

Fuller Center for Housing of Greater Atlanta: Building Homes for the People Every Community Depends On, with Mark Murphy (Good2Give Podcast, Episode 21)
In this episode of the Good2Give Podcast, host DePriest Waddy talks with Mark Murphy, president of the Fuller Center for Housing of Greater Atlanta, about what it actually takes to put a home within reach of the people most communities depend on but rarely think about housing: school bus drivers, teacher’s aides, lunch workers, and nurse’s aides. Also joining the conversation is Norma Marquez, Director of Development at the Community Foundation for Northeast Georgia.
Murphy makes the affordability gap concrete. The average age of a first-time homebuyer in the mid-1980s was 27. Today it is 41. First-time buyers now account for only 21% of home purchases, down from 40%. The Fuller Center’s response is not a first-time buyer program. It is, as Murphy puts it, an ever-time buyer program for families who would not be able to own a home under any conventional financing scenario. Qualifying families earn between 50% and 80% of the area median income, must have minor children at home, and commit to 350 hours of sweat equity in place of a down payment. In return, they receive a zero-interest loan on a new three-bedroom, two-bath home, with a $100,000 forgivable second mortgage built into the structure. The organization is also zoning a 6.2-acre parcel in Cherokee County for an 18-home development, with groundbreaking targeted for early 2027.
The episode also covers the Fuller Center’s Greater Blessings program, which provides critical home repairs for elderly and disabled homeowners aging in place, and the organization’s recent decision to open an agency fund with CFNEG to manage its long-term reserves.
The Good2Give Podcast is presented by the Community Foundation for Northeast Georgia. John Ray and North Fulton Business Radio, LLC, an affiliate of Business RadioX, produce the show. You can find the full archive of shows by following this link.
Key Takeaways from this Episode
- The average age of a first-time homebuyer has risen from 27 in the mid-1980s to 41 today, and the share of homes purchased by first-time buyers has dropped from 40% to 21%. The numbers tell the story before anyone makes an argument.
- The Fuller Center is not a first-time buyer program. It serves families who would not qualify for a conventional mortgage at any interest rate, focusing on what Murphy calls the hidden heroes of the community: the janitors, bus drivers, teacher’s aides, and nurse’s aides who keep communities running but cannot afford to live in them.
- Qualifying families earn between 50% and 80% of area median income and contribute 350 hours of sweat equity in place of a down payment. They receive a zero-interest loan on a new home priced around $250,000 after a forgivable $100,000 second mortgage is factored in.
- The Fuller Center’s Greater Blessings program addresses a separate and equally urgent need: home repairs for elderly and disabled homeowners who need wheelchair ramps, grab bars, and bathroom modifications to remain in their homes as they age.
- Land is the hardest part. By the time a parcel reaches the market, it is priced beyond what any affordable housing model can absorb. The Fuller Center depends on city and county partnerships to access publicly held land and is currently zoning a 6.2-acre site in Cherokee County for 18 homes, with groundbreaking targeted for early 2027.
- The NIMBY (not in my backyard) resistance to affordable housing often comes from fear about who might move in. Murphy’s counter is to reframe the conversation around the specific people a community already knows and relies on, rather than abstractions about housing categories.
Topics Discussed in this Episode
00:00 Show intro and welcome from host DePriest Waddy
00:22 DePriest Waddy introduces Mark Murphy and the Fuller Center
00:45 The misconception that first-time buyers just need to try harder
01:53 How home prices have changed since 1985 and what that means today
03:22 Apartment rents in Atlanta and the broader affordability squeeze
03:35 Who the Fuller Center actually serves: the hidden heroes of the community
04:27 Where Fuller Center clients come from and the income eligibility range
05:30 The two service lines: new home builds and the Greater Blessings repair program
06:38 How the family selection and sweat equity process works
07:25 The zero-interest loan structure and what a Fuller Center home actually costs
08:01 Homeownership as a path to generational wealth and equity for children
09:29 Geographic focus: a 15-mile circle around Mountain Park and the Cherokee County project
11:32 NIMBY opposition and how to reframe the conversation around community heroes
13:44 The data: first-time buyer age and share of purchases then and now
14:58 Economic impact of the 18-home Cherokee County development
15:23 How the Fuller Center raises money: board contributions, foundations, corporations, and churches
16:44 The challenge of finding affordable land before it reaches the open market
18:19 The waiting list approach and timeline to groundbreaking in early 2027
19:30 The Fuller Center’s agency fund with CFNEG and why Murphy calls it the biggest, reddest easy button
21:49 How listeners can help: volunteer, donate, or join an international build trip
23:14 How to reach Mark Murphy and closing
Mark Murphy, President, Fuller Center for Housing of Greater Atlanta

Mark Murphy is president of the Fuller Center for Housing of Greater Atlanta and a city council member in the City of Mountain Park. He holds a finance degree and spent more than 30 years as an executive in consulting and IT outsourcing, including senior roles with HP Enterprise Services, Capgemini, CIBER, and CSC Consulting.
Since retiring in 2016, he has concentrated on fundraising and service for causes including Children’s Healthcare of Atlanta, Homestretch, and the Fuller Center. He is also the founder and director of the St. Paddy O’Pedal Ride to Conquer Childhood Cancer, which benefits Children’s Healthcare of Atlanta.
Fuller Center for Housing of Greater Atlanta
The Fuller Center for Housing of Greater Atlanta is a grassroots nonprofit working to eliminate poverty housing across metro Atlanta. The organization builds new homes for working families who cannot qualify for conventional financing, offering zero-interest mortgages and requiring partner families to contribute sweat equity in the process. It also runs the Greater Blessings program, which provides critical home repairs such as roofing, plumbing, and accessibility modifications to help elderly, disabled, and low-income homeowners remain in their homes. The organization is a local Covenant Partner of the national Fuller Center for Housing, is headquartered in Roswell, and is currently pursuing a Go Big Initiative committed to building 100 homes across the greater Atlanta region over the next ten years.
The Good2Give Podcast celebrates the work of donors, nonprofits, and the causes they care about. DePriest Waddy is the show’s host, and the Community Foundation for Northeast Georgia is the presenting sponsor.
The Good2Give Podcast is produced by John Ray and North Fulton Business Radio, LLC, an affiliate of Business RadioX®. You can find the full archive of shows by following this link. You can also find the show on all the major podcast apps, including Apple Podcasts, Spotify, and many others.
At the Community Foundation for Northeast Georgia, everything they do centers around one purpose: improving the world through the power of philanthropy.
On a fundamental level, they do that through managing funds held in trust, donated by individuals, organizations, and businesses. Most of these funds are donor-advised funds, which are similar to savings accounts. These funds are pooled for investment purposes, and their income is used to make grants for a wide variety of charitable purposes.
But the Foundation’s goals extend far beyond managing funds. They desire to strengthen the communities they serve in Gwinnett, Northeast Georgia, and beyond by providing leadership, addressing community needs, and assisting individuals and organizations with their charitable giving.
Connect with CFNEG:
Website | Facebook | LinkedIn | Twitter | Instagram


The Atlanta Regional Commission (ARC) is the official planning agency for the 11-county Atlanta Region, including Cherokee, Clayton, Cobb, DeKalb, Douglas, Fayette, Forsyth, Fulton, Gwinnett, Henry, and Rockdale counties, as well as the City of Atlanta and 74 other cities. The Atlanta Regional Commission’s mission is to foster thriving communities for all within the Atlanta region through collaborative, data-informed planning and investments.















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