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Alma Sucic, Northwestern Mutual

November 18, 2022 by John Ray

North Fulton Business Radio

Alma Sucic, Northwestern Mutual

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Alma Sucic, Northwestern Mutual (North Fulton Business Radio, Episode 580)

Alma Sucic, a financial advisor with Northwestern Mutual, joined host John Ray to share her inspiring story of resilience: coming to the United States as a Bosnian refugee, surviving and recovering from a major automobile accident, and the passion she subsequently developed for helping individuals and family with financial protection. Alma discussed why life insurance is so vital for all ages, income protection through disability and the difference between personal and company coverages, planning for retirement, long term care needs, and much more.

North Fulton Business Radio is produced and broadcast by the North Fulton studio of Business RadioX® inside Renasant Bank in Alpharetta.

Northwestern Mutual

Northwestern Mutual helps you live the life you want, and the life you never thought you could. When people feel better about their money, good things happen – they become more confident and feel more secure. Taking away the everyday financial stress that most people experience (1 out of every 3, in fact), helps them breathe easier, sleep better, and feel happier.

They believe in doing the right thing. To them, the right thing is making sure their clients won’t have to worry about their finances. That they won’t have to wonder if the lives they see for themselves, and their families, is possible—they’ll know it is. That’s because the financial strategies we recommend are based on each client’s life and priorities, and every financial plan is specifically designed to help them reach their unique goals.

Website | Facebook | Instagram | Twitter | LinkedIn

Alma Sucic, Financial Advisor, Northwestern Mutual

Alma is a Bosnian Refugee that came to the USA at age 21 after going through the war in Bosnia. She works on her development and learning new cultures and new systems. It was through her own hardship and a car accident that almost cost her own life that she realized the importance of having protection in place.

That is one of the main reasons she chose to become an advocate and Financial Fiduciary Advisor and educate people on what’s possible and what’s needed to protect themselves, their livelihood, income, loved ones and to leave a legacy.

Questions and Topics in this Interview

Why everyone needs life insurance
Income protections through disability and the difference between personal and company protections
Planning for retirement
Long term care needs
Protection your legacy and beneficiaries

North Fulton Business Radio is hosted by John Ray and broadcast and produced from the North Fulton studio of Business RadioX® inside Renasant Bank in Alpharetta. You can find the full archive of shows by following this link. The show is available on all the major podcast apps, including Apple Podcasts, Spotify, Google, Amazon, iHeart Radio, Stitcher, TuneIn, and others.

Renasant Bank has humble roots, starting in 1904 as a $100,000 bank in a Lee County, Mississippi, bakery. Since then, Renasant has grown to become one of the Southeast’s strongest financial institutions with over $13 billion in assets and more than 190 banking, lending, wealth management and financial services offices in Mississippi, Alabama, Tennessee, Georgia and Florida. All of Renasant’s success stems from each of their banker’s commitment to investing in their communities as a way of better understanding the people they serve. At Renasant Bank, they understand you because they work and live alongside you every day.

Since 2000, Office Angels® has been restoring joy to the life of small business owners, enabling them to focus on what they do best. At the same time, we honor and support at-home experts who wish to continue working on an as-needed basis. Not a temp firm or a placement service, Office Angels matches a business owner’s support needs with Angels who have the talent and experience necessary to handle work that is essential to creating and maintaining a successful small business. Need help with administrative tasks, bookkeeping, marketing, presentations, workshops, speaking engagements, and more? Visit us at https://officeangels.us/.

Diane Wilush with SPADD

June 8, 2020 by angishields

Atlanta Business Radio

Diane Wilush with SPADD

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Diane Wilush came to UCP of Georgia in 1994 and has led the organization through tremendous growth, from a small nonprofit serving the Atlanta area to an organization providing comprehensive services for more than 500 individuals and families statewide.

With more than 35 years of experience in developing community-based supports and advocating for the rights of people with intellectual and developmental disabilities. Diane also sits on the board for SPADD and leads a team in the They Deserve More campaign.

Follow SPADD on Facebook.

What You’ll Learn in This Episode

What a Direct Support Professional (DSP) is and what issues they face in Georgia
The impact of low wages and high turnover on the individuals they support
How COVID-19 is impacting group homes, caregivers, and the individuals they support
Why They Deserve More was created
What Georgians can do to support these DSPS

About Our Sponsor

OnPay’s payroll services and HR software give you more time to focus on what’s most important. Rated “Excellent” by PC Magazine, we make it easy to pay employees fast, we automate all payroll taxes, and we even keep all your HR and benefits organized and compliant.

Our award-winning customer service includes an accuracy guarantee, deep integrations with popular accounting software, and we’ll even enter all your employee information for you — whether you have five employees or 500. Take a closer look to see all the ways we can save you time and money in the back office.

Follow OnPay on LinkedIn, Facebook and Twitter.

MARKETING MATTERS WITH RYAN SAUERS: Alicia Wehner with Brand and Britt Insurance Agency

June 27, 2019 by Mike

Gwinnett Studio

MARKETING MATTERS WITH RYAN SAUERS: Alicia Wehner with Brand and Britt Insurance Agency

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Alicia Wehner/Brand and Britt Insurance Agency

Brand and Britt Insurance Agency has locations in Monroe, Loganville, Grayson and Buford. In business over 40 years, Brand and Britt represents over 35 insurance carriers. They provide insurance for individuals, businesses, health/life/disability, and bonds.

Alicia Wehner has held a job in one way or another since she was 14 years old. From yogurt server, to shoe sales, to retail sales, to bank teller, to bank management and business lender, to insurance. It’s been an interesting and fun ride!

Jane Bishop/Take the Next Step

Jane Bishop, is CEO of Take the Next Step which emerged out of her passion to help others “go for their It.” She helps small business owners, entrepreneurs strengthen and align with their inner core for success by using her coaching and training skills. When you work with Jane you will experience accomplishing your “it,” and be a greater influence to those around you. Jane uses her E4U system to help clients get to the core faster to create and execute a plan for effectiveness. Jane is also a professional speaker and published author. Curious? Reach out and book a complimentary session and see where that leads.

Ryan Sauers/President of Sauers Consulting Strategies

Ryan T. Sauers has spent over 25 years leading and/or consulting with marketing, media, and related companies. He is also owner of two Our Town Gwinnett monthly magazines. Sauers is a frequent national speaker and global columnist. He serves as an adjunct university professor teaching leadership courses. Ryan is a Certified Myers Briggs, DiSC, and Emotional Intelligence practitioner. Ryan is working on his Doctoral degree in Leadership. He is author of the best-selling books Everyone is in Sales and Would You Buy from You?

Show Overview

Marketing Matters with Ryan Sauers is a radio show discussing topics as they relate to marketing, communications, sales, leadership and more. Host Ryan Sauers, a best-selling author and national speaker, discusses how these topics play a role in every aspect of our lives. Each episode shares tangible nuggets of information that listeners can easily understand and apply to their everyday life, whether personal or business. The show challenges listeners’ current state of thinking so they can grow to new heights and see new opportunities in business, which is rapidly changing, multi-generational. and noisy in nature.

Paul Sharman with The Sharman Law Group, Kirkley Hennessy with Hennessy Transportation, and Ehab Jaleel with Amana Academy Charter School

July 26, 2016 by Mike

North Fulton Business Radio

Paul Sharman with The Sharman Law Group, Kirkley Hennessy with Hennessy Transportation, and Ehab Jaleel with Amana Academy Charter School

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John Ray, Paul Sharman, Ehab Jaleel, Kirkley Hennessy, Steven Julian

Paul Sharman/The Sharman Law Group

In 2011, Paul opened The Sharman Law Firm to serve clients in overtime, employment discrimination, employee benefits and other employment-related disputes, as well as appellate clients. Paul is admitted to the State Bar of Georgia, United States District Courts for the Northern District of Georgia, Middle District of Georgia and Southern District of Georgia, as well as the Eleventh Circuit Court of Appeals. In addition to his practice as an Atlanta employment attorney, Paul serves on the Board of Directors of the North Fulton Bar Association and is also an active member of the Atlanta Bar Association, American Association for Justice and the National Employment Lawyers Association, Georgia chapter.

Kirkley Hennessy/Hennessy Transportation

Hennessy Transportation is an Atlanta based global ground transportation company providing luxury world-class service in over 500 cities and 1,200 airports. Their client list varies from personal luxury transportation to corporate group transportation. They are proud to say that virtually every Fortune 500 company relies on Hennessy every minute, every hour, every day. Brides and Grooms and their wedding party depend on Hennessy when moving the bridal party from the ceremony to the reception. Families count on Hennessy when they’re needing to get to the airport before the big vacation. So can you! Whether you are needing a sedan to the airport, a stretch limousine for a special night out, or a bus to get your corporate executives on location on time, Hennessy is the company you’re looking for.

Ehab Jaleel/Amana Academy Charter School

Amana Academy, a Fulton County public charter school serving 750 students, is the first K-8 Certified STEM School by the Georgia Department of Education. Founded on the principles of stewardship and responsibility, the school is incorporated in the state of Georgia as a non-profit charter school and is located in Alpharetta, GA. Amana’s unique set of educational approaches centers on the Harvard-based Expeditionary Learning model and is focused on preparing students for high academic achievement beyond what they think possible, so that they become active contributors to building a better world. In 2011, the school was named Georgia Charter School of the Year by the Coca-Cola Foundation, and it received a STEM Education Dissemination Award by the Georgia Department of Education in 2012. The school was also ranked the #1 Middle School in Georgia in 2010 by the Georgia Public Policy Foundation, and awarded an Annie E. Casey Foundation Grant, among many other honors and awards for its commitment to environmental education and for its pioneering Arabic language program. Amana Academy students reside primarily in Alpharetta and Roswell and the school is open to all students who are eligible to attend Fulton County Public Schools during the specified open enrollment period without regard to race, ethnicity, national origin, gender, religion, disabling condition, or English proficiency.

Reverse Mortgages and Paying for Home Health Care

September 12, 2014 by Mike

Gwinnett Studio

Reverse Mortgages and Paying for Home Health Care

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Senior Salute Radio brings timely information to leading edge Boomers and Seniors about issues involving care-giving and aging. Learn from both professionals and regular people going through the process with their families. Each week we will also Salute an incredible Senior.

Senior Salute Radio is presented by The Elder & Disability Law Firm of Victoria L. Collier.

Today’s Guests:

Dan Wolbe/Liberty Home Equity Solutions

One of the nation’s largest reverse mortgage companies. Liberty uses licensed local representatives to help seniors understand the potential benefit in unlocking their home’s equity. They discuss financial security for those that want to stay in their homes and the many ways reverse mortgage can improve their lives.

Nancy Bour/Synergy HomeCare of Metro Atlanta

When trusting someone to care for you or your loved one, it is important to have confidence in their passion to serve and their care giving skills. At Synergy HomeCare, they can help you to find the care you need as you age, recover from illness, or seek assistance during a difficult time. Let them take your worries away so that you can relax and enjoy quality time with your parent, your child, your friend, etc. They want you to have peace of mind and feel physically, mentally, and emotionally relieved. You are not alone and they can make caring for a loved one a pleasure.

Senior Salute Moment: Today’s senior Salute Moment recognizes Edwin Garner for living all of his days in the place he so fondly calls home.

Business Advisor Elizabeth Gordon interviews Lisa Owen, President of CORE Benefit Solutions and Gina Ragsdale, President of Southern Demolition on The Chic Perspectives Show

July 20, 2010 by angishields

Chic Perspectives

Business Advisor Elizabeth Gordon interviews Lisa Owen, President of CORE Benefit Solutions and Gina Ragsdale, President of Southern Demolition on The Chic Perspectives Show

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Today on The Chic Perspectives Show I had on Established Entrepreneurs Lisa Owen, President & Benefit Specialist, CORE Benefit Solutions, LLC www.corebenefitsga.com and Gina Ragsdale, Founder/President/Southern DemolitionÂ www.southerndemo.com. Both experts in their field, Lisa and Gina shared their stories about starting and building success entrepreneurial enterprises.

Lisa Owen is the founding partner and President of CORE Benefit Solutions, a benefits brokerage firm specializing in health benefits planning and marketing for corporations and individuals. Â Lisa has 15+ years of experience in the employee benefits arena for both corporations and individuals.Â Her business knowledge and industry expertise, paired with innovative ideas and commitment to client satisfaction, have earned notable credibility in the industry.

Lisa talked about how she started down this path in college with a degree in a related field (risk management) and a college internship in a related field which evolved into a part-time position while in college.

She highly recommends college student get real world experience as early as possible in their fieldÂ to help them apply context to college assignments and also evaluate if the potential profession is a good fit.

As a Benefits Specialist and broker for corporations and individuals, Lisaâ€™s company helps corporations of all sizes establish or re-vamp the benefits package (encompassing medical, dental, disability, and workers comp) they offer employees and also serve as an employerâ€™s HR administrative arm as needed.

In addition, CORE Benefits works with individuals who may be self-employed, college students, or out of work looking for individual health benefits options outside the traditional group plan.Â They provide clients guidance and market alternatives for benefits plans and make sure that they have the most cost competitive health benefits package available.

The company can serve anyone who needs assistance with health benefits.Â Typical clients are mid-size market employers (2-500 employees).

Lisa shared some of the key differentiators that have helped her company stand out –

1. The Importance of Maintaining Ongoing Client Relations

- Her philosophy is that the client should feel that they are your only client in terms of the service and time that you give them.Â Educate yourself on the client and remind yourself of their situation each time before you meet with them.Â As your client base builds, do not take this personal touch for granted.
- Make a point to contact clients you have not been in touch with through the year to check in and make sure everything is okay
- To the extent possible, treat all clients equally, regardless of size.

2. Build strategic partnerships and alliances

- Strategic partners are one of the most cost-effective marketing strategies available
- Strategic partners also provide a good sounding board when you need to devise creative solutions for a client or for your business
- Network, network, network!Â Make sure you have a team within your company or alliances with other firms that can assist you with business development.

3. Structure your business so that it can adapt to change

- This is probably the most important point for an entrepreneur in this line of business to be able to do right now with the new health care reform law.
- Shortly after passage of the new health care reform law, we began discussing how we will adapt to changes and diversify ourselves so that we can survive the upcoming changes.
- Think positively about change and what you will learn both professionally and personally from it.

Checkout CORE Benefits @ www.corebenefitsga.com

and also become a friend on @ Facebook

and link up with Lisa @ Lisa Owen

My next guest was Gina Ragsdale, Founder/President/Southern Demolition and Environmental www.southerndemo.com

Gina is a native of Sandy Springs, and graduated from Terry College of Business at University of Georgia with a Risk Management Degree. She cited the strong emotional family support from her parents, Gene and Beadie Cambardella, who always encouraged her to â€œdo something I likeâ€.

Her husband was also supportive in pursuing a demolition and environmental services company. Now a working mother of one, Gina juggles the demands of existing demolition projects, growing complimentary lines of business, and a full family life like a pro.

Gina talked about how it all started with a request from a neighbor to tear down a house. She quickly realized that the determination of asbestos and proper removal was as equally important environmentally as the disposal of the debris. She became an asbestos inspector in 2007 and then became a licensed asbestos abatement contractor in the state of Georgia.

Sheâ€™s now estimating demolition projects, inspecting and supervising the removal of asbestos, applying for permits, coordinating the installation of erosion controls, advising the client of permitting and site plan requirements, and deconstructing re-usable building products.

Her company is focused on the diversion of materials from the landfill â€“ everything from usable light fixtures to hardwood floorings to bricks to mantles to cabinets to appliances.

Gina recently started a retail outlet for architectural elements and bricks. The company is called â€œThe Deconstructed Houseâ€ www.thedeconstructedhouse.com and is her new â€œbabyâ€.

She talked about the treasures she finds deconstructing wood and other salvageable items from houses and structures.

Gina gave great advice when it comes to doing demolition work – First itâ€™s important it is to hire licensed, insured contractors. If the quote is too good to be true, it probably is – so make sure to ask for references.

Also ask for detailed quotes. Make sure that you as the owner is compliant not only with local permitting requirement but state requirements as well. Just because you have a permit doesnâ€Ÿt mean all Environmental regulations are being met.

Gina talked about how important it is to encourage legislators to mandate reuse of materials. Nationally, the US manufactures and disposes of approx. 11 million tons of asphalt shingles, which is approx. 8% of the total building-related waste stream. Mandating use of recycled shingles in road paving applications could ultimately significantly reduce the negative environmental impact associated with the extraction, transportation and processing of virgin materials.

You can find more about about Ginaâ€™s businesses:

Southern Demolition and Environmental at www.southerndemo.com

The Deconstructed House is www.thedeconstructedhouse.com

Additionally SouthernDemolition and Environmental and The Deconstructed House both have facebook pages.

Thank you to my fabulous guests and to our wonderful listeners.

Until next time wishing you all Chic Success,

Elizabeth