quality and frequent checks reduce those costs, speed decisions, and cut the odds of a claim.

John Ray is the host of North Fulton Business Radio. The show is produced by John Ray and North Fulton Business Radio, LLC, an affiliate of Business RadioX®, and is recorded inside Renasant Bank in Alpharetta.

Key Takeaways from This Episode

  • The project schedule is data, not a document. If you analyze it regularly, you can spot risks weeks before they hit the jobsite.
  • Good inputs matter. A clean baseline schedule is required before any tool can give trustworthy insights.
  • Simple metrics beat guesswork. Track things like critical path changes, total float shrinking, and out-of-sequence work to see trouble early.
  • Start small. Even mid-market contractors can begin with scheduled quality checks, then add regular risk reviews as they build the habit.

Topics Discussed in this Episode

00:00 Introduction and Welcome to North Fulton Business Radio
00:36 Guest Introduction: Mike Pink from SmartPM
01:57 The Problem with Construction Projects
02:18 Mike’s Background and Passion
03:08 Challenges in Construction Projects
04:24 The Birth of SmartPM
07:47 How SmartPM Works
15:58 Building Trust in the Construction Industry
20:34 Customer Collaboration and Trust-Building
21:15 Introduction to Mike Pink and SmartPM
21:25 The Role of AI in SmartPM
22:07 Understanding and Leveraging Schedule Data
25:09 SmartPM’s Approach to Project Management
26:52 Symptoms Indicating the Need for SmartPM
32:53 Success Stories and Impact
37:27 How to Get in Touch with SmartPM
38:22 Closing Remarks and Additional Resources

Michael Pink, Founder & CEO, SmartPM

Michael Pink, Founder & CEO, SmartPM
Michael Pink, SmartPM

Michael Pink is the founder and CEO of SmartPM Technologies, a company he started in 2016 with a mission to transform construction project management through innovative schedule analytics. With over 20 years of experience in project controls, risk management, and forensic delay analysis across various sectors, Pink identified the construction industry’s struggle to effectively use vast amounts of schedule data. His background includes working with top consulting firms and earning a BS in Industrial Engineering from Georgia Tech, an MBA from NYU Stern, and certifications as a Planning and Scheduling Professional and Certified Cost Engineer. Pink is known as a thought leader who frequently speaks on how AI and machine learning can drive improvements in project controls and construction outcomes.

SmartPM Technologies, under Pink’s leadership, offers an AI-powered platform that automates schedule analytics to provide real-time, actionable insights for commercial construction projects. The software helps teams identify potential delays, reduce inefficiencies, and resolve disputes by converting complex schedule data into understandable information accessible to all project stakeholders. The company is based in Atlanta, Georgia, and has quickly grown as a pioneer in using advanced technology to improve construction project performance, making schedule management more precise, proactive, and collaborative across the industry.

Website | Company LinkedIn | Mike’s LinkedIn

Renasant Bank supports North Fulton Business Radio

Renasant BankRenasant Bank has humble roots, starting in 1904 as a $100,000 bank in a Lee County, Mississippi, bakery. Since then, Renasant has become one of the Southeast’s strongest financial institutions, with over $17 billion in assets and more than 180 banking, lending, wealth management, and financial services offices throughout the region. All of Renasant’s success stems from each banker’s commitment to investing in their communities as a way to better understand the people they serve. At Renasant Bank, they understand you because they work and live alongside you every day.

Website | LinkedIn | Facebook | Instagram | X (Twitter) | YouTube

Beyond Computer Solutions supports North Fulton Business Radio

Whether you’re a law firm, medical practice, or manufacturer, there’s one headline you don’t want to make: “Local Business Pays Thousands in Ransom After Cyberattack.” That’s where Beyond Computer Solutions comes in. They help organizations like yours stay out of the news and in business with managed IT and cybersecurity services designed for industries where compliance and reputation matter most.

Whether they serve as your complete IT department or simply support your internal team, they are well-versed in HIPAA, secure document access, written security policies, and other essential aspects that ensure your safety and well-being. Best of all, it starts with a complimentary security assessment.

Website | LinkedIn | Facebook | YouTube

About North Fulton Business Radio and host John Ray

With over 900 episodes and having featured over 1,400 guests, North Fulton Business Radio is the longest-running podcast in the North Fulton area, covering business in our community like no one else. We are the undisputed “Voice of Business” in North Fulton!

The show invites a diverse range of business, non-profit, and community leaders to share their significant contributions to their markets, communities, and professions. There’s no discrimination based on company size, and there’s never any “pay to play.” North Fulton Business Radio supports and celebrates businesses by sharing positive stories that traditional media ignore. Some media lean left. Some media lean right. We lean business.

John Ray, host of  North Fulton Business Radio, and Owner, Ray Business Advisors
John Ray, host of North Fulton Business Radio and Owner, Ray Business Advisors

John Ray is the host of North Fulton Business Radio. John and the team at North Fulton Business Radio, LLC, an affiliate of Business RadioX®, produce the show, and it is recorded inside Renasant Bank in Alpharetta.

The studio address is 275 South Main Street, Alpharetta, GA 30009.

You can find the complete archive of shows by following this link. The show is available on all the major podcast apps, including Apple Podcasts, Spotify, Google, Amazon, iHeart Radio, and many others.

John Ray, The Generosity MindsetJohn Ray also operates his own business advisory practice. John’s services include advising solopreneurs and small professional services firms on their value, their positioning and business development, and their pricing. His clients are professionals who are selling their expertise, such as consultants, coaches, attorneys, CPAs, accountants, bookkeepers, marketing professionals, and other professional services practitioners.

John is the author of the five-star rated book, The Generosity Mindset: A Journey to Business Success by Raising Your Confidence, Value, and Prices, praised by readers for its practical insights on raising confidence, value, and prices.

Tagged With: baseline schedule, Beyond Computer Solutions, capital projects, construction analytics, construction delays, construction tech, cost overruns, CPM scheduling, critical path, Critical Path Method, data driven construction, delay claims, dispute avoidance, ENR contractors, forensic schedule analysis, general contractors, Georgia Tech, John Ray, mid-market contractors, Mike Pink, North Fulton Business Radio, out of sequence work, project controls, project schedule, renasant bank, Risk Management, SaaS for construction, schedule analytics, schedule quality, schedule risk, SmartPM, SmartPM Technologies, total float

Manuja Ranasinghe of 50 Acres Tea: Wellness in a Cup

November 3, 2025 by John Ray

Manuja Ranasinghe of 50 Acres Tea: Wellness in a Cup, on North Fulton Business Radio with host John Ray
North Fulton Business Radio
Manuja Ranasinghe of 50 Acres Tea: Wellness in a Cup
Loading
00:00 /
RSS Feed
Share
Link
Embed

Download file

Manuja Ranasinghe of 50 Acres Tea: Wellness in a Cup, on North Fulton Business Radio with host John Ray

Manuja Ranasinghe of 50 Acres Tea: Wellness in a Cup (North Fulton Business Radio, Episode 909)

On this episode of North Fulton Business Radio, host John Ray welcomes Manuja Ranasinghe, founder of 50 Acres Tea, a premium tea brand based in Metro Atlanta. Manuja recounts his journey from Sri Lanka, which included a lengthy corporate career in banking and the airline industry, and how a 2020 buyout paved the way for the launch of a purpose-driven tea company.

Drawing on childhood time around his grandparents’ tea estate and Sri Lankan factories, he explains why 50 Acres centers on a single-region, high-elevation black tea that he refined over two and a half years to suit American palates seeking a lighter, calming beverage. He also unpacks his blends, including mangosteen, cardamom, pineapple, and cinnamon, and explains why he calls tea “wellness in a cup.” The conversation also covers daily tea habits, caffeine comparisons with coffee, and why 50 Acres sells directly to consumers online.

John Ray is the host of North Fulton Business Radio. The show is produced by John Ray and North Fulton Business Radio, LLC, an affiliate of Business RadioX®, and is recorded inside Renasant Bank in Alpharetta.

Key Takeaways from This Episode

  • How a single-region, high-elevation Sri Lankan black tea produces a light, smooth cup that appeals to American tea drinkers
  • Why 50 Acres layers functional flavors like mangosteen, cardamom, pineapple, and cinnamon over full-leaf black tea
  • Tea as a calming, evening-friendly beverage with lower caffeine than coffee
  • The family story behind the 50 Acres name and how it shapes the brand

Topics Discussed in this Episode

0:00 Introduction and Welcome
00:37 Meet Manuja Ranasinghe of 50 Acres Tea
00:53 Renasant Bank: Your Personal Banking Solution
03:04 Manuja’s Journey from Sri Lanka to the USA
04:29 The Birth of 50 Acres Tea
06:31 Understanding the American Tea Market
09:26 The Health Benefits of Tea
12:24 Exploring Premium Tea Blends
16:05 Starting a Tea Company in Georgia
16:41 The Growing Popularity of Tea
17:21 The Story Behind the Brand
18:51 Solving Problems with Premium Tea
21:15 Unique Selling Points and Market Strategy
23:43 Core Values and Community Outreach
27:01 Customer Reviews and Product Quality
28:51 How to Purchase and Experience 50 Acres Tea
30:31 Final Thoughts and Additional Information

Manuja Ranasinghe, Founder, 50 Acres Tea

Manuja Ranasinghe, 50 Acres Tea
Manuja Ranasinghe, 50 Acres Tea

Manuja Ranasinghe is a Sri Lankan-born entrepreneur, storyteller, and values-driven leader based in the United States, best known as the founder of 50 Acres Tea. Drawing from his experiences at Delta Air Lines and as a Distinguished Toastmaster, Manuja champions self-empowerment and authenticity in business and life. His philosophy is deeply rooted in his Buddhist heritage, emphasizing moral conduct, concentration, and wisdom, which infuses both his leadership style and his approach to wellness-focused entrepreneurship.​

Founded in 2023 and headquartered in Marietta, Georgia, 50 Acres sources premium Ceylon tea blends crafted to support well-being and refreshment. The company’s product line features teas rich in natural antioxidants, soothing herbs, spices, and fruits, all designed to promote healing, focus, and serene clarity without the jitters associated with conventional caffeinated beverages. 50 Acres reflects Manuja’s mission to create products that ignite both personal wellness and a deeper appreciation for extraordinary taste.​

This combination of cross-cultural experience, values-first leadership, and a passion for quality tea makes Manuja and 50 Acres uniquely positioned in the modern wellness and beverage landscape—making them ideal for listeners seeking both inspiration and practical tips for living authentically and well.

Website | Instagram | YouTube | LinkedIn

Renasant Bank supports North Fulton Business Radio

Renasant BankRenasant Bank has humble roots, starting in 1904 as a $100,000 bank in a Lee County, Mississippi, bakery. Since then, Renasant has become one of the Southeast’s strongest financial institutions, with over $17 billion in assets and more than 180 banking, lending, wealth management, and financial services offices throughout the region. All of Renasant’s success stems from each banker’s commitment to investing in their communities as a way to better understand the people they serve. At Renasant Bank, they understand you because they work and live alongside you every day.

Website | LinkedIn | Facebook | Instagram | X (Twitter) | YouTube

Beyond Computer Solutions supports North Fulton Business Radio

Whether you’re a law firm, medical practice, or manufacturer, there’s one headline you don’t want to make: “Local Business Pays Thousands in Ransom After Cyberattack.” That’s where Beyond Computer Solutions comes in. They help organizations like yours stay out of the news and in business with managed IT and cybersecurity services designed for industries where compliance and reputation matter most.

Whether they serve as your complete IT department or simply support your internal team, they are well-versed in HIPAA, secure document access, written security policies, and other essential aspects that ensure your safety and well-being. Best of all, it starts with a complimentary security assessment.

Website | LinkedIn | Facebook | YouTube

About North Fulton Business Radio and host John Ray

With over 900 episodes and having featured over 1,400 guests, North Fulton Business Radio is the longest-running podcast in the North Fulton area, covering business in our community like no one else. We are the undisputed “Voice of Business” in North Fulton!

The show invites a diverse range of business, non-profit, and community leaders to share their significant contributions to their markets, communities, and professions. There’s no discrimination based on company size, and there’s never any “pay to play.” North Fulton Business Radio supports and celebrates businesses by sharing positive stories that traditional media ignore. Some media lean left. Some media lean right. We lean business.

John Ray, host of  North Fulton Business Radio, and Owner, Ray Business Advisors
John Ray, host of North Fulton Business Radio and Owner, Ray Business Advisors

John Ray is the host of North Fulton Business Radio. John and the team at North Fulton Business Radio, LLC, an affiliate of Business RadioX®, produce the show, and it is recorded inside Renasant Bank in Alpharetta.

The studio address is 275 South Main Street, Alpharetta, GA 30009.

You can find the complete archive of shows by following this link. The show is available on all the major podcast apps, including Apple Podcasts, Spotify, Google, Amazon, iHeart Radio, and many others.

John Ray, The Generosity MindsetJohn Ray also operates his own business advisory practice. John’s services include advising solopreneurs and small professional services firms on their value, their positioning and business development, and their pricing. His clients are professionals who are selling their expertise, such as consultants, coaches, attorneys, CPAs, accountants, bookkeepers, marketing professionals, and other professional services practitioners.

John is the author of the five-star rated book, The Generosity Mindset: A Journey to Business Success by Raising Your Confidence, Value, and Prices, praised by readers for its practical insights on raising confidence, value, and prices.

Tagged With: 50 Acres, 50 Acres Tea, artisan tea blends, beverage startup, Beyond Computer Solutions, black tea, brand story, cardamom tea, cinnamon tea, direct to consumer tea, e-commerce tea brand, family tea estate, Georgia Small Business, iced tea, immigrant founder, John Ray, low caffeine tea, mangosteen tea, Manuja Ranasinghe, North Fulton Business Radio, pineapple tea, premium tea, renasant bank, Sri Lankan tea, tea, tea company, wellness in a cup

Jody daSilva, Leaders Team, on Breaking Growth Barriers

October 9, 2025 by John Ray

Breaking Growth Barriers, with Jody daSilva, Leaders Team, on North Fulton Business Radio with host John Ray
North Fulton Business Radio
Jody daSilva, Leaders Team, on Breaking Growth Barriers
Loading
00:00 /
RSS Feed
Share
Link
Embed

Download file

Breaking Growth Barriers, with Jody daSilva, Leaders Team, on North Fulton Business Radio with host John Ray

Jody daSilva, Leaders Team, on Breaking Growth Barriers (North Fulton Business Radio, Episode 907)

Early in her career, when a McDonald’s location she managed flooded with a foot of water, Jody daSilva didn’t shut it down. She fixed it, reopened it, and never looked back. That same instinct to figure things out has powered her entire career.

Now with Leaders Team, Jody helps executives do the same inside their companies: fix what’s really broken. In her conversation with host North Fulton Business Radio host John Ray, she explains why so many mid-market firms stall out: not because of weak systems or bad hires, but because of the stories leaders tell themselves.

Jody and John dig into how those hidden beliefs shape culture, create silos, and kill growth. She shares what “ontological coaching” really means, why it’s not just pep-talk psychology, and how companies transform when leaders stop managing content and start changing who they are being.

John Ray is the host of North Fulton Business Radio. The show is produced by John Ray and North Fulton Business Radio, LLC, an affiliate of Business RadioX®, and is recorded inside Renasant Bank in Alpharetta.

Key Takeaways from This Episode

  • Why leadership transformation starts with who you’re being rather than what you’re doing
  • How personal stories and limiting beliefs can cap organizational growth
  • The role of ontological coaching in reshaping leadership effectiveness
  • How to recognize when a company culture or structure is holding back performance
  • Simple ways to begin dismantling silos and building alignment across teams

Topics Discussed in This Episode

00:00 Introduction to North Fulton Business Radio
01:52 Meet Jody daSilva: Leadership Insights
02:57 Jody’s Eclectic Career Journey
05:56 The Importance of Being in Business
07:32 Ontological Training and Its Impact
11:32 Transforming Company Culture
16:07 Exploring Company Silos
18:26 Identifying Symptoms of Dysfunction
21:38 Addressing Women Leaders’ Challenges
25:39 Success Stories and Transformations
27:50 Contact Information and Closing Remarks

Jody daSilva, Leaders Team

Jody daSilva, Leaders Team
Jody daSilva, Leaders Team

Jody daSilva is a senior manager and leadership consultant with more than 30 years of experience leading and advising across Fortune 500 companies and start-ups. Her career is defined by a track record of improving profitability, productivity, and organizational performance. Drawing on that experience, she now helps companies identify the unseen barriers that stall growth and performance.

Jody combines sharp business acumen with deep ontological training in the study of being and human nature to offer a distinctive approach to leadership development. Through her work with Leaders Team, she helps executives and teams uncover limiting beliefs, shift culture, and create alignment that drives sustainable results. Her clients credit her with breakthroughs that include doubling revenue, strengthening leadership teams, improving customer satisfaction, and building more cohesive, purpose-driven organizations.

Website | LinkedIn

Renasant Bank supports North Fulton Business Radio

Renasant BankRenasant Bank has humble roots, starting in 1904 as a $100,000 bank in a Lee County, Mississippi, bakery. Since then, Renasant has become one of the Southeast’s strongest financial institutions, with over $17 billion in assets and more than 180 banking, lending, wealth management, and financial services offices throughout the region. All of Renasant’s success stems from each banker’s commitment to investing in their communities as a way to better understand the people they serve. At Renasant Bank, they understand you because they work and live alongside you every day.

Website | LinkedIn | Facebook | Instagram | X (Twitter) | YouTube

Beyond Computer Solutions supports North Fulton Business Radio

Whether you’re a law firm, medical practice, or manufacturer, there’s one headline you don’t want to make: “Local Business Pays Thousands in Ransom After Cyberattack.” That’s where Beyond Computer Solutions comes in. They help organizations like yours stay out of the news and in business with managed IT and cybersecurity services designed for industries where compliance and reputation matter most.

Whether they serve as your complete IT department or simply support your internal team, they are well-versed in HIPAA, secure document access, written security policies, and other essential aspects that ensure your safety and well-being. Best of all, it starts with a complimentary security assessment.

Website | LinkedIn | Facebook | YouTube

About North Fulton Business Radio and host John Ray

With over 900 episodes and having featured over 1,400 guests, North Fulton Business Radio is the longest-running podcast in the North Fulton area, covering business in our community like no one else. We are the undisputed “Voice of Business” in North Fulton!

The show invites a diverse range of business, non-profit, and community leaders to share their significant contributions to their markets, communities, and professions. There’s no discrimination based on company size, and there’s never any “pay to play.” North Fulton Business Radio supports and celebrates businesses by sharing positive stories that traditional media ignore. Some media lean left. Some media lean right. We lean business.

John Ray, host of  North Fulton Business Radio, and Owner, Ray Business Advisors
John Ray, host of North Fulton Business Radio and Owner, Ray Business Advisors

John Ray is the host of North Fulton Business Radio. John and the team at North Fulton Business Radio, LLC, an affiliate of Business RadioX®, produce the show, and it is recorded inside Renasant Bank in Alpharetta.

The studio address is 275 South Main Street, Alpharetta, GA 30009.

You can find the complete archive of shows by following this link. The show is available on all the major podcast apps, including Apple Podcasts, Spotify, Google, Amazon, iHeart Radio, and many others.

John Ray, The Generosity MindsetJohn Ray also operates his own business advisory practice. John’s services include advising solopreneurs and small professional services firms on their value, their positioning and business development, and their pricing. His clients are professionals who are selling their expertise, such as consultants, coaches, attorneys, CPAs, accountants, bookkeepers, marketing professionals, and other professional services practitioners.

John is the author of the five-star rated book, The Generosity Mindset: A Journey to Business Success by Raising Your Confidence, Value, and Prices, praised by readers for its practical insights on raising confidence, value, and prices.

Tagged With: Beyond Computer Solutions, breaking growth barriers, business consulting, business growth, company culture, executive coaching, Jody daSilva, John Ray, leader mindset, Leaders Team, Leadership, leadership development, middle market business, North Fulton Business Radio, Organizational Change, renasant bank, Team Alignment, Transformational Leadership

  • « Previous Page
  • 1
  • 2
  • 3
  • 4
  • …
  • 72
  • Next Page »

Business RadioX ® Network


 

Our Most Recent Episode

CONNECT WITH US

  • Email
  • Facebook
  • LinkedIn
  • Twitter
  • YouTube

Our Mission

We help local business leaders get the word out about the important work they’re doing to serve their market, their community, and their profession.

We support and celebrate business by sharing positive business stories that traditional media ignores. Some media leans left. Some media leans right. We lean business.

Sponsor a Show

Build Relationships and Grow Your Business. Click here for more details.

Partner With Us

Discover More Here

Terms and Conditions
Privacy Policy

Connect with us

Want to keep up with the latest in pro-business news across the network? Follow us on social media for the latest stories!
  • Email
  • Facebook
  • Google+
  • LinkedIn
  • Twitter
  • YouTube

Business RadioX® Headquarters
1000 Abernathy Rd. NE
Building 400, Suite L-10
Sandy Springs, GA 30328

© 2025 Business RadioX ® · Rainmaker Platform

BRXStudioCoversLA

Wait! Don’t Miss an Episode of LA Business Radio

BRXStudioCoversDENVER

Wait! Don’t Miss an Episode of Denver Business Radio

BRXStudioCoversPENSACOLA

Wait! Don’t Miss an Episode of Pensacola Business Radio

BRXStudioCoversBIRMINGHAM

Wait! Don’t Miss an Episode of Birmingham Business Radio

BRXStudioCoversTALLAHASSEE

Wait! Don’t Miss an Episode of Tallahassee Business Radio

BRXStudioCoversRALEIGH

Wait! Don’t Miss an Episode of Raleigh Business Radio

BRXStudioCoversRICHMONDNoWhite

Wait! Don’t Miss an Episode of Richmond Business Radio

BRXStudioCoversNASHVILLENoWhite

Wait! Don’t Miss an Episode of Nashville Business Radio

BRXStudioCoversDETROIT

Wait! Don’t Miss an Episode of Detroit Business Radio

BRXStudioCoversSTLOUIS

Wait! Don’t Miss an Episode of St. Louis Business Radio

BRXStudioCoversCOLUMBUS-small

Wait! Don’t Miss an Episode of Columbus Business Radio

Coachthecoach-08-08

Wait! Don’t Miss an Episode of Coach the Coach

BRXStudioCoversBAYAREA

Wait! Don’t Miss an Episode of Bay Area Business Radio

BRXStudioCoversCHICAGO

Wait! Don’t Miss an Episode of Chicago Business Radio

Wait! Don’t Miss an Episode of Atlanta Business Radio