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North Fulton Voices 2025 Recap: Attainable Housing

December 19, 2025 by John Ray

2025 Year-End Roundtable: What Moved the Needle on Attainable Housing and Missing Middle Housing in North Fulton (North Fulton Voices, Episode 16)
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2025 Year-End Roundtable: What Moved the Needle on Attainable Housing and Missing Middle Housing in North Fulton (North Fulton Voices, Episode 16)

2025 Year-End Roundtable: What Moved the Needle on Attainable and Missing Middle Housing in North Fulton (North Fulton Voices, Episode 16)

In this 2025 year-end edition of North Fulton Voices, Nancy Diamond, Jack Murphy, Kathy Swahn and John Ray look back at a momentous year for the North Fulton Improvement Network (NFIN) and the region’s attainable housing conversation. They ground the recap in two sobering realities: metro Atlanta lost 230,000 low- and mid-income homes from 2018 to 2023, and in many municipalities it can take seven years to go from concept to occupancy for new housing.

The panel explains how the conversation moved from awareness to influence, with NFIN’s framing and data showing up more consistently in planning discussions and public meetings. They point to a broader shift in how leaders and residents are talking about housing, including its connection to quality of life, workforce stability, and long-term economic health.

They also point out key factors from 2025 that helped build momentum, such as the need for people to get involved in comprehensive planning, a clear change in local election discussions, and a North Fulton Forum that gathered banks, employers, schools, nonprofits, and federal partners to discuss funding and practical ways to implement solutions.

In 2026, the group identifies three key areas of focus: enhancing public understanding of zoning, normalizing solutions that people can visualize, and maintaining high participation in comprehensive plan processes. The message is unambiguous; this work moves when everyday residents and employers show up, learn the language, and keep asking better questions.

North Fulton Voices is presented by the North Fulton Improvement Network. The show series is proudly sponsored by John Ray Co. and North Fulton Business Radio, LLC.

Key Takeaways from This Episode

  • Metro Atlanta lost 230,000 low- and mid-income homes (2018–2023), and the timeline for new housing can stretch to seven years from concept to occupancy.
  • NFIN frames the issue as financial vulnerability, not a narrow poverty category. Many households are one expense away from needing help.
  • The conversation is shifting from awareness to influence, with more traction in planning and leadership dialogue.
  • Comprehensive plans are a major leverage point because they shape housing and infrastructure decisions upstream.
  • We now clearly link attainable and unaffordable middle-class housing to workforce stability and local competitiveness.
  • Capital matters if solutions are going to scale. Partnerships with banks, employers, nonprofits, and government are part of the path forward.
  • A practical next step for listeners is to engage locally, understand zoning basics, and participate in comprehensive plan processes.

Topics Discussed in this Episode

00:00 Introduction to North Fulton Voices
00:52 Reflecting on a Momentous Year
01:32 Data Insights on Housing Crisis
02:45 Mission and Goals of the Network
04:56 Connecting Stakeholders and Community
06:36 Influence and Public Awareness
08:10 Comprehensive Planning in Alpharetta
12:21 Challenges in Workforce and Attainable Housing
23:05 Impact on Schools and Enrollment
27:05 Bankers and Housing Solutions
27:22 North Fulton Forum Highlights
27:59 Community Redevelopment Act and Challenges
28:48 Workforce Housing and Bankers’ Role
29:11 United Way’s ALICE Model
30:45 Impact of Workforce Housing on Businesses
31:20 Shoutout to April Atkins
31:54 Public-Private Partnerships in Attainable Housing
33:40 Innovative Housing Solutions in Metro Atlanta
35:46 Mark Murphy’s Housing Efforts
36:55 Brian Goldstone’s Book and Community Impact
38:41 Sponsorship and Community Support
40:01 Looking Forward: Zoning and Community Engagement
46:57 Call to Action: Get Involved
49:38 Conclusion and Acknowledgements

Jack Murphy

Jack Murphy
Jack Murphy

Jack Murphy is a volunteer with The Society of St. Vincent de Paul and is Chair of the North Fulton Improvement Network. He is also in his 21st year of working for the Metro Atlanta Chamber of Commerce.

Prior to the Chamber, Jack worked for and with Fortune 500 companies in operations, human resources, training, and quality areas. Jack was a senior adjunct professor for Quality & Operations Management at Keller Graduate School for 14 years.

He has served on both the National and Georgia Boards of The Society of St. Vincent de Paul, responsible for Diversity, Advocacy, & Systemic Change. Jack is currently the national SVDP chair of Systemic Change and Advocacy.

Jack received a BA in psychology from Belmont Abbey College and a M.Ed. from UNC-Greensboro.  Jack and his wife, Nancy, a retired elementary school principal, have two grown daughters and two grandchildren. They live in Alpharetta, Georgia.

LinkedIn

Nancy Diamond

Nancy Diamond

Nancy Diamond is a Project Manager with Schmit & Associates, a real estate development firm, creating town center revitalization in communities all around the metro area.

Nancy served 8 years as a Roswell City Council Member, including a term as Mayor Pro Tem, with liaison positions with Community Development, Transportation, Recreation & Parks, and Public Safety.

In addition to her work with the North Fulton Improvement Network, Nancy has been active in area non-profit organizations, including board leadership positions in the STAR House Foundation, WellStar North Fulton Hospital, and the Roswell Rotary Club.

A native of Atlanta and a 42-year North Fulton resident, Nancy worked at Turner Broadcasting in the early years of CNN, then became a freelancer in sports television graphics. While raising her two daughters, she worked from home, first developing a corporate gift service and later as a mortgage loan originator.

Nancy and her husband, Glenn, now relish the role of grandparents to Owen.

LinkedIn

Kathy Swahn

Kathy Swahn, President Emeritus, The Drake House
Kathy Swahn

Kathy has resided in the North Fulton area for almost 45 years. She has watched the community evolve from what was “unincorporated Fulton County” to a six-city bustling suburban community. Her history has been marked by a strong emphasis on children: she raised two daughters as a stay-at-home mother, held leadership positions in school PTAs and Girl Scouts, participated in the National Charity League and the North Fulton Council of PTAs, and held the position of chair of the Superintendent’s Advisory Council.

Kathy resumed her career by entering the nonprofit sector. She joined the team at North Fulton Community Charities, running their holiday program, becoming Development Director and successfully managing the $3 million capital campaign for their Elkins Road location. Along the way, she also served on the DFACS Board and chaired the board of the Fulton County Continuum of Care for four years.

After having the opportunity to join in the Greater North Fulton Chamber of Commerce Leadership Program, Kathy was surrounded with a dynamic group of folks who worked to create The Drake House. Since 2004, she served as board chair for the first four years, executive director for nine years, and is now retired. Over those years, The Drake House served over 500 single mothers with over 1,000 children and grew the assets of the organization to over $4 million.

Kathy continues to serve The Drake House on the Advocacy Committee, along with her work for NFIN.

She spends much of her time traveling to the DC area, where her children and grandchildren reside.

LinkedIn

Sponsor for North Fulton Voices: John Ray and North Fulton Business Radio, LLC

The North Fulton Voices show series is proudly sponsored by John Ray Co. and the North Fulton affiliate of Business RadioX®.

John Ray
John Ray

John Ray is a podcast show host and producer and owns North Fulton Business Radio, LLC, the North Fulton (Georgia) affiliate of Business RadioX®.

John also operates his own business advisory practice, Ray Business Advisors. John’s services include advising solopreneurs and small professional services firms on their value, their positioning and business development, and their pricing. His clients are professionals who are selling their expertise, such as consultants, coaches, attorneys, CPAs, accountants and bookkeepers, marketing professionals, and other professional services practitioners.

John is the author of the #1 nationally best-selling book, The Generosity Mindset: A Journey to Business Success by Raising Your Confidence, Value, and Prices.

John is the host of North Fulton Business Radio and The Price and Value Journey. North Fulton Business Radio, the longest-running podcast in the North Fulton region of Georgia, features a wide range of business and community leaders. The Price and Value Journey is devoted to solo and small-firm professional services providers and covers issues such as pricing, value, and business development.

Tagged With: ALICE, Alpharetta Comprehensive Plan, April Atkins, attainable housing, Bankers, banking and housing, Brian Goldstone, Business Impact, Civic Participation, community engagement, community planning, Community Reinvestment Act, community support, comprehensive planning, CRA, Housing Advocacy, housing crisis, Housing Data, housing finance, housing policy, Innovative Housing Solutions, Jack Murphy, John Ray, Kathy Swahn, Mark Murphy, Metro Atlanta Housing, missing middle housing, Nancy Diamond, NFIN, North Fulton Forum, North Fulton Improvement Network, North Fulton Voices, Public Awareness, public private partnerships, School Enrollment, Stakeholder Collaboration, Talent and Workforce, United Way, workforce housing, zoning, Zoning Education

On Changing Client Lives and the Parable of Different Stonecutters, with Mark Murphy, Northeast Private Client Group

November 5, 2020 by John Ray

Mark-Murphy-Northeast-Private-Client-Group
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On Changing Client Lives and the Parable of Different Stonecutters, with Mark Murphy, Northeast Private Client Group
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On Changing Client Lives and the Parable of Different Stonecutters, with Mark Murphy, Northeast Private Client Group

Mark Murphy: [00:00:00] I think we pride ourselves on two things. One is whoever asks the best questions always wins, because if you can figure out how to add value, it’s easy to figure out how to get paid. And remember, the good ones tell, the great ones ask. And so, the idea to me is I pride myself on being the best, most active listener out there. And if you ask good questions, you can then help people solve problems. In our businesses is we become the possibility for success in their lives. And the idea is that I don’t come in there saying, “Hey, we’re going to do this, we’re going to do this.” We come in listening and really trying to figure out and create that dream or create the life that that person wants, and then hope they elegantly execute that, and be that possibility for them.

Mark Murphy: [00:00:45] I mean, I love when our clients say, “I never thought this was possible. I never dreamed we could do this,” or I mean, “Oh, my God, if I could have only imagined, I wish I would have met you 20 years earlier.” And that’s the fun part of the business, is you’re just changing people’s lives for the better. And what’s even better than that-

John Ray: [00:01:00] That is, the gratitude, for sure.

Mark Murphy: [00:01:01] And what’s even better about that is you’re not only changing their lives for their family, but how many people do those people employ? How many people are sending their kids to college or paying their mortgage from what you’ve created, and they created, and they created, and the abundance, and the tremendous synergy you create in the world from this work is what drives me.

Mark Murphy: [00:01:22] I ran the 15th Century philosophy. I used to say there are three types of stonecutters. And I think there’s three types of everybody. It’s just as apropos now. He used to say there’s a group of stonecutters that cut stone to feed their family. And in every industry, there’s those people. And he used to say there’s also a group of stonecutters that cut stone because they’re very talented and artistic in. And there’s a group of people in every industry there to. But there’s another group of stonecutters who think they’re building a temple for God. And I think one of the ways we connect is that I think there are companies – and you and I – we believe we’re out there building a temple for God. We’re changing the lives of all the people we touch. And so, that never gets old and that never seems like a business.

Mark Murphy, CEO

Mark Murphy is the Chief Executive Officer of Northeast Private Client Group and the author of two books The Win-Win Outcome – The Dealmaker’s Guide to Buying and Selling Dental Practices and Extraordinary Wealth – The Guide to Financial Freedom & an Amazing Life.

Northeast Private Client Group is a national financial planning and wealth management firm headquartered in Roseland, New Jersey. Unlike other financial planning firms, Mr. Murphy and his team focus on the process by which clients use financial products rather than the products themselves.

Mr. Murphy feels that true financial wealth is developed by a high level of emotional fitness driven by wealth creation strategies and a plan that will work under all circumstances. Mr. Murphy and his team provide strategic planning and financial engineering to closely held businesses, mid-size companies, celebrities, athletes, hedge fund managers, doctors, dentists and other high net worth individuals.

LinkedIn

Listen to the complete interview on Dental Business Radio with Mark here.


The “One Minute Interview” series is produced by John Ray and in the North Fulton studio of Business RadioX® in Alpharetta. You can find the full archive of shows by following this link.

Renasant Bank has humble roots, starting in 1904 as a $100,000 bank in a Lee County, Mississippi, bakery. Since then, Renasant has grown to become one of the Southeast’s strongest financial institutions with over $13 billion in assets and more than 190 banking, lending, wealth management and financial services offices in Mississippi, Alabama, Tennessee, Georgia and Florida. All of Renasant’s success stems from each of their banker’s commitment to investing in their communities as a way of better understanding the people they serve. At Renasant Bank, they understand you because they work and live alongside you every day.

Tagged With: Changing Client Lives, Mark Murphy

Mark Murphy, Northeast Private Client Group

August 24, 2020 by John Ray

Mark-Murphy-Northeast-Private-Client-Group
Dental Business Radio
Mark Murphy, Northeast Private Client Group
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Mark Murphy, Northeast Private Client Group (“Dental Business Radio,” Episode 3)

Mark Murphy joins host Patrick O’Rourke in a wide-ranging conversation which covers the state of today’s dental industry, why active listening is so important to his practice, why he considers relationships the key to success in any business, and much more. “Dental Business Radio” is underwritten and presented by Practice Quotient and produced by the North Fulton studio of Business RadioX®.

Northeast Private Client Group

Northeast Private Client Group is a boutique Financial Services advisory firm. The firm’s principals are key business strategists and inquisitive, critical thinkers. They help entrepreneurs and professionals to create real wealth and, in most cases, multigenerational wealth.

Mark Murphy, CEO

Mark Murphy is the Chief Executive Officer of Northeast Private Client Group and the author of two books The Win-Win Outcome – The Dealmaker’s Guide to Buying and Selling Dental Practices and Extraordinary Wealth – The Guide to Financial Freedom & an Amazing Life.

Northeast Private Client Group is a national financial planning and wealth management firm headquartered in Roseland, New Jersey. Unlike other financial planning firms, Mr. Murphy and his team focus on the process by which clients use financial products rather than the products themselves.

Mr. Murphy feels that true financial wealth is developed by a high level of emotional fitness driven by wealth creation strategies and a plan that will work under all circumstances. Mr. Murphy and his team provide strategic planning and financial engineering to closely held businesses, mid-size companies, celebrities, athletes, hedge fund managers, doctors, dentists and other high net worth individuals.

LinkedIn

Patrick O’Rourke, Host of Dental Business Radio

Patrick O’Rourke began his career in operations management at a dental & vision insurance company in Florida, which after several acquisitions and mergers, is now MetLife. He spent five years at Humana in Atlanta selling in the large group segment (100+ employees). In addition to several awards throughout his career, he has earned many professional certifications.

Understanding the nuances involved with all aspects of risk management helped business partners rely on his expertise to guide client recommendations. He is an insurance insider that has built dental networks, worked in operations management, designed dental plans, and opened markets.

In 2013, he founded Practice Quotient, which specializes in dental insurance PPO network contract analytics and reimbursement guidance, representing the dental provider.

As a national public speaker, Patrick educates doctors on how dental managed care participation impacts more than 50% of practice revenue, the importance of diligent contract management, and how to develop criteria specific to a patient acquisition strategy for choosing the best carrier business partners.

About Dental Business Radio

“Dental Business Radio” covers the business side of dentistry. Host Patrick O’Rourke and his guests cover industry trends, insights, success stories, and more in this wide-ranging show. The show’s guests will include successful doctors across the spectrum of dental practice providers, as well as trusted advisors and noted industry participants. “Dental Business Radio” is underwritten and presented by Practice Quotient and produced by the North Fulton studio of Business RadioX®.

Practice Quotient

“Dental Business Radio” is sponsored by Practice Quotient. Practice Quotient, Inc. serves as a bridge between the payor and provider communities. Their clients include general dentist and dental specialty practices across the nation of all sizes, from completely fee-for-service-only to active network participation with every dental plan possible. They work with independent practices, emerging multi-practice entities, and various large ownership entities in the dental space. Their projects evaluate the merits of the various in-network participation contract options specific to your Practice’s patient acquisition strategy. There is no one-size-fits-all solution.

Connect with Practice Quotient:

Website

LinkedIn

Facebook

Twitter

 

Mark Murphy is a Registered Representative and Financial Advisor of Park Avenue Securities LLC (PAS). OSJ: 200 Broadhollow Road Suite 405, Melville, NY 11747, ph# 631.589.5400. Securities products and advisory services offered through PAS, member FINRA, SIPC. Financial Representative of The Guardian Life Insurance Company of America® (Guardian), New York, NY. PAS is a wholly owned subsidiary of Guardian. Business RadioX, Dental Business Radio, Patrick O’Rourke and Northeast Private Client Group is not an affiliate or subsidiary of PAS or Guardian. AR Insurance License #741545, CA Insurance License #0B36048 2020-106984 Exp. 8/22

Tagged With: Dental Business Radio, dental practices, Mark Murphy, Northeast Private Client Group, Patrick O'Rourke, Practice Quotient, specialty dental practices, strategic planning

Business RadioX ® Network


 

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