small business loans Archives - Business RadioX ®

The Myths of Business and Financing

April 22, 2020 by Mike

Business Made Simple

The Myths of Business and Financing

00:00 /

Successful business entrepreneurs Tim and Chrystal Mansour share their 50 years of combined business experience on “Business Made Simple” to motivate others and turn dreams into reality!

The couple shares their business experiences, challenges, and passions for success. “Business Made Simple” offers tips and strategies on how to build a business from scratch, how to manage and overcome obstacles, how to manage working with family and friends, and much more. Hear lessons learned along the way, and the importance & power of positive thinking!

Tim & Chrystal Mansour/Mansour International

Building and operating over ten businesses within 30 years, all these businesses started from zero. Tim was fortunate to sell all of them over a period of time for a total of $10.8 million dollars.

Working successfully with thousands of employees, members, customers and family, Tim received several business accolades such as:

Georgia Chamber of Commerce “Georgia Business Man of the Year”
Gwinnett Chamber of Commerce “Gwinnett Business Man of the Year”
Board member, Leadership Gwinnett “Glance Program”
Georgia Trend Magazine “Georgia’s Top 40 Business Leaders Under 40”
Rockdale Chamber of Commerce “Jerry Barbee Small Business Person of the Year” Finalist
Gwinnett Magazine readers voted Fitness International “Best in Gwinnett” Fitness Center for seven years in a row
Member of Leadership Gwinnett
Member of Golden Key Society Alumni of UWA 2017
President, American Heart Association Gwinnett

Together, Tim and Chrystal have over 50 plus years of business experience in the Health & Fitness industry through education, coaching and living a healthy way of life. Key elements of this program are motivating people to pursue and achieve their dreams & goals in business, building/managing relationships, health & fitness, as well as helping others manage and overcoming obstacle while remaining focused, persistent and positive.

Mansour International is Tim and Chrystal’s current business, which allows them to enjoy motivating others in business, investing in real estate, flipping houses, and living a healthy way of life!

Bradley Carroll with Frazier & Deeter

April 8, 2020 by Mike

Case In Point

Bradley Carroll with Frazier & Deeter

00:00 /

Host Rick Strawn and guest Bradley Carroll answer questions about the new CARES (Coronavirus Aid, Relief, and Economic Security) Act which contains $379 billion in relief for American workers and small businesses.

Bradley Carroll/Frazier & Deeter, CPAs & Advisors

Frazier & Deeter is a nationally recognized accounting and advisory firm headquartered in Atlanta, GA. Frazier & Deeter and its FD family of brands have nine offices across the United States and one in the United Kingdom. The firm has been recognized repeatedly as a “Best of the Best” Accounting firm, a “Best Firm to Work” for in the U.S.. and a “Best Firm for Women in Leadership”. The firm provides a wide range of tax, audit, accounting and advisory services to help clients reach their unique financial goals. Frazier & Deeter’s brand promise is “investing in relationships to make a difference™”.

CLICK HERE for the video of this episode.

Real Estate with Deneen and Pete Manesiotis and Steve Larkin the Super Loan Man

December 10, 2017 by Karen

Phoenix Business Radio

Real Estate with Deneen and Pete Manesiotis and Steve Larkin the Super Loan Man

00:00 /

Real Estate with Deneen and Pete Manesiotis and Steve Larkin the Super Loan Man

Deneen & Pete Manesiotis – HomeSmart Realtors and Real Estate Investors. In 2017, they’ve assisted 35 families in buying or selling AZ Real Estate for over $9Million in sales to date. In 2016 they assisted 34 families in their real estate transactions totaling over $11Million in sales. Deneen and Pete are honored to be in HomeSmart top 1% of Realtors and members of HomeSmart’s 3 Diamond Club. They’ve closed over 800 deals in 15+ years and our business revolves around our high standards and ethics. We do our very best for every client. As a result, they are blessed with a strong referral business and our customers repeatedly utilize our real estate services.

www.HomeSmartInvesting.com
Deneen & Pete’s Facebook Page
Spring Training Client Appreciation Event

Steve “SuperLoanMan” Larkin is a seasoned business finance expert with 20 years of financial lending experience. He has closed several financial deals with a 95% approval rate. Having worked as a financial mortgage broker, underwriter and senior compliance forensic auditor this leaves his clients with the confidence they will get the funds they need.

https://www.linkedin.com/in/meetstephenlarkin/
www.superloanman.com
www.thestartuppartners.com

STRATEGIC INSIGHTS RADIO: Don’t Give-Up When a Bank Won’t Give You a Loan

March 3, 2016 by Mike

Gwinnett Studio

STRATEGIC INSIGHTS RADIO: Don't Give-Up When a Bank Won't Give You a Loan

00:00 /

Don’t Give Up, Even If a Bank Won’t Give You A Loan.

On this episode of “Stategic Insights Radio”, sponsored by Maid Right of Duluth, Sterling Rose Consulting Corp CEO and host Vlad Rusz discusses what funding alternatives exist for small to large size businesses when a bank turns them down for funding.

Vlad’s special guest is Brian Peart, the CEO and Owner of Commercial Capital, a division of the Nexus Financial Group. It was started almost six years ago by Brian to capitalize on the commercial loan requests he was getting from his residential customers. Prior to opening Commercial Capital, Brian Peart worked in the same industry specifically focused on residential lending since 1995.

This episode of “Strategic Insights Radio” answers these and other important questions including:

1) When should a business start looking for funding?

2) What funding sources are available to any size business?

3) What happens if you are rejected? Are their alternatives?

4) Is every bank the right choice for you?

5) What is the timing on getting a loan?

6) What monetary expectations are required for getting a loan?

Brian Peart/Commercial Capital Limited

Commercial Capital Limited is a division of Nexus Financial Group. It was started almost six years ago by Brian L. Peart to capitalize on the commercial loan requests they were getting from their residential customers. Over the years, they have learned the nuances of the commercial lending arena and now have the team in place to provide the great rates and flexibility of a broker with the underwriting knowledge of direct lenders. In so doing, they can fill the void between the local commercial bank with its slow approvals, rigid terms, zero follow-up and restrictive criteria and the “hard money” lenders who will give you 15%+ rates. In fact, they will help structure the deal and can often get the loan approved with banks and lenders that you would be unable to get done. Plus, they are now correspondent lenders with several national banks, which means better pricing for you and your clients. They also have access to all of the nationwide lenders and direct conduits to Wall Street money. As the numbers of deals they handle grow, and the database of lenders that respect their underwriting grows, their ability to provide truly the finest service and terms available is reaching new highs. When you bring your deal to Commercial Capital Limited, you are getting a partner that will help you get the right deal for your dream. At Commercial Capital Limited, no dream is too big!

About “Strategic Insights Radio”:

“Strategic Insights Radio” is intended to be an interactive radio show hosted by Sterling Rose Consulting Corp. Listeners can Tweet their questions for a live response on the radio to @sterling_rose1 or via @strategicradio. Also, suggestions on business topics that listeners would like to learn more about are welcome. Please send suggestions to info@sterlingroseconsultingcorp.com.

The Facts of Factoring: Mark Little with Diversified Funding Services

July 29, 2015 by Mike

On the Money

The Facts of Factoring: Mark Little with Diversified Funding Services

00:00 /

Get the facts about factoring! On this episode of “On the Money“, host Joe Moss interviews Mark Little with Diversified Funding Services on how factoring can help a small business.

Mark Little/Diversified Funding Services

Factoring is a fast, easy and flexible way to improve your cash flow and generate working capital for your company. Through the power of factoring, you obtain immediate access to cash that is normally tied up for terms of up to 30, 60 or 90 days in your accounts receivable.

Diversified Funding Services was founded in 1998 by Mark Little with the mission to provide businesses the opportunity to obtain critically needed cash flow for their companies with Account Receivables financing, traditionally known as Factoring. To accomplish this mission, Diversified Funding Services carefully selected trustworthy, well-financed, highly qualified funding sources to meet the needs of most business that qualified for this powerful form of finance. Many business owners did not realize this powerful cash flow tool existed. Many bank clients have profitable and growing businesses, however they do not qualify for traditional bank financing, or the constraints are not flexible enough to allow them to grow to their potential.

Diversified Funding Services has now helped clients in very diverse industries receive funding from $10,000 a month to over $1,500,000 a month. Any business that provides a product or service to another business is a candidate for this cash flow tool. From start up to well-established companies, all they need are invoices to creditworthy clients to realize the benefits of partnering with Diversified Funding Services.

—————————————————————————————————————

“On the Money” focuses on topics and issues allowing small businesses to better navigate the financial services minefield, with analysis and opinions from today’s industry experts on banking and loans. “On the Money” also introduces you to some of the top small business leaders in the Atlanta market.

Hosted by Joe Moss, the president of Embassy National Bank, “On the Money” airs live every Wednesday at 3:00 PM EST from the Business RadioX studio in Gwinnett.

COMMUNITY BANKING AND SMALL BUSINESS: Chris Marinac with FIG Partners

June 17, 2015 by Mike

On the Money

COMMUNITY BANKING AND SMALL BUSINESS: Chris Marinac with FIG Partners

00:00 /

Host Joe Moss takes you inside the world of community banking with special guest Chris Marianac of FIG Partners.

Chris Marinac/FIG Partners

FIG Partners is an employee-owned broker/dealer specializing in financial institutions. Their expertise includes independent research on nearly 120 public bank stocks and the industry at large, completion of over 100 transactions to raise new capital and provide strategic advice, and OTC market-making for 800+ banks nationwide. FIG Partners has strong capabilities in their four key disciplines: Equity Research, Investment Banking, Equity Sales & Trading, and Fixed Income

—————————————————————————————————————

Hosted by Joe Moss, the president of Embassy National Bank, “On the Money” airs live every Wednesday at 3:00 PM EST from the Business RadioX studio in Gwinnett.

Three Fantastic Female Entrepreneurs

December 16, 2014 by angishields

Midtown Business Radio

Three Fantastic Female Entrepreneurs

00:00 /

Three Fantastic Female Entrepreneurs

This week I got to sit down with Three Fantastic Entrepreneurs from the Atlanta area. Diana Keough, CEO and founder of ShareWIK Media Group (Share What I Know), LeeAnn Maxwell, Co-Founder of Vixen Vodka, and Lara Hodgson, multiple-time successful entrepreneur and CEO/Founder of NOWaccount. We talked about some of the challenges they faced as women launching their own businesses, hear what they believe helped them succeed as entrepreneurs, and advice they offer for women contemplating starting a business of their own. For the longest time most of us would envision a man when thinking “CEO” or “Doctor”, or even “Entrepreneur”. And, as our guests shared, many times they’re the only female CEO/Entrepreneur in a room full of men. Times are slowly but surely changing. And today many women are launching successful brands and businesses, some of which are now global brands.

ShareWIK Media Group is a licensed content-generating group, producing high quality, interesting content across all media types for use in population health management efforts, inbound marketing/branding, testimonial content, and pertinent health optimization content. Diana talked about her transition from a journalist for the Plains Dealer newspaper to a Chief Executive Officer in a leadership role. She says, “If you are not surrounding yourself with people who are better than you and open to the fact that you might be wrong; or they might have a better idea on how to do things, then you’re not going to grow.” Over the weeks since I met Diana I’ve had the opportunity to meet several of the folks who make up the team at ShareWIK and seen some of their work. I can tell you: if your organization or agency needs to move an initiative or your business forward and you rely heavily on engaging your target audience to drive awareness you MUST include ShareWIK Media Group on your shortlist of content providers. At their core, the people at ShareWIK Media Group are journalists with expertise across all media types. On top of journalistic skills they bring knowledge and expertise within the healthcare journalism space as well.

Vixen Vodka is an EXCELLENT vodka that was born out of a trip to St. Simons Island, GA where two friends, drinking cocktails by the pool, decided they should launch their own vodka, branded and tailored for women. As LeeAnn says, “We came home, sobered up, and remembered it was a great idea.” “A dream without action is merely a fantasy.” It took them 2 years from beach to shelf. She shared how she and her good friend (also a woman) broke into the spirits business, starting with ZERO knowledge of how to make vodka much less how to bring one to market. After being told her idea was fantastic by a business consultant he turned around and told them, “I’ll never work. The spirits industry is a Good Ol’ Boys network. Those men will chew you up and spit you out!” That was several years ago and now the brand is adding more states to the seven states where they’re currently sold.

NOWaccount got started as a solution to a problem Lara Hodgson encountered as an entrepreneur with an earlier business, the impact of not having access to cash that is tied up holding unpaid invoices, particularly when they aged for several weeks (or more). She firmly believes that a successful business needs to have people behind them who are providing the product/service to solve a particular problem for their customer more so than “to sell lots of ‘X’ and make lots of money because it’s a great product”. She said, “So many people come up with a great idea and they fall in love with the ‘What’. They fall in love with the widget or the product. And if your ego and your passion is in the product then they are going to woefully un-deliver. But if your ego and your passion are in the “So What?” and the impact and the problem you’re solving then the sky’s the limit.” NOWaccount is a merchant services company that provides the B2B company with access to capital by selling slower-paying invoice accounts within 2-5 days for basically the same cost as accepting a credit card. Their solution is invisible to their client’s customers, has no minimum time commitment, and includes only those accounts selected by the B2B they’re helping. The NOWaccount option gives businesses the capital they need to accept larger orders, add staff, often enabling them grow larger and faster than was possible before.

Special Guests:

Lara O’Connor-Hodgson, CEO of Nowaccount Network Corporation

MBA Harvard Business School
Former Adjunct Professor of Finance, Georgia Institute of Technology
Board of Directors, Georgia Regional Transportation Authority
Owner, Insomnia Group
Chairman of the Board, Atlanta Heights Charter School
Second Language–Japanese

Diana Keough, CEO/Founder of ShareWIK.com

Journalism Instructor/Guest Lecturer, Emory University
Member, Koles College of Business Advisory Board, Kennsaw State University
Former Front Page Series Writer, The Plain Dealer
Former Reporter/Commentator, WKSU
Co-author, “Building a Business, Building a Life: The Incredible Life of a Woman Business Owner”

LeeAnn Maxwell, CEO/Co-Founder of Vixen Vodka

28 years experience in finance sector
former Director, Client Services of AccousTech Music Productions
Crossfit fan
50% Firecracker
50% Do-It-Yourself Woman

ION Loyalty Rewards and Small Business Saturday

November 19, 2014 by angishields

Midtown Business Radio

ION Loyalty Rewards and Small Business Saturday

00:00 /

ION Loyalty Rewards and Small Business Saturday

This week I got to sit down with another pair of movers and shakers in the technology and payment processing/ merchant services space in Atlanta. William Mills of William Mills Agency introduced us to Ronald Herman, founder of Sionic Mobile. We talked about the cool app the company has developed that gives merchants an elegant way to incentivize their customers to keep coming back to patronize their business. The Loyalty app is designed in such a way that as customers spend money they earn “ions” they can then redeem at any participating merchant. I also spoke with Terri Dennison, Georgia District Director of the U.S. Small Business Administration (SBA) about the upcoming Small Business Saturday and Small Business Saturday Night this coming November 29th.

The William Mills Agency has been in the Atlanta area for over 35 years, providing a suite of PR services, with a heavy focus on the financial services/payment processing technology sector. The company provides public relations, crisis management, brand awareness/marketing strategy, and content marketing. The William Mills Agency leadership team is heavily involved in the TAG FinTech Society. FinTech is a group of professionals representing a broad range of financial technologies as well as a variety of roles within the industry, including executive management, solution specialists, sales and marketing, industry entrepreneurs and venture capitalists. William has worked with 500-600+ innovative technology companies. Even so, he was particularly intrigued by the model put forth by Ron Herman and his team at Sionic Mobile; so much so he became a member of the advisory board for the company.

Midtown Atlanta-based Sionic Mobile markets to smartphone consumers and rewards them for every mobile checkout. The mCommerce company utilizes mobile devices, Bluetooth^® beacons and the cloud to connect merchants with nearby, ready-to-spend consumers. The company is the maker and provider of ION — the first, fully digital mobile promotions, gift cards, payments and rewards apps for phones and tablets. Merchants use ION Loyalty^® to increase traffic, sales & margins, reduce credit card fees and get good customers back more often. Users of the ION Consumers use ION Rewards^® to earn IONs at every checkout, then spend them like cash on anything at any time at nearly 40,000 retail locations nationwide. The free apps support iOS and most Android devices.

The Small Business Administration provides a host of services designed to enhance the likelihood of success for small businesses in the US. Their overarching goal is to increase available jobs through helping small businesses (who make up >50% of US business commerce) grow. I got to speak with Terri Dennison of the Small Business Administration about their initiative to support small businesses through the Small Business Saturday campaign, aimed at encouraging US consumers to include local small business retailers in their holiday shopping. SBA encourages America to support local economies shopping small on November 29^th. At the SBA, they know small businesses are vital to the growth and prosperity of the American economy. Since the recession, small businesses have created two out of three new private sector jobs… these firms are largely responsible for America’s 10.3 million new jobs that have led to 56 straight months of job growth. Accelerating our recovery means creating the right environment and implementing the best policies for small businesses to thrive. The entrepreneurs the SBA works with face many challenges, but among the greatest is getting new customers in the door. That’s why the SBA is proud to be part of Small Business Saturday – it’s a perfect time to promote your business and find new customers. On November 29^th, millions of consumers across the country will participate in Small Business Saturday. More than 70 percent of Americans are now aware that two days after Thanksgiving is a day devoted to shopping small. Last year, nearly half of all consumers who knew about Small Business Saturday…. acted on it … spending an estimated $5.7 billion dollars at local merchants across the nation. So we want to continue this momentum… And we’re asking you to help us promote the message that Small Business Saturday is day when buying gifts for the people we love … supports jobs and prosperity in the communities we call home.

We all have a stake in seeing foot traffic increase on Main Street. We want to encourage shoppers to seek out unique, handmade gifts they won’t find at a big-box retailer. And we want to see Internet traffic spike, too, with purchases of “gifts to ship” – and gift certificates from restaurants and service providers. Everyone can spread the word about Small Business Saturday by recommending their favorite local shops and restaurants via Facebook and Twitter. The SBA is helping to spearhead an effort this Nov. 29 to extend the hours, so to speak, by promoting Small Business Saturday Night. We know many of our small businesses are local restaurants and food purveyors…After a busy day of shopping, we want to encourage consumers to patronize their local small business restaurants and favorite watering holes. The SBA is partnering this year with the National Restaurant Association to encourage families who are shopping small to “dine small” at local restaurants Saturday night. Additionally, we’re encouraging small business merchants to extend their hours so they can take advantage increased nighttime foot traffic on Small Business Saturday Night. So I hope we can create some synergy in this effort to keep Small Business Saturday going when the sun goes down. To help in your preparations, I want to direct you to sba.gov/SmallBusinessSaturday where we have holiday marketing tips, ideas and materials … even for entrepreneurs on a limited budget. And use our hashtags on Twitter: #SmallBizSaturday for Small Business Saturday and #DineSmall for Small Business Saturday Night.

Special Guests:

William Mills, Owner of William Mills Agency

BA Communications, Florida State University
Member, Executive Committee of Florida State University College of Communications & Information’s Advisory board
Has been quoted as an expert for Wall Street Journal, USA Today, and Entrepreneur
Contributor for numerous publications

Ron Herman, CEO of SionicMobile

Founder and Former CEO, Urban Informatics Corporation
>19 years of Executive Leadership roles in Technology Start-up to Fortune 500 Companies
Former CEO, Intellione Technologies

Terri Dennsion, District Director, US Small Business Administration Georgia District Office

Former Deputy District Director, US Small Business Administration Indiana District Office
MA Urban Studies, Trinity University
Recipient: Atlanta Business League 100 Most Influential Black Women, 2006-2008
Atlanta Business Chronicle 100 Top Professionals in Banking and Finance, 2007-2011

THE NEW TECHNOLOGY OF BUSINESS: Bryan Mulligan with Applied Information and Kyle Smith with Embassy National Bank

November 5, 2014 by Mike

On the Money

THE NEW TECHNOLOGY OF BUSINESS: Bryan Mulligan with Applied Information and Kyle Smith with Embassy National Bank

00:00 /

Host Joe Moss discusses the newest technology and the future of business with Bryan Mulligan of Applied Information and Kyle Smith with Embassy National Bank.

Bryan Mulligan/Applied Information, Inc.

Applied Information is a technology company focused in the Surface Transportation sector. Using a combination of embedded field devices, wireless telematics, cloud computing and business intelligence, Applied Information makes it easy to turn data into actionable intelligence, resulting in more efficient and safer intelligent transportation systems.

Kyle Smith/Embassy National Bank

A new building with an old soul, Embassy National Bank was founded in 2007 to meet a need of its community: a truly business-friendly local partner who could make lending and banking accessible, straightforward and grounded. A local group of businessmen with backgrounds in finance, banking and hospitality created that partner for the greater Atlanta area, especially the communities of Lawrenceville, Duluth, Suwanee and Norcross. To support that vision, Embassy National Bank has assembled a team of managers and bankers with both local and nationwide experience to support the bank’s mission: to be the community partner our small businesses want, and our neighbors need.

——————————————————————————————————————————————

On the Money focuses on topics and issues allowing small businesses to better navigate the financial services minefield, with analysis and opinions from today’s industry experts on banking and loans. On the Money also introduces you to some of the top small business leaders in the Atlanta market.

Hosted by Joe Moss, the president of Embassy National Bank, On the Money airs live every Wednesday at 3:00 PM EST from the Business RadioX studio in Gwinnett.